I got a called today from a man named kevin anderson claiming to be from the financial crime division.  He claimed I owed them money for a cash advance loan back in 2005.  When I asked to speak to his supervisor I got a man named Sean Robinson.  They both had very heavy accents.  They also claimed I was going to be arrested and picked up at work this evening.  They said they were filing an affidavit here in my home state of Texas.  The second man said there was a mistake and that the loan was from may 2006.  When I started asking questions he hung up on me.  I called him back and said I was just trying to solve this problem.  I spoke with the DA in CT and they told me it sided like a scam.  I called my bank to verify the deposit and they said the account was closed April 2006.  So how could anyone deposit money in a closed account.  I called them back to get the money gram information and he told me when I had the form in my hand they would give me the information.  I also called my local FBI and they told me the same thing, that it was a scam and not to give any money.  I am writing a letter to the Attorney Generals office in New Haven, CT and they said they would investigate it for me.  The that I called from was 203-672-2117.  Obviously another number from the same place.

richard hamilton accent so thick you cant hardly understand him new number 917-338-3774 tells me im going to jail only god can help etc. has all of my info  and tells me if i do not pay the financial crimes unit will have me suspended from my job what a way to get your money

It's a scam, and all their threats are false and illegal.  The bottom line is, these are criminals trying to steal your money.

Here are a few news reports and government advisories warning consumers about this scam:

ABC News:  http://abcnews.go.com/Business/story?id=5621205&page=1
West Virginia Attorney General:  http://www.wvago.gov/internetloanscam.cfm
WTAE TV4, Pittsburgh:  http://www.thepittsburghchannel.com/call4action/17285785/detail.html
Florida Commissioner of Consumer Services:  http://www.800helpfla.com/newsletter/2008/092008.html

This is a very active group of scammers, many of whom are calling from India (and probably other countries) and are in cahoots with a group of American pay day loan scammers. Typical of many financial scams of this variety, they usually demand payment via Western Union or MoneyGram or credit card. They use any number of phony names such as US National Bank, Federal Investigation Bureau, US Legal Investigation Bureau, US Federal Bank, Sonic Bank, Hopkins Law Office, Christian Nicholas & Associates, CashNet, Financial Crime Prevention, National Crimes Division, United Legal Processing, Morgan Associates, United Pay Services, National Processing, White Collar Crime Unit, David Morgan & Assoicates, Impact Business Marketing and many more.  These criminals also use many phone numbers from many area codes; they're probably using caller-id spoofing software and/or VoIP to disguise their real location.

These scammers attempt to extort money from consumers with a myriad of false and illegal threats, and alternately pose as debt collectors, federal and state law enforcement officers, lawyers and bankers. Their trademark is to use meaningless legalese gobbylgook phrases like "We are downloading warrants against you" or "We are filing an affidavit against you."  Other trademark phrases include threatening the consumer with ridiculous phrases such as "If you don't pay then only God can help you" or "If you don't call me back then I can only wish you good luck."

The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, or demanding your lawyer's name so they can sue you, it is ALWAYS a scam. No debt collector (let alone criminals posing as debt collectors) has the authority to have anyone arrested for anything. (And it's illegal for them to threaten such a thing.) And since these foreign dirtbags routinely impersonate law enforcement, it's also important to remember that American law enforcement officers aren't in the business of debt collection.  (Debt is a civil, not a criminal, matter.)

A consumer posting a complaint about these same scammers at http://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is associated with an India-based "outsourcing" telephone bank.  Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.

This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass/Ellis Crosby & Assoc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (
http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 )  There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.

Here's the contact information for the phone bank in India:

IntellisOurzE BPO
701, Sapphier, Nr. Cargo Motors,
C.G. Road Navrangpura,
Ahmedabad - 9. (Guj.) INDIA.
E-Mail: info@intellisourze.com
Website: www.intellisourze.com

A check on the domain name "intellisourze.com" shows that the website and name registration was created on May 8, just one month *after* the Crosby scams were shut down in Florida:

Domain Name: INTELLISOURZE.COM
Registrant:  Pragra Infratech Pvt. Limited.
Email:  ankur.ranpariya@pragra.com  
908, Aksaht Tower, Nr. ICICI Bank
Opp. Rajpath Club, S.G. Highway
Ahmedabad, Gujarat, India 380054
Tel. +91.7926871353
Creation Date: 08-May-2008
Expiration Date: 08-May-2009
Domain servers in listed order: ns5.znetindia.com ns4.znetindia.com
(Source: http://whois.domaintools.com/intellisourze.com )

Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.

This is conjecture, but appearances suggest that Crosby and company were originally running a two-pronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.

If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):

1) The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.

2) Alert the FBI at https://tips.fbi.gov  Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement or lawyers, officers of the court or bankers, be sure to include that information in your report.

3) File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.

4) File a complaint your state's attorney general, the contact information for whom is at www.naag.org

5) File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a *small* sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:

http://800notes.com/Phone.aspx/1-904-425-9141
http://800notes.com/Phone.aspx/1-336-553-3965
http://800notes.com/Phone.aspx/1-888-909-6789
http://800notes.com/Phone.aspx/1-925-262-1327
http://800notes.com/Phone.aspx/1-678-954-6346
http://800notes.com/Phone.aspx/1-888-341-4004
http://800notes.com/Phone.aspx/1-856-831-0640
http://800notes.com/Phone.aspx/1-949-743-1140
http://800notes.com/Phone.aspx/1-410-505-8128
http://800notes.com/Phone.aspx/1-917-464-2534
http://800notes.com/Phone.aspx/1-210-858-6602
http://800notes.com/Phone.aspx/1-888-775-2121
http://800notes.com/Phone.aspx/1-310-909-8245
http://800notes.com/Phone.aspx/1-949-743-1156
http://800notes.com/Phone.aspx/1-214-245-1402
http://800notes.com/Phone.aspx/1-214-245-0922
http://800notes.com/Phone.aspx/1-214-723-5572
http://800notes.com/Phone.aspx/1-904-425-2863
http://800notes.com/Phone.aspx/1-718-831-7157
http://800notes.com/Phone.aspx/1-904-425-2857
http://800notes.com/Phone.aspx/1-858-244-0444

I just got a call from someone named Mark Richardson wanting to talk to one of our employees.  When I told him he could not take calls or messages unless it was a family emergency, he threaten to put me in jail and started cussing me and called me very bad names.  Would not give me a phone number so I could call him back.  When I ask what country he was from he said Ohio and told me again he would take me behind bars.  I really want these to stop, but not sure how.  Please help if you can.

Thanks,
Kay

Hi guys just an update....Hes using a new phone #  813-283-0473.  Dont fall for their scam. If he calls file a complaint with the Federal Trade Commission.

Well after a few calls from my bankruptcy lawyer and the judge, they stopped calling. I also opened a case with the FCC, which they said they had numerous complaints. The attorney general for my state (ohio) was useless. All I keep getting told is to change my numbers. So I had my friend who was also a lawyer, goto town on them. I know I owe nothing, I also work for a Bank and had them check my records. I have protected my accounts from them.

  I suggest u either ignore the calls, play the game with them threatening law suits, or change your number. I played the game, and went off yelling at them so much they stopped calling.

now they use 901-328-9334

I just got that call from indian guys saying that I got a paydayloan 3 years ago,they had my ssn and address.this is bull for these people to try and pray on innocent people.this has to stop. they would not give me any information for a while then they said they are in tenn[memphis] and if I did not pay this money the police were coming to my house or my job to arrest me.the first guy stated that I recieved over 300,000.00 in a bank transfer and then his stupervisor said that was dropped and I owe just for the payday loan.these guys are morons

On June 25th we received a call from the Criminal Financial Protection Divison.  Using the number 901-328-9346 with the agent Robin Garcia.  He proceded to give us information regarding non-payment of payday loans.  He stated we had two in default and that we owed 3000 dollars to take care of the situation.  Since we have had this happen once before we bought some time to check up on this.  We ran across this blog page and varified that this was a scam.  My question is how do they get our information.  They provided my wifes socail, her email address, as well as what bank we bank with.  Any ideas on how they get this type of info?

I confronted them on the phone and said that they were scam artists.  They have not called my business back since then.

GO to this site: http://www.fair-debt-collection.com
There is A LOT of information here to protect you! Now that I have these jerks address (THANKS!) I am sending them a letter from this site to stop all harrassing calls! Thanks again

I can't tell you how much I appreciate you posting the address here - I've been trying to find these assh*les to send them a letter to stop the harrassment! I suggest everyone do the same!

Hello Robin, I received the same call from a Stewart McGill with a deep indian accent.  He informed that I had two payday loans that I had not paid since March 06!!!  He indicated that they were going to arrest me if I did not pay for this dept including possible court cost and all kind of fees totaling $9000.00.  Needless to say, I told him I did not have that type of money and would be willing to pay something today to keep the linchman off of my back.  We came up with a figure of $500.00 today and possible $3175.00 by payday.  I called my attorney and the attorney general and printed off a copy of my credit report.  There were no signs of any of these debts.  I did receieve a series of calls afterwards from these folks and they wanted to know what was the problem.  I told him my attorney needed additional paperwork and he did not have anything.  The number is called is 1-901-328-9346.

I filed with our Attorney general and notified the memphis tennesse police dept. to check into this

Copycaze

I also live in PA.  What steps have you taken?  Thank you

Careful with this.  Please read my message I just up in.
It sound identical.  Contact your attorney general.

Robin Garica from Linkcash - Financial crime protection division had called me here at my place of employment and knew I had owed 2 payday loans.  He proceeded to tell me everything about me. ssn, internet address the works.  Wanted 2000.00 to keep it out of court. I don't have that kind of money.  He gave me his name and a phone number and address.  PH #901-328-7177, 4900 outland center dr. Memphis Tenn. After telling him I was going to turn this over to an attorney amazing how the amount came down and he was willing to work with me.  After reading these messeges, notifying TN and looking on map quest for the business and location and not turning up anything.  I called him and told him that this was going to our Atty General here in PA and he wasn't getting any payments.  He put me on hold and never came back.   How rude!!!!!!

It sounds like a financial crime may have been commited, I would notify your local authorities and notify the poilce in Nashville TN.

By the the # was from 615-369-0414...I think they also call from 0410-0411-0412-0413-0415...and god only knows what other #'s they have.

Hi,

This a-hole tried to pull that with me too. He called me and left a long voice mail stating I committed a national crime. I called back and asked him what he was talking about. I could barely understand him because he had a foreign accent, but his name was Cliff Wilson. He told me he was calling me from the National Crime Division and I committed a crime. If I didn't pay a debt he was going to police to come take me away at 11:00 AM. Needless to say I tried to get him to tell me the debt amount and what it is from? He advised he didnt have the amount but it was about a payday loan?? I told him I have no outstanding paydown loans, and there must be some kind of mistake. He asked me then why did my case drop on his desk that morning.  I was scum and I needed to pay the debt right now. I started to laugh to myself thinking okay something isnt right here, you want me to pay you a debt right now, but u dont have a figure. LOL It was even crossing my mind maybe this is a crime division and somebody committed a crime under my name. I tried very hard to ask him to investigate it, he kept asking me though so are u unwilling to settle to this debt.  If not we will begin pressing charges and take u away at 11. AGAIN>  At this point now I'm clearly seeing this guy was not legit and told him well if the police are going to take me away, lets get them on the phone right now and do a conference call.  Gee you want to know what his reaction was???? "if u get the police on the phone, i'll hang up."  I hung up seeing the truth this guy just tried to scam me.  I called the real police but they advised me theres nothing I can do. If this guy calls hang up it's not legit.

Help please.. I received a call from 615 369 0410 stating they are Financial Crimes Prevention.  I have paid thousands of dollars to this company and they are still calling indicating that I owe more money.  They have threatened me with jail and also that the local authorities have been contacted. Can anyone please help me?

615-369-0414

615-369-0414   I have a message from some moron calling himself "Cliff" trying to act like a customer of my employer's, telling co-workers I'm being named in a "theft case", which of course is libel; he has zero rights to call my employer and tell employees here any such thing.  He's saying he's calling from "financial crime division" from 615-369-0414 and leaving all kinds of messages at my employer, trying to slander me at work.  What this moron doesn't realize, is that I'm a network and telephony tech, and that I'm running queries on his number to pinpoint his physical address.  Needless to say I'll be filing criminal complaints with the county prosecutor's office; if that fails to provide immediate results, "Cliff" is going to find a pissed off network guy surveilling his personal life from an uncomfortably close proximity, with my packet sniffer shoved right up his a**.


If I find this a***ole, I'm going to take vacation, hunt his sorry a** down, and make his life a living unholy hell for 2 weeks.  Bottomfeeders like this s****ag need to be

http://en.wikipedia.org/wiki/Libel

I just got a call from 1-214-245-1402 from a "National Crimes Division".  They pulled this crap on me earlier this week but the number was 615-369-0414...I will not waste my time calling back.  It's a scam.....

James Matthew called twice at my office today. Stated it would be in my best interest to call back on this very confidential legal matter. It was very important to speak with him today. Very thick accent, could not answer any questions, just continued to state that I was in  alot of trouble. I hung up before he could say more. I received similar calls months ago from an Upstate NY number and then later from a number in Atlanta GA. Seems this group moves around when they get caught and then they set up phones in a new location. Message is always very similar, but they cannot provide any written documentation or information. At first it is frightening, now it has become annoying and harrassing.

Thanks for helping honey.....u've save my life by helping me...\
Robinson really helped me in resolving the matter.................

U WILL B IN JAIL....

Caller states that I owe a pay day loan company and that I need to pay $720.00 or I will be arrested for fraud. They ask that I pay with a credit card or debit card in order to settle out of court. The perps read off your personal information including SS#, address and place of employment.

I actually dealt with these clows yesterday. I spoke to a Leo something...he told me the same story about how I owed money to several pay day loan companies. He read off my SS# which made me really nervous. Right then I knew it was a scam. Companies never read off your entire SS# in the beginnign of a call...it is always the last 4. So, I got the information from them,told them I would call back with my credit card info to make the payment. The number they gave me: 615-369-0413. So I called back and asked them to run down what the procedure was to pay my "debt". They said I had to pay $720.00 with a credit or debit card in order to settle out of court. I told them that I had filed a complaint with the FBI and my local police department. I also stated that the call was being recorded and I had an officer from my local police department on the line...they hung up!

I called again today and tried to get their address, but they refused.

you can also call them at (615) 369-0412, I called them back to let them know (once again) that what they are doing is illegal. They would really like me to stop calling them back.


Imagine that, scam artists want me to stop calling them.