When these guys started calling they never left a message despite my outgoing voicemail greeting which clearly indicates that callers either leave messages or get their numbers blocked permanently. If they are pursuing me for debts I have no idea what they would be--last I checked my credit report didn't show anything and of course there's nothing in my mail since these people can't seem to use mail. They've been migrated to the hang-up portion of my block list but I noticed today they are persistent in doing whatever it is they are trying to do. 6 calls over the last 2 months at varying intervals.
Prove it. In writing. Per the FDCPA. Put up or shut up!
Per the FDCPA, if you are called by a company, you have the right to know who is calling first. Identifying a company does NOT violate privacy, because the company is only giving their name. So, no, the DC calling that poster was NOT respecting the poster's privacy - she was violating federal law. I'd say "ur" the a-hole in this situation. Oh, and the poster didn't say anything about owing a debt - but wait - you're one of those "you wouldn't get called if you didn't owe" trolls, aren't you?
Oh, that's a good one - a harassing debt collector suing a consumer who gave the DC a hard time! Per the FDCPA, no one should pay any caller who refuses to MAIL - email or fax not acceptable - proof that they owe a debt and proof that the callers have the legal right to collect said debt. Refusal to mail this documentation within five days of the initial call is a violation of federal law. Federal law also puts the burden of proving the debt squarely on the debt collector's shoulders. Federal law also states that you should not pay any caller who refuses to ID themselves. Most of the people who post here actually DO want to pay their debts - but only to the people who actually own the debt, not some FDCPA-violating shady agency or outright scammer. And "s***" - as you so eloquently put it (not really) - is so expensive, not because of consumer debt, but because of out of control banks and financial institutions who didn't do their own due diligence and managed to get the American taxpayer to bail them out!
Most people want to pay their legitimate debts. What people here object to is the methods used by some debt collectors. Refusal to answer questions about the debt in question. Refusal to give out an address. Refusals to send validation letters. The list goes on. Phony debt collectors; people pretending to be members of a law firm but will not tell you what state bar they are a member of. Calling over and over again at all hours of the day. Threats of criminal prosecution. Threats of service of process which are empty but meant to frighten people into paying something. Abusive language.
Why do you think governmental agencies set up complaint websites?
I kind of doubt that if you are living in a shelter and on disability you have much in the way of debts. No debt collector would bother you because you'd obviously not have the resorces to pay anyone.
And first of all. Why would she tell you who she is and wheres she from and you didnt identify yourself first? Lets say you were the type of person who doesnt want someone to know youre in debt. So you want her calling your home and say "im so and so looking for betty because shes in debt"? There is a thing with privacy and she was respecting yours, but ur such an a-hole you insulted that poor indian woman who was doing the right thing. I hope your proud of yourself bragging about all the insults and disrespect you gave her solely because she want doing her job and settle YOUR DEBT with a company.
You shouldnt assume its fraud. Have you checked your credit report to see if you actually owe? And maybe they were trying to give you a deal to pay off your debt, thats why the amount was reduced, it totally wouldnt be fraud, they would be trying to settle your debt. Also just because you never had Sprint doesnt mean Sprint wasnt a parent company of another cell phone provider you had. Honestly if I were to call you about a debt you owed and you verbally harassed me like that, I'd press charges on you. How do you know they are obligated to identify themselves? How do you know the rules of debt collection? Most of the people I see on here want to dip out on their debts. You took it upon yourself to get in a debt, get out of that. You insulted her nationality threatened her with prison. If anything you're the one that was taken to court because you're the one who had a debt forwarded to a collection agency. If you do owe a debt that you agreed to pay in a contract and you didnt pay, to me you stole money from someone. You would be a thief. But I dont know your situation, They are going to continue calling you untill you pay, they wont spend money on court to collect because the amount is so small and they would be spending more to collect it that way. But because of people like you is why s*** is so damn expensive all the time.
Steve From Brooklyn, NY
Stop complaining you guys. You guys basically borrow money from people and use peoples services and dont want to pay them back. PAY UP OR SHUT UP! Its your debt. Make a payment plan and stop complaining. Im in debt living in the shelter and on disability and I talk to my debtors with no problem. If you owe money stop complaining. I bet you if someone had your money you lent them you'de be complaining how this person stiffed for for cash. Like you're in debt, seriously how can you complain? YOU owe someone MONEY, Pyfft i wish someone owed me money, Id be on their a** too to collect it. -.-
said for my student loan
if a bill collector doesn't leave a message they can call back again and again, but if they leave a message they can't call back for 24 hours.
THEY CONTINUE TO CALL MY PHONE AND DO NOT LEAVE MESSAGES AND YOU CAN NEVER GET THROUGH WHEN YOU CALL BACK
I have received calls from time to time from this number over the years and I have answered it out of frustration. They called me today and I do recall the last time I did answer they said they were calling from Bank of America and were looking for a man (I am not a man) and I told them they had the wrong number but they persisted in asking me for additional information about myself. Please do not give personal information about yourself to anyone who contacts you in this manner.
The call is not for me
Mr. No Name
Wow, and associates with this type of grammar are asking for my money and trying to collect on a debt? No sir, you will not see a penny out of me. I am dealing directly with the issue instead of going through you.
I owe nothing and they called me.. Whatever oni iPhones u canblocknumbers
YES THEY DO ASK FOR IT IT YOU HAVE AN ACCOUNT IN THEIR OFFICE THYE LOOK IT UP BY SOCIAL
I WORK FOR NCO WERE A LEGIT COMPANY I WORK FOR NCO AND MISSED A CALL FROM THIS NUMBER AS WELL ITS FOR FEEDBACK DONT KNOCK THE COMPANY AND YOU DONMT KNOW WHY THERE CALLING THEY HANDLE DIFFERENT BUISNESSES THROUGH OUT THE COMAPNY
I got a call also on veterans day. Bet
She was the same woman who calked me. When she asked my first name I told her "snoosecomalose yohanson." The dummy wanted me to spell it for her. Lmao. She wouldn't give me her name. Then she told me I owe her $136.00. That's funny..... the last time this company called I was told I owe $174.00. This: is suppose to be for a Sprint bill. I asked her if her mother knows what she's doing and frauds in the U.S. go to prison. She hung up on me. Funny. I've never done business with sprint for any reason. Guess I'm gonna let them have their fun til I get tired of them.
got a call asking for my 1st name on VETERANS DAY
I ask who is calling, she kept trying to be evasive. I said "you are calling MY home, and if you don't tell me who is calling, I am going to hang up." Instead, she replied with another question. I hung up.
She had a heavy Indian (NOT Native American accent) VERY SUSPICIOUS.
Make sure you always pay with money orders. Do NOT buy your money orders where you bank! Never ever give out any personal information.
I made arrangements with these people a week ago to pay them. Today my wife got a call from them. Wife told man she was recording the call. Then she told him about the arrangements. She then told him that his company will never see a dime. The payment will go directly to the hospital and if nco ever calls again we will contact a consumers rights attorney. My wife then said "don't laugh. I've done it before and won every time". To make sure her message got thru she then asked if he understood. He said he did. She said good and hung up. Keep track of every call and who u speak to.
These guys are calling about a $200 debt but will never get one dime out of me.
Called my land line, left no message. Caller ID states NCO financial.
Got a VM last week whose caller ID showed up as (800) 456-3355. Man with Indian (or similar) accent claiming to be from Dell Financial Services said an account was opened in my name, listed a 9-digit "Customer Number", and told me to call back a different #, 866-228-9620. I have no account with Dell, have never owned one, have no prior business with them. Research on multiple websites has led me to believe this is a phishing scam, with the callers posing as Credit Representatives who want to scare you into thinking you are a victim of Identity Theft, when in reality, THEY are the ones trying to steal your identity!
Needless to say, I didn't call the # back. (The 1st one (the 800 #) listed is Dell's main #, the 2nd one seems to be a fraud, although it CAN be found on a fake mock-up page that somebody has created, imitating Dell, that is NOT on Dell's actual servers. For one thing, it is full of grammatical errors, LOL-- something a Fortune 500 company would likely not let slip.)
Anyway, today I got a call from a DIFFERENT unknown # on the Caller ID, the # being discussed here, 215-441-3000. It was a different man, also with a similiar accent, STILL claiming to be from Dell Financial Services' Verifications Dept. and listing another, DIFFERENT 9-digit "Reference number". Again, he told me to call back to 866-228-9620!
It's now clearly obvious to me that it's all a scam. First of all, the (215) phone # on the caller ID is for a Collection agency in Pennsylvania-- no connection to Dell. Although both #s on the Caller IDs seem to be legit, it's now clear they are being spoofed to try to gain your trust.
There are plenty of posts all over the net about these scammers. Do NOT call this # back; do NOT give your SSN out! No real company will ask for this anyway!
Been getting calls from this number as well. Same woman leaves message (could be recorded) saying the call is in regards to a debt...then gives me this number to call back 1-800-303-2149 with a reference number. Since they won't tell me who the debt is owed to or anything like that, they will not be hearing from me!
do not call me!
no no no!
no no no no! what the hell- you are exactly who they are looking for- you don't give anyone your SS# over the phone, period! you deserve to have your identity stolen if your statement is true? come on man- people... it's not that hard- even if they call and get the right info- just say no!
Yes, they can call you at work until the collector knows or has reason to know that the consumer's employer prohibits the consumer from receiving such communications. Please read the references you post before you speak incorrectly about then see 805.a.3.
They called twice within 20 min wanting to verify employment. We don't do verbal so I gave them our fax number. When they called the second time, I said you just called a few minutes ago. They certainly aren't from our country, the US. If they call anymore, I'm not answering. They could care less about calling someone's job jsut so they can possibly lose it. They need to be SHUT DOWN AND THROWN OUT.
If you're certain about the time, date, and the number that called, they could be in some pretty serious trouble over that. It's a felony.