I don't even own any credit cards!!!

Stop calling

Please remove me from your stupid call

I never answer a number I don't know, so it is just a pain in the a** when I get these random calls.  It is good to know that there is something that we can do about it even if our government will do nothing.

Calling them back you get a recording stating the number has been disconnected.  If it is disconnected, how the h--- can they call me.  Another number being reported to Do Not Call but as usual, nothing will be done.  I just let them go into voice mail and usually they don't leave a message.  Big big waste of my time.

This telephone number belongs to Pacific Telecom Communications Group.  They insist that they do not initiate illegal telemarketing calls, however they are involved in managing the calling lists for their "3rd party contractors" who make the telemarketing calls.  

Send your complaints and removal requests to F Antone Accuardi:
Interlaw@justice.com
legal@pacifictelecommunications.com
Office: 503-223-7747
Cell:   971-404-4185

Have received multiple calls from 253-382-9092.
No greeting or answer when I pick up ... just disconnect.

For Release: 02/08/2012
FTC Shuts Down Robocallers Who Claimed to Reduce Credit Card Interest Rates
Marketers Settle Charges They Deceived More Than 13,000 Consumers

The Federal Trade Commission has reached a settlement with four of the defendants in an allegedly phony debt relief services operation that claimed that, for $995, it would dramatically reduce consumers' credit card interest rates. Under the settlement, reached as part of the FTC's continuing efforts against frauds that target financially strapped consumers, the defendants will be banned from robocalling consumers and from selling debt relief services. The operation, based in Canada and New York, used telemarketing boiler rooms in Orlando, Florida, to defraud consumers. Although the defendants operated under several different names, they often used "AFL Financial Services," or variations of the name "AFL."

According to the FTC's complaint, F&F Payment Processing Inc., Bajada Management Group Inc., Baird B. Fisher, Jacqueline M. Fisher, and others used illegal robocalls and falsely promised refunds to consumers if they did not save at least $2,500 as a result of lowered credit card interest rates. Based on records obtained by the FTC, the operation took in over $13 million from more than 13,000 consumers. When the case was filed, the court halted the operation and froze the defendants' assets pending a trial.

As alleged in the complaint, the defendants claimed they would negotiate lower credit card interest rates. At most, the defendants sometimes telephoned credit card issuers and attempted to conduct three-way calls among the credit card company, the consumer, and one of the defendants' so-called financial representatives. Often the defendants did not make these calls at all. When they did, the calls were unsuccessful. Some credit card issuers refused to participate in the calls as a matter of policy. Instead of a reduction in interest rates, consumers, who were already in dire financial straits, found themselves saddled with an additional $995 credit card charge.

In addition to banning the defendants from delivering prerecorded messages and selling debt relief services, the proposed settlement order permanently prohibits the companies and their owners from:

   making misrepresentations about any goods or services, including anyone's ability to obtain a loan modification or improve a consumer's credit rating;
   misrepresenting the terms of any refund or cancellation policy, affiliation with any government or non-profit program, or that a consumer will receive legal representation;
   violating the FTC's Telemarketing Sales Rule;
   illegally calling numbers on the National Do Not Call Registry, or abandoning calls without involving a live operator; and
   failing to transmit caller identification, and failing to disclose the seller's identity and the call's purpose.

In addition, the settlement prohibits the defendants from selling or otherwise benefitting from customers' personal information, from failing to properly dispose of customers' personal information within 30 days, and from failing to monitor sales personnel for compliance with the order. The order also imposes a judgment of more than $13.1 million, which will be suspended upon payment of $159,000 by the defendants who are part of the settlement. Additional funds are expected from the court-appointed receiver's sale of the defendants' assets in the U.S. The full judgment will become due immediately if the defendants are found to have misrepresented their financial condition or fail to meet the terms of the order. The other four defendants named in the complaint are in default.

The FTC brought this case in cooperation with the Ministry of the Attorney General of Ontario, Civil Remedies for Illicit Activities Office. The Ministry simultaneously filed a separate lawsuit in Ontario seeking assets for consumer redress to victims in the United States and Canada.

The FTC also worked cooperatively with the Florida Department of Agriculture and Consumer Services and the Toronto Strategic Partnership in bringing this case. The Toronto Strategic Partnership members include the United States Postal Inspection Service, the Competition Bureau Canada, the Toronto Police Service Fraud Squad - Mass Marketing Section, the Ontario Provincial Police Anti-Rackets Section, the Ontario Ministry of Consumer Services, the Royal Canadian Mounted Police, and the United Kingdom's Office of Fair Trading.

The FTC thanks Bank of America and the Better Business Bureau for their assistance.

The Commission vote approving the proposed consent order was 4-0. The order was entered by the U.S. District Court for the Northern District of Illinois, Eastern Division on January 25, 2012.

For more information about this kind of deception, read Credit Card Interest Rate Reduction Scams.

NOTE: This consent order is for settlement purposes only and does not constitute an admission by the defendants that the law has been violated. Consent orders have the force of law when approved and signed by the District Court judge.

The Federal Trade Commission works for consumers to prevent fraudulent, deceptive, and unfair business practices and to provide information to help spot, stop, and avoid them. To file a complaint in English or Spanish, visit the FTC's online Complaint Assistant or call 1-877-FTC-HELP (1-877-382-4357). The FTC enters complaints into Consumer Sentinel, a secure, online database available to more than 2,000 civil and criminal law enforcement agencies in the U.S. and abroad. The FTC's website provides free information on a variety of consumer topics. Like the FTC on Facebook and follow us on Twitter.

MEDIA CONTACT:
   Frank Dorman
   Office of Public Affairs
STAFF CONTACT:
   John C. Hallerud
   FTC's Midwest Region
   312-960-5615

(FTC File No. X110003)

Same as others have reported, "this is your last courtesy call about your credit card balance.  We can lower your rate, but you MUST have a minimum of $3,000 in credit card debt total, and have at least one card in good standing.  Ugh.  There is no option for opting out of these calls, which I suppose is better than saying you have one that you don't bother to honor.

It is 6:09 pm 2/21/2012 just rec a call from this #, no message left either.

Received call from this number on Feb. 20, 2012 at 5:51pm EST.

The National Do Not Call List is just another inept Gov agency. There is nothing they can do to those business's that continue to call even though they are on a do not call list. You have to take action via your State's Attorney. Good luck with that one as well.

Thanks, I just followed your directions and was put on the list...hope it works :)

three years of annoying me with this nonesense

just want them to stop calling all the time,i am on the do not call list.

Repeated unwanted calls from 253-382-9092. Unanswered, no caller ID, no message.

I did work, listen and klick 1

I let my fax machine answer this number.  It has worked on other numbers to get them to remove my number from their list.  I think there is a central data base somewhere that many of these callers use; by using my fax, the calls have decreased significantly :)

Another one of these robo-calls telling you to respond now, it's your final warning. Am on the do not call list which is absolutely useless.

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you got a name ?always un highened phone

if the company afraid to place name on id i dont answer my mother topld me not to speak to strangers

what good is dnc list get on it and recieve NEW style of unwanted calls, you know it breaks the monotony of only 2 3 companies calling

Beware. Bogus operation, NOT legitimate credit card company.

I receive calls all the time from this Credit Card Service.  I have called the number back & demanded they take me off their list but to no avail.  I am sick of them.

They are annoying,  I have resorted to telling them Title 19 does not allow me to have a credit card.

They didn't leave a message, but the caller ID said "Card Services".

Wow!!! that is So Funny! I bet they get so mad wasting all that time
for no reason. yeah after dragging them through the whole upstairs
downstairs thing - then tell them...... Oh I forgot... what was I doing?
or Oh I forgot... I don't have a card.

I've been getting calls from this number and
several other strange random numbers.
never answered.

253-382-9092 They call never leave message. So I guess they don't need to talk to me.

The point is these are not credit card agency's. They are kid's between the ages of 18 -25 or so sitting in what is called a boiler room/call center earning minimum wage with a promise of a bonus for the most people they rippoff. Of course they get ripped off two.