Got a harassing voice mail to call this number.  It was actually threatening.

thats interesting, because my name is patrick Owens and these people have done the same to me, stating that i owe money and that if i dont pay they will serve me at my work etc.... thats strange that they are using my name. im calling the police

same thing happened to me Voicemail on my company phone with this BS...he said his name is James Cloth or so...Could not even understand the area code due to his bad accent,
was googling the numbers I understood 974-8088...and that took me directly to this page.
Freaked me out first, good to know it is all a cheap scam.

These scam artist they called me November 4 th @ 2:49 p.m. Eastern time . They stated I had been charged with a criminal lawsuit. When I asked this Patrick Owens for what reason? He stated it had to do with a cash advance pay day loan . I was being charged with money lawndering  and I had a hearing that Friday or Monday. He also wanted me to fax my photo I.D. and a apology letter. and to pay 495.00 in a a hour. I told him I DID NOT OWE THIS MONEY .  I did report this to the FTC and Trans Union and the FBI in Pittsburgh. These idiots use various names such as Matthew Miller ,Tony Gonzalez who left a alarming message on my cell phone and when this Patrick called me he sounded the same as Matthew. They say they are a Law Firm so consumer beware these idiots will try any thing . and they also use different numbers.

I recived a call from a Patrick Owens that he works with Alex's Law Firm out of Sacarmento Calaforina stating that charges were going to be filed on me if I don't pay the amount of $1595.00 by 12 noon my time today.  He stated that he reprensts a loan place and they that loan place wants that amount by noon today or they will file charges on me.  This person calls my cell phone and my work number every 5 mintues.

I don't know why these people want to be so lazy that they set in their seats and call the hard working class people. I have been getting these phone calls at work, Don't fall for their pranks. If they have this much time on their hands.Get a real job and leave us alone.

I have been receiving calls all day at my work from this number, I called them back to tell them not to call me at work and to see what it was about and the guy by the name of Daniel said that I had a case against me, I didn't understand at first but I told them that I would call them back after work. So then I googled the number and this has happened to many people it looked like with the same number.  When he called again, I told him that this was a scam and not to call me ever again, and he called me a bi*** and hung up.

Yes they called my mother to aks her if she knew (gave my name) to have her call me and have me call 310-974-8088 gave the name David & Harrison Legal Services and gave the names Alex Leo, David Brown and Tony Gonzales.  Then when I got home I had a message on my home voice mail.  When I called he had me repeat my name 5 times and put me on hold for the manager.  While on hold, (what professional law firm doesn't have a hold button) I could hear scores of folks calling in saying "I am so and so and was told to call this number".  I engaged this guy in a very long conversation (I am a legal person) I too had my attorney call.  He started using profanity and telling me S - - - he was not able to scam me. That is a F - - - - - shame....I knew it was a scam but it was really scary having him tell me where I worked and the last four of my social.  I guess it is not safe afterall to do anything on line.............

I recieved a call earlier this evening from the 310-974-8088 number same thick accent, same pushy tone. I could also hear others in the background giving same speach. Threatened me with the same 3 criminal charges. I knew i had never had a cash advance loan so i was able to argue a little more. Towards the end of our banter he said" I have an important question and you are being recorded for use as evidence do you have any desire to settle this out of court?" I paused and thought for a second and said No comment I will not answer that question as you have not provided me enough info and this feels like a scam..... He quiclky said "well that offends me, cash advance america, and this law firm good luck in court." he then hung up. I told my girlfriend about it and she said to look up the number online then i found all of these postings..... feel much better now. Good luck everyone with this matter. I will report to police and my bank to make sure nothing out of the ordinary is going on.

Had the same exact thing happen to me last night. Man had a heavy accent when I asked him to speak with someone who spoke english he said he was not speaking spanish,and I said I cannot undstand your english and requested his name he said Edward Smith he told that their was a crinmal lawsuit against me do to a payday loan and I need to pay the loan or their would be charges brought against me! I said what scam are you trying to pull he got very upset with me he would not give any addition information about where the company was located only he would say it is in the state of New York. Again the only inoframtion he had on me was my email address and I was not about to give him any personal information. First most I  informed him of no payday loan ever being applyed for by myself and requsted the name of the lawfirm and we got disconnected cb the number and  they said Daivd Harrison.

For at least the last four years, possibly longer, a group has been calling former payday loan applicants advising them that they have defrauded a bank and are now being sued for non-payment of a loan.  The callers will claim to be calling on behalf of an attorney's office (name varies), the Dept. of Law and Investigation, ACS, or other similar combinations below:

United Legal Processing Division
Midline Marketing
Crime Monitoring Services
Monetary Crime Division
U.S. National Bank
Attorney General?s Office (usually in California)
American Legal Services
Affidavit Consolidation Services (ACS)

You will be threatened with arrest, a costly trial and possibly worse.  In no shape, way or form can you be arrested for non-payment on a consumer debt.  Do not believe these threats, as they are without merit and cannot be carried out in the manner they allege.  

Who are they?

In the past when pressed by law enforcement for an address, the callers have provided the following information:

David Morgan and Associates
Morgan & Associates
Morgan Associates
954-727-8481
1155 Northwest 85th Street
Wintergarden, Florida  33150
(Address is likely invalid)

The collector's MO matches a once legit collections agency called Ellis Crosby & Associates.  Here are some links on them:

http://www.budhibbs.com/collectorpages/ellis_crosby_and_associates.htm
http://www.budhibbs.com/collectorpages/EllisCrosbyJudgment.pdf

They have been previously fined over $1.3 million for various violations.  They have been known to use phone banks in India to make their calls, which more or less coincides with the difficult to understand accent many of us detect when we are contacted.  

The last time this group went by any "official" name was back in 2008:

Ellis Crosby & Associates / Douglas & Morgan Associates
4494 Southside Boulevard Suite #200
Jacksonville Florida 32216
Phone:  800-928-3536 / (904) 928-3536
(Address is likely invalid)

There are NUMEROUS consumer alerts out against this group of individuals:

Florida:
http://jacksonville.com/tu-online/stories/061107/met_176207561.shtml

Kansas:  
http://www.consumeraffairs.com/news04/2010/01/ks_debt_collection.html

Colorado:  
http://www.coloradoattorneygeneral.gov/press/ ... lls_likely_orig

Rhode Island:  
http://www.collectionscreditrisk.com/news/rho ... -3002135-1.html

West Virginia:
http://www.wvago.gov/internetloanscam.cfm

Missouri:
On July 15th, 2010 a Public Awareness Bulletin was sent out by Missouri Information Analysis Center.  

"..received reports from individuals in Ohio and Illinois reference suspicious telephone calls they received. In both instances, the callers are reporting that a voicemail is received from a man, with a Middle Eastern accent, identifying himself as an officer working with the Financial Crimes Unit.  The message indicates that the reason for the call concerns a loan made by the receiver or someone in the receiver's family. The voicemail requests that a return call be made and a telephone number is provided. When a return call is made, the caller is asked to provide personal identifying information such as their date of birth and social security number.

Reports indicate that the calls are frequent and persistent and that they even threaten arrest or legal action if information or money is not provided. It appears that the individuals making these calls may have access to some records connecting individuals and their relatives.  Missouri does not have a Financial Crimes Unit and all indications are that this is a fictitious agency. If you receive a similar phone call, please be advised that it is a scam and please contact your local law enforcement agency or the Missouri Information Analysis Center at 866-362-6422."

Bottom line:

Do not supply the callers with any additional information.  Inform them you have reported them to law enforcement and hang up.  If you haven't already, go ahead and report the calls to local law enforcement, your state's Attorney General and beyond.  Look up the local Secret Service branch's information in your area and get in contact with an agent there.  

If you ever applied for a cash advance online, your information is out there.  
Possible sources for the breach of your privacy are:

* The scammers obtained your information from Teletrack - a reporting agency used by many cash advance lenders to determine their risk lending to you.  The service is able to tell cash advance lenders if you have existing loans with other companies, for example.  Many state laws prohibit borrowers from having more than two cash advances out at the same time.

* The scammers created their own fake payday loan application site.  People looking for a cash advance went to the site and applied, thus freely providing the scammers with their information for malicious use at a later time.  

* The scammers were able to get into the database(s) of cash advance lenders - probable targets being Sonic Payday and Cashnet USA.  


How to protect yourself:

* Inform your employer.  You are likely getting calls at home and/or at work, so make sure your employer is aware the calls are part of a scam and to not take them seriously.  Advise the callers that they are no longer allowed to call you at work.  If they continue to call, document the date and time of the calls you received.  Save voice mails left if at all possible.  

* Change your number(s).  For some this may not be an option, for others a one-time number change can be done free of charge.

Be advised - any references you listed on your payday loan application will be contacted.  Let those people know that this is a scam, and they can disregard.

* Use Google Voice.  Google Voice is a great replacement voice mail system for just about any phone number you use.  Messages can be transcribed and voice mail recordings can be saved as mp3 files.  

Pro Tip - call the scammers with a Google Voice number before turning off your old phone numbers.  Make sure when you call you identify yourself so they can start up their script.  At any point after they have your information pulled up just hang up.  They will then start religiously calling your Google Voice number.  At this point, you are free to change your regular phone number(s) and enjoy not having these people ever call you again.  (And laugh at the fact these people are basically talking to a brick wall several times a day)

The scammers change their numbers frequently.  Law enforcement used to think it was because the callers ran out of minutes on their prepaid wireless accounts or they were shuttered due to fraud, but now they understand it's simply to evade detection by savvy consumers online.  With the proliferation of VoIP, it's even easier for the crooks to stay a couple of steps ahead of law enforcement.  Below is just a sampling of the 30+ numbers that have been used in recent memory.

1-201-244-7722
1-209-349-7382
1-209-797-2212
1-212-500-0839
1-213-256-0408
1-213-995-3039
1-281-763-0433
1-347-289-3902
1-347-844-6817
1-347-844-6831
1-424-354-4270
1-516-232-8905
1-516-232-8935
1-518-212-0219
1-561-300-8018
1-561-210-4185
1-626-200-4646
1-631-456-4041
1-646-274-1143
1-646-810-8635
1-650-241-4604
1-707-401-4056
1-707-633-2789
1-708-401-0535
1-716-442-2824
1-717-862-4080
1-718-705-8669
1-760-514-0132
1-760-563-5384
1-772-318-4938
1-850-201-1111
1-858-777-1977
1-859-908-2281
1-866-860-4509
1-877-226-7488
1-888-706-7463
1-888-771-9249
1-888-785-4479
1-909-327-4870

So can they really do anything to you?

It's not a simple yes or no answer.  Logic dictates that, if they really wanted to take you for a ride and drain your bank accounts, they already would have.  

So, why haven't they?  

Authorization.  

Why do you think you are being called so much?  Perhaps it is because they like the sound of your voice?  No, they have to have your authorization to take any form of payment from you, period.  The callers know their audience, and that audience is typically a bunch of people that have applied for payday loans in the past.  Most of those people they call couldn't afford an attorney if they wanted one, and are so used to receiving collections calls that so long as they sound like a real collector, they will likely be perceived as one.

Furthermore, they don't even really want to talk to your attorney - that just sounds official and scary enough.  A real attorney would take the callers to task and write them off as two-bit con artists.  The callers need you, in writing, to authorize payment against the fictitious debt they claim you owe.  Go ahead, ask them for proof you owe the debt - more commonly known as verification of debt.  See what they say.  A phone authorization carries very little weight, so if they have something signed by you on file, you are done for - and the callers know that.  That authorization is the only thing these callers are doing by the book, and for good reason.  If they just went all willy nilly and made an ACH debit from your checking account, without your written approval, you could in turn report the transaction as fraudulent to your financial institution.  In about 7-10 business days, you would get the funds returned to your account.  Then the scammers would be up against a bank and their team of lawyers and investigators.  

Bottom line:

If you haven't paid the callers a dime, don't.  If you planned on paying them to shut them up, just don't.  Remember - you are not being contacted by a legally licensed, ethically owned and operated collector.  Read up on the FDCPA - http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf - and know your rights.

http://800notes.com/Phone.aspx/1-646-274-1143/3

My parents got a call from this same number. They threatened my elderly father is very sick saying that he was a reference for a case and that he was responsible for any legal matters. I called the number back and the gentelman was very rude saying that my husband was going to jail. He proceeded to get me very upset, and we cursed at one another. I told him good luck because my husband is in Afhghanistan...then called him a very vulgure name and hung up! After doing research, i found this website...now i know it is a scam. Thank you all for posting this matter to help others know about this scam.!

3109748088 Total Scam Dont let them scare you, make sure to tell them u have reported them to the FTC, state attorney general office etc.......I work in the financial industry and knew right away they were trying to run a scam on me. Some cash advance BS, never ever borrowed any money from American Cash Advance. I keep calling them now to piss them off and clog up their lines haha!!! Make sure to add your number to the do not call list and report them!!!

This is a scam, pure and simple.  I have not talked to them but they have called my phone number a few times from different numbers.  This number came up and the message left said his name was Mark Turner (fake) b/c he had a heavy accent.  I have not called them back.

These non english speaking idiots called me at my place of business. That was mistake number 1. Told me I owed money to a cash advance loan.. That was untrue at all. I took a payday loan out over 5months ago and paid them back even before it was due!!! These non American Citizens, are trying to take advantage and rip ppl off. Do not pay them any attention, but do report the low lives.. I had lots of down time 2day at work, so I went ahead and called them like 20 times.  LOL It was hilarious.. its a shame that the gov't does not protect our pivate information on line.. Instead, someone from Bangledesh is probably living in the states using my name and SS number.. SMH..

We are continuously receiving calls from a man named Thomas with a phone  message leaving this number 310-974-8088.  With a threat if we don't call back we will be in trouble because it is time sensitive.  The call comes in 4 to 5 times a day.  The call shows out of area or unavailable.  I looked this number (310-974-8088 ) up on the internet and it showed the call was coming in from California and had an additional name of Matthew Miller.

I got a call from them regarding i owed money from cash advance. It was so hard to understand them, saying they will file a lawsuit again me if i dont pay the money. I have gotten legal counsil and will report them to the authorities. Just be aware do not give them any personal info......

This is an absolute joke and these jack***es need to be tracked down and sued. Yep same thing. That i owed money and I was going to be charged with three federal counts...check fraud...deception..etc.
I also go the SAME call from a phone number 052-594-517....said his name was Mark Hall and to call him back at 914-205-2436. I contacted an attorney to have them call these numbers. These people were so pathetic and unprofessional it was comical.

I received a call from this number today saying that they were a lawyer office, no name of the lawyer office.  When I asked for the name of the lawyer office, he gave the name of David something couldn't understand his accent. Then I asked for the number and he gave me the area code, the first 3 numbers then hung up.  Two weeks ago they called me saying that I was going to be served on Monday, if I didn't make a payment.  I wasn't served.  When I called back to say I googled the telephone number, they started barking like a dog.  They talk fast and try to be threatening to you.  You know a lawyer office was calling, they would give their name and ask you about an account you had with such such company.  Don't get worry or angry, just hung up and move forward.

I received several calls from a strange man this morning...telling me to hurry-up and phone him back or have my lawyer phone him that this is my last time to receive this final warning.  Then he repeats the same statement several more times... and leaves this phone number 310-974-8088.... I also received a message from the same man calling from 901-620-0276 same voice but he left a different name from the 1st time.  (caller#1) Mark Smith.. (caller#2) Jack Allen.. both men sound the same.  I phoned the numbers back and a lady answers with-out addressing herself.. you can also hear telemarketers in the background going over the same speech... I know this is scam.  (I did report this number and informaton to the FBI)... Hope they cathch them... and I hope these guys are scaring senior citizens in the US with the awful scam... This is so silly, wasting my time, espcially while I am at work..

i called the number they left me which was this number, and i told them not to call me back because i didnt owe them anymore then the guy said to call him back with my lawyer. i told him that i knew that they were scammers and asked him how he can do that to people: scare them and saying that they are going to jail. he hung up on me. so i called him back and told him that i reported him to the BBB, FBI and my local police (i only reported him to the BBB), then he hung up on me again, as im typing this they just called and hung up on me. i called them about 15 times in a row saying you like this huh? u like messing with people but when some gives you of your own medicine you dont like it, they hung up. then i called him again and he told me to give him a kiss and to s*** his*****. i told him f*** off and he told me f*** you and hung up. these people are so messed up calling people and saying that we owe them money but as soon as we tell them that we reported them and that what they are doing is a scam that's when they get nasty and start saying sick s***. he heard my baby crying and he told me you have a baby> why wont you shut it up. i got so pissed off at him i told him off then he hung up on me. should i contact my local police? or just call the BBB again? please help

I have just received about 20 calls from these people again, they left 2 messages earlier and this evening the have called about 10 times, I jsut kept picking the phone up and hanging up.  They kept calling back.  Are these people for real, I finally answered and did not say anything, they finally got mad and hung up and of course called again I still didn't say a word and layed the phone down and went along with my house work. He finally disconnected. He then called back again this time I sat and listened, he was saying my zipcode, said where I worked, my email address and said some other things.  Then he proceeded to tell me that I was going to court tomorrow, and good luck in the situation that was going to badly unfold around me.  I am so done playing these idiots games.  This started about 4 days ago, next time they call I am going to tell them that I have contacted officials, FBI and everyone else.  We'll see how long it takes them to stop

PROTECT YOURSELF!  IMPORTANT INFORMATION YOU MUST READ ? HOW THE SCAM WORKS AND WHAT AGENCIES TO REPORT THEM TO

LONG RUNNING AND KNOWN SCAM ? ALL OVER INTERNET AND NEWS FOR ABOUT 4 YEARS NOW


Fake Debt Collectors ? Terrorizing Consumers
http://abcnews.go.com/Business/story?id=5621205&page=1

MORE ON FAKE DEBT COLLECTORS
http://www.wvago.gov/internetloanscam.cfm
http://800notes.com/Phone.aspx/1-904-425-9141
http://www.thepittsburghchannel.com/call4action/17285785/detail.html
http://www.800helpfla.com/newsletter/2008/092008.html
http://www.consumeraffairs.com/news04/2010/01/ks_debt_collection.html  
http://consumeraffairs.com/news04/2010/07/video_bill_collector_scam.html  WITH VIDEO!  
http://consumeraffairs.com/news04/2010/09/fdic_debt_collector_scam.html  9/7/2010 -NEWEST CONSUMER ALERT ?SCAMMERS NOW CLAIMING TO BE WITH FDIC

If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):
1.    The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.
2.    Alert the FBI at https://tips.fbi.gov Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement or lawyers, officers of the court or bankers, be sure to include that information in your report.
3.    File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.
4.    File a complaint your state's attorney general, the contact information for whom is at www.wvago.gov
5.    File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en
If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a small sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:


http://800notes.com/Phone.aspx/1-888-771-9249   Scammer posting here as GARY and GARRY JONES
http://800notes.com/Phone.aspx/1-866-860-4509   Scammer posting here as Mike Henderson
http://800notes.com/Phone.aspx/1-212-500-0839   Scammer posting here as Ricky
http://800notes.com/Phone.aspx/1-201-244-7722   Scammer posting as Carole, David Brown and Amanda
http://800notes.com/Phone.aspx/1-626-200-4646   Scammer false postings at this new number as silshan kanniue and Tina ? preparing a new number to use.
http://800notes.com/Phone.aspx/1-424-354-4270   Scammer false postings as Rose
http://800notes.com/Phone.aspx/1-888-785-4479   Scammer posting as Robert
http://800notes.com/Phone.aspx/1-909-327-4870   Scammer false postings as Marry
http://800notes.com/Phone.aspx/1-646-274-1143   Scammer false postings as Karen Miller, Chichi and Tom Little
http://800notes.com/Phone.aspx/1-561-300-8018   Scammer false postings as Marco Polo and Covenant
http://800notes.com/Phone.aspx/1-877-226-7488   Scammer false postings as SAM, David S
http://800notes.com/Phone.aspx/1-888-706-7463   Scammer false postings as George
http://800notes.com/Phone.aspx/1-209-349-7382   Scammer false postings as Towanda Robinson, Shannon Walsh, Jack Dawson and Cynthia
http://800notes.com/Phone.aspx/1-760-514-0132   scammer false postings as Suzy01, Johanna Hall, Cindie McMellon, Michael Dublin, Mark Williams, Carol and Rio   (800notes removed some of the scammers posts because the all came from the SAME IP ADDRESS)
http://800notes.com/Phone.aspx/1-209-797-2212   scammer false posting as Jaison Connar
http://800notes.com/Phone.aspx/1-707-401-4056   Scammer false posting as John Carner, KSR
http://800notes.com/Phone.aspx/1-650-241-4604   Scammer false postings as jhon and Kevin
http://800notes.com/Phone.aspx/1-708-401-0535   Scammer false posting here as JHON
http://800notes.com/Phone.aspx/1-518-212-0219  Scammer false posting as Prince Christian, Arpit
http://800notes.com/Phone.aspx/1-718-705-8669  Scammer false postings as Alicia
http://800notes.com/Phone.aspx/1-707-633-2789  Scammer false postings as Rojer, Minni, Rhone, Smith, Lisa Jack, Julie, Sean, and Carol. ? preparing a new number to use to steal money
http://800notes.com/Phone.aspx/1-205-294-6271  Scammer false posting as Thomas Jhonson
http://800notes.com/Phone.aspx/1-661-263-4011  Scammer false posting ?ILLEGALLY claiming to be an attorney Charles F Robinson
http://800notes.com/Phone.aspx/1-321-684-4117  Scammer false posing as Harry Patt
http://800notes.com/Phone.aspx/1-518-565-0306  Scammer false posting as Wellvishers
http://800notes.com/Phone.aspx/1-678-791-4673  Scammer false posting as Sherrie Ann and Elvine Buris
http://800notes.com/Phone.aspx/1-305-390-0607  Scammer false posting as James and Mark
http://800notes.com/Phone.aspx/1-209-349-3112  Scammer false posting as Roger Brown. David Macrow and Andrew
http://800notes.com/Phone.aspx/1-646-360-1702 Scammer false posting as STATE LEGAL DEPARTMENT
http://800notes.com/Phone.aspx/1-850-254-8883  Scammer false posting as Stella
http://800notes.com/Phone.aspx/1-347-875-8165  Scammer false posting as Lisa L Johnson, Mark Taylor
http://800notes.com/Phone.aspx/1-310-872-2861  Scammer false posting as Jim, Keith
http://800notes.com/Phone.aspx/1-760-582-0311 Scammer false posting as Alex Morrison
http://800notes.com/Phone.aspx/1-817-393-0246 Scammer false posting as Mark Smith
http://800notes.com/Phone.aspx/1-678-619-1686 Scammer false posting as Beckham, Beckh, BECK and MOCK and MINDY
http://800notes.com/Phone.aspx/1-352-653-1302 Scammer false posting as Christy and ANNA 2 times, KAT V DON, SANDRA JR, PAUL WRIGHT ALEX SCOTT DR Kim preparing a new number to use in their unsuccessful scam ?
http://800notes.com/Phone.aspx/1-646-770-2937 Scammer false posting as officer
http://800notes.com/Phone.aspx/1-623-465-9849 Scammer false posting as Bob Keeshan
http://800notes.com/Phone.aspx/1-325-260-0090 Scammer false postings under Jhon, Mishele and Tyrone Johnson
http://800notes.com/Phone.aspx/1-213-784-5745 Scammer false posting as United Man and Don't be so sure & immediately judge, ac
http://800notes.com/Phone.aspx/1-718-841-9420 Scammer false posting as Marcus, Barbara, Kevin and Dina
http://800notes.com/Phone.aspx/1-772-675-9488 Scammer false posting as Michael
http://800notes.com/Phone.aspx/1-760-284-4600 Scammer false posting as doreen legas, corey, brown
http://800notes.com/Phone.aspx/1-209-623-4683 Scammer false posting as Rex Pertrson. Tommie
http://800notes.com/Phone.aspx/1-206-801-1004 Scammer false posting as Mark
http://800notes.com/Phone.aspx/1-213-286-0299 Scammer false posting as Wagner

Scam alert: Bogus debt collectors
By Leslie McFadden ? Bankrate.com
Monday, Aug. 3
Posted 2 p.m.
Bankrate reporter Leslie McFadden contributed this entry.
This scam isn't technically about credit cards, but it is scary enough to post a warning. The Better Business Bureau issued an alert today saying consumers across the country are getting phone calls from bogus debt collectors claiming default on a payday loan. Of course, the consumer needs to pay a large fee to avoid arrest -- as much as $1,000.
The caller poses as a lawyer, and may threaten extradition to face trial if the consumer doesn't pay up immediately.
What makes these calls alarming -- and perhaps convincing -- is that the perpetrators reference the consumer's personal information, such as the person's Social Security number, driver's license number, previous bank account numbers, home address -- even personal references.
"The amount of information they have is really troubling," says BBB spokeswoman Alison Southwick. She adds that the amount of data points to a possible security breach.
Spread the word to your friends and family: Don't give out personal or financial information to an unknown caller. Scammers can spoof Caller ID to display different numbers, so trust your instincts over technology.
The BBB offers these tips:
?    Ask the debt collector to provide official documentation which substantiates the debt.
?    Do not provide or confirm any bank account, credit card or other personal information over the phone until you have confirmed the legitimacy of the call.
?    File a complaint with the Federal Trade Commission online if the caller is abusive, uses threats or otherwise violates federal telemarketing laws or the Fair Debt Collection Practices Act.
?    File a complaint with the Better Business Bureau online if you believe a debt collector is trying to scam you.

My husband got a strong demanding call from this number. When he called back, he said that he was calling from some law firm on behalf of Cash Advance for a balance owed on a payday loan. He said that we needed to get a lawyer and go to court.  We knew we never had a loan from them so my husband repeatedly asked for a phone number to the people who are suing us and stating that this is the first call we got and that we never recieved any kind of written notices. The guy had a very thick accent and wouldn't shut up. He just kept talking and repeating things. You could barely make out what he was saying besides a few words here and there. They knew what bank we used, but luckily we had just recently closed our account at the bank they mentioned. Please don't get worked up by these people. They are just a bunch of idiots that are out to take advantage of people.

I would say anyone who get this call or message should report because at least to me, they made an out and out threat, and that message will remain saved on my phone in case I need it for evidence.  I don't play that game.

I received a call from an  unavailable  number.I received 2 message from a very strong accent man.
I was in my kids soccer  practice and i couldn't enjoy a special moment ,I received another  call from unavailable number, I  was worried about this harrasment and I was told That my husband  owed 4,000.00 dollar and tomorrow My husband will be arrested because the money. I said that we don't owed any money, I didn't understand the reason why, That person  told me that I must call to 3109748088 I called , that person told me that somebody will be here at 11:00 tomorrow and the day after tomorrow, Will be the hearing.I said I will not pay anything , I don't owe any money.Few minutes later , I call them back I told him I will call the police and the call was located that if somebody come tomorrow i will call 911.The person that will be arrested soon will be the one I spoke first and then him.I called the police and I reported to the FBI.tHIS CALL COULD CHANGE YOUR BEATIFUL DAY INTO A VERY BAD  DAY.  
LET'S JOIN AND DO SOMETHING TO STOP THIS CRIME.

I just got the same call omg i was so worked up i was crying...especially when he told me i was going to jail...i supposively talked to 3 different people but to me they all sounded the same said they were from a legal firm...READ ME MY RIGHTS!!!!!...i couldnt believe my ears i was huh? wait what they explained to me they same thing a hundred freakin times it was all so much i thought id be getting strip searched and my kids would have to come see me in jail...omg that really pisses me off...

I just got a call this afternoon and got upset called my sister telling someone said I owed them 5,000 dollars and that tomorrow at 11:00 am someone was filing criminal charges against me.  I couldn't think straight.  I couldn't understand a thing the person was saying.  When I asked to speak to a supervisor they hung up on me.

I found these guys to be hilarious!!!!!! Just do what what i've been doing all day. I have been calling these morons and pretending to be other people each time then when they ask for my number I say the most ignorant s*** possible to iritate them. They will go back and forth with you for a while but after getting a taste of they're own medicine they started saying will you please stop calling here. They are a complete sham I am a real Bill Collector and when they called my job they started an all out war. My co workers are gonna start calling these guys to death so do the same and keep reporting them. Your info was obtained over the internet when you applied for a cash advance type loan so PLEASE REPORT THIS TO YOUR LOCAL AUTHORITIES because they have a lot of your personal info from bank account to your social. Whatever you put on that application they have it so start switching your bank info NOW!!!!!!!

I have had 6 calls from these people today, strong accent and could hardly understand him..  Said I needed to call back immediately or have my lawyer call him.  Said a bunch of other crap and then told me good luck as it unravels or something around me. I can here other people in the back ground telling other people this stuff.  How do they get our information,  I recently was online and was looking for a refi on my auto loan and put some information in,  are they stealing this information.  I will never do this again.  I am about ready to change my phone number and thinking about turning them in.  the phone number on my caller ID comes up 0000.