205-453-1648
AL, US
John
John
2014-02-27 18:37:23
Unknown
When they call list their number as DNA, do not answer!!!!
kat
kat
2013-03-04 00:58:58
Debt Collector
Just settled a debt with them, as they were going to sue me for it. it was a legitimate bill i owed, so I agreed to pay through a lawyer firm.  two weeks before the last payment was to be made, they began calling again, now have begun to call my husband's cell phone and our house phone. yesterday, the house phone rang every 15 minutes for approximately 90 minutes. Makes me sick!!!!!!
Key Word
Key Word
2013-02-20 20:18:14
Unknown
The key word is "studied". She never said she actually got the degree.
soniasp
soniasp
2013-02-20 16:59:39
Debt Collector
STOP CALLING, I DON'T NEED ANOTHER STROKE
hatebottomfeedcollectors
hatebottomfeedcollectors
2013-02-19 03:38:46
Debt Collector
THAT'S WHAT I LOVE ABOUT ANDROID PHONES!! GOING TO ADD THESE MOTHER SUCKERS TO THE BLOCKED LIST!!!
Helen Hathaway-Goddard
Helen Hathaway-Goddard
2013-02-18 22:25:28
Unknown
they just called I didn't answer and they didn't leave a message.
Borborygmi
Borborygmi
2013-02-14 20:32:15
Debt Collector
Yet ANOTHER number for those Portfolio a***ipes. The debt they're trying to collect is WELL outside the statute of limitation is my state. I'm not answering their calls, I'm not replying to their letters. They can stick this up their rear-end, but they'll probably have to remove their heads from the same hole first.
Lala
Lala
2013-02-14 18:52:54
Debt Collector
They called me from different numbers. I have no idea what they are calling about cuz I don't answer numbers I don't recognize and if they don't leave a message that means they don't want me to know who they are in the hopes that one day I will answer out of curiosity, but that's why we have the internet, so we can satisfy our curiosity. I will never speak to them, I just block their calls. Many cell phones have a feature where you can save a number in your contacts and always have it go straight to voicemail. I would not advise anyone to speak to them directly because you might say something that gives them the right to legally resume collection on a retired debt.
Pam Warner
Pam Warner
2013-02-13 21:04:30
Unknown
I had a call today from them but they didn't leave a message.
Gayla
Gayla
2013-02-13 14:19:27
Unknown
Yes, the post was full of mispelled words.  This does make us wonder about your credibility!
Penelope
Penelope
2013-02-11 20:08:21
Unknown
I've had that same problem. They claim I owe "X" amount for a credit card from 10+ years ago (way past statute of limitations in my state). When I told them they have the wrong person they insist they do not. I told them they are giving me a middle initial that I've NEVER had associated with my full name, a PO Box and I've never had one of those, and are claiming I made payments on it for awhile from two banks I've never heard of and which do not have branches anywhere near my state.  They don't care. They just keep calling. I just ignore any number I don't recognize but these people are a HUGE pain the the backside.
Dee Dee
Dee Dee
2013-02-08 19:13:23
Unknown
No message was left.
they call me too
they call me too
2013-02-07 20:37:00
Unknown
They call me from 909 number saying that I owe 560 from cc which was 7yrs ago n treating me saying that theyll take mw to court I told them go ahead but I havent got anything from the court
boschran
boschran
2013-01-31 17:42:29
Unknown
I keep getting calls from this # and other random #'s. No message are ever left. I finally just blocked them.
DA
DA
2013-01-31 01:42:24
Unknown
Actually in Ca. Breach of a written contract:  Four years from the date the contract was broken. Then the claim is no longer valid. Of course if you pay anything on the debt you have reset the clock even if the 4 years has lapsed. I don't know about other courts but I would guess that you could find out with a simple court search in your area.
Greyeyedman
Greyeyedman
2013-01-23 01:33:02
Unknown
I never pick up if I don't recognize the number on caller ID. Instead it goes to my voicemail. I have the following greeting on it. "If I don't know you, leave your first and last name, your home telephone number, your home address, your social security number, your mother's maiden name. If you have children, leave their names and the school they attend. I'll deal with you later." Really cuts down on telemarketers. If someone is dumb enough to leave the info I maintain none traceable emails and phones plus mailboxes. I'll go out and get a pocket full of credit cards. If they are close enough to drive to...well I just might visit.
Andrea
Andrea
2013-01-09 20:36:40
Unknown
If they are calling on your cell, download Mr Number and select block/hang up, it works.
Fed up
Fed up
2013-01-09 20:34:04
Unknown
Oh these effers again, they called me at 8am this morning, they have been calling me for four years straight. I don't owe anyone anything and because I have a common surname they think they can call and wake me at all hours? Hey Portfolio, maybe I should sign some of your execs up at various porn sites like I did last time, I still have your emails you effers.
Resident47
Resident47
2013-01-08 00:12:07
Unknown
PRA traffics often in Cap One debt. It's likely not Cap One placing the calls. If you find that either company is posing as the other, you have a FDCPA violation to use as ammunition. Be sure to dispute the dunning letter you are due. Your problem is not going away by itself.
Brie
Brie
2013-01-03 21:35:19
Debt Collector
Capital One. They are calling regarding a credit card I had although I set up a payment plan with Capital One and paid the debt in full.
Alfalfa
Alfalfa
2013-01-03 12:24:57
Unknown
Robo-dialing your cell phones without your consent is a violation of the TCPA:

The robo-call: you?d recognize it by the slight pause before the person on the other end starts talking. What you might not know is that these phone calls may be illegal.

The Telephone Consumer Protection Act of 1991 outlaws certain phone calls made to cell phones. When a company uses an autodialer (a machine that randomly dials numbers?or a list of phone numbers entered into the machine) it is not allowed to call a cell phone unless it has consent from the consumer.

Debt collectors get around this law in a couple of ways. When you filled out your original credit application, you wrote down a contact phone number. If you wrote down only one contact number, and it was your cell phone, the collector may assume you?re giving consent to call that number. The other way they avoid the law is that the original credit application may say something like:? by signing this application, you give us consent to call your cell phone.? But this is rare for older accounts.

If the debt collector robo-calls your cell phone without consent, it may be a violation of the TCPA, and you may be entitled to $500 damages per call. Damages can be tripled if you can show that the phone calls were made willfully or knowingly.

http://www.avvo.com/legal-guides/ugc/robo-cal ... -may-be-illegal
Alfalfa
Alfalfa
2013-01-03 12:17:13
Unknown
These cretins actually had the gall to *demand* that my family member "sell his life insurance" before I jerked the phone out of his hand and hung up on them. To say their business practices are dispicable is the understatement of the century.
Resident47
Resident47
2013-01-03 09:48:15
Unknown
You might see my reply to Shan30ish up there and also keep meticulous records of your contacts so you can sue PRA for foul language and bully tactics.
Resident47
Resident47
2013-01-03 09:45:58
Unknown
PRA can skip trace your whole family and the dog so long as the call volume is not excessive and you've not ordered them to knock it off. Your mobile service provider could have shared some data, but there are plenty of other financial and customer record databases collectors can mine.

My long form advice for "not me" cases is found here:
http://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Resident47
Resident47
2013-01-03 09:39:39
Unknown
I would edit this to read "stay off the phone if your lips are loose". In some jurisdictions they won't need your funding, but mere admission from you that you're somehow responsible to pay. A seemingly innocent plea like "I don't have the money" can be enough.

When I talk to collectors, my mission is to extract information and never surrender any. If you can't handle this, stay on your paper trail. I would love to get a caller like Alf described, and name him as "Defendant" for trying to dictate my financial management.
Resident47
Resident47
2013-01-03 09:24:26
Unknown
Actually, PRA controls a ridiculous volume of phone numbers, many acquired from the defunct telco Sunrocket. The cost per number is so trivial that PRA doesn't need to spoof, and has not been reported doing so.
Resident47
Resident47
2013-01-03 08:51:31
Unknown
I must be in the wrong line of work to have missed my chance to become a "Parralegal" who can't write a valid English sentence. Let's see how you do with reading skills on the material regarding Statutes of Limitations I linked for Lisa, since you missed my disclaimer "to consult a state authority".

http://800notes.com/Phone.aspx/1-205-453-1648#p454142079650611698

You make no claim here to "back up", but you did try to tell Dave in that train wreck of a comment that there is a "magic" seven year universal SoL. The references I cited are very clear on how wrong that is, since -- *AGAIN* -- SoL varies per STATE LAW.

As to your clumsy assertion on calculation, SoL starts running when a debtor defaults and the account has been charged off. It would be absurd to start the clock the day an account is opened. Say you had a credit card in Oklahoma, where Open Accounts get three years. By your theory you could bust your limit at 3.5 years old and make the powerless bank eat your debt. Do you see a nationwide epidemic of *legal* debt delinquency? No, you see a bustling aftermarket in "time-barred" resold junk debt, the kind Portfolio Recovery likes to chase.
sdh1217
sdh1217
2012-12-31 21:39:51
Unknown
I keep getting calls from this number but they do not leave a message.  I do not answer any calls if I do not recognize the number.
Susan Ayers
Susan Ayers
2012-12-31 20:54:07
Unknown
They don't "own" but ONE number, what they are doing is called SPOOFING.. It is legal but yet again, grey area
xena
xena
2012-12-29 00:45:56
Unknown
He "stutied" everything but spelling!
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