You work RPM don't you.

Calls at least every other day.

If they were legit they would leave a message.Anyone who thinks otherwise is being foolish.They aren't a collection agency.Why not leave a message.They are in all likelihood telemarketers looking for operating phone numbers,to resell to other companies.

repeated calls early morning and evening.if you answer you are told to wait that they will connect you to someone else.at that time i just hangup. this has been going on for the last month or so every day 24\7.

The Do Not Call Reigistry is not designed to prevent collection calls, just solicitation calls. Whether they are trying to collect from you or someone else, they are not bound by the Do Not Call Registry. You must speak to a human and request that they no longer contact you. You may also ask for their mailing address and request the same in writing.

This company name Receivables Performance Management (RPM). Send any and all complaints to the following agencies, Better Business Bureau, FTC, FCC and the attorney generals office of there business state. The more complaints filed these agencies will look into it and the will be an investigation and follow-ups.

This company name Receivables Performance Management (RPM). Send any and all complaints to the following agencies, Better Business Bureau, FTC, FCC and the attorney generals office of there business state. The more complaints filed these agencies will look into it and the will be an investigation and follow-ups.

They call 2 or 3 times a day and say that they are a debt collection company, but I am always put on hold when I answer. I don't have any bad debts. They have been calling for about 3 or 4 months now. They never leave a message either.

How do I make it stop!!! i kept ignoring finally i called back and a human answered when i said someone call me from this number they hung up on me i called right back another person called and asked who i was when i asked who they were lookin for he said well you do not wanna give your name so goodbye and hung up on me!!!!!!!!!!!!!! WTF then quit calling me! up to 4 times a day!!!

This number calls about 2-3 times per day, when I do pick up, they have a recording say please hold as someone will be with you very shortly. The called ID show RECEIVABLES PER, whatever that means. How do I get them to stop? They never leave a message. Whatever happened to the DO NOT CALL list, I reported them and I still get calls.

Have been getting calls from this number for over 2 months.  I answer the calls & wait like it says to do but then when someone actually answers the call they just hang up the phone. This has happened 3 times now.  I have also tried to call the number back only to have the human who actully answers the phone hang up on me again.  Very frustrating.

When they ask for you, say "sorry, wrong number".

They called from this # on 1/22/11 at 11:15am, 1/27/11 at 8:17am, 2/10/11 at 6:29pm, 2/11/11 at 8:03pm, 2/12/11 at 3:07pm, 2/13/11 at 10:17am, 2/14/11 at 10:19am, 2/15/11 at 8:07am, 2/16/11 at 8:04am and 4:42pm, 2/18/11 at 6:40pn, yesterday at 2:14pm and 3:33pm and today at 1:33pm and 2:26pm.  They never leave a message and their phone # does not indentify them.  Other people on this board have said they are a collections company.  I have not had a collection issue since just after college and it was resolved.  No way to opt out of calls.  I am on the do not call list.  They also call from 314-627-5652, 202-495-7111, 978-570-2447, 786-358-5626(this A# called me 4 times on 2/9/11 between 4:53pm and 6:22pm.  Also at 8:05am) and who knows what other #s.  Is their something that can be done besides ignoring the calls, which is easy enough, but getting old.

This number calls me a few times a day, it is getting annoying when I answered it they put me on hold I just hang up.  I understand this is a collection agency I don't owe any bills so these people better stop calling.

Terrorists? Please get a life. You want to send them back to their country? News flash......They could say the same about you. This country was founded on terrorism. Anyone who comes in to a country and kills because they want to take over the land is a TRUE TERRORIST, then to have to apologize yrs later? Really man, get a life. You sound ignorant.

The number comes up with a caller id of "per r" which somehow stands for portfolio recovery or something similar. We've tried saying hello, but no one responds.

They neverleave messages. It is very harassing.

What is with these terrorist? Called constantly and never leave a message. They've just called me a few minutes ago. I've complained about these numbers and I am hoping enough people would tell the FTC and others that they are associated with terrorist somehow and get these clowns out of this country. Who knows, with their tatics, one would wonder if they have ties to some terror organization.

So based on the above poster they are from RPM some sort of debt collection place you said? Could someone do a flesh search on these clown? It is time to put the Patroit act to good use on these terrorists.

I finally called this number back using *67, so that way they can not capture my number, and it turns out that this is a collection agency.  Someone by the name of Deloris, w/ my same last name, apparently owes allot of money so the collection agencies call everyone w/ the same last name looking for a particular individual.  I requested to have my name removed from their calling list and I was advised that it will be removed.  Hopefully this will end the annoying calls.

Man these clown just won't quit. I've complained to FTC. I wonder if we can use the Patriot act somehow to root out these clowns. Any ideas? If we can find some ties, we might just send these claws a one way ticket to Guantanamo. Last time I checked, waterboarding is still legal.

This company calls everyday, 3 to 4 times a day. Since I registered this company with the Do Not Call Registry, they have started calling from a different number. I answered once, and got a recording asking me to hold for the next avaliable representative, and I immediatley hung up. Now when they call, I pick up and hang up. If my machine comes on, the number calling just hangs up when the machine beeps.

Supposed collection agency for Verizon.  Ignorant buffoon on the other line trying to threaten and cajole. I told him I'd call Verizon myself and handle it and he got pissed. Guess I cut into his commission.

this number calls me on my home and cell 24/7 i dont who they are.

You must get a human on the line and tell them to remove your # from their list, the person they r looking for is not at this #.
Get the persons name and or ID # and company name...inform them it is illegal for them to NOT idetify themselves. Contact ur phone company if calls persist, u may be able to have this # blocked. I have done my own blocking online thru verizon.
Inform this company that it is illegal for them to continue calling ur # once u tell them to stop and remove ur # from their list.
I am just going by what i have learned and done personally...hop this helps.

These people call me 24/7 10 times a day, on sunday late at night. I don't know who they are, and how they got my number, but I want it stop, what ever I must do. Can I get the law involve? I would like to fill a harassement charge againt them, If you know how letmy know. These people has been call of over a year.

Kept getting calls from this number three times a day for over two weeks. I finally got a Human being on the line instead of a computer that keeps telling you to hold on.  I figured out they are a collection agency, because they were asking for the same person that the other debt collectors who call are looking for.  They would not tell me what company they were with and insisted I was lying that I was the person who they were looking for and to stop trying to avoid them.  After I grabed a recorder and told themI was recording the call they got very cooperative.

This called me in the past week over three times.  I answered it once and a machine was redirecting the call to an unspecified place so I hung up.

Yup.  Collection agency.  Called over the weekend and got some kind of generic message you will get from someone who wants to play the aggravation game.  So today I picked up, waited for them to answer, there was just silence and THEY hung up on me!

So the name that comes up on caller id is Per R. They never leave a message and now hangup as soon as the answer machine goes on. If they where legit, they should leave some kind of message. They use this other number too 407-406-6936. As soon as one calls 15 mins. later the 312-878-9507 calls. These people must think we're idiots....

Debt Collection FAQs: A Guide for Consumers
If you?re behind in paying your bills, or a creditor?s records mistakenly make it appear that you are, a debt collector may be contacting you.

The Federal Trade Commission (FTC), the nation?s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.

Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.

Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn?t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they?re told (orally or in writing) that you?re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter ? even if you don?t think you owe the debt, can?t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don?t want the collector to contact you again, tell the collector ? in writing ? to stop contacting you. Here?s how to do that:

Make a copy of your letter. Send the original by certified mail, and pay for a ?return receipt? so you?ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don?t have an attorney, a collector may contact other people ? but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written ?validation notice? telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don?t think you owe the money.

Can a debt collector keep contacting me if I don?t think I owe any money?
If you send the debt collector a letter stating that you don?t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:

use threats of violence or harm;
publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
use obscene or profane language; or
repeatedly use the phone to annoy someone.
False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:

falsely claim that they are attorneys or government representatives;
falsely claim that you have committed a crime;
falsely represent that they operate or work for a credit reporting company;
misrepresent the amount you owe;
indicate that papers they send you are legal forms if they aren?t; or
indicate that papers they send to you aren?t legal forms if they are.
Debt collectors also are prohibited from saying that:

you will be arrested if you don?t pay your debt;
they?ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
legal action will be taken against you, if doing so would be illegal or if they don?t intend to take the action.
Debt collectors may not:

give false credit information about you to anyone, including a credit reporting company;
send you anything that looks like an official document from a court or government agency if it isn?t; or
use a false company name.
Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:

try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt ? or your state law ? allows the charge;
deposit a post-dated check early;
take or threaten to take your property unless it can be done legally; or
contact you by postcard.
Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don?t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don?t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.

Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don?t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:

Social Security Benefits
Supplemental Security Income (SSI) Benefits
Veterans? Benefits
Civil Service and Federal Retirement and Disability Benefits
Service Members? Pay
Military Annuities and Survivors? Benefits
Student Assistance
Railroad Retirement Benefits
Merchant Seamen Wages
Longshoremen?s and Harbor Workers? Death and Disability Benefits
Foreign Service Retirement and Disability Benefits
Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can?t prove that you suffered actual damages. You also can be reimbursed for your attorney?s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector?s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General?s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government?s portal to financial education.

The FTC works to prevent fraudulent, deceptive and unfair business practices in the marketplace and to provide information to help consumers spot, stop and avoid them. To file a complaint or get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. Watch a video, How to File a Complaint, at ftc.gov/video to learn more. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.

February 2009