I have been getting calls from these people for 4+ years! Every phone call is the same, if I don't pay today, I will have charges filed against me at my home or place of business. I have filed a complaint with the Federal Trade Commission and my State's Attorney General Office. I do not owe any such debt any of these phony companies speak of. Fellow Victims, please be aware they also call from (713) 904-3458 and (919) 229-4802. I also encourage each of you to file a complaint with the Federal Trade Commission and your State's Attorney General Office. Travis Dean, Martin Leabowitz, and the lady from the Processing and Summons Division, get a REAL JOB!!!!!

I have been contacted by this company closing on a dozen times.  At one point I had their number blocked through my cell provider, and the block apparent expired.  I got another call from them today, from an automated system, indicating that I would be "forfeiting my rights" and they would be "contacting your human resources department" to "serve you papers".  This is all for a payday loan taking out in 2007 originating from the website 1000easypaydayloans.com, financed by a company called Bahama Marketing Group.  Admittedly, I defaulted on the loan because I didn't have the money to pay it.  I attempted making contact with the company, which was later known as Hushak Group, and could never get anyone on the phone.  A few years went by without any word from anyone, until I got a call from Bayview Solutions, the first debt collector to contact me.  They sent me out verification, and I I paid the debt off completely in 2010.  Since 2012 I have received hundreds of calls about this debt from dozens of collection agencies, all claiming various amounts.  Now, back to Goldberg and Associates.

The woman on the recording, who when you speak to her claims to work for a law office, is completely clueless about the law.  First, I was accused of check fraud for an ACH transaction.  The problem with this particular claim is that the loan originated in Texas, and the contract signed pursuant to Texas law, which means that I had to physically write a check in order to be guilty of check fraud.  The second claim, when I shut her down about that, was that I attempted to defraud a financial institution because I took a load out with no intention of paying it back.  The unfortunately reality here is that you have to be able to prove intent to be charged with a crime centered around intent, and since I paid the loan back, obviously I had no intention of defrauding anyone.  Third, she indicates that if I do not handle the issue immediately I will lose all rights, and will be forced to appear in court.  There are a laundry list of falsities contained in that little nugget, not the least of which is attempt to assert that I will lose any right to contest the debt or otherwise defend myself in a court of law.  

For those of you dealing with these people, let me make a few things clear:

First, there is never an instance where the FDCPA does not apply to someone calling you regarding a debt.  This company claims to be a law firm, and therefore claims to be immune to those particular statutes.  Under the law, they conduct the business of collecting debt, so how they categorize their business is of no consequence, as they are debt collectors.

Second, this company is going to start spewing a laundry list of generic legal terms at you in an attempt to scare you to death, many of which are misrepresentations.  The laws that apply to your particular situation are the laws of the state you reside in.  If you state requires a physical banking instrument (paper check with your signature on it) to constitute check fraud, and you did not write a check, then you have not committed check fraud.  

Third, there is a statute of limitations on the majority of debts, payday loans notwithstanding.  If you took a payday loan out 12 years ago and missed a payment, these vultures have absolutely no legal recourse to collect the money you allegedly owe.  

I am of course not insinuating that you should fail to resolve any debts you might owe, but knowledge is power in this instance.

To Goldberg and Associates:

I was licensed private investigator in the state of Texas who was engaged in physical assets recovery, and had to be well versed in the nuances of the FDCPA as such.  

I have been studying the law since I was a sophomore in high school, well over a decade ago, and am particularly well versed in Texas statutes (I have the entire code on my bookshelf), so don't call me attempting to misrepresent the law because you think you will scare me.  

The debt you are attempting to collect was paid-off four years ago, so it's not my fault you got screwed buying a bad portfolio, but then it seems like poetic justice since you sold debt portfolios you had not title to sell (Public records, aren't they awesome?  Did I mention I was formerly a private investigator?).

My suggestion to you is to get your act together before you wind up facing a class action lawsuit (there appears to be a class here as a matter of fact), which will in turn trigger a federal investigation that is likely to leave your collective colon cleaner than box of cookies in front of a toddler.

SCAM! SCAM! SCAM! these people continues to call me even after I answered and asked them to remove me off their list. I believe they target individuals who had a history of bankruptcy and are in the process of trying to rebuild their credit. They try to scare you by threatening to send warrant for your arrest and negative report on your credit. It's horrible what these scammers are doing.

Got the same call. I called them back and somehow managed to get them after hours.

I have received numerous calls from this number claiming I have a pending civil suit against me and that they need to verify my address to serve me papers. They never identify themselves or their company, just that i need to call some other number. The debt they claim I owe has been paid (I have the paperwork stating so). Furthermore I have spoken with my attorney that has informed me that the statute of limitations has expired for the civil suit. They also threaten me with jail if I don't pay, which you can't do either. I just want them to stop calling.

This number is a scam.

i keep getting cals from this number. they keep threatrning me with check fraud and other charges

They continue to call my house.

I keep getting calls from 302-861-5032 threatening someone I don't know. I've had my cell phone for 12 years and no one else has had this number during that time. I don't know the person they are calling for and I've notified them several times that they have a wrong number in their records but they won't stop calling me.

Totally illegal. First of all, no one calls to tell you that you are going to be served. Second, they say if you are served you "forfeit all your right". Uh, wrong again. Please make sure you all file complaints- FTC, Atty General, even the FBI (yes, they have a division that handles these types of scams because I have case # with them). Most importantly- do not give these people any money. If this is a valid debt, they will send you proof and if this is a valid collection company, they will abide by the FDCPA laws.

I got a call from this number saying they were going to serve me at my job or home due to fraudulent activities associated with my ss#.

Got the same call. Who pertects us.

Total scam my attorney called them back and they told her they had no listing for me. Having my carrier Blick the number.

I received the same call. How do they get people's information anyway. So tired of being harassed by these people!

I just received the same message.  I am blocking the # right now

Tired of these scammers calling me.  Gat a real dam job.  I work hard for my money and I am not stupid enough to give it to you.  Threaten all you want.  You will never get a dime!

you will be served at your residence or your job and your pr# is pr738

Just got a call saying they are serving me papers and I need to call to avoid being served who are they

Have been getting the same threats about being served, called the ohio attorney generals office when she called them the person and BCN Inc.  

Me too. Looked it up and it goes straight to a company called Delaware wireless. A mobile company smh

Yes got da same message

this number called me from Newark, DE and said they had someone who filed a complaint about me and they needed to serve me papers, I don't even live there you morons, boy they will try anything won't they.