to jk you are probably one of them........

if u want to speak wit me call me up dont scrible it on the internet...
got it deb..........

They seem to have changed their name again.  I got a call from a "Grace" - sure that's your name - she said she was calling from the Department of Law Investigation.  She completely botched my name... even though my first name is EXTREMELY common and my last name has only two syllables.  You couldn't make out what she said in the body of the call, perhaps something about an "important matter" (you couldn't tell between the weird background noise, a male voice yelling in the background, and the unmistakable drone of a call center).  She ended with the broken-English gloom and doom, "if you don't call back and all I can say is good luck to you.  Bye."

Thanks!  I love wishes of good luck!

The phone number was the same as the last post, 760-284-1402.

I am making a call to the FTC tomorrow.

I have been harassed on a daily basis by these phone calls. Rick Parker of the Financial Infraction Division
said if I did not pay a debt that I never heard of he would have me arrested at my job. Then the next day again. A message was left on my voice mail saying that a download of a case file in the civil court was to be done on the next day none of which has happened. Also Kate has left several messages. These are all scare tactics that they use to try and extort money from unsuspecting people and they need to be stopped. I have contacted the local police and also the Federal Trade Commission. The phone # they gave was 760-284-1402.

its all truthful information. these people have been harrassing me for 3days!!! calling my job
and friends with similiar
scenarios. can't wait until sat. to let them have it!!!!
ur site is very helpful. thank you!

Well since wednesday aug 11th,2008. i have been receiving alot of threaten calls demandeing I PAY
$630 BACK TO CASHPRO LOANS. WHEN I asked for paperwork showin legitimacy i was denied by a stuttering" BRIAN KRUGER/MARK HENDERSON.
After further investigating i came across this site. well these mfk'rs scamming is up! the# they KEEP CALLING FROM IS 979-459-8610 AND 979-339-9024. NAMES ARE BRIAN KRUGER AND MARK HENDERSON. THEY ALMOST GOT ME LOL! BUT I CALLED VISA AND CANCELLED CARD. THESE IDIOTS EVEN HAD THE CARD#,BUT DIDNT TAKE THE MONEY!!! LOL!!! FREAKING GENIUS WORK OVER THERE IN,"TEXAS".LMAO!!!

JK MUST B ONE OF THEM.

omg I had the same issuse just three days ago. This man had stated that he was from the FEDERAL INFRACTION DIVISON stated that I owed 564.00 dollars from UNITED CASH LOANS I owe no such amount. This man has called me on my job which I work in a prison. This man has given me till this Friday to pay half of the 562.00 and then the remaining in 2 weeks this man has got to be out of his mind. I went and closed my checking account just in case. How do these people get all ur info? this is scary. I also called all credit burs. and the s security office and also called HOME LAND SECURITY. I covered all tracks I hope. hERE IS ALL THE INFO HE GAVE ME UNITED CASH LOANS 231 MARKET PLACE SAN RAMON CA. 94583 (949-743-1049) AND (866-880-2080) MONEY GRAM INFO WAS LOCATION: CLIFFTON STATE: NJ CODE: 6532 (WHICH I LOOKED UP AND IT CAME OUT TO BE ADA WHATEVER THAT MEAN) IF ANYONE HAVE ANY INFO ON THIS PLEZ RESPOND.

I got a call from 877-630-0706 a Daniel then a Sean Luke, they had my information said I took out a $250 loan and it was never paid. Which is a lie. They also called a family member. who happened to be in the hospital at the time. i called them back and said do not ever contact me or any other person, i will turn you in to the police and they hung up on me.

I recieved a call from "the federal legislation" is what they called themselves. A guy by the name of Kevin Madison had a heavy indian accent called me from a new york number, florida number then the calls started comin 0000... when i tried to call any number bac it would say that the number was disconnected but when they called me they gave me a 1-888 number to call them bac on. The guy was very rude threatened me, told me i was going to lose my job, I haven't  been workin in 7 months, was talking on my voicemail like i could hear what he was sasying " Tanisha If u can hear me pick up the phone" is what he would say... If after I CUSSED  him out I told him I wanted to speak to someone else... Jeffery Morgan was the next guy he wanted me to make a one time payment of $245, they called me back to back 15 times in the matter of 5 mins... what bill collecter u=you know calls that many times?? I finally decided to look their name up on the internet and I came to this website... So when he called me back I was prepared... I asked him the number of the company I owe money to and he got naswty and rude and threatened me one more time and hung up on me!! They havent called back since!!

on sept 23,09 at about 10am I had gotten a call from 4158805599 on my work phone the person with an hevey indan voice left me a voicemail stateing that I needed to call him back due to that there was an issue with my idenity with my name ss#and stated that i needed to call him back at this number 281-940-1612 I did so due to the fact that I have been a victon of identity frude he stated that he was from the beru of ciminal investgation and that I have taken out 20 payday loans and they were taking me to jail I in turnd told him that I never did take anyloans out and that I have been a victom of identy frude andduring the time we were talking i did a number look up on the number but the 281-9401612 number was an unlisted number.so i just type in the 281 number into my url and notice that this number along with the 4158805599 are being used in a scam the indan sounding person told me that his name was officer bryan .upon reading the things listed about the two numbers is the the 4158805599 number is a number that is owend by a company that lets companys use it when the company do not want you calling back on there main line the officer bryan person did not know what my home number was nor my home address but had my ss# and name this is very scarry to me

I just got a call down here in galveston, texas  from 281-940-1612. The guy stated his name was Eric Matthews and he had a strong indian accent. He left this message on my answering machine. Things will go very badly for you if you dont return my phone call. I consider that a threat and I will be forwarding this message on to the appropiate authorities. It almost felt sinister the way the message was left.Really starting to worry down in Texas.Thank you for listening.

I got a phone call today 9-23-09, from san franciso CA,from a man with a strong Indian accent , asking for my husband , I hung up on him thinking that it was a telemarketer, just then I got a call from my neighbor telling me that she just got the strangiest call, it was from bureau of criminial and investigation, asking for my husband,the man said that his name was Officer Tom Mathews out of Dallas TX, my neighbor asked, what was the reason for you'r call, he would not tell her anything, only that my husband used my neighbor as a reference on some thing but would'nt tell her what that something was,So we went to my husband work, he used my neighbor's cell phone to call the number that the man left for him to call 821-940-1612, my husband asked for officer Tom Mathews, then they switch him over to officer Ben Davis,my husband was asking , what's this  all about , the man then started to tell my husband, that he took out a payday loan,on the enternet,and it was deposited into our account,  he owed 585.00, and if he didnt pay before 2:00 today that they were going to file charges against him ,they told my husband he could pay by credit card over the phone,my huaband told the man that he was not going to pay,that he didnt take out a payday loan,so then my husband started to think that this was a scam, and started to ask more questions,and play along with him , my husband told the man that he didnt have a credit card to pay with, so then the man told my husband that he could go to western union and get a person to person green form to pay with, then my husband asked the man, what is you'r address, so that he could send to him , the man would'nt give a address or any infomation for that matter, then my husban asked the man, when was the loan taken out, and the man said oct 2008, then my husband laughed, because we havent had a bank account in year's, we just opend one up a few months ago, so my husband hung up, my neighbor and I went back home and looked up the phone number's,we also called Houston TX police dept, also Dallas TX police dept, we gave them both the phone numbers, that we recieved and told then about our story, they also said it was a scam, but the scarry thing is how did they get all of our info , makes you wounder, and another thing my neighbor is a police officer and has been for thirty five year's and is looking into more

called they somehow got my information and they have charged my account, refunded the money but since then I have received a call from Federal Infraction calling from a 904-425-9141 call back # of888-201-6971. Heavy Indian accents talking about a defaulted loan from 4 mos ago could not tell me the company but asked for payment. I do not have any loans

As you've probably figured out, this isn't a legitimate debt, so they can't send anything to prove that it is. By law a collection agency must send you written notice of the debt within 5 days. Contact the FTC www.ftc.gov, notify the credit bureaus www.experian.com www.transunion.com  (I forgot the name of the other one sorry!)they'll put a fraud alert on your credit report for 90 days.

I have been receiving harassing phone calls from a company called Financial Infraction Division regarding an alleged payday loan obligation. I have asked them to send me the information in writing and they have refused.  I was going to, in good faith, pay this but they told me it had to be in one payment.  Then I told them I couldn't do that and they argued with me before finally agreeing to accept 2 payments.  I was then told the only way to pay it is with a bankcard or prepaid credit card.  I'd have to get one and call them with the information.  I was also told that I had to send something via fax within 15 minutes of the phone call, which he then read from a script the wording.  It was to agree to a resolution of this debt.  At this point, I thought twice about it and called the state attorney's office Consumer Mediation Division. They continue to call me time and time again after I told them I have been told not to pay them by the State Attorney's Office and the Consumer Mediation Division.  I told them the name of the company did not sound familiar.  They refused to send me documentation of the debt as being legitimate until AFTER I had paid it in full.  They told me it was in dispute and "their attorneys had confiscated" all of the paperwork.  They called again in the afternoon and I explained to them I needed to see validation that this was in fact a legitimate debt and they got irate asking me I thought I was to tell them what they needed to do.  At that point I told them to send me the paperwork and I'd be happy to pay and to not call me again at my place of employment until they had sent the documentation.  They called 6-7 times in a row repeatedly using harassing language and yelling into the phone.  I've asked for a local phone number sine they told me they were in Miami.  They refused to give me a local number.  They gave me 1-888-296-4293, which I tried to call and it would not go through.  I also tried to *69 the number and it would not let me do this.  They speak with heavy India accents.  I checked with the South Florida Better Business Bureau and they do list them in Fort Lauderdale with an "F" rating. They at first refused to tell me the name of the actual company that I supposedly owe money to.  Once they did, it is not a company that I remember ever having had dealings with.  They also have my personal information including social security number.  
I need them to STOP calling me at work and threatening to sue me. I need to see proof that this is MY debt.  Once this is done I need to set up a realistic payment schedule IF I do owe them the money.  Otherwise I need them to be prosecuted to the fullest extent of the law if this is fraudulent.
I have told them the repeated phone calls are considered harassment and that I am not allowed personal calls at work.  They kept calling repeatedly.  They gave me names of Frank Williams and Daniel Page.  The supposed company is United Cash.   Again, IF I do owe this I am happy to make arrangements to pay it - I just need to see proof that it is a legitimate debt.

I did the same thing and he told me he would make my life a living hell.  I sent the FBI a message and I called my local police department.  They are not afraid of anything though!

This guy with a heavy Indian accent called claiming he has my social security number, and that he needed to talk to me about a legal matter. He started asking for my name, and phone number... He claimed to be with a "Financial Infractions" department... used a name "Officer Jason Hunter." He said I carried out a loan for $2000, I refused to give him any information... He asked if I had a lawyer... I told him if he had any bill he could send me a statement.

He put me on "hold" and returned to the phone trying to conceal his voice... I cursed to him told him to where he can put his "Financial Infractions" and other expletives, and informed him that the SEC & FCC will be hearing about his attempt to defraud people.

Called and reported them to the Federal Trade Commission...www.ftc.gov... if you call the FTC and give them this number they make them go away...I love this country....You can call the FTC and report the number at 1-877-FTC-HELP (1-877-382-4357).  The more complaints they get the quicker they shut their phone lines down....better find a new job "Gregory" or is it Apu, you're about to lose you phone line

Incompetent illiterate attempt to run the scam on this site.  

GO AWAY YOU B*****D nobody believes you here.

You should investigate, the Department of Homeland Security is and this is a huge scam....sounds like you fell right into it or are you working for them!

This is nor scam..i pay wht ever i owened to the company....and yer it was an indian guy..but he is working with this company because there is lot indian guys working with this collection agency...so if sombody called u pls try to pay,,,and come out from the trouble...

I just received the same phone call.  They are definitely a scam.  I have this happen to me also in the Spring.  They stop for a while and then they start up again.

I received a call from someone call Officer Sam Youngblood. Said I owed $682.52 from a payday loan from 2008. Said I was going to be arrested if I did not pay back asap. I had the same thing happen in the spring but those calls were coming from Jacksonville Fl. I talked to a Police officer from Jacksonville and when he called the number and identifed himself on my behalf they told him the file had been passed on to their superiors and I would be hearing from them. Never heard another word till this past Wednesday.

these people are out of control i dont know how or why someone is calling me regarding a debt and leaving on my voicemail to have either me or my attorney call him back or otherwise he has to wish me luck with what is about to happen to me first of all i dont know anyone that has an attorney for debts if thats the case the courts would be filled everyday and second never mentioned what or who i owed but yet in still i'm on my way to court to be sued i'm not even wasting my time calling these frauds back didnt even leave his company name and was busy stuttering and repeating his words i guess he didnt practice his speech before picking up the phone simpleton

Hi the same idiot, David Copper called me same story as the rest of you above.  However, I called back from a caller id blocked cell and asked to speak with David Coopers.  After I explained who I was he gave me his supervisor Anthony Rhodns.  This supervisor told me they are not a collection agency just a debt reporting agency trying to help people by informing them of their debt and they only take money if the person on the other end of the phone wants to pay up.  What a joke Anthony was with his story.  However,I turned the tables on him, by telling I was calling on behalf of the US Govenment and was investigating his office and actions due to compliants from peole about his phone calls and collection issues.  the supervisors name is Anthony Rhodns 281-940-1612 ext. 1934.  They are based Anthony told me out of Houstan Texas.  Thought to pass this along,  Have good luck and don't pay,  It is a scam.

I received a call yesterday at work from 281-940-1612.  the man spoke with an Indian Accent and sounded like the guy who called me last summer under a different name and phone number from Florida for the same reason.  I owed money to Quick Cash from December 2007.  Yes I did have a few pay day loans, but paid them all back legally through legitimate attorneys.  I checked the attorneys out first before paying them.  Now he starts calling again with the same thing stating he is with United Federal Bank and I owe him $250. plus acrued interest and legal fees, blah, blah, blah.  I told him that this had happened before and I turned it over to the US Secret Service in Michigan who investigates these people and I would be contacting the US Secret Service again with his name and phone number.  Jokes on him.  I will not pay they don't scare me anymore.  Been there done that.  I ask first off what is their name, who do they represent and what is their phone number.  then I contact the Secret Service.  they can be found on line,  I checked them out with a legitimate federal agent that I know personally before sending the email.

Beware they are slick.  But to stop the calls REPORT THEM it is a Michigan website.  Good Luck.

Call this a***ole back and give him a hard maybe he'll quit calling. Just *67 your phone and go at it.  turbinhead

This is just another one of hundreds (and perhaps even thousands) of numbers these overseas payday loan debt collection scammers are calling from:

http://800notes.com/Phone.aspx/1-904-425-9141:

It's a scam, and all their threats are false and illegal.  The bottom line is, these are criminals trying to steal consumers' money.

Here are a few news reports and government advisories warning consumers about this scam:

ABC News:  http://abcnews.go.com/Business/story?id=5621205&page=1
West Virginia Attorney General:  http://www.wvago.gov/internetloanscam.cfm
WTAE TV4, Pittsburgh:  http://www.thepittsburghchannel.com/call4action/17285785/detail.html
Florida Commissioner of Consumer Services:  http://www.800helpfla.com/newsletter/2008/092008.html

This is a very active group of scammers, many of whom are calling from India (and probably other countries) and are in cahoots with a group of American pay day loan scammers. They attempt to extort money from consumers with a myriad of false and illegal threats, and alternately pose as debt collectors, federal and state law enforcement officers, lawyers and bankers. Their trademark is to use meaningless legalese gobbylgook phrases like "We are downloading warrants against you" or "We are filing an affidavit against you." Another trademark phrase is to threaten the consumer with something like this ridiculous phrase: "If you don't pay then only God can help you."

Typical of many financial scams of this variety, they usually demand payment via Western Union or MoneyGram or credit card. They use any number of phony names such as US National Bank, Federal Investigation Bureau, US Legal Investigation Bureau, Christian Nicholas & Associates, US Federal Bank, Sonic Bank, Hopkins Law Office, CashNet, United Legal Processing, Morgan Associates, United Pay Services, National Processing, White Collar Crime Unit and many more.  These criminals also use many phone numbers from many area codes; they're probably using caller-id spoofing software and/or VoIP to disguise their real location.

The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, or demanding your lawyer's name so they can sue you, it is ALWAYS a scam. No debt collector (let alone criminals posing as debt collectors) has the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing.) And since these foreign dirtbags routinely impersonate law enforcement, it's also important to remember that American law enforcement officers aren't in the business of debt collection.  (Debt is a civil, not a criminal, matter.)

A consumer posting a complaint about these same scammers at http://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is associated with an India-based "outsourcing" telephone bank.  Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.

This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass/Ellis Crosby & Assoc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (
http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 )  There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.

Here's the contact information for the phone bank in India:

IntellisOurzE BPO
701, Sapphier, Nr. Cargo Motors,
C.G. Road Navrangpura,
Ahmedabad - 9. (Guj.) INDIA.
E-Mail: info@intellisourze.com
Website: www.intellisourze.com

A check on the domain name "intellisourze.com" shows that the website and name registration was created on May 8, just one month *after* the Crosby scams were shut down in Florida:

Domain Name: INTELLISOURZE.COM
Registrant:  Pragra Infratech Pvt. Limited.
Email:  ankur.ranpariya@pragra.com  
908, Aksaht Tower, Nr. ICICI Bank
Opp. Rajpath Club, S.G. Highway
Ahmedabad, Gujarat, India 380054
Tel. +91.7926871353
Creation Date: 08-May-2008
Expiration Date: 08-May-2009
Domain servers in listed order: ns5.znetindia.com ns4.znetindia.com
(Source: http://whois.domaintools.com/intellisourze.com )

Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.

This is conjecture, but appearances suggest that Crosby and company were originally running a two-pronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.

If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):

1) The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.

2) Alert the FBI at https://tips.fbi.gov  Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement or lawyers, officers of the court or bankers, be sure to include that information in your report.

3) File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.

4) File a complaint your state's attorney general, the contact information for whom is at www.naag.org

5) File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a *small* sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:

http://800notes.com/Phone.aspx/1-336-553-3965
http://800notes.com/Phone.aspx/1-888-909-6789
http://800notes.com/Phone.aspx/1-925-262-1327
http://800notes.com/Phone.aspx/1-678-954-6346
http://800notes.com/Phone.aspx/1-888-341-4004
http://800notes.com/Phone.aspx/1-856-831-0640
http://800notes.com/Phone.aspx/1-949-743-1140
http://800notes.com/Phone.aspx/1-410-505-8128
http://800notes.com/Phone.aspx/1-917-464-2534
http://800notes.com/Phone.aspx/1-210-858-6602
http://800notes.com/Phone.aspx/1-888-775-2121
http://800notes.com/Phone.aspx/1-310-909-8245
http://800notes.com/Phone.aspx/1-949-743-1156
http://800notes.com/Phone.aspx/1-214-245-1402
http://800notes.com/Phone.aspx/1-214-245-0922
http://800notes.com/Phone.aspx/1-214-723-5572
http://800notes.com/Phone.aspx/1-904-425-2863
http://800notes.com/Phone.aspx/1-718-831-7157

...and, many, MANY more.

Same number called for me at work today.  Has been leaving messages that I face legal action if I do not pay.  I don't owe anything.  Will not give an address when asked and wants me to wire money (yeah right).  I cannot receive anymore personal calls at work.  My husband called the Houston Police Department and gave them the phone number to investigate.  I suggest others do the same...thats the only way to stop being harrassed by criminals.