202-239-1099
DC, US
Tamianth
Tamianth
2013-10-11 03:25:21
Unknown
This is something we can't do for you, but to help yourself and others you should file reports with the proper authority's to help them catch the crooks.  Do take note that some of the federal sites are not currently taking complaints, so it may be awhile before you can get some of these filed.  

Please do file reports with the FBI, your state attorney general and Department Of Justice,FTC & FCC..

http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/
https://esupport.fcc.gov/ccmsforms/form1088.action

Also read up on the laws and your rights:

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf

And see:

http://800notes.com/forum/ta-86217073a9c8dad/ ... 077595690349410
************
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
************
http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
*******************************
Section 809 of the FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf requires 3rd-party debt collectors to give debtors written notice of debt (the key word is *shall*) :
"§ 809. Validation of debts
(a) Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing?
(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector;
(4) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector; and
(5) a statement that, upon the consumer?s written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor."
****************************************
A Collection Agent May Not?

Here are the top 11 actions prohibited by the The Fair Debt Collection Practices Act:

Misrepresent Him or Herself

  A debt collector may not misrepresent himself as an attorney or law enforcement officer.

Use the Telephone to Annoy or Harass

  A collection agent may not cause a telephone to ring or engage any person in telephone conversation repeatedly or continuously with an intent to annoy, abuse, or harass anyone at the called number.

Threaten Arrest or Lawsuit

  A collection agent may not threaten a consumer with arrest. It may not threaten legal action that is either not permitted or not actually contemplated. In other words, a the threat of a lawsuit may be an empty one.

Use Abusive or Threatening Language

  A debt collector may no use abusive or profane language in the course of communication related to the debt.

Publish a Bad Debt List

  Publishing the consumer?s name or address on a "bad debt" list is prohibited.

Contact By Embarrassing Media

  A debt collector may not communicate with a consumer by post card. It may not use any language or symbol, other than the debt collector?s address, on any envelope when communicating with a consumer by use of the mails or by telegram. A debt collector may use its business name if such name does not indicate it is in the debt collection business.

Contact a Consumer at Work

  A collection agent may not communicate with consumers at their place of employment after being told this is unacceptable or prohibited by the employer.

Seek Unjustifiable Amounts

  A debt collector may not demand any amounts not permitted under an applicable contract or as provided under law.

Contact a Consumer Represented by an Attorney

  A collection agent may not contact a consumer after it learns the consumer is represented by a lawyer.

Communicate With a Consumer After Receiving a Validation Request

  If a consumer sends a written §1692g response within 30 days, the collection agent may not communicate with the consumer until it mails the consumer the requested verification of original creditor's name and address.

Communicate With Third Parties

  A debt collector may not reveal or discuss the nature of a consumer?s debts with third parties other than the consumer?s spouse or attorney. A collection agent may contact neighbors or co-workers only to obtain location information. It may contact a third party again if it has reason to believe the information the party provided previously is false.

Bills.com FDCPA FAQ

Below are questions Bills.com readers ask frequently:

Can a Collection Agent Call My Cell Phone?

  Yes. However, if you tell the debt collector it may not use that number because it is a cell phone, it may not contact you again at that number.

I Keep Receiving Dozens of Calls From Collection Agents. Is That Legal?

  No. Unscrupulous collection agents will use "block parties" or "office parties" where they contact a consumer, multiple neighbors, or co-workers telling them they need to reach the consumer on an urgent matter. This is not permitted under the FDCPA.

A Collector Says I Will Be Arrested if I Do Not Pay

  This was a true statement before the US Civil War, but has not been true since. People may be arrested if an aggressive judge files a bench warrant for a person who does not appear at a hearing relating to a lawsuit regarding a debt. However, in that case, the offense is the failure to respond to a court order, and not the existence of the debt. As stated above, it is illegal under the FDCPA to threaten a consumer with arrest if the consumer does not pay the debt.
Anthony brown
Anthony brown
2013-10-11 02:23:49
Debt Collector
Some MEN called my phone saying that I owe money for some checks I don't no nothing about never had checks a day in my life this seemed like a scam to me this has to get nip in the bud please find this MEN
Gina
Gina
2013-07-25 23:01:02
Unknown
Some girl called me from this number, sounded like she was reading from a script, it would be in my best interest to call her blah, blah blah. I have no idea who this is. Blocking the number from my phone.
lucille
lucille
2013-05-07 22:26:31
Unknown
call said i owe a bank got  down right mean
erica
erica
2013-04-15 22:24:03
Unknown
FAKE
crookbusta
crookbusta
2013-02-28 03:53:46
Unknown
No.
Badge714
Badge714
2013-02-27 17:48:27
Unknown
Your "sociality number"? OK, lets forget that part. Your Social Security number CANNOT be sued. CAN'T - PERIOD. They CAN NOT put a "hold" on it, or sue it. This is a myth kept up by the Shill's, of which there is no shortage in this thread.
Chauncey penfold
Chauncey penfold
2013-02-27 17:17:30
Debt Collector
Phone call mike Anderson 334 539 3246  stating that there a lawsuite aganist my sociality number
from anderson law firme  and i would be arrester if ididn't comply i google the phome and told him there were complate  on that phone number and he hung up
Angry as Hell
Angry as Hell
2013-02-27 16:35:21
Unknown
Besides being marked they were easy to find with the typical poor spelling and grammer errors.. quite funny -  some of worse I have seen.
Julia
Julia
2013-02-27 15:20:11
Unknown
The fake messages are marked.

Stay safe!
Kisha
Kisha
2013-02-27 15:02:06
Debt Collector
Admin Edit: "It's a FAKE comment!"
_____________________________


If you think that a caller may be a fake debt collector:
Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.
Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft ? charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
Mike
Mike
2013-02-26 15:47:15
Unknown
Admin Edit: "It's a FAKE comment!"
_____________________________


It seem like you the only person had a problem with them and they name is Morgan & Shapiro Law Group, u must have dialed the wrong number cause i paid them off and they sent me everything i need and my att. looked up the pending case and seen it so its not fake, get you a Lawyer and have them call in for the case number thats what i did
A.
A.
2013-02-23 22:19:42
Debt Collector
My bother received a call from these people stating that they were Coghens & Powers (which im assuming is a fraudulent attorney group) and that a cash advance place was going to press felony fraud charges against him. When he asked for proof, they sent him a bogus letter over EMAIL, with punctuation that a kindergartener could put to shame. The letter was fake, as I am assuming these idiots are, also. DONT GIVE THEM ANY INFORMATION or SEND THEM ANY MONEY. THEY ARE FAKE.
Brittany H.
Brittany H.
2013-02-06 21:55:46
Debt Collector
Admin Edit: "It's a FAKE comment!"
_____________________________


I THOUGHT THIS WAS A FAKE COMPANY BUT READING FTC.GOV IF THEY CANT TELL YOU YOUR INFO LIKE SS AND CURRENT ADDRESS WITH BANK INFO WITH OUT YOU GIVING THEM ANYTHING THATS A SCAM, THEY KNEW EVERYTHING ABOUT ME AND SENT ME A LETTER SAYING WHAT I OWE..... I WENT AHEAD AND TOOK CARE OF IT AND THEY SENT ME PROOF ALL SO SAYING THAT I PAID IT
Shelia
Shelia
2013-01-30 20:46:11
Unknown
Admin Edit: "It's a FAKE comment!"
_____________________________


Yes
D..
D..
2013-01-30 16:37:13
Unknown
So these guys are legit??
Shelia
Shelia
2013-01-29 20:04:31
Unknown
Admin Edit: "It's a FAKE comment!"
_____________________________


They called me and scared me but i asked them to sent me something in wrighting and they did, if they was fraud they would have said okay and sent nothing, i paid what i owed and they emailed me my poor of paying and havent recieved a call back since........i spoke with r.brooks and she was really helpful but they head attorney stern is a nasty person, dont ever ask to get sent to him cause he is the one signs off on your paper work if you dont pay!
BigKevin
BigKevin
2013-01-16 00:52:16
Unknown
thanks to rebecca brooks, she helped clear my name and sent me the paper work i needed with my account...so i had no problem at all with Morgan & Shapiro they work for the pay day loan place, they showed and told me everything i needed to know and i got a receipt, and my paper work from there office with no problem, so if this was fraud they wouldn't have done that
Just me
Just me
2013-01-10 21:55:37
Unknown
I also received a call today, left on my main voice mail for my entire place of employment referencing a work place check and fraud division.

Rebecca Brooks is the person who left the message.
I will just forward the information on to my Fair Debit collection attorney who just emailed me today to let me know they are mailing me check out today from another one of theses scammers. Rebecca Brooks, you will hear from my attorney!
Alfalfa
Alfalfa
2013-01-04 17:50:51
Unknown
The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

is seeking payment on a debt for a loan you do not recognize;
refuses to give you a mailing address or phone number;
asks you for personal financial or sensitive information; or
exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.

If you think that a caller may be a fake debt collector:
Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.

Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.

Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft ? charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.

Contact your creditor. If the debt is legitimate ? but you think the collector may not be ? contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.

Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.>

http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt076.shtm
Hal
Hal
2013-01-04 17:49:54
Unknown
This inappropriate individual contacted me stating her name was Tina Kuber from the Workplace Fraud Division. Also, stated that they "needed to hear my side of the story prior to the case going to the State and that this was a Time Sensitive Matter and needed to hear from me immediately."
Kimberly B
Kimberly B
2012-11-09 15:38:33
Unknown
Unknown caller
Rena
Rena
2012-11-01 15:54:22
Debt Collector
A man named "Chris" called looking for a Valerie, he want it me to verify if she worked here. I told him, he needed to call coporated office and verify employee's information with that department.  He told me, is this Valerie?  I said...sir I told you, you would need to contact cooporate office.  He said thats fine, this is the address she left and I am sending out the police right now to arrest her.  I told him, "sure" tell them to bring donuts!!!!  The b*****d hung up!
krissy
krissy
2012-10-05 17:02:54
Unknown
This man called my phone stating that he was from THE LAW GROUP about a workless check.  The man wanted me to verify my social security number, date of birth, my full name, and I stated to the man that I was going to verify any information because I don't know who he is.  I told the man that he was a scam.  Who are these people?  The man threaten me and stated that a warranty will be put out for my arrest.
1-917-831-4434 1-706-609-8876 1-404-482-2159
Call Type:
Comment:
Your name:
Validation:
© WHOSCALL.IN 2011-2024 - Privacy