THIS NUMBER CALLED AND SAID THEY WERE WITH THE US GOVERNMENT AND I WAS SELECTED FOR A US GRANT FOR THE SUM OF $5000 AS LONG AS I HAD NO CRIMINAL RECORD OR CLAIMED BANKRUPTCY.

Just received a call from 206-855-6528. I don't have it saved and refuse to answer it.

I also received a phone call from U S Payday Loan saying I had been approved for a $3000 loan. I did not ask for the loan. I told them I did not want the money.They told me I could get $600 and pay it bak in 3 installments of $222.00 per month. Then they told me i could Get $1000 and pay $185 a month for 6 months.  I ask if this was a legitimate company.  They said sure.  None of this sounded right to me.  They finally got around to telling me I had to send to them $150.00 on good faith.  I told them that was what I waiting to hear.  If they were a legitimate company they would not be asking for a deposit before they ever loaned you the money.  They are from India or someplace else in the Middleeast.  If there is a legitimate company out there called U S Payday Loans, they had better step up and do something or these people are going to ruin their reputation.
Their phone # is 206-855-6528   They are are using the Name US Payday Loans   They are calling from Bainbridge, Wa.

I have been getting calls from them, and as soon as they tell me that I have to give them some money I let them know they are a scam.  The one that called could hardly speak my language "English" and got really angry with me, he wanted to know how I knew that they were a scam, it was because I had my laptop handy and looked up their information and it was right in front of me.  I told him what it said, and the warnings of a scam, the first was the exchange of money to get money in return.  If they plan on loaning money there should not be a reason for them to receive money in exchange.  However, I do get a loan from one company which takes money every time for the processing fee, but I have received my money from them each time and they have increased the amount in which I can borrow.  This company is Magnum Cash Advance and I do recommend them to anyone.  Their web page is https://www.magnumcashadvance.com/

Heres what I wrote back in response to the email they sent:

Hi Mike!
Thats fantastic.  I finally get my gender re reassignment surgery
completed.  I guess I didnt really want to be woman on the outside
after all.  Cant wait to get my pecker back!
I didnt want to waste the $3 on the greendot card.  Anything with dots
is usually bad...polka dots, green dots, forehead dots..etc..
I see your office is close by....I'll just drop it off in person..
MAybe you can help me pick out which model "manhood" I should choose..
The Denzel the Morgan Freeman.. or the Oprah..
See you soon!

the pitch they give t you sounds to good to be trueTHAT'S BECAUSE IT IS !!! why do I need to put money on a green dot card  to prove I am going to pay back the money owed .if I had $150 dollars i would add it to the money I am borrowing from you to pay off my debt .PLEASE DON'T FALL FOR THE PITCH .IT IS A SCAM

You answer the phone  HELLO and they say  NOTHING and then tell you to f*** off.  THIS PLACE NEEDS TO BE SHUT DOWN  NO DOUBT A SCAM

I have just Has the same problem with this company Usa Personal loans.com i called green.dot and i also went to my local police dept and filed a fraud complaint against them as well as notified the FBI abot them. if you get any calls from this number notify your local law inforcement.

Thank God I looked on this site.  I have been sick and sleeping all day and woke up to 20+ phone calls.  I then got another phone call, answered it, and they hung up on me.

i also got a call from this company.. but the number is 510-509-7064. They wont stop calling. i almost fell for it!!!

multiple calls from someone with strong Indian accent.  Same person calls from other numbers.  claims to be from various different companies.  including collection agency.  wants personal info.  will not stop calling. I send text back with demand to stop calling.  very annoying.  somebody should do something.

I have filed a Complaint about USA Personal Loans with the state of Washington Attorney General's Office on September 26, 2012 at 5:45 p.m.

These people are scam artists.  They phoned and asked if we needed a personal loan - which we do for car repairs.  They asked my husband for our bank account number with routing number to presumably deposit the personal  loan.  He gave them this information (don't worry, I discussed this faux pas with him!).  They then wanted a pre-payment for the first month that we would owe.  In order to do this they wanted the beloved spouse to purchase a greendot money pak card.  He was then to call in the account number of that card to make the first month's payment on the loan, at which time, the loan amount would be electronically deposited into our bank account. I telephoned these creeps back and asked why they couldn't take the first month's payment out of the bank account with our debit card instead of us going through the shenanigans of getting a greendot/money pak card.  (Please be aware that they do not immediately transfer you to the "loan officer," i.e. "Albert Barker."  You give them your telephone and contact information and then that "loan officer" calls you back.)  The non-english as a first language loan officer Albert Barker phoned back and after my questions informed me that their company "USA Personal Loans" is not allowed to use debit cards.  I then asked for the address of the company, to which good ole Albert replied "California."  I asked for his supervisor's name and he said "Kelly Jones."  I asked for an internet address and he gave me usapersonalloans.net which is an actual address.  However there is no contact information on that website.  I then asked for a street address to which Albert Barker responded to me "I will f*** you in front of [husband's name]."  When I kept asking for information about the company he kept saying "I will f*** you in front of [husband's name]."  Then he hung up.  I telephoned 206-855-6797 again and got the non-English speaking "receptionist."  I immediately asked her what state she was in.  She said "Washington DC."  I asked for the street address WHILE I was looking up the area code 206.  Area code is in Washington state.  I then asked the receptionist to speak to the supervisor "Kelly Jones."  I also informed her that she told me that the company was located in Washington DC when the telephone number is a Washington State telephone number.  I informed the "receptionist" that a complaint would be lodged with the Attorney General's office in Washington State and also with any agency that deals with internet fraud since they have a website.  No further communication has been made from USA Personal Loans since.

My husband and I weren't too dumb... well maybe. we applied for this payday loan thing for some quick LEAGAL money... We try to do the right thing and some how some way its leagal for these Indians to come to our country and rob us blind when they are handed our hard earned tax money for nothing. They are given everything for nothing!! This country is so messed up because if an actually AMERICAN was to try this we would be crussified!!!!!! Screw this crap!!

It looks like to me you are the one who needs an education. You can't even spell correctly, so stop judging other people!

Omg they want stop calling,I knew immediately they was a scam,how do I get them to stop calling?

THESE PEOPLE CALL ME  THE FIRST TIME AND I TOLD I DIDNT WANT ANY PAYDAY LOAN SO PLEASE STOP CALL ME AT THAT THEY CALL 8 TIME IN 10 MIN AND TOLD MY SON INLAW FOR HIM TO GIVE THE F*** TO HIS WIFE WHAT KIND OF COMPANY IS THIS

omg i was gonna do it but i was thinking why they ask for a advance payment i ask them they got mad and never call back

This number is associated with www.creditloan.com. My brother signed up for a free credit report and loan estimate from this website. Afterwards, he received a large volume of calls from this company's 3rd party associates. Avoid the website www.creditloan.com. If you do not take out a loan, they will harass you!

Kept calling. Asked me when I was going to buy a "Money Back" card and when I said "NEVER!" He said f*ck you motherf*cker" and hung up. Definitely a scam!

It's a Payday loan scam. Ignore!

Yes usa pay day loans or anything that sounds like it is a scam. They just got my wife and I for $220.00 with the same scam. They really messed it up for the real short term loans that are legit.

This number calls back to back, does not leave a message, and when I answer they do not say anything.  It is annoying.

You need to file a report with the FTC: https://econsumer.ftccomplaintassistant.gov/

Phantom Debt Collectors From India Harass Americans, Demand Money

By BRIAN ROSS (@brianross) , CINDY GALLI and MATTHEW MOSK (@mattmosk)
June 7, 2012

Hundreds of thousands of cash-strapped Americans have been targeted by abusive debt collectors operating out of overseas call centers suspected of links to organized crime in India, law enforcement officials told ABC News.

The calls are part of a massive scam, one that appears to target struggling Americans -- especially those who have gone online to apply for payday loans. Armed with personal information from those pilfered applications, the threatening callers, who claim to be debt collectors poised to initiate legal action, have managed to pry loose millions of dollars from their victims -- even when the victims never owed money in the first place.

"This is what we call a phantom debt collection scam," said Jon Leibowitz, the chairman of the Federal Trade Commission. "It's a very pernicious and innovative new fraud."

Working through call centers in India, the commission estimates that the criminals have dialed at least 2.5 million calls, persuading already cash-strapped victims to send them more than $5 million. Some have reported receiving dozens of calls per hour. They are victims like Cindy Gervais, of New Orleans, who went online for a quick loan when her husband's car was hit by a driver who didn't have insurance.

Even though she paid the loan off, the so-called "phantom" debt collectors with Indian accents began calling to say she still owed money.

He more or less told me that if I didn't pay, they were going to have someone on my doorstep to arrest me," she told ABC News. "And that they were going to contact my place of business, and tell them what kind of person I am."

At first, she said she resisted. Then the calls became more frequent, and started to ring on her cell phone, and at the grocery distribution company where she had worked for 27 years.

"I was more or less was in panic mode because he told me there would be someone before noon at my place of business to arrest me and take me to jail," she said tearfully. "So I agreed to pay him."

After receiving scores of complaints, investigators with the FTC said they began tracking the calls, and following the payments. They alleged the payments led them to a California company run by an Indian-American named Kirit Patel, and that such scams would not be possible without American front men.

"I would say that all roads of this scam, or many of the roads of this scam, lead back to Mr. Patel," said the FTC's Leibowitz.

ABC News tracked Patel for weeks, from the suburbs of San Francisco to Austin, Texas.

Patel refused to talk. But his lawyer, Mark Ellis, said he believes it is far too early to pass judgment on his client. Ellis, a Sacramento-based attorney, told ABC News that Patel was hired for a nominal fee to set up an American shell company, and had no idea what the call centers in India were doing.

"I can tell you, he was as snookered by the people in India as anybody," Ellis said. "He's a 69-year-old man who is nearing his retirement who thought all he had to do was set up some corporations and everything was on the up and up. He's completely dismayed that he has become the lightning rod of this entire problem."

A close friend of Patel's also defended him in a brief interview at his home, saying Patel was not trying to defraud anyone -- he was just an unwitting, bit player in a larger scheme.

"If Mr. Patel was just a cog in the wheel he seems to have been a pretty big cog," Leibowitz said. "It is clear that Patel was integrally involved with this scam."

Leibowitz points to thousands of pages of financial and phone records gathered by the FTC and filed as part of a civil case brought against him in the U.S. District Court in Sacramento last month. When FTC lawyers sought to freeze his assets and prevent his business from continuing to operate, Patel responded by invoking his rights against self-incrimination. His lawyer told ABC News he has had to be careful in how he responds to the allegations in civil court "because there is a potential criminal action," but that Patel maintains the allegations against him are false.

Federal investigators said the phantom debt collection operation that allegedly benefitted from Patel's assistance was one of several that all trace back to the same small town in Western India called Ahmedabad. Callers use technology to make it appear that the calls originate inside the U.S. Victims provided ABC News with recordings of dozens of the calls, and many of the thickly accented callers appear to be reading off a script.

"Subpoenas have been readied, and Monday morning you're going to be picked up from your home," one caller says on a victim's voicemail. "And you have children. Don't worry about your children. We have a childcare department to take care of the children."

"You will be behind bars for six months," said another caller. "And once you go behind bars, you will lose your job. Once you are behind the bars, you won't get a single drop of water."

William Peerce Howard, a Tampa attorney who represents victims of harassment from debt collectors, said it takes an especially twisted criminal to use threats and coercion to pry money from someone who is already struggling financially

"These guys really are the most visible villains in America today," he said. "They make a living scaring people."

Mark Merola, of Florida, said he just panicked when the caller told him he might be arrested at the deli where he works in a Florida retirement community.

"I was nervous. I didn't want to embarrass myself, my family," he said. He used his debit card to pay the collector $576.

Afterwards, he says he realized "how stupid I was."

"It just happened so fast," he said. "I got scared."

Leibowitz said he hopes with more attention, future potential targets of the scam will recognize red flags before they turn over any money.

If callers say they are from the police, consumers should know that law enforcement officers do not collect debt for private parties. If the caller is speaking with a thick Indian accent, but calls themselves by a names such as Officer Mike Johnson, that should be a tip off. And if they're calling 40 times in two hours, that's another red flag. "Legitimate debt collectors, legitimate pay day lenders don't do those sorts of things," he said.

Merola said he would like to see anyone involved in the scam prosecuted aggressively.

"There's no place in society for these people," he said.

http://abcnews.go.com/Blotter/phantom-debt-co ... 16512428&page=2

I am out 150 dollars trying to get a loan and they keep asking me to send more money to get the loan. I want to report it

i got the same thing but they actually took 100 dollars out of my account. i can very get my money back now,

These types of scams are unfortunately quite common now, because so many people find themselves in financial difficulty because of the current economy.  Many of these scammers are not even in the US, but are enormous phone banks in foreign countries.  The Better Business Bureau has tried its best warn people that any lender that requires deposits or advances are probably scammers.  The US Department of State warns that these monies which they are stealing are quite possibly funding terrorists.  I received a similar low-interest loan offer from Malaga, Spain.  The possibility of getting your money back if it is sent overseas is nil.  A company claiming to be in Washington, DC, also made the same type of offer to me.  The person on the phone even gave me an address.  Apparantly the address is a building with only US Government Agencies as tenants.  The Better Business Bureau had 13 complaints filed against them and the results of their inquiries resulted in an inability to locate the company at all.  Be vigilant!

I am so pissed right now

Do not feel alone, in these times we do things that we normally would not do.  At any rate I got taken also, there should be some kind of action that can be taken to bring them to justice ,  if there is any.

You're getting SCAMMED.  DO NOT SEND THEM ANY MONEY.