302-387-0020
DE, US
 | slave dave 2013-01-14 17:13:39 Unknown |
i just love this crap man i needs me a little hindu louie the punk called me and i will kick his a**
| Amy 2012-07-23 20:05:38 Unknown |
Just got this email today...
Your delinquent account with Advance Cash Expert has been referred to my office for collection action. You are currently several payments behind on the above referenced account. The total outstanding amount on this account is $648.55.
I have been instructed to bring legal action against you as may be necessary, which may result in Judgment.
The file indicates that you have failed or refused to pay the above claim even though it appears just, owing, and correct.
You are hereby further advised that if payment is not received within 2 business days of the date of this letter, suit in small claims court may be commenced against you forthwith and without further notice for the amount indicated above, together with prejudgment interest. Instead of small claims court, this matter may be referred to our attorney for suit in municipal court.
As I am sure you are aware, if this matter goes to suit, all court costs, process server's fees, sheriff's fees, attorney fees where permitted, and other post judgment costs will be added to the amount that you already owe.
You can avoid the unnecessary inconvenience and added expenses of a lawsuit by making immediate payment to us. For any queries feel free to call us on (302) 387-0020.
Sincerely,
Matt Williams,
Collections Manager
(302) 387-0020
Your delinquent account with Advance Cash Expert has been referred to my office for collection action. You are currently several payments behind on the above referenced account. The total outstanding amount on this account is $648.55.
I have been instructed to bring legal action against you as may be necessary, which may result in Judgment.
The file indicates that you have failed or refused to pay the above claim even though it appears just, owing, and correct.
You are hereby further advised that if payment is not received within 2 business days of the date of this letter, suit in small claims court may be commenced against you forthwith and without further notice for the amount indicated above, together with prejudgment interest. Instead of small claims court, this matter may be referred to our attorney for suit in municipal court.
As I am sure you are aware, if this matter goes to suit, all court costs, process server's fees, sheriff's fees, attorney fees where permitted, and other post judgment costs will be added to the amount that you already owe.
You can avoid the unnecessary inconvenience and added expenses of a lawsuit by making immediate payment to us. For any queries feel free to call us on (302) 387-0020.
Sincerely,
Matt Williams,
Collections Manager
(302) 387-0020
| sl 2012-07-20 04:30:25 Unknown |
I got the exact same email today and I called the number and it just either rings 10 times and then goes busy. I know this is a scam as it is such a vague message and I called my attorney as well and she said it is a scam. This happened to me about a year ago, I contacted my attorney and not sure what she did but it stopped. Now it's happening again. Be careful and don't reveal any of your information.
| virginia 2012-07-19 09:54:03 Unknown |
Got a email saying i owe 558. and i do not pay they going to take me to court and have tp pay a big fine , or go to jail. why can the goverment do something with these people, so sick of them calling me and sending me emails.
| SD Guy 2012-07-18 19:41:15 Unknown |
OMG I just got this same exact message on 07/18/12.
| Bull 2012-07-18 15:05:27 Unknown |
This is what i got at my place of work. I called him and he hung up. So i have my atty looking into this idiot. Will let you knopw what i find out.
Your delinquent account with Advance Cash Expert has been referred to my office for collection action. You are currently several payments behind on the above referenced account. The total outstanding amount on this account is $648.55.
I have been instructed to bring legal action against you as may be necessary, which may result in Judgment.
The file indicates that you have failed or refused to pay the above claim even though it appears just, owing, and correct.
You are hereby further advised that if payment is not received within 2 business days of the date of this letter, suit in small claims court may be commenced against you forthwith and without further notice for the amount indicated above, together with prejudgment interest. Instead of small claims court, this matter may be referred to our attorney for suit in municipal court.
As I am sure you are aware, if this matter goes to suit, all court costs, process server's fees, sheriff's fees, attorney fees where permitted, and other post judgment costs will be added to the amount that you already owe.
You can avoid the unnecessary inconvenience and added expenses of a lawsuit by making immediate payment to us. For any queries feel free to call us on (302) 387-0020.
Sincerely,
Matt Williams,
Collections Manager
(302) 387-0020
Your delinquent account with Advance Cash Expert has been referred to my office for collection action. You are currently several payments behind on the above referenced account. The total outstanding amount on this account is $648.55.
I have been instructed to bring legal action against you as may be necessary, which may result in Judgment.
The file indicates that you have failed or refused to pay the above claim even though it appears just, owing, and correct.
You are hereby further advised that if payment is not received within 2 business days of the date of this letter, suit in small claims court may be commenced against you forthwith and without further notice for the amount indicated above, together with prejudgment interest. Instead of small claims court, this matter may be referred to our attorney for suit in municipal court.
As I am sure you are aware, if this matter goes to suit, all court costs, process server's fees, sheriff's fees, attorney fees where permitted, and other post judgment costs will be added to the amount that you already owe.
You can avoid the unnecessary inconvenience and added expenses of a lawsuit by making immediate payment to us. For any queries feel free to call us on (302) 387-0020.
Sincerely,
Matt Williams,
Collections Manager
(302) 387-0020
| rah 2012-07-18 13:53:53 Unknown |
I got this exact same email. Rediculous. They have been harrassing me for 3 years off and on. I don't owe anything. I had my attorney contact them about a year ago and it stopped. It has started up again. I'm so sick of this harrassment.
| AH 2012-07-18 13:51:00 Unknown |
thanks for this info.
| Alfalfa 2012-07-18 13:40:11 Unknown |
Phantom Debt Collectors From India Harass Americans, Demand Money
By BRIAN ROSS (@brianross) , CINDY GALLI and MATTHEW MOSK (@mattmosk)
June 7, 2012
Hundreds of thousands of cash-strapped Americans have been targeted by abusive debt collectors operating out of overseas call centers suspected of links to organized crime in India, law enforcement officials told ABC News.
The calls are part of a massive scam, one that appears to target struggling Americans -- especially those who have gone online to apply for payday loans. Armed with personal information from those pilfered applications, the threatening callers, who claim to be debt collectors poised to initiate legal action, have managed to pry loose millions of dollars from their victims -- even when the victims never owed money in the first place.
"This is what we call a phantom debt collection scam," said Jon Leibowitz, the chairman of the Federal Trade Commission. "It's a very pernicious and innovative new fraud."
Working through call centers in India, the commission estimates that the criminals have dialed at least 2.5 million calls, persuading already cash-strapped victims to send them more than $5 million. Some have reported receiving dozens of calls per hour. They are victims like Cindy Gervais, of New Orleans, who went online for a quick loan when her husband's car was hit by a driver who didn't have insurance.
Even though she paid the loan off, the so-called "phantom" debt collectors with Indian accents began calling to say she still owed money.
He more or less told me that if I didn't pay, they were going to have someone on my doorstep to arrest me," she told ABC News. "And that they were going to contact my place of business, and tell them what kind of person I am."
At first, she said she resisted. Then the calls became more frequent, and started to ring on her cell phone, and at the grocery distribution company where she had worked for 27 years.
"I was more or less was in panic mode because he told me there would be someone before noon at my place of business to arrest me and take me to jail," she said tearfully. "So I agreed to pay him."
After receiving scores of complaints, investigators with the FTC said they began tracking the calls, and following the payments. They alleged the payments led them to a California company run by an Indian-American named Kirit Patel, and that such scams would not be possible without American front men.
"I would say that all roads of this scam, or many of the roads of this scam, lead back to Mr. Patel," said the FTC's Leibowitz.
ABC News tracked Patel for weeks, from the suburbs of San Francisco to Austin, Texas.
Patel refused to talk. But his lawyer, Mark Ellis, said he believes it is far too early to pass judgment on his client. Ellis, a Sacramento-based attorney, told ABC News that Patel was hired for a nominal fee to set up an American shell company, and had no idea what the call centers in India were doing.
"I can tell you, he was as snookered by the people in India as anybody," Ellis said. "He's a 69-year-old man who is nearing his retirement who thought all he had to do was set up some corporations and everything was on the up and up. He's completely dismayed that he has become the lightning rod of this entire problem."
A close friend of Patel's also defended him in a brief interview at his home, saying Patel was not trying to defraud anyone -- he was just an unwitting, bit player in a larger scheme.
"If Mr. Patel was just a cog in the wheel he seems to have been a pretty big cog," Leibowitz said. "It is clear that Patel was integrally involved with this scam."
Leibowitz points to thousands of pages of financial and phone records gathered by the FTC and filed as part of a civil case brought against him in the U.S. District Court in Sacramento last month. When FTC lawyers sought to freeze his assets and prevent his business from continuing to operate, Patel responded by invoking his rights against self-incrimination. His lawyer told ABC News he has had to be careful in how he responds to the allegations in civil court "because there is a potential criminal action," but that Patel maintains the allegations against him are false.
Federal investigators said the phantom debt collection operation that allegedly benefitted from Patel's assistance was one of several that all trace back to the same small town in Western India called Ahmedabad. Callers use technology to make it appear that the calls originate inside the U.S. Victims provided ABC News with recordings of dozens of the calls, and many of the thickly accented callers appear to be reading off a script.
"Subpoenas have been readied, and Monday morning you're going to be picked up from your home," one caller says on a victim's voicemail. "And you have children. Don't worry about your children. We have a childcare department to take care of the children."
"You will be behind bars for six months," said another caller. "And once you go behind bars, you will lose your job. Once you are behind the bars, you won't get a single drop of water."
William Peerce Howard, a Tampa attorney who represents victims of harassment from debt collectors, said it takes an especially twisted criminal to use threats and coercion to pry money from someone who is already struggling financially
"These guys really are the most visible villains in America today," he said. "They make a living scaring people."
Mark Merola, of Florida, said he just panicked when the caller told him he might be arrested at the deli where he works in a Florida retirement community.
"I was nervous. I didn't want to embarrass myself, my family," he said. He used his debit card to pay the collector $576.
Afterwards, he says he realized "how stupid I was."
"It just happened so fast," he said. "I got scared."
Leibowitz said he hopes with more attention, future potential targets of the scam will recognize red flags before they turn over any money.
If callers say they are from the police, consumers should know that law enforcement officers do not collect debt for private parties. If the caller is speaking with a thick Indian accent, but calls themselves by a names such as Officer Mike Johnson, that should be a tip off. And if they're calling 40 times in two hours, that's another red flag. "Legitimate debt collectors, legitimate pay day lenders don't do those sorts of things," he said.
Merola said he would like to see anyone involved in the scam prosecuted aggressively.
"There's no place in society for these people," he said.
http://abcnews.go.com/Blotter/phantom-debt-co ... 16512428&page=2
By BRIAN ROSS (@brianross) , CINDY GALLI and MATTHEW MOSK (@mattmosk)
June 7, 2012
Hundreds of thousands of cash-strapped Americans have been targeted by abusive debt collectors operating out of overseas call centers suspected of links to organized crime in India, law enforcement officials told ABC News.
The calls are part of a massive scam, one that appears to target struggling Americans -- especially those who have gone online to apply for payday loans. Armed with personal information from those pilfered applications, the threatening callers, who claim to be debt collectors poised to initiate legal action, have managed to pry loose millions of dollars from their victims -- even when the victims never owed money in the first place.
"This is what we call a phantom debt collection scam," said Jon Leibowitz, the chairman of the Federal Trade Commission. "It's a very pernicious and innovative new fraud."
Working through call centers in India, the commission estimates that the criminals have dialed at least 2.5 million calls, persuading already cash-strapped victims to send them more than $5 million. Some have reported receiving dozens of calls per hour. They are victims like Cindy Gervais, of New Orleans, who went online for a quick loan when her husband's car was hit by a driver who didn't have insurance.
Even though she paid the loan off, the so-called "phantom" debt collectors with Indian accents began calling to say she still owed money.
He more or less told me that if I didn't pay, they were going to have someone on my doorstep to arrest me," she told ABC News. "And that they were going to contact my place of business, and tell them what kind of person I am."
At first, she said she resisted. Then the calls became more frequent, and started to ring on her cell phone, and at the grocery distribution company where she had worked for 27 years.
"I was more or less was in panic mode because he told me there would be someone before noon at my place of business to arrest me and take me to jail," she said tearfully. "So I agreed to pay him."
After receiving scores of complaints, investigators with the FTC said they began tracking the calls, and following the payments. They alleged the payments led them to a California company run by an Indian-American named Kirit Patel, and that such scams would not be possible without American front men.
"I would say that all roads of this scam, or many of the roads of this scam, lead back to Mr. Patel," said the FTC's Leibowitz.
ABC News tracked Patel for weeks, from the suburbs of San Francisco to Austin, Texas.
Patel refused to talk. But his lawyer, Mark Ellis, said he believes it is far too early to pass judgment on his client. Ellis, a Sacramento-based attorney, told ABC News that Patel was hired for a nominal fee to set up an American shell company, and had no idea what the call centers in India were doing.
"I can tell you, he was as snookered by the people in India as anybody," Ellis said. "He's a 69-year-old man who is nearing his retirement who thought all he had to do was set up some corporations and everything was on the up and up. He's completely dismayed that he has become the lightning rod of this entire problem."
A close friend of Patel's also defended him in a brief interview at his home, saying Patel was not trying to defraud anyone -- he was just an unwitting, bit player in a larger scheme.
"If Mr. Patel was just a cog in the wheel he seems to have been a pretty big cog," Leibowitz said. "It is clear that Patel was integrally involved with this scam."
Leibowitz points to thousands of pages of financial and phone records gathered by the FTC and filed as part of a civil case brought against him in the U.S. District Court in Sacramento last month. When FTC lawyers sought to freeze his assets and prevent his business from continuing to operate, Patel responded by invoking his rights against self-incrimination. His lawyer told ABC News he has had to be careful in how he responds to the allegations in civil court "because there is a potential criminal action," but that Patel maintains the allegations against him are false.
Federal investigators said the phantom debt collection operation that allegedly benefitted from Patel's assistance was one of several that all trace back to the same small town in Western India called Ahmedabad. Callers use technology to make it appear that the calls originate inside the U.S. Victims provided ABC News with recordings of dozens of the calls, and many of the thickly accented callers appear to be reading off a script.
"Subpoenas have been readied, and Monday morning you're going to be picked up from your home," one caller says on a victim's voicemail. "And you have children. Don't worry about your children. We have a childcare department to take care of the children."
"You will be behind bars for six months," said another caller. "And once you go behind bars, you will lose your job. Once you are behind the bars, you won't get a single drop of water."
William Peerce Howard, a Tampa attorney who represents victims of harassment from debt collectors, said it takes an especially twisted criminal to use threats and coercion to pry money from someone who is already struggling financially
"These guys really are the most visible villains in America today," he said. "They make a living scaring people."
Mark Merola, of Florida, said he just panicked when the caller told him he might be arrested at the deli where he works in a Florida retirement community.
"I was nervous. I didn't want to embarrass myself, my family," he said. He used his debit card to pay the collector $576.
Afterwards, he says he realized "how stupid I was."
"It just happened so fast," he said. "I got scared."
Leibowitz said he hopes with more attention, future potential targets of the scam will recognize red flags before they turn over any money.
If callers say they are from the police, consumers should know that law enforcement officers do not collect debt for private parties. If the caller is speaking with a thick Indian accent, but calls themselves by a names such as Officer Mike Johnson, that should be a tip off. And if they're calling 40 times in two hours, that's another red flag. "Legitimate debt collectors, legitimate pay day lenders don't do those sorts of things," he said.
Merola said he would like to see anyone involved in the scam prosecuted aggressively.
"There's no place in society for these people," he said.
http://abcnews.go.com/Blotter/phantom-debt-co ... 16512428&page=2
| AH 2012-07-18 13:37:12 Debt Collector |
Just received this email:
Your delinquent account with Advance Cash Expert has been referred to my office for collection action. You are currently several payments behind on the above referenced account. The total outstanding amount on this account is $648.55.
I have been instructed to bring legal action against you as may be necessary, which may result in Judgment.
The file indicates that you have failed or refused to pay the above claim even though it appears just, owing, and correct.
You are hereby further advised that if payment is not received within 2 business days of the date of this letter, suit in small claims court may be commenced against you forthwith and without further notice for the amount indicated above, together with prejudgment interest. Instead of small claims court, this matter may be referred to our attorney for suit in municipal court.
As I am sure you are aware, if this matter goes to suit, all court costs, process server's fees, sheriff's fees, attorney fees where permitted, and other post judgment costs will be added to the amount that you already owe.
You can avoid the unnecessary inconvenience and added expenses of a lawsuit by making immediate payment to us. For any queries feel free to call us on (302) 387-0020.
Sincerely,
Matt Williams,
Collections Manager
(302) 387-0020
Your delinquent account with Advance Cash Expert has been referred to my office for collection action. You are currently several payments behind on the above referenced account. The total outstanding amount on this account is $648.55.
I have been instructed to bring legal action against you as may be necessary, which may result in Judgment.
The file indicates that you have failed or refused to pay the above claim even though it appears just, owing, and correct.
You are hereby further advised that if payment is not received within 2 business days of the date of this letter, suit in small claims court may be commenced against you forthwith and without further notice for the amount indicated above, together with prejudgment interest. Instead of small claims court, this matter may be referred to our attorney for suit in municipal court.
As I am sure you are aware, if this matter goes to suit, all court costs, process server's fees, sheriff's fees, attorney fees where permitted, and other post judgment costs will be added to the amount that you already owe.
You can avoid the unnecessary inconvenience and added expenses of a lawsuit by making immediate payment to us. For any queries feel free to call us on (302) 387-0020.
Sincerely,
Matt Williams,
Collections Manager
(302) 387-0020
| Corey Chester 2012-06-26 16:17:04 Debt Collector |
Please note if you have gotten any calls from acs 904-302-387-0020 please contact your attorney general asap, these people are a scam
| Cindy 2012-06-18 15:56:16 Prank Call |
I have been harassed by these people for over 1 year and I don't have this account. I have turned it in to the FTC (Federal Trade Commission) and a local police report and the police said it is a very well known scam and that I would receive demand letter (not email or phone) and to completely ignore them if you speak to them they will continue to harras. Since they are not in this country and use VOIP (voiceover IP) through the internet they are not even in this country. DO NOT PAY THEM ANYTHING! They only threaten and to date still nothing out of my account. The only thing you could do would be have everyone change their phone numbers.
| terry 2012-06-18 12:35:29 Debt Collector |
Today I received an email message from these same people, claiming to be ACS Legal Group. They allege that I owe 925.00 to Advance Cash Services, and I have never heard of this company nor have I ever had a loan with them. I attempted to look up the website for ACS and all I got back was an error message stating that the URL/web address could not be found. These folks have been the subject of fraud complaints before, so I don't recommend that ANYONE give them any information or any money.
| Kayla 2012-06-18 12:12:59 Unknown |
GOT AN EMAIL FROM THEM I DONT EVEN HAVE A PAYDAY LOAN!
| Brad - 2012-05-25 10:01:58 Unknown |
We got an email stated I owe 987.33 for payday loan on bank account number.
| gayle 2012-05-21 15:14:49 Unknown |
I got the same kind of email. So I researched the numbers this morning and saw that they were scammers. They are some people out there that will just give them their money not me.
| laytroya 2012-05-17 19:59:18 Unknown |
I gotten thé same email. These moth******ers are crazyA
| CHASSIDY 2012-05-16 15:10:49 Unknown |
JUST GOT AN EMAIL SAYING I OWE THEM 599 I HAVE NEVER EVEN TAKEN OUT A PAYDAY LOAN I CANT FIND ANY INFO ON THIS COMPANY AND AFTER DEMANDING INFO THE MAN HUNG UP
| lyn 2012-05-14 15:07:57 Unknown |
i got the same kinda of email today...... this is getting old , i dont owe money to these people they are saying they are ACS which is actually Advantage cash services which i have a loan that is current with them.... but just pass these off, please they cant charge you with this over the phone or email...
| Tina 2012-05-11 02:46:53 Unknown |
Yes, I just got the same kind of email. I have never taken out a loan from USA Pay Day Loans. I am going to try to call USA Pay Day Loans, and then send this on for fraudulent clams.
| JOANNE S. 2012-05-10 23:51:17 Debt Collector |
GOT AN E-MAIL STATED I OWE 987.33 FOR PAYDAY LOAN ON BANK ACCOUNT NUMBER THAT I DON'T RECALL AND IT DOESN'T SAY THE NAME OF THE PAYDAY LOAN AND SAY THEY ARE FILING A LAW SUIT
| Debra 2012-05-10 23:20:17 Debt Collector |
This number had a rude person on the other claiming to be Cash Net USA Payday Loans company. They claim I have not made good on a loan of $572.50. I have been dealing with Cash Net USA for a while now and have a current loan with them at this time but not for that amount. I called Cash Net USA at their 888 number and they assure me that I do not owe this money and that they don't even have a number of the sort listed above. This gentleman was very rude and angry and I told him I don't owe that and to tell me who owes the loan and he could not tell me. He just got angry and hung up.
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