Sorry,to embarrass your son, first they target family members, then friends and THEY WILL NOT STOP and if it's a mistake they have UTTERLY NO INTEREST..we say things like "THIS CAN'T HAPPEN WITH THE CONSTITUTION" but the constitution affords us protection from the government NOT from these pricks WHO BY THE WAY..MBNA, DIEBOLD, were BUSH'S TWO BIGGEST DONATORS..GO DO THE MATH..you think the REPUBLICAN GOVERNMENT CARES..NO...the RICH GET RICHER and THE MIDDLE CLASS ARE BEING PUSHED INTO A TWO TEIR SOCIETY and when that happens and it's a matter of time..maybe 20 years...PRAY you live ina  decent, caring country as ours SCREWED OUR OWN soilders in the IRAQ war over SO BAD that many had to foreclose thier homes WHILE companies owned by the PRICK vice president, etc. and BUSH were paying their people UPWARDS of 100 and HOUR...and NOT laying their lIfe on the line..this cvountry is F****D.

RENT or get your hands somehow ona GUT WRENCHING film (documentary) called MAXED OUT..its detials in horrible SICK fashion what HORRIBLE A***OLES these collection, credit reporting and BANKS are..they HAVE UTTERLY NO INTEREST in fixing, they're calling you to embarrass your daughter, they say so right in the barely watchable film, it's SO DISTURBING..showtime is also playing it..MY WIFE and I Watched it and got rid of every single CREDIT card we owened with the exception of ONE. SERIOUSLY..get rifd of ALL OF THEM..also, they LIKE when people go into arears, they make more in INTEREST than in principle (approximately 2 dollars of every debt is INTEREST, one is principal out of 3 bucks...SICK) it also showed who WROTE the law making it harder to get into bankruptcy..MNBA of course, and they had to answer for NOTHING during they're last  capitol hill appearance as they TARGET so-so people for credit. A***OLES SUPREME..but this is what happens when americans VOTE for a MONSTER, a BUSINESS and bloodthirsty PRICK disguised as some new messaih..what a F****EAD..BUSH..he'll be RIGHT AT HOME IN HELL FOR ALL ETERNITY.

this  person  was  very  rude  to  me  on  an  over  due  acct  that  is not  mine  it is  my  sons, &  she   just    would not  listen to  me   I  called   back  & ask  for a  manager  &  she    said  pay  your  bill  &  hung  up   this went  on 3  calls  she  would not  give  me a manage  to  explain.