"This man is not a bully! " -- well, if it walks like a duck, quacks like a duck, looks like a duck, poops like a duck, and smells like a duck, I'm CERTAIN it's a duck ... or, in this case, a bullying, lying, extortionist.

"f you took out a loan..." -- The operative word being "IF"...which this company fails to prove with a Debt Validation Letter

"...and didn't pay it back what do you expect." -- (actually, the punctuation should have been a "?" rather than a ".").  Again, this is predicated on the fact that someone actually took out a loan, that a Debt Validation Letter has been received, AND that the debt is not TIME BARRED.

"I hate people who don't pay bills and then make it harder for us as good citizens." -- And you consider it a "good citizen" to
--refuse to give FULL IDENTIFICATION of a caller?
--refuse to provide a Debt Validation Letter?
--THREATEN with police/jail over a debt?

I also can't help but notice that YOU haven't provided the following information in your "defense" of this person OR the company he allegedly represents:
--FULL NAME
--PHYSICAL ADDRESS
--LOCAL TELEPHONE NUMBER
--CCA#
--STATE OF REGISTRATION
--LINK TO BBB RATING FOR THE COMPANY
....ALL marks of a SHILL

No, maybe more of a criminal, according to BAU Profiles;

>There is a pervasive pattern of disregard for, and violation of, the rights of others occurring since age 15 years, as indicated by three or more of the following:
? Failure to conform to social norms with respect to lawful behaviors as indicated by repeatedly performing acts that are grounds for arrest.
? Deception, as indicated by repeated lying, use of aliases, or conning others for personal profit or pleasure.
? Impulsiveness or failure to plan ahead.
? Irritability and aggressiveness, as indicated by repeated physical fights or assaults.
? Reckless disregard for safety of self or others.
? Consistent irresponsibility, as indicated by repeated failure to sustain consistent work behavior or honor financial obligations.
? Lack of remorse, as indicated by being indifferent to or rationalizing having hurt, mistreated, or stolen from another.

Good citizens are not shills and liars either.

This man is not a bully! If you took out a loan and didn't pay it back what do you expect. I hate people who don't pay bills and then make it harder for us as good citizens.

JOHN O BRIAN IS A BULLY ATTEMPING TO STEAL MONEY FROM POEPLE BY THREATING THEM WITH ARREST . SOME HOW HE HAS POEPLE INFO. AND ATTEMPING TO USE IT SO BEWARE THIS A SCARETAT TO EXTORT MONEY NOTIFY YOUR LOCAL POLICE SO WE CAN PUT A STOP TO THIS                                                                                                                                                                                                       LOOK OUT              (202)509-9787

THIS CALL CAME IN A FEW MINUTES AGO - SAME THREATS & CHECK FRAUD & ETC. ! HAD MY HOME #  & SS # - I'M GOING TO JAIL - WARRANT FOR MY ARREST & ETC. SHE GAVE ME -2- PHONES NUMBERS TO CALL HER BACK BEFORE - 11.00- A.M. TOMORROW > 1.) 202-618-6932 ( HER PRIVATE # )  & 2.) 214-396-4365 (SWITHCBOARD IN TEXAS ) ! SO PEOPLE BEWARE ! I'M ALSO CONCERNED ABOUT THESE PEOPLE HAVING MY PRIVATE INFO.-- IWE WILL BE GETTING AHOLD OF THE ATTN. GENERAL TOMORROW & CONTACTING MY ATTN. !

Names used Malorie Thornton -in a deposition moat occasions
Karen Glass-paralegal
Jasmine Key-answers the phone
Danielle Bradshaw-supervisor
Same number....I asked them to verify my ss# since they were investigating me.  She confirmed my address, Don, ss# and phone #.  I am reporting this to the FTC AND the IRS.  I was told I took out a.payday loan iao $617.50 and they are waiving $725.00 in atty fees.
I have temporarily stopped the order to process this affadavit against me.  I was told that QC HOLDING IS THE PAYDAY company and that they have an order to cease and arrest me. They do not want restitution they want me to go to jail.  I am calling an Atty right now!!!!!

Receiving calls from a Jasmine Key. She's also called my father in law claiming there's legal action against me. Never been in trouble, no criminal record, no warrants or pending court cases.

Got a call from a company saying there was a warrant for my husband. claiming he committed check fraud. they gave my deceased grandmothers name saying i gave it as a reference. Then they called my mother in law which she is in poor health. And scared her. These people need to stop . He gave his name adam burke phone # 202 600-7244 also gave a case # and another # 323 893-3850. please someone stop these crooks.

I received a call from this number asking for my daughter. it wa JaSMIN kEY. sHE said my daughter was part of an investigation they are conducting. The call my family members looking for her. family that we have not talked to in years. How do they get the phone numbers of people. this is embaracing and it has my mother scared thinking that her grand daughter is in trouble. thats not right. these people need to be arrested..

same thing 3/20/2013

They also used the name Karen Glands THIS IS FRAUD turn them into the Attorney General is your State tell them that you are and maybe they will quit harrasing you.

2146135002
said they were from TX same Name Director O brien when I asked questions he got real weird and defensive these people play on emotion and Fear hang up they r Fraud

same thing here, a relative of someone who owed a payday loan got a call about check fraud.  Somehow i don't think a payday loan marker qualifies for check fraud not sure if a Judge would agree with me but I think i could find a lawyer to take that case and make some money off these jungle warfare collection tactics

the name given was Amanda

The same thing that was written above happened to me. The same company they are very rude as well.

My first question was why is an investigator calling me from Washington DC, to tell me that I'm going to be arrested TODAY in a county over 3,000 miles away from WA. First DUMB mistake, then they wanted me to verify my SS# but I proceeded to tell them that they were the investigators they should know this information! Scary thing is they did know this information but I told them that they wrong. Like you all I received a message from "JASMINE KEY" who left a message with a uncle of mine who I haven't spoken to in years and had never used as a reference on anything. The uncle contacted my mother with the message to call Ms. Key as this matter is important and I will be arrested as of today 3/12/2013!!! I called Ms. Key listened to her BS about check fraud/white collar crime on an account that I had over 10 years ago and stated that I passed a fraudulent check to a company that I never even heard of. NOTE: I DO NOT WRITE CHECKS/DO NOT OWN CHECKS!!! However they have me on camera, my signature matches ect. ect. Then they go on to tell you that they can STOP the action and get you some help after answering a series of personal questions after being transferred to the mediator "ADRIANA" to "TRY" to get more of your information and extort money from your account in any way possible.... BEWARE OF THE CROOKS> I didn't give them a chance to go any further I told them that they will be hearing from my attorney real soon if they ever try to contact me again!
Caller: Investigator McDaniel Smith & O'Brien Call Type: Debt Collector

202-600-7268
Country: USA
Location: District Of Columbia (Washington)

My first question was why is an investigator calling me from Washington DC, to tell me that I'm going to be arrested TODAY in a county over 3,000 miles away from WA. First DUMB mistake, then they wanted me to verify my SS# but I proceeded to tell them that they were the investigators they should know this information! Scary thing is they did know this information but I told them that they wrong.

Like you all I received a message from "JASMINE KEY" who left a message with a uncle of mine who I haven't spoken to in years and had never used as a reference on anything. The uncle contacted  my mother with the message to call Ms. Key as this matter is important and I will be arrested as of today 3/12/2013!!! I called Ms. Key listened to her BS about check fraud/white collar crime on an account that I had over 10 years ago and stated that I passed a fraudulent check to a company that I never even heard of. NOTE: I DO NOT WRITE CHECKS/DO NOT OWN CHECKS!!! However they have me on camera, my signature matches ect. ect. Then they go on to tell you that they can STOP the action and get you some help after answering a series of personal questions after being transferred to the mediator  "ADRIANA" to "TRY" to get more of your information and extort money from your account in any way possible.... BEWARE OF THE CROOKS>

I didn't give them a chance to go any further I told them that they will be hearing from my attorney real soon if they ever try to contact me again!

I recieved a call from Jasmin Key with the MSO check fraud department regarding an ongoing investigation with someone in King County that I have never heard of. She stated that I was a known associate of this individual. I had no idea where King County even is or who the person was that she stated I was associated with. I called the 202-600-7268 and got the voicemail of Adrian Jacobs. I have no idea what this is but I definitely won't divulge any personal info and I will report this as a scam if I can get any info from this lady, whoever she is.

It's a debt collector.

They called about my step daughter saying she'll have warrants out for her. I looked on the computer and came up with this!

Holy hell !! These people are contacting my whole family And family friends!!! They are making threats of warrants and such! How embarrassing. I have never committed fraud. How can we stop these people??

I would really like to bust these con artist does anyone know who the appropriate authorities to contact to stop these low lifes once and for all

Calling. Saying she's. Adrian. Jacob.  Threats about. Arrests. N. she want money. From Hot Checks. Yeing. Too the top of your voice!!!!

I also received a call from Adriana (sp) from fraudulant check division and was looking for an ex sister in law from more then 13 years ago. I have not had any contact with this ex sister in law 10 years at least.

This sounds like extortion dressed as debt collection. The agents' horrid threats are empty and their conduct is illegal. As early as possible it's critical to determine if your collector is domestic or yet another South Asian faker. The former you can sue into submission; the latter tend to be out of reach.

My notes from October 2011 on payday loan and "hot check" collectors are linked below.
http://800notes.com/forum/ta-429fb24ec2162e3/ ... -numbers-here-2

See also this FTC alert: "Fake Debt Collectors"
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
(former title: ''Who's Calling? That Debt Collector Could Be a Fake'')

The following will be useful if you have a US domestic collector calling:

official FTC guidance and staff opinions on the FDCPA, PDF copy of the Act
http://www.ftc.gov/os/statutes/fdcpajump.shtm

CFPB Q&A on debt collection practices
http://www.consumerfinance.gov/askcfpb/search ... bt%20Collection

I wanted to report a call from a man by the name of John  O'Brian, Sr. and a woman by the name of Adrianne Jacobs from the above number. They noted they were with the "white collar crime unit" of the District of Columbia in Washington, DC and turning over my case of a "fraudulant check" to the authorities who were going to have me incarcerated.  I told them I had no criminal record, ever, and that they were mistaken. This man who called himself a "mediator"- legal counsel-- claimed to be with the government. When I denied that I had a fraudulant debt/check with Approved Checking Cashing Payday loans, he began to scream and yell at me. He proceeded to threaten and harass me with a yelling tone of voice and how I would be arrested and how he knew my social security number and address. He also even knew the name of my bank. I told him to "bring it on" because I knew he was lying and told him he was a scam artist. I immediately called the local company that he had referred to and the district manager called me back. The company is NOT happy that scammers are using their name to harass, lie, and steal from people. This is very scary that these scam artists have my ss # and information. Just a warning if you get a call from these thugs, I recommend just hanging up on them!