It's bank of scam.

After reading all these posts I'm very confused. Every single one states its a phone number for Bank of America. This number called me today but they were not calling from any bank fraud department. A recorded message on my voicemail said.. hello and congratulations! Your application for payday loan has been approved! I have never ever applied for any payday loan! The message directed me to their website, A1A fast cash loans.com to finish the application approval details. After listening to the message I googled this number and got to this site and was shocked at hundreds of postings regarding this number were arguing over weather or not it was Bank of America! So I decided to call back this number to see what response I would get. A lady answered and announced the name A1A fast cash loans may I help you?! I ask her how they got my number as I have never applied for their service. She told me she could only research it by full name or ss number. Since I wasn't willing to give that info she said they would remove my name from the call list. I'm not saying anyone is wrong but I returned called this exact number and it was a payday loan company not a bank! However, I am the only one as all other posts talk about  Bank of America. Very strange!

You people sit here and argue beating a dead horse ! It's SIMPLE !

Call the Number on the Back or your card for ALL BUSINESS issues or go into a local branch ! SIMPLE !

NEVER give out ANY personel info UNLESS it is a legit number from the back of your card or from the banks website ! SIMPLE ! PERIOD END OF STORY PEOPLE !

If you get a call from a number that your not familiar with, hang up and call back so that you know your dealing with your financial institution ! Don't call a number back that someone you don't know gives you or your caller ID shows !  Look up the correct number from known resources and call back ! Yes it's a little more work and if it ends up being that the original caller was legit just apologize and tell them your just being cautious ! It's a fraud department they will totally understand !

In this era of computers and cell phones, scammers can hijack legit numbers and make legit numbers show up on your caller ID when it's not the number your really talking too ! Scammers can break into phone switches and do all sorts of things that's why if you call a number you have researched your safe !

NEVER NEVER NEVER give out personel info to incoming callers ! Again like many others have said, your bank has this info and for verification purposes they will only ask for the last four numbers of your SS number ! If they ask for the entire number BE SUSPICIOUS and never give it !

LAST BUT NOT LEAST . . . . Take care of and continually educate and remind your elder friends and family members to never ever give out any of their info ! They often get confused and pressured into giving their info to these scum bags ! What kind of low life p.o.s. preys on our elderly and steals their money they have worked an entire lifetime to earn and save ? ! Really ? These scum bags should be strapped to a tree and shot right between the eyes ! Better yet staked to a bed of red ants in the Nevada desert and left there to die a slow death ! Yes extreme but I HATE thieves that steel from the working class because they are too lazy and stupid to go out and make their own money ! Get a phuking life !

Looks like more garbage being posted from the shill for the fraud here.

Beware - this is a scam.  Don't fall for it.

i got a call from this number and didn't answer. i googled the number and found your string.  so i logged into my BofA account and it stopped me b/c my account was on hold for a fraud alert.  i clicked through the options and identified a fraudulent transaction.  They will be sending me a new card.  

My conclusion is that this number is most likely a true BofA number.  However, I would recommend calling them directly from the number on the back of your card or log into your online account.

Thanks

ONLY USE A ONE TIME USE   CC#  SUPPLIED BY YOUR BANK TO PURCHASE anything on line or purchasing anything on line. It is a free service with most banks. I use BOA. This # 3027311166 is a fraud # trying to get into your account most likely. Only log into your bank to chat with them about this stuff and call the number they have for you on line on their site for you to use.

This number is indeed Bank of America's fraud department. You will be asked for your zip code, and whether several charges made against your account are valid.

If the caller asks for any other information, you should indicate that you wish to hang up and call a trusted number. Caller ID can be spoofed, and this number could potentially be presented by someone other than BoA. Never give credit card information on an inbound call. Period.

Thank goodness they called and alerted me to fraud on my Credit Card, didn't take the call but soon after got an email instructing me to contact them.  Followed up by going on line and my account had been suspended and I then contacted number on their web site...all is well and I praise them for being on top of those that used my card illegally.

The people who are saying that it's fraud are borderline retarded paranoid idiots. It's Bank of America. If you want proof, go try using the card they're calling you about. It won't work again until you call in.

It is possible a scam is making use of this number's Caller ID.  I have gotten so many of these scams that I had to buy a phone system that blocked these calls.  They will just call and call.  It seems it's easy to fake caller ids these days

So both sides of this argument might be right.  In my case, when I did call BofA (credit card phone number) they said this was their number and they did detect what they thought was a fraudulent charge and had called me.

I told them they should put BofA in the Caller ID.  Otherwise am I supposed to call ALL of my credit card companies to check if the fraud alert was from them???  ... or just the usual scam??  The usual caller ID of 'credit card fraud' has been scams in my experience.

This is legit. Got the call from this number. Called BoA customer service using number on back of my card just in case it was a fraud.  BoA had haulted service on my credit card because they saw a charge from a different state than I was in.  Verified the charge (to a company based in that state) and credit card was reinstated.

If you're worried about it being a scam, just call BoA directly and don't even bother listening to the automated message (like i did).  I'm too paranoid to do anything differently.  I'm pretty sure technology today allows for phone numbers to be imitated / hacked, so it's not surprising that some people are calling this a scam.  Maybe that sort of thing happened to them.

I got the call yesterday, I called BoA and they did not know anything about fraud. I call the 302 number back and after dancing around a bit I found out that a vendor that I used had been hacked and a list of cc numbers stolen. A new card has been sent by mail and the present card is good until 4-9 with no liability to me for fraud. I was only asked for public info to verify. I agree with the post above if they asked for you cc number that would be a fraud attempt.

I just got a call from this number (04/02/2013 around 5 PM CST), and I googled it because I didn't know it. I'm glad i did.I called the number back, because you guys said it was from card services. I currently work for a large bank. BOA is a large bank. NO WAY IN HE!! IF YOU CALL THIS NUMBER BACK WOULD YOU GET A PERSON RIGHT AWAY, and that is exactly what happened. The guy on the phone was foreign, sounding of Middle Eastern or African descent, asking me for my card number. I asked what company this was for, and he said "card services". I then said that I have different cards from different companies, and he then asked for my social security number. I then told him to kindly put sugar and his gas tank to improve his gas mileage.

I hope this helps.

Yes, this is Bank of America.  They were confirming a change I made to my account.  Of course do not give out any information to anyone who calls you from this number, but definitely give BOA a call back.

That actual number is legit, but doesn't mean it's not a scammer on the line.  Number called from could be faked.  If they're asking for the card # it's a scam.

Received call from this number.  It is the fraud dept for American Express as well.   Call was legit.  My American Express card was scammed, and as a result the account was closed and new account opened.

This IS Bank of America.  The smart choice is to never give them information and just call the # on the back of your credit card.  I got a call from the # today.  I called the # on the back of my credit card and they suspected fraud.  Thankfully, it wasn't.  They just weren't used to us buying beer and Chinese food.

I made changes to my BofA credit cards yesterday, however it was not an address change. This morning I got a call from 302-731-1166, didn't answer and told me to call back the number 1-866-518-1695. I got put on hold for a couple minutes, then a lady answers. I asked what company this was and she just said "Card Services".  She said the reason I got this call was because there were changes made to my credit account. Which was true, but it wasn't an address change. She told me if I gave her my full account info she will be able to tell me more about it. I told her I don't feel comfortable doing that, she told me that's fine and told me to call the number on the back of my card instead if I want to.

So it might be legit. I'm not going to call anyone at this point, I'll just diligently monitor my account online for now.

I received a call from 302-731-1166 just now.  I listened to the recording asking me to call 866-518-1695 about one of my credit cards.  Due to some concern over whether this is legit from other posts, I decided to called the number (prepared to give fake info if they asked for sensitive info). My take: I think this is a third party company, maybe used by Bank of America or Visa, hired to independently verify a recent card change.

They greeted me with "Can I have your credit card number..." and I adamantly said "No".  So she said "what can I help you with today?".  I explained I was was told to call that number from a recording and didn't know why they called me and was hesitant to give them any info.  She said she could lookup which credit card there was an issue with by my name and phone (which they already had since they called me earlier so I gave the phone #).  She told me that a card under my daughter's name had an issue and gave me the type of card (Bank of America Visa) and the last 4 digits.  She said I could call the number on the back of the credit card instead of giving her any info for my peace of mind with Scammers,etc.

She wouldn't tell me what the issue was since I was not my daughter. I called my daughter and verified she had, in fact, yesterday added her husband to her account.  Based on the fact they weren't pushy, gave me accurate info about my daughter's own card, and told me I could accomplish the same thing through the bank I feel this is a legitimate, though unnecessary organization.  Why doesn't the bank just call their customer directly? (of course we STILL would think they were a scam!!) Anyway, no harm was done, no info give out so no scam opportunity here in my opinion.

DEF SCAM!

After checking the number online I didn't answer the call and then I actually called the number on the back of my card, BOA said there's nothing going on with my card...

My guess that some of you actually have a fraud claim because the card info is stolen and used and the scam caught up before fraud department to call you....DON'T GIVE THEM ANY INFORMATION

i do not know if it is valid or not but when i called to return call to me she took my info then said she had to transfer me then i got a recorded message saying the number you are trying to reach is not a valid number...i then called their 1-800 number and talked to one of their representatives who sounded more professional to me...the 302 # called me again later after the matter had been resolved...i didn't answer the phone.  i suggest using the 1-800 # then don't have to be concerned if the 302# is valid or not..as to writing what know about, don't know everything and neither does anyone else...do know there are bunch of scams out there and it's better not to guess and be mistaken

This number IS NOT Bank of America. It is a fraud!! Do NOT give them any personal information. I just got a call and called BOA who said this was a fradulent call.

This caller identified himself as Jose calling from Bank of America's Fraud Prevention call center.  He asked if it was okay to ask me a few questions so they could positively identify who I was.  When I hesitated, he said that if I was uncomfortable with it, I could just call the number on the back of my credit card and ask to speak with a Fraud specialist.  I thanked him for his understanding, called BOA directly and they had a short list of recent transactions that they asked me to verify.

Just got a call from this number, typed it in google, then came on here to see what was being said. Obviously alot of mixed views so i was curious to find out whether its legit or not.

No voicemail had been left. And i wasnt about to phone it straight back.

Phoned BoA direct off the back of my card, and they had not heard of the number. They also could not see any dodgey transactions within the past few days as i reeled off what transactions i had made.

Either way i dont THINK its legit but at the same time it could be given other peoples views.

As far as im concerened, my view is just phone BoA directly, dont give any info to this number. That way everything can be resolved and no one gets hurt.

I did not pick up when this number called as I did not recognize the number. Once I read the posts on this site, I called the 800 number on the back of my card to see if there was anything wrong. Turns out, a VERY large purchase was made in New York (while I was in the Chi) using my card - the card was physically swiped! The customer service representative was extremely helpful. He shut my card down and ensured the charges were denied. I am grateful for the fantastic monitoring practices of BOA as my other card is not nearly this responsive.

That being said, I work in the financial services industry and HIGHLY recommend that you NEVER give personal information to anyone if you are not absolutely certain you know who you are speaking with. Always just call the number on the back of your card! Better safe than sorry.

Just a thought: I received a call from this number and it was indeed BofA.  My account was frozen due to a computer fraud alert.  The matter was resolved very quickly.

I never use the call itself; I thank them and then use the Bank's web site or the 800 number on the card.

For those that are saying it is a fraud; they are probably correct as well.  Since it is a trivial matter to spoof caller id it would be a simple matter for fraudsters to fake a valid fraud number and begin a fraud compaign.

So, this number is both real and a fraud.  If you get a call like this; thank them, hang up, and use a known secure channel to verify and resolve the issue.

Got a call from this number a few minutes ago. Never answer unknown out of state calls so did a quick google search and found this site. Called the number on the back of my card and it registered the card being in a fraud alert state. It listed the last 8 charges and I confirmed them.

The number is legitimate, but safe practice is to always call the number on your card.

So so so sorry (and baffled) that you were offended by that.  Doesn't change the importance or the validity of the info in the post, though.

Look -    ????     What a demeaning way to start a sentence...

Look - I don't have any accounts with Bank of America so I don't see why they'd be calling me about fraudulent activity.  I have a hard time believing that this many people would sign in to a site like this to defend a legitimate number - I believe they are all written by the people behind this number.  If you are not sure, I recommend not giving this number any information - NOT EVEN YOUR ZIP CODE - THAT IS IDENTIFYING INFORMATION ON CREDIT CARDS!!! - don't even answer, just call your bank directly using a number that you know is legit.