FILE  NUMBER :: 5641
LOAN INFORMATION                
DUE AMOUNT :: $792.65
LOAN COMPANY  : :  ACS Incorp.
This is to inform you, that you are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Federal Government, so before the case if filed we would like to notify you about this matter.

It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and have left us no choice but to protect our interest in this matter.
UNITED LEGAL INVESTIGATION BUREAU HAS STATED 4 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

(1) VIOLATION OF FEDERAL BANKING REGULATION
(2) COLLATERAL CHECK FRAUD
(3) THEFT BY DECEPTION
(4) ELECTRONIC FUND TRANSFER FRAUD.
Now this means few things for you, if you are under any state probation or payroll we need you to inform your manager/Concerned HR department about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.

If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our company Attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

WE CARRY ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.
And once you are found guilty into the court house, then you have to bear the entire cost for this law suit which totals to $3852.15, excluding loan amount, attorney's fee & the interest charges. You have the right to hire an attorney. If you don't have/ can't afford one then the court will appoint one for you.
We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery asset location department at
303 261 8949  between 9.30 am to 5.30 pm(EST).
IF YOU WANT TO RESOLVE THIS MATTER THEN IMMEDIATELY CONTACT US THROUGH
EMAIL OR CALL US BETWEEN WORKING HOURS ON 303 261 8949
UNITED STATES DISTRICT ATTORNEY


I received the same email. Same file number and same amount owed. Total SCAM!!!!! They would only communicate through email and would never send me any copies of alleged contracts with my signature.

Mine was for $962 as well.  Imagine how many people have paid this without knowing it is a scam.

I received this exact same email down to the File Number!

ACS INC <acs.recovery.dept@gmail.com>
to:     ACS INC <acs.recovery.dept@gmail.com>
date:     Tue, Jun 10, 2014 at 8:28 AM
subject:     LAWSUIT:: CASE FILE DOWNLOADED AGAINST YOUR SSN::File No :: A/4-5642

FILE NUMBER :: A/4-5642



LOAN INFORMATION                

DUE AMOUNT :: $792.65



LOAN COMPANY  : :  ACS Incorp.



This is to inform you, that you are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Federal Government, so before the case if filed we would like to notify you about this matter.

It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and have left us no choice but to protect our interest in this matter.



UNITED LEGAL INVESTIGATION BUREAU HAS STATED 4 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

(4) ELECTRONIC FUND TRANSFER FRAUD.



Now this means few things for you, if you are under any state probation or payroll we need you to inform your manager/Concerned HR department about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.

If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our company Attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

WE CARRY ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.



And once you are found guilty into the court house, then you have to bear the entire cost for this law suit which totals to $3852.15, excluding loan amount, attorney's fee & the interest charges. You have the right to hire an attorney. If you don't have/ can't afford one then the court will appoint one for you.



We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery asset location department at

303 261 8949 between 9.30 am to 5.30 pm(EST).



IF YOU WANT TO RESOLVE THIS MATTER THEN IMMEDIATELY CONTACT US THROUGH

EMAIL OR CALL US BETWEEN WORKING HOURS ON 303 261 8949

UNITED STATES DISTRICT ATTORNEY

Copyright (c) 2006 ACS | Privacy | Terms of use

------------------------------------------------------------------------

--------

Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed.

Any review, re-transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited.  If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.

I received this exact same email down to the File Number!

ACS INC <acs.recovery.dept@gmail.com>
to:     ACS INC <acs.recovery.dept@gmail.com>
bcc:     robwell07@gmail.com
date:     Tue, Jun 10, 2014 at 8:28 AM
subject:     LAWSUIT:: CASE FILE DOWNLOADED AGAINST YOUR SSN::File No :: A/4-5642

FILE NUMBER :: A/4-5642



LOAN INFORMATION                

DUE AMOUNT :: $792.65



LOAN COMPANY  : :  ACS Incorp.



This is to inform you, that you are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Federal Government, so before the case if filed we would like to notify you about this matter.

It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and have left us no choice but to protect our interest in this matter.



UNITED LEGAL INVESTIGATION BUREAU HAS STATED 4 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

(4) ELECTRONIC FUND TRANSFER FRAUD.



Now this means few things for you, if you are under any state probation or payroll we need you to inform your manager/Concerned HR department about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.

If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our company Attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

WE CARRY ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.



And once you are found guilty into the court house, then you have to bear the entire cost for this law suit which totals to $3852.15, excluding loan amount, attorney's fee & the interest charges. You have the right to hire an attorney. If you don't have/ can't afford one then the court will appoint one for you.



We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery asset location department at

303 261 8949 between 9.30 am to 5.30 pm(EST).



IF YOU WANT TO RESOLVE THIS MATTER THEN IMMEDIATELY CONTACT US THROUGH

EMAIL OR CALL US BETWEEN WORKING HOURS ON 303 261 8949

UNITED STATES DISTRICT ATTORNEY

Copyright (c) 2006 ACS | Privacy | Terms of use

------------------------------------------------------------------------

--------

Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed.

Any review, re-transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited.  If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.

I just received the same email and the amount is $869.79 for national association of credit management.

Received phone calls in 2012. Didn't work then. Now they are trying to email. Not working now but quite annoyed by these threats.

same message  at least once  a week, sick of it

Got this email today...same email many are getting from another scam operation.
Letter to Inform



LOAN INFORMATION; FILE:: WPTE4689, Due Amount- $986..30



Dear Debtor,


                 This is in reference to your account with national association of credit management. It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with NACM. At this point you have made your intentions clear and leave us with no choice but to protect our interest in this matter.

The Lender is filing these charges against you:

(1) VIOLATION OF FEDERAL BANKING REGULATION


(2) COLLATERAL CHECK FRAUD


(3) THEFT BY DECEPTION




Now, this means few things for you. If you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed on your name and social#.

If we do not hear from you within 72 hours of the date on this e-mail, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence prosecution for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO CREDIT BUREAU, FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.


And once you found guilty in the court house than you would have to bear the entire cost for this lawsuit, which will be excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one will be appointed to you.

Hereby we are offering this last chance of repay this debt. We merely require you to contact our recovery asset location department.

IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY CONTACT US THRU EMAIL OR CALL US BETWEEN WORKING HOURS ON +1 303 261 8949.




Regards

Attorney Dept.

I just received the same email. Thanks to all of you for submitting on this message board as this was a very unnerving email to receive. I have forwarded it to an attorney I know to see what can be done about the harrassment and threatening nature.

Same File number as I received on May 18, 2014.
Mine is for $846.74.
They make stuff up, and try to get money, and they probably do get money from some people.
Don't pay them!
Real collectors send you something in the mail.

I got the $962 email too lol

I received the same email today and I replied back asking for documentation and I reported it to the BBB. I was told to also call the Federal Fraudulent hot line at 18773824357 and report it to them as well. Hope this helps

Forward this e-mail to the FTC: https://www.ftccomplaintassistant.gov/

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

?is seeking payment on a debt for a loan you do not recognize;
?refuses to give you a mailing address or phone number;
?asks you for personal financial or sensitive information; or
?exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.

If you think that a caller may be a fake debt collector:

?Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.?Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
?Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft ? charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
?Contact your creditor. If the debt is legitimate ? but you think the collector may not be ? contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
?Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.

http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors

same as one of the above saying i am going to be taking to court and all that same thing different ammount only off by a few dollars. what they have to go from calling you to emailing you now, when will this people be stopped it is getting very nerve racking. i feel bad for the ones who actually fall for these scams and are out of all this money they they are wanting. how can we stop these people from doing this and harrassing us it is not fair. someone please do some thing about this.

I have received two  emails

have gotten two email  from these scammers

I JUST GOT A EMAIL FROM ACS INCORP STATING LOAN INFORMATION FILE A/5 4729 DUE AMOUNT $946.74 ACS LEGAL GROUP.  THIS IS IN REFERENCE TO YOUR ACCOUNT WITH ADVANCE CASH SERVICES.  IT SEEMS APPARENT THAT YOU HAVE CHOSENE TO IGNORE  ALL OUR EFFORTS TO CONTACT YOU IN  ORDER TO RESOLVE YOUR DEBT WITH ADVANCE CASH SERVICES.  I FYOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATLEY CONTACT  US THRU EMAIL OR YOU CAN CALL US BETWEEN WORK HOURS 9:30 TO 6:30 EST ON 303 261-8949 ACS LEGAL GROUP THIS JUST A SCAM I AM TIRED OF THIS THREATING EAMILE

We are all in the same Boat!!
My Husband just told me that he's getting those Emails just today .... Don't worry they can't Hurt You!! I've talk to the FBI..  In the Past they said I was wanted and I was going to Prison so I called our Local Branch FBI,
Told her what was going on,,, if we are wanted.. They won't send Emails or Call You... They'll just come to your House and Arrest You...

These People Want your Money.. Don't give it to them, don't answer the phone to Numbers you don't know,, Screen your calls and then Block the numbers, Save or Delete the Emails... I save mine in a Fraud File in my Computer in case i need proof of something!!!   Just Ignore them ...  What ever you do don't give them No Money!!!

Your Friend Faith!!!

Check your bank account carefully for unauthorized and unidentifiable charges over the past few months. Follow up with your bank if you find any suspicious charges you need to dispute.

This ACS Incorp email is just a scam, but it's also explicitly illegal to attempt extortion. Laugh in these idiots faces as you send the proof of extortion that they provided you with that email to the FBI:

File an Internet Crime Complaint now:
http://www.ic3.gov/default.aspx

More info about Advanced Cash Services and ACS Incorp scam:
http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710

Received email message about Loan Information.  Months ago I received the same information, but on a phone call.  Stated that I owed $946.74, if not responding in 48 hours, will be sued for $4896.47.  Asked me to contact them thru email or call between 9:30 to 6:30 on the above phone number.  ACS Legal Group, Legal Group of Attorneys is written at the bottom.

Same email to me today....

I got the same  e mail today

I have been getting emails regarding the same information everyone has so far.

I keep getting email from this company that  I am in violation of federal banking regulation, collateral check fraud, theft by deception &electronic funds trasfer fraud.

I received the same email today, the scumbags have been busy!!!

got a email from them saying I owe 962 for a payday loan...which i dont have....and they well take me to court for 4000 dollars... these people are crazy and should be aloud to scare people

I just got a email just like this one only for $962 saying I have a loan which I don't...this is just crazy that these people can do this....they are such sick people...to scare people like this.....hope someone can catch these people soon

File reports with the FBI, your state attorney general and Department Of Justice,CFB,FTC & FCC..

http://www.nw3c.org/
http://www.ic3.gov/default.aspx
http://www.fbi.gov/
http://www.stopfraud.gov/report.html
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action
http://www.consumerfinance.gov/complaint/

Also read up on the laws and your rights:

http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
See Residents post here also:
http://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
http://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

And see:

http://800notes.com/forum/ta-944ec1426a8bcbb/ ... service-attacks
************
http://www.clarkhoward.com/news/clark-howard/ ... r-phones/ndF4c/
*****************
http://www.net-security.org/article.php?id=1828
***************
http://800notes.com/forum/ta-86217073a9c8dad/ ... 077595690349410
************
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
************
http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
******************
http://www.fdcpa.me/fake-process-server-injunction/
******************
http://800notes.com/forum/ta-9413b3202bc8b6c/ ... net%27s-tactics
********************
http://dfi.wa.gov/consumers/alerts/cashnet-payday.htm
*****
http://www.cashnetusa.com/consumer-notices
*****
http://800notes.com/forum/ta-4f7d326029dcf9d/ ... lectors-finally
**************
Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

? filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim?s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims? relatives, friends, and employers.

LAWSUIT:: CASE FILE DOWNLOADED AGAINST YOUR SSN::File No :: A/4-5642
From: ACS INC <acs.recovery.dept@gmail.com>
To: ACS INC <acs.recovery.dept@gmail.com>
Date: Thu, Apr 10, 2014 12:46 pm




FILE NUMBER :: A/4-5642



LOAN INFORMATION                

DUE AMOUNT :: $792.65



LOAN COMPANY  : :  ACS Incorp.



This is to inform you, that you are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Federal Government, so before the case if filed we would like to notify you about this matter.

It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and have left us no choice but to protect our interest in this matter.



UNITED LEGAL INVESTIGATION BUREAU HAS STATED 4 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

(4) ELECTRONIC FUND TRANSFER FRAUD.



Now this means few things for you, if you are under any state probation or payroll we need you to inform your manager/Concerned HR department about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.

If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our company Attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

WE CARRY ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.



And once you are found guilty into the court house, then you have to bear the entire cost for this law suit which totals to $3852.15, excluding loan amount, attorney's fee & the interest charges. You have the right to hire an attorney. If you don't have/ can't afford one then the court will appoint one for you.



We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery asset location department at

303 261 8949 between 9.30 am to 5.30 pm(EST).



IF YOU WANT TO RESOLVE THIS MATTER THEN IMMEDIATELY CONTACT US THROUGH

EMAIL OR CALL US BETWEEN WORKING HOURS ON 303 261 8949

UNITED STATES DISTRICT ATTORNEY

Copyright (c) 2006 ACS | Privacy | Terms of use

------------------------------------------------------------------------

--------

Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. 2510-2521 and intended only for the use of the individual or entity to which it is addressed.

Any review, re-transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited.  If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.

Second email I have received in a week from these people. Emails had different case numbers, and different dollar amounts. I mean not like I am going to pay, but add to that a gmail email address and poor sentence structure, it is quite laughable.