I got a call from these people at my job, stating i was going to be charged with 3 counts of fraud. They give me and address in Houston Teaxas, however when I look the address up I find nothing. The guy stated his name was Mark Wilson however he had a deep ascent. I called my local sherriff office, they called this so call Mark back, and found out he was a fake.

Call your real State Attorney General for a start, and file a complaint with them - this is a scare tactic to extort money out of you and also your local Police for the threats. Make sure you read these articles and read your rights as well so you know where you stand.  If you can, also record this conversation with this faker. Demand a real address, debt validation sent in the mail. Tell him your recording him..

http://800notes.com/forum/ta-86217073a9c8dad/ ... 077595690349410
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http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
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http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
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Also read up on the laws and your rights:

http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf

For Extortion Scam Operations, file reports with the FBI, your state attorney general and Department Of Justice,FTC & FCC..

http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action
http://www.consumerfinance.gov/complaint/

I was told I would be arrested for 3 different charges this afternoon and my call was recorded by the attorney general. I was told the only way to resolve the dispute was to get a "green dot money pack" prepaid card and call back to make my payment. He said I only had an hour to do this. He had all of my information. what do i do???  SOS

Its not a real company,
They called and threatened me with the same bs. For one they have the wrong social and another I have no loans out.
I wouldn't pay them a dime. They are playing with peoples lifes sad.

This is a real department and i have paid them $650 and i saved myself and i have received proper paperwork
and everything was fine...

American Law Enforcement Agency?????? Have you ever heared about such Agency??
Ask them their website and location..
Have you ever think that any law enforcement agency in U.S collecting debts for payday loans????
Don't pay them a s***.. They are scam artist with  thick heavy INDIAN accents..
GOD BLESS AMERICA..

How often can a debt collector call me?

That depends.  Under the FDCPA, a debt collector may not call any person repeatedly or continuously with the intent to annoy, abuse, or harass them.  In practice, though, it can be difficult to determine whether and when a debt collector has crossed this line.  According to the Federal Trade Commission, a debt collector may almost certainly call you more than once, but six calls per day is probably too many.  Between these extremes, it depends on the facts of your particular case.




Know Your Rights!

Debt collectors violate the FDCPA when they make harassing, threatening, or misleading statements in order to trick you into making payments.  Don't be fooled!  Learn to recognize when debt collectors cross the line, and stand up for your rights!
Harassing and/or Abusive Statements violate the FDCPA:

   Threatening to have you arrested or jailed
   Threatening to take your SSI or other protected income
   Threatening to take your household furniture
   Threatening to cause physical injury to you or your property
   Threatening to send false information about you to the credit reporting agencies
   Using obscene or profane language

False and/or Misleading Statements violate the FDCPA:

   Misrepresenting the character, amount, or legal status of the debt
   Making empty threats to scare you
   Pretending to work for a credit reporting agency
   Pretending to work for a government agency
   Falsely claiming to be an attorney or to work with attorneys
   Sending you fake legal papers to confuse you, or telling you to ignore real legal papers.

Abusive and/or Unfair Practices violate the FDCPA:

   Calling you or any other person repeatedly with intent to annoy, harass, or abuse you, or any person at that number
   Calling you after you have sent a cease letter.
   Calling or contacting you without disclosing that they are debt collectors trying to collect a debt
   Collecting interest, fees, collection expenses, or other charges that are not authorized by your original payment agreement
   Soliciting postdated checks with the intent to threaten to expose you to criminal charges, or soliciting postdated checks and then threatening to deposit them early.
   Contacting you by postcard, or contacting you in any way that would disclose to a third party that they are debt collectors.

Are you experiencing any of the above?  Call the NYC Financial Justice Hotline at 212-925-4929.

I just get phone call today.its man very un exceptable .he will call your name say f..k  you word .please find out who they are this people.they don't have better things to do.its very sad,