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Alfalfa
Alfalfa
2013-05-29 12:50:05
Unknown
The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

?is seeking payment on a debt for a loan you do not recognize;
?refuses to give you a mailing address or phone number;
?asks you for personal financial or sensitive information; or
?exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.

If you think that a caller may be a fake debt collector:

?Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.?Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
?Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft ? charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
?Contact your creditor. If the debt is legitimate ? but you think the collector may not be ? contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
?Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.

http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
Rosario
Rosario
2013-05-29 12:25:55
Debt Collector
How do you uys go about Handling this I received a call also and feel for it. I have proof that this was paid. Whom do I get involved?
Elspeth
Elspeth
2013-05-25 23:42:29
Unknown
I wouldn't have bothered - from previous posts, it's a scammer calling.  Don't be surprised if they keep calling you, regardless.
Earl
Earl
2013-05-25 23:35:18
Prank Call
These people called my house with a message, and the message was for somebody else who lives in my town.  I took down the information and passed it to another neighbor who ran the info over to the person who the phone call was for.
James
James
2013-05-23 21:20:44
Unknown
This is a scam. I get these calls 2 or 3 times a week from different numbers and different people telling me they need to verify my current address and place of business but it is all automated. People, do not contact them back and if you do talk to a real human, tell them to send all documents against you to your address. They have to comply with that. If they don't then you tell them you are reporting them to the FTC and FBI. That usually gets them to stop for a couple of months. Do not pay them one dime or you will have your bank account drained and then frozen. Trust me, this has happened to me and this is why I am sharing this with you.
what the he!!
what the he!!
2013-05-23 21:20:21
Unknown
Its so funny that this person calls and says its clarence thomas and stating i owe money and when its time to call the # back you can here them push a button that goes to a recording..  TOTAL SCAM!!!!! I'm glad that I kept the recorded messege, now I can use that as evidence against these idiots!!
Kam
Kam
2013-05-23 19:49:33
Debt Collector
Got a call that I have a civil case against me. Something I have already paid. Im sure this is a scam!
mary
mary
2013-05-23 15:14:17
Unknown
called and said there is a civil case against my husband.  very unlikely; wondering if a scam.
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