205-561-2204
AL, US
P
P
2014-05-20 20:32:50
Debt Collector
Keep getting automated calls from 205-561-2204 saying they are Garrett & Associates.  Says I have an outstanding debt and that a warrant is being issued unless I make payment by 5 pm today. When I called number back, it just rang.

I don't have any outstanding debts or payday loans. I delete the messages.    
Not fooled
Not fooled
2014-04-29 16:41:37
Debt Collector
Automated message left on my vm for an EMG Watson regarding his file # and being reported to collections.  They were asking for a "personal statement."
jkpej2004
jkpej2004
2014-04-19 16:42:14
Debt Collector
This company.....recorded message....keeps calling my number about twice a week they have now started calling my past job...recorded message. I have filed complaints and contacted my attorney. No verification of this debt has been received either by mail or email.
Jct
Jct
2014-04-15 21:47:18
Unknown
It's regarding payday loans but when I asked for their address to send a payment they would not give it to me hmmmmmm scammers....
When I looked up the number it was not even attached to a phone company but to a free app phone company!

Class action suit needs to be filed
JKPEJ2004
JKPEJ2004
2014-04-11 17:50:07
Debt Collector
I received a call today from this number. Knowing that within the last two years I have filed for bankruptcy and done a consolidation to take care of all outstanding debts I called to get the information of who was trying to collect on a debt. When i called the number back the caller (male) said that he was with Garrett & Associates and that they were calling on behalf of BCD about a loan done in 2012! He asked me to verify my information and I told him not over the phone and that if the debt was valid then I would have received something in writing from the company a LONG time ago. The debt is 2 years old and if it was not taken care of in the consolidation then it would have been taken care of in the bankruptcy. He said that the debt is valid and that the debt would still be owed even if it was included in the bankruptcy or consolidation. LIARS!!! SCAM!!! I have notified my attorney and the consolidation company with the number.
Chris
Chris
2014-04-02 12:12:21
Unknown
I got a message on my cell phone from these same people. I don't know how they get your cell phone number in the first place, especially when you are on a do not call list and only specific people have your phone number, and it's a fairly new phone number from a different cell phone company. The only way I can figure is by looking up your information on the internet and now a days you can track anyone down and I'm sure they find ways. Legally, they have to notify you by mail as to old debts if they are a collection agency. They can not just call you by phone and they have to supply you with all the information of the debt.
M&M
M&M
2014-03-09 03:08:52
Debt Collector
Caller was Kelli Schneider with Garrett Group 314-884-3173. Said debt from household finance. Caller called from 1-205-561-2204. Do not believe all you hear and do not pay
JB
JB
2014-02-24 13:50:22
Unknown
Law enforcement do not use debt collectors.  If someone doesn't pay a fine, they issue a warrant.  If these people are saying that then they are lying which I wouldn't put past them!
fed up
fed up
2014-02-22 20:12:09
Unknown
Please look at this link it list the top scams.
http://www.wqow.com/story/24714433/2014/02/13 ... f-scams-in-2013


3. Arrest Warrant Scam ? This one seemed to really take off last autumn. In this scam, con artists are taking advantage of technology that can change what is visible on Caller ID, and allowing them to pose as the office of the local sheriff or other law enforcement agency. They call to say there is a warrant out for your arrest, but that you can pay a fine in order to avoid criminal charges. Of course, these "police" don't take credit cards; only a wire transfer or pre-paid debit card will do. Sometimes these scams seem very personal; the scammer may refer to a loan or other financial matter. It may just be a lucky guess, but don't be fooled into thinking you are about to be arrested.
Fed up
Fed up
2014-02-22 19:23:46
Unknown
I was told the same thing about a warrant and charges asked for the original debtor information could not supply that to me. Stated it was under evergreen financial umbrella of lenders told them that I need a letter in writing of what I owe if I owe anything. I also received a call from this number as well 8038254375  stating he was working with the police department and that was like less than second after hanging up on that lady that is calling out of Alabama. I told them I owe nothing and by law they have to show proof and what they are doing is against the law. Just received another call now telling me the file will be discussed with the debtor to see what the next step will be.  I tried to put in a complaint to the Better Business Bureau but of course since it would not show up in the search for the business tool. I will call them and put in a my complaint to get this mess stopped.
Unknown
Unknown
2014-02-22 18:07:20
Unknown
They called today and threahthen to put me in jail.so I hung up on them
Tyler Ingle
Tyler Ingle
2014-02-21 17:03:36
Debt Collector
Received a call from a lady named Clara saying I had an old pay day loan that was in arrears and if I didn't set up a payment plan that day or pay 60% of the balance supposedly due that the debt would go to arbitration at 3:00 that day.  When I asked for the original debtor that she was collecting on, she could not supply that information.  I did my own research and found that I had nothing outstanding, I called her back and told her I would NOT be setting up a payment plan or paying anything until she could supply me with the original debtor name and amount with back up documentation to support this, she informed me that she would research further and call me back the next day.  If the account was to be sent to arbitration that afternoon, then why would she be willing to research it and call me back???  NOT A LEGITIMATE COMPANY!!!  AND NOT A LEGITIMATE DEBT!!!  
Jannis
Jannis
2014-02-20 23:45:22
Unknown
I keep getting calls from this number wanting my x, I have told them to take my name off the call list and they won't stop
Hey
Hey
2014-02-20 18:51:08
Debt Collector
This company is definitely a scam. I got a call today from 2055612204 stating that they were about to take me to court for an old payday loan. I asked them for the following information: last four of my social, the account number funds was deposited in, and the account number of the payday loan. So, I went to check my records in which I could not find anything with the last four digit account number; however, they did have my last four social and old account number correct. So, I stated that I had no clue what they were talking about and that I would call them back after I spoke with the bank. The guy gave me the name Bryan Black, and case number CS32035. He also gave me the number 7135882588 which is a cell phone number in Houston, TX, and he gave me the date of the deposit, and he mentioned that my bank had confirmed the phones. So, I called the bank who provided me with my old account info that did not show a deposit during the time frame he specified, and a copy of their policy that showed that they can not give out information unless I am available to be on the phone with them. So, I called Mr. Black back and advised him of my findings that this bill is not legit. He then stated well I suggest you fax over the information. No, I suggest you give me more information because I am not faxing anything over. I, secondly asked for the company that they received the bill from . He advised Evergreen Financial, then hung up the phone. I called every Evergreen Financial I could find in the US, and needless to say none of them had my information. Finally, I called back and tried to speak with someone in higher authority, and they hung up the phone in my face. Needless to say this company again is not legit, so please beware everyone because they are definitely out to scam  you.
mjobtx
mjobtx
2014-02-06 22:48:53
Debt Collector
Received calls on my cell phone that were not for me. I don't know where they got my number. It has been my number for over 15 years now. They were rude when I asked them to remove the number. They even told me they were not a collection agency. I don't know what they think they are but it is pretty clear they are a collection agency operating agency and calling anyone they can find with the same last name as their debtor. To make matters worse, it was a robo call to start with.
CinnieMinnie
CinnieMinnie
2014-01-31 22:57:55
Debt Collector
I just got a call from them too. I let the call go to voicemail and in their message they say that I have until the end of the day to respond or legal action will be taken against me. They don't identify themselves, they just leave a threatening message. I will not be calling back!
HEATHER
HEATHER
2014-01-31 20:50:57
Unknown
I KEEP GETTING THIS CALL AND THEY KEEP SAYING TO CONTACT THERE OFFICE . IF NOT THAT LEGAL ACTIONS WILL BE TAKEN.. I AM TIRED OF THESE HARRASSING CALLS AND I DONT KNOW WHO THEY ARE.. THEY ARE HARRASSING MY FAMILYS.. I AM READY TO FILE HARRASSMENT CHARGES..
P
P
2014-01-24 04:20:49
Debt Collector
I got a call today from 205-561-2204 the gentleman said he was from Garrett and Associates and that I needed to call right back using reference number cs13032 I called him back and was talking to him about another place that called me and scammed me he asked me to hold and then called me back from a local number so I did not call back
tired
tired
2014-01-22 21:49:02
Unknown
tired of answering at any hour
Jessica
Jessica
2014-01-06 13:01:55
Unknown
They did not announce who they were. They said the call was in reference to a lawsuit...? My reference number was DR92421. Hard to understand message
en leakway
en leakway
2014-01-04 17:55:26
Debt Collector
Co.ti.ues to call
Lindagurl
Lindagurl
2014-01-03 18:48:17
Unknown
Got the same phone call for an old debt that was included in my bankruptcy.  Beware they are not legit.  I did give them an old debit card number, which I was stupid, but was scared!  Don't be fooled.
Elpaso gasser
Elpaso gasser
2014-01-02 22:03:52
Unknown
I got a call from this number 205 561 2204 I no there a That collector but what alarmed me was he read my Social Security number to me I did not give it to him at all that's just rong I don't  feal thay can do that I told him I didn't no him or his firm and he thay won't to Speek to me thay need to send a certified letter then he read a address I never live that for the correct one and I would not get it any advice on this matter would be greatly appreciated
Tamianth
Tamianth
2014-01-01 02:09:08
Unknown
http://800notes.com/forum/ta-86217073a9c8dad/ ... 077595690349410
************
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
************
http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
******************
http://dfi.wa.gov/consumers/alerts/cashnet-payday.htm
*****
Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

? filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim?s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims? relatives, friends, and employers.
****************************************
Also read up on the laws and your rights:

http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf

For extortion Scam Operations, file reports with the FBI, your state attorney general and Department Of Justice,FTC & FCC..

http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action
http://www.consumerfinance.gov/complaint/
pissed off at work
pissed off at work
2014-01-01 01:54:55
Debt Collector
keep getting calls from this and other numbers alike for a Kerry terry or a harry unsure as most of the time the phone never rings but I get a voice mail from the number assuming its a debt collector with a case number cr90039 telling me to call them back im a respondent in a case
guest
guest
2013-12-23 17:52:30
Debt Collector
Keep getting calls from this # and 704-612-5237 they say the same thing and about a complaint filed against my husband...SCAM!!
jerry
jerry
2013-12-10 19:52:04
Unknown
Thanks I appreciate that
Peter
Peter
2013-12-05 21:45:31
Debt Collector
They always have a name like John Smith with a very deep indian accent. You would think they would try a little bit harder.
DD
DD
2013-11-22 12:32:10
Debt Collector
Okay, so I keep getting the same calls and every time it's from a different number saying they will be filing my case with the county clerks office. I was about to boo boo on myself, but after reading these comments I feel a lot better. Thanks!
concerned
concerned
2013-08-28 15:10:46
Unknown
They left me a message on my cell phone regarding and employee that works for me. All they say is call this number and give them a claim number. They call on an unknown number. They should at least have b*lls to be known.
1-562-288-7185 1-954-692-7605 1-800-880-8282
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