210-853-2013
TX, US
| jdubya 2011-06-06 20:42:40 Unknown |
Called and didn't leave a message.
| td 2011-06-06 20:42:40 Unknown |
have been receiving this number through my desk phone...they did not leave any message. i'd also done a follow-up and called them back. stated that i have an oustanding medical bill. i had not visited any doctor office nor under any medical care for as long as i can remember.
They seems to know my date of birth and full name...that's all they have, nothing more...other than the outstanding bill. mmm...something is fishy here.
| Sue 2011-06-06 20:42:40 Unknown |
For about three weeks I have been getting a call from this number. They usually call when I am at work and never leave a voicemail. Today I answered and there was no reply on the line when I said hello. I said hello a couple more times before they hung up.
I don't know what is going on, but I have been recieving so many calls from wierd numbers that either are silent or making false claims about legal matters.
| Anon 2011-06-06 20:42:40 Unknown |
When I pick up it asks me to press "1" to hear my message. When I pressed "1" it connected me to an operator who had no idea who I was asking if there was anyway they could "help me". When I stated that they called me they hung up.
| Esther Heinsohn 2011-06-06 20:42:40 Unknown |
This phone number calls me about once a week, indentifies themselves as MCC Financial Co. This is happening on my cell phone, and my cell phone is for emergency only. Don't know how they got that number, but I am kind of upset about them calling me all the time.
| texas 2011-06-06 20:42:40 Unknown |
See this number on caller id every day when I get home from work. They've been calling for a couple of weeks, at different times of the workday. Why don't they leave a message? Stupid.
| cjohnson 2011-06-06 20:42:40 Unknown |
They call all the time and never leave a message.
| mdg 2011-06-06 20:42:40 Unknown |
i get calls from this number all the time...at least once/day. no message-unknown caller id
| alex 2010-12-07 16:48:58 Unknown |
every day they call me in that same time, about 10.40, when I answer a call they ask press 1 for English, I did, than pause and human took a phone and asked me how he can help me, I asked him who hi is? and got silence, that I hung up. what the purpose is and who they are? How to block that number?
| military wifey 2010-11-16 02:39:46 Unknown |
This number has called about 150 times in the last 2 weeks. I have just recently got my new number and I don't have debts. Why the hell would a collection agency call me? I talked to someone last week and asked to be taken off the list because I am NOT the person that they are asking for. They harrassed me on the phone telling me that "I know you are J*** L***** 's girlfriend or spouse" and that "You have to put him on the phone immediately." I got really rude back. Jerks. They are a bunch of jerks. Is there any way to get them to quit?!
| Janice Dempsey 2010-10-04 15:38:35 Debt Collector |
I continue to get collection calls from this number even though I told them I do not know the person they are calling. They assure me that the calls will stop, but they haven't.
| GoingNuts 2010-10-04 15:08:15 Unknown |
210-853-2013 calls 3 to fours times a day and leaves no message. I am sick of these people.
| mgal 2010-09-29 17:07:39 Unknown |
Just got a call from 210-853-2013 I answered since it's a local number, but when the automatic message said press 1 for English and then they said "please hole on the line we'll be with you shortly" I hung up...why would you call ME to have ME waiting? I figured it was one of those telemarketing calls or who knows
| lamet 2010-08-20 16:01:07 Unknown |
http://www.consumerjustice.com/consumer/agencydetail.aspx?id=5283
Commonwealth Financial Systems INC
120 N. Keyser Ave. 120 N. Keyser Ave.
Scranton, Pennsylvania, 18504
fka,Northeast Credit & Collections : www.necredit.com
--------------------------------------------------------------------------------
Phone No. *570-342-1600 570-347-1115 800-835-8985 800-848-2170
Fax 570- 342-0102 - *570-347-1644
Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!
THE CORRECT WAY TO HANDLE COLLECTION CALLS AND ILLEGAL TACTICS
Never assume they have a VALID DEBT OR LEGAL RIGHT TO COLLECT.
Debt collectors MUST FOLLOW your STATE laws regarding licensing. Check your Secretary of State for licensing requirements for ANY collection agency that contacts you
READ DEALING WITH DEBT COLLECTORS, RECORDING CALLS AND STATUTE OF LIMITATIONS BY STATE
You can also post your questions here http://www.collectorsexposed.com/forum/ NEW URL!
These links are to attorneys for those being scammed www.naca.net or http://www.consumerjustice.com/consumer/searchattorneys.aspx
Dealing with Debt Collectors
Http://www.budhibbs.com/First.htm
Statute of Limitations by State ? always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm
Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm
From Federal Trade Commission Website ? FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you?re behind in paying your bills, or a creditor?s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation?s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.
What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn?t cover debts you incurred to run a business.
Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they?re told (orally or in writing) that you?re not allowed to get calls there.
How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter ? even if you don?t think you owe the debt, can?t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don?t want the collector to contact you again, tell the collector ? in writing ? to stop contacting you. Here?s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a ?return receipt? so you?ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.
Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don?t have an attorney, a collector may contact other people ? but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.
What does the debt collector have to tell me about the debt?
Every collector must send you a written ?validation notice? telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don?t think you owe the money.
Can a debt collector keep contacting me if I don?t think I owe any money?
If you send the debt collector a letter stating that you don?t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.
What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
use threats of violence or harm;
publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
use obscene or profane language; or
repeatedly use the phone to annoy someone.
False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
falsely claim that they are attorneys or government representatives;
falsely claim that you have committed a crime;
falsely represent that they operate or work for a credit reporting company;
misrepresent the amount you owe;
indicate that papers they send you are legal forms if they aren?t; or
indicate that papers they send to you aren?t legal forms if they are.
Debt collectors also are prohibited from saying that:
you will be arrested if you don?t pay your debt;
they?ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
legal action will be taken against you, if doing so would be illegal or if they don?t intend to take the action.
Debt collectors may not:
give false credit information about you to anyone, including a credit reporting company;
send you anything that looks like an official document from a court or government agency if it isn?t; or
use a false company name.
Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt ? or your state law ? allows the charge;
deposit a post-dated check early;
take or threaten to take your property unless it can be done legally; or
contact you by postcard.
Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don?t think you owe.
Can a debt collector garnish my bank account or my wages?
If you don?t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don?t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.
Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
Social Security Benefits
Supplemental Security Income (SSI) Benefits
Veterans? Benefits
Civil Service and Federal Retirement and Disability Benefits
Service Members? Pay
Military Annuities and Survivors? Benefits
Student Assistance
Railroad Retirement Benefits
Merchant Seamen Wages
Longshoremen?s and Harbor Workers? Death and Disability Benefits
Foreign Service Retirement and Disability Benefits
Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.
Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can?t prove that you suffered actual damages. You also can be reimbursed for your attorney?s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector?s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.
What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.
Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General?s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.
For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government?s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad
February 2009
File complaints with
Federal Trade Commission https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en
Your State Attorney General
State Attorney General is every state they have offices
Link to all State Attorney General Websites www.naag.org
If you or they are located in NY ? use this SPECIAL Link www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices. HE?S CRACKING DOWN AND SHUTTING THEM DOWN!
Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html If the company is listed under agencies ? report there. If not on the list YET, click on Watchlist! and add to the list. You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0
| william 2010-08-20 15:29:19 Unknown |
have been calling for months but never leave a message,,very annoying,,,2108532013
| CENTRAL TEXAS 2010-07-29 00:34:12 Unknown |
See this number on caller id every day when I get home from work. They've been calling a couple of weeks, different times of the workday. Why don't they leave a message? Stupid.
| Aaron N. 2010-07-01 16:53:27 Debt Collector |
I get about 15 calls a week from these people - the message I get is -This is Sam Davenport calling about an unresolved business matter with "Name here" If you are..."Name here" please call us back." wanting me to contact them at some b***s*** 1-888 number. Number that is calling me is 210-853-2013 (Texas). Im sure this is from a collections agency. If they call your cellphone, find a way to record it. Talk to them and tell them if they call you again on your cellphone that you'll sue. Period, its against the law for these s*** heads to do this kind of thing to private individuals, weather you owe someone or not. They usually call back to back to back, each time leaving the same Pre Recorded Messages.
| UNKNOWN 2010-06-26 17:56:51 Unknown |
iTS A COLLECTION AGENCY NCC RUDE PEOPLE HANG UP ON YOU HARRASS YOU AND WHEN U ASK THEM TO REMOVE YOUR NUMEBR THEY SAY NO ENJOY THE CALLS 7 DAYS A WEEK
| CHRIS C 2010-05-28 19:54:47 Unknown |
Called me but didn't get a chance to tell them off, they hung up after two rings.
| c 2010-05-25 20:56:52 Unknown |
have also been getting calls from this number. and they do not leave a message.
| CHIVOALEMAN 2010-05-21 19:21:14 Unknown |
IGETTING SEVERE @#$%^&*^%$#@! ABOUT WHO OR THE PEOPLE INVOLVE IN THIS PHONES
CALLS I GET HOME AND I FOUND TWO MANY CALLS FROM THIS NUMBER AND WHEN I CALL
BACK THERE IS NO ANSWER ONLY A BUSY TONE AS ANY ONE AOUTHERE KNOWS WHERE THIS PHONES CALLS COMING FROM:,I GOOGLE THE NUMBER AND IT GIVES ME A CITY ABOUT 3-4 MILES EAST FROM GEORGE WEST TX, BEFORE SAN ANTONIO ,AND I GOING TO LOOK FOR THAT HOUSE IF THE CALLS CONTINOUS TO CAME TO MY HOME PHONE,AND WILL TAKE THE SHERIFF OR POLICE WITH ME ALONG.
| Austin Guy 2010-05-20 20:44:09 Unknown |
Just called today 1 hour after I got my NEW cellular number. Just great. I adopted someone's dirty old number. I didn't answer and they didn't leave a message.
| kris 2010-05-12 17:42:44 Unknown |
I've gotten numerous calls from this number and have never answered. they never leave a message.
| not tom s. 2010-05-12 16:27:49 Unknown |
Received a call from210-853-2013 many times and to top it off its my work phone i dont have time to answer the phone for annoying people.
| A little perturbed 2010-04-19 19:47:10 Unknown |
Keep getting phone calls from 210-853-2013 on my cell phone. During the day my phone is on silent, so I don't hear it or answer it... No message is left. You would think if they take the time to call they would leave a message.
| joe gest 2010-04-19 18:12:45 Unknown |
they called me, pressed one to listen to their msg. when i got connected i asked to be taken off list. lady got real rude and then hung up
| David in Houston 2010-04-18 03:07:13 Unknown |
They called and didn't leave a message.
| Shocked 2010-04-06 17:33:01 Unknown |
I got a call from 210-210-853-2013 on my work number. It says to press 1 for English and gives you a pause but no one is there. Why would someone call my work if I have no clue who they are and they do not who I am and who they are calling. This is rediculous. You think they know who they are calling rather than asking what your name is when I told them who I was when I answered it. I immediately hung up and said I don't have time for mind games.
| bb 2010-02-08 15:37:26 Unknown |
I got this call twice from the same number and I do not know why this person calls. It is outrageous that someone would call your phone without knowing you or having anything to say to you.
| mac daddy 2010-01-25 22:59:32 Unknown |
This number has called me at least three times. I do not know this number, so I do not answer. I don't even live in 210. They leave no message.