309-663-1245
IL, US
Nancy
Nancy
2014-05-19 21:43:39
Debt Collector
I kept getting harassing calls from this number about a hit in run accident. No one in my household has been in an accident withing the last few years. I asked them to send supporting documentation to verify this case and I then received generic paper work with no signatures or contact information and on top of that it was addressed to a unknown person. It contained inaccurate information. This is defiantly a fake law firm trying to scam people I then contacted my local police department who informed me that they are probably scammers based in an entirely different state. Do not give out personal information to these people.
Annoyno
Annoyno
2014-03-17 18:25:47
Debt Collector
These guys are chasing , they say, State farm claim against a payment state farm had to make against a property that some people I know lived in, first they were out of house early dec, she rented home in jan and filed damages in feb 2013, that means other poeple caused the damage and now State farms uses these jokes as a collection agency, oh by the way, the lady who owned home also rented a chop shop next door, why police aren't closing them down, oh well, can you say payole!!
Mad
Mad
2014-02-21 01:20:28
Unknown
I received a call from this company saying my dog caused an accident - I told them I do not have a. Dog that runs loose and he got very hateful with me
Resident47
Resident47
2014-02-19 15:14:43
Unknown
You're not sorry to be the bullying one, evidently. It's your company which is seen distorting the truth surrounding claim disputes which often turn messy. Just like your illegal cousin debt collectors, your first instinct is to blame the victim, facts be damned.
Resident47
Resident47
2014-02-19 15:14:41
Unknown
Subrogation claims are not covered by FDCPA but may suit a state law definition of "debt", and therefore your reported hostile tactics may yet expose you to liability. "Do your own research! ..... Common senses, [sic] people!"
Resident47
Resident47
2014-02-19 15:14:38
Unknown
} not a collection agency it's a law firm...BIG difference!

The FTC doesn't see that difference when a law firm collects debt.

} Obviously complete documentation of the claim will not immediately be mailed out as it is private and confidential.

... or simply unavailable? Nonexistent maybe?
legit
legit
2014-02-17 09:16:03
Unknown
Sorry to be the honest one....but you were suspended due to your own actions and not following the law. Again why it's the LAW to have insurance. Why do people continue to think they can continue to break the law and then blame someone else when the consequences of their OWN actions come back to them. So accept the responsibility and stop blaming the firm for your life being ruined and blame yourself. These are people doing their job because you didn't do yours.
legit
legit
2014-02-17 09:12:48
Unknown
Funny how you think you have any idea what you're talking about. This form doesn't "buy" anything and especially not from a bank. All our clients are insurance companies (country financial, state farm' liberty mutual, safeco) all legit companies who hire the firm (not collection agency) to get reimbursement from the uninsured party who was at fault for damages already paid out by the insurance company. And yes in some states the DMV cannot suspend if the claim is litigated then a judgement could be ordered to suspend until the claim is paid off. AGAIN FOR ALL YOU WHO BELIEVE TO KNOW BETTER....DO YOUR RESEARCH!!!!
legit
legit
2014-02-17 09:07:12
Unknown
Glad you are wasting your time to post all that....you need to know the difference between a debt and a tort claim....majority of all these claims are torts and not debts so they don't fall under FDCPA guidelines. Love how people think Google search makes them right or knowledgeable on any subject
legit
legit
2014-02-17 09:04:54
Unknown
Well good luck with that! Go ahead and research on how many suits have been brought against the company and how many were justified.....you people are ridiculous and it pretty much comes down to those who don't wanna pay for their mistakes
legit
legit
2014-02-17 09:02:37
Unknown
Well do YOUR own research!  FDCPA regulations only have to be followed if claim falls under FDCPA which most don't. Most claims are not debts but tort claims and therefore do NOT fall under any FDCPA guide lines. So the next time you want to tell someone how to do their job make sure YOU know what you're talking about and don't give legal advice when you have no clue what you're talking about
legit
legit
2014-02-17 08:59:31
Unknown
Well it's not a collection agency it's a law firm...BIG difference! And it cannot suspend anyone's license but does send necessary documents to the state which then reviews for suspension. People are notified of this so they can contact the office to discuss and they are made aware of what could possibly happen. Obviously complete documentation of the claim will not immediately be mailed out as it is private and confidential.  Not every address obtained is current and don't think any of you would want something like that just randomly sent out in the mail for anyone to receive. Hence why the letters say to contact the office to discuss. You can then request any documents available to verify the claim. Common senses people!
legit
legit
2014-02-17 08:52:42
Unknown
Exactly.....if this was a scam then the company would've been shut down a long time ago. And if all these people had legit complaints then I would like to see where the firm was sued for anything illegal or any type of misconduct
legit
legit
2014-02-17 08:50:38
Unknown
No the firm cannot suspend your license but again works directly with the state and the state decides if they will suspend or not. I highly doubt anyone was told they would be arrested as that is obviously out of the firm's jurisdiction in any state. And if you are out of state the firm has forwarding attorneys that would handle the case for your particular state if the client would choose to pursue suit.
legit
legit
2014-02-17 08:47:52
Unknown
Well obviously no one is going to post all that information on a ridiculous site like this but feel free to contact the office and speak with management and they would be more than happy to verify any information you are requesting! Please let me know if you Google any other law firm and all their personal info is listed in plain view for the general public
legit
legit
2014-02-17 08:40:57
Unknown
Yes they can do this. If you are at fault for an uninsured accident you are 100% liable for damages. They don't suspend your license but the state can and will!
The-Nine
The-Nine
2014-01-27 17:17:23
Unknown
Did you just take their word  that they suspended your license or did you actually contact the DVM to confirm?  Chance are they are feeding you a line of BS.  Who are you supposed to pay to restore your license?  If it's them then that should raise a huge red flag.
bd
bd
2014-01-27 17:16:37
Unknown
Thank you for posting this.  More people need to take action to stop firms like this.
bd
bd
2014-01-27 17:12:41
Unknown
This firm may be a law firm, but what they are operating is a scam.  I am attorney myself and I know how professional firms operate.  My husband received a letter from them claiming he was involved in some sort of incident in 2012, very vague, no details provided, not even an exact date.  I called the firm and the woman with whom I spoke first indicated they had a police report on file, then said, "oh, no wait we don't have one in the file."  She then said, well your husband's birthday is XX/XX/1964.  I said, no, that's not even close to my husband's birthday.  She said, well let me look into this and I'll get back to you.  She never called back, but my husband still continues to receive threatening letters.  There is no possible way that my husband was involved in any incident back in 2012.  The whole claim is bogus and the way this firms operates is very shady and potentially even criminal.
Crystal
Crystal
2014-01-10 22:30:00
Unknown
They can and will have your license suspended. They do this by sending a complaint to the DMV under your state's financial responsibility laws. This only applies to car accidents. I know they do and can, because they did it to me in Colorado.

I am not a shill, I am just correcting the misconception that this cannot happen. There may be some states where it can't, but in Colorado, it certainly can. From a quick Google, it appears in most states it can.
Heather
Heather
2013-12-18 20:29:38
Unknown
I got into an accident with a client of theirs seven years ago. They suspended my license & I supposdley have to pay three hundred to get it back. Can they even do this????? It's been how long & they are very rude. Can't I just call the dmv in my area to find out what is going on?
Justice floral
Justice floral
2013-12-12 02:58:41
Unknown
Google the name of the firm...it is all right there in black and white.
Tamianth
Tamianth
2013-11-05 00:19:07
Unknown
ROFL.. Nice try Shill, but no awards for you today!  BTW, did your boss also forget to send you the memo on shilling be illegal also?  Clear violations of the FDCPA law, not to mention TCPA can cost them more then a person owes.  

What happens when you shill..
http://800notes.com/forum/ta-88747d175513656/ ... 717404327882938

A Summary of Your Rights Under the Fair Credit Reporting Act  [PDF]
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf

http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know

And file those reports! If need be, see a attorney!

https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action
https://complaints.donotcall.gov/complaint/complaintcheck.aspx?panel=2
http://www.consumerfinance.gov/complaint/
Shill Alert
Shill Alert
2013-11-04 22:00:14
Unknown
How long have you been working this scam? Does lying on the internet pay well? We can only hope you're lying about breeding too, but since you're lying about everything else ...
kyshonda
kyshonda
2013-11-04 21:58:05
Debt Collector
This is a real law firm. But they are rude and unprofessional. I tried to settle my debt with them but they refused to set up a payment plan because they say I had to pay the whole $8,493.42 in full. Then they suspended my license I lost my job and keep getting harassing phone calls and letters. They don't want to collect they just want to cause hell in peoples lives. Right now I'm still unemployed with four kids and no license because of their law business techniques.
FerShizzle
FerShizzle
2013-10-18 14:36:15
Debt Collector
Woke up to see multiple missed calls from this number at a totally inappropriate time (glad I sleep with the ringer off), and since I never answer strange numbers I googled it.  From what I can tell this looks like another scam artist, because first & foremost legit companies do not resort to this kind of harassment tactics and they sure as hell don't bother with coming on to this little forum to defend their business practices.  I have to say seeing that is a first for me. I'm sure this is for my ex who has a sizeable debt (I still get calls once or twice a year by some bottom feeder trying to collect on it).

But let's go ahead and play Devil's Advocate here and (laughably) assume they're a totally legit company trying to collect a debt. I haven't spoken to anyone just see the numerous missed calls at an inappropriate time. This alone is a violation of the law, but I digress.

People should quit worrying about these bottom feeders because what they do is buy old debt off of larger, more legit companies once those companies have run out of options and this company hopes to make a living by strong-arming people into giving up money that larger, more professional companies were unable to get via legal means. Why else do you think their tactics are so rude and aggressive? Because when you have no leg to stand on nothing beats being an a***ole and making up lies.

Although I have to give them kudos for their unique b***s*** approach of claiming to be able to revoke your license. Unfortunately for them, and I'm sure it depends on your state, but I know for a fact that in my state there is no legal mechanism whereby a law firm (even a legit one) can have your license taken away or have you arrested simply because of an old debt.

I have survived all these year's worth of debt collectors lying to me saying I am responsible for my ex's debt, despite never being on (or aware) of any of the accounts, and no matter how aggressive they get or grandiose their lies it all amounts to nothing in the end because if the big, bad banks like Citibank, Chase, etc with all their power & resources were unable to drag any money out of my ex then why the hell would any rational person think some ambulance chasing bottom feeding "law firm" would be able to buy the debt and then magically pull it off? The whole reason the big banks sell off the debts to begin with is because they ran the numbers and said "@#&$ it, it's not worth the time and effort".

Companies like this only make money when they convince you their lies are legit, which makes this a scam.
=
=
2013-10-08 19:43:30
Unknown
YOU MUST WORK FOR THEM!!  U ARE FULL OF IT!!
Tamianth
Tamianth
2013-10-08 18:28:41
Unknown
And that, is exactly what we will be recommending to the folks who post on this number from now on as per the FDCPA laws..

Section 809 of the FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf requires 3rd-party debt collectors to give debtors written notice of debt (the key word is *shall*) :
"§ 809. Validation of debts
(a) Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing?
(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector;
(4) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector; and
(5) a statement that, upon the consumer?s written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor."
****************************************
A Collection Agent May Not?

Here are the top 11 actions prohibited by the The Fair Debt Collection Practices Act:

Misrepresent Him or Herself

  A debt collector may not misrepresent himself as an attorney or law enforcement officer.

Use the Telephone to Annoy or Harass

  A collection agent may not cause a telephone to ring or engage any person in telephone conversation repeatedly or continuously with an intent to annoy, abuse, or harass anyone at the called number.

Threaten Arrest or Lawsuit

  A collection agent may not threaten a consumer with arrest. It may not threaten legal action that is either not permitted or not actually contemplated. In other words, a the threat of a lawsuit may be an empty one.

Use Abusive or Threatening Language

  A debt collector may no use abusive or profane language in the course of communication related to the debt.

Publish a Bad Debt List

  Publishing the consumer?s name or address on a "bad debt" list is prohibited.

Contact By Embarrassing Media

  A debt collector may not communicate with a consumer by post card. It may not use any language or symbol, other than the debt collector?s address, on any envelope when communicating with a consumer by use of the mails or by telegram. A debt collector may use its business name if such name does not indicate it is in the debt collection business.

Contact a Consumer at Work

  A collection agent may not communicate with consumers at their place of employment after being told this is unacceptable or prohibited by the employer.

Seek Unjustifiable Amounts

  A debt collector may not demand any amounts not permitted under an applicable contract or as provided under law.

Contact a Consumer Represented by an Attorney

  A collection agent may not contact a consumer after it learns the consumer is represented by a lawyer.

Communicate With a Consumer After Receiving a Validation Request

  If a consumer sends a written §1692g response within 30 days, the collection agent may not communicate with the consumer until it mails the consumer the requested verification of original creditor's name and address.

Communicate With Third Parties

  A debt collector may not reveal or discuss the nature of a consumer?s debts with third parties other than the consumer?s spouse or attorney. A collection agent may contact neighbors or co-workers only to obtain location information. It may contact a third party again if it has reason to believe the information the party provided previously is false.

Bills.com FDCPA FAQ

Below are questions Bills.com readers ask frequently:

Can a Collection Agent Call My Cell Phone?

  Yes. However, if you tell the debt collector it may not use that number because it is a cell phone, it may not contact you again at that number.

I Keep Receiving Dozens of Calls From Collection Agents. Is That Legal?

  No. Unscrupulous collection agents will use "block parties" or "office parties" where they contact a consumer, multiple neighbors, or co-workers telling them they need to reach the consumer on an urgent matter. This is not permitted under the FDCPA.

A Collector Says I Will Be Arrested if I Do Not Pay

  This was a true statement before the US Civil War, but has not been true since. People may be arrested if an aggressive judge files a bench warrant for a person who does not appear at a hearing relating to a lawsuit regarding a debt. However, in that case, the offense is the failure to respond to a court order, and not the existence of the debt. As stated above, it is illegal under the FDCPA to threaten a consumer with arrest if the consumer does not pay the debt.

Please file reports with your State Attorney General, the FTC & FCC...
https://www.ftccomplaintassistant.gov/
https://esupport.fcc.gov/ccmsforms/form1088.action

Also read up on the laws and your rights:

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
so again
so again
2013-10-08 17:37:31
Unknown
take their address take their phone number get some recordings and sue them!!!!!!!!!!!
so
so
2013-10-08 16:25:57
Unknown
if theyre breaking fdcpa you now have an address get your recordings and sue them btw your welcome for the work that apparently no one could do since 2007
1-813-793-6945 1-202-234-3930 1-323-801-8221
Call Type:
Comment:
Your name:
Validation:
© WHOSCALL.IN 2011-2024 - Privacy