Rude man called my place of employment regarding an old account stated his name was officer Brian Johnson and that this is a federal matter. No answer when I called back.

Officer Steve Martin is another name being used by this company.

I am Mrs.tina scot a private and Financial loan lender i am offering out
loan at a maximum low rate of 3%,if interested contact us Via E-mail
(mrstinaloaninvestment@yahoo.com) for more information you are to send us the
information below,

BORROWER DATA`S FORM
Full Name,,,,,,,,,,,,,,,,,
Your Country,,,,,,,,,,,,,,,
Your State,,,,,,,,,,,,,,,,
Age,,,,,,,,,,,,,,,,,,,,,,,
phone Number,,,,,,,,,,,,,,
Occupation,,,,,,,,,,,,,,,,
Monthly Income,,,,,,,,,,,,
Home Address,,,,,,,,,,,,,,
amount Needed,,,,,,,,
Loan Duration,,,,,,,,,,,,,

If you are intrested contact us at
mrstinaloaninvestment@yahoo.com for more information
Thanks And God Blees You
Mrs. tian

I am Mrs.tina scot a private and Financial loan lender i am offering out
loan at a maximum low rate of 3%,if interested contact us Via E-mail
(mrstinaloaninvestment@yahoo.com) for more information you are to send us the
information below,

BORROWER DATA`S FORM
Full Name,,,,,,,,,,,,,,,,,
Your Country,,,,,,,,,,,,,,,
Your State,,,,,,,,,,,,,,,,
Age,,,,,,,,,,,,,,,,,,,,,,,
phone Number,,,,,,,,,,,,,,
Occupation,,,,,,,,,,,,,,,,
Monthly Income,,,,,,,,,,,,
Home Address,,,,,,,,,,,,,,
amount Needed,,,,,,,,
Loan Duration,,,,,,,,,,,,,

If you are intrested contact us at
mrstinaloaninvestment@yahoo.com for more information
Thanks And God Blees You
Mrs. tian

I am Mrs.tina scot a private and Financial loan lender i am offering out
loan at a maximum low rate of 3%,if interested contact us Via E-mail
(mrstinaloaninvestment@yahoo.com) for more information you are to send us the
information below,

BORROWER DATA`S FORM
Full Name,,,,,,,,,,,,,,,,,
Your Country,,,,,,,,,,,,,,,
Your State,,,,,,,,,,,,,,,,
Age,,,,,,,,,,,,,,,,,,,,,,,
phone Number,,,,,,,,,,,,,,
Occupation,,,,,,,,,,,,,,,,
Monthly Income,,,,,,,,,,,,
Home Address,,,,,,,,,,,,,,
amount Needed,,,,,,,,
Loan Duration,,,,,,,,,,,,,

If you are intrested contact us at
mrstinaloaninvestment@yahoo.com for more information
Thanks And God Blees You
Mrs. tian

These people have been messing with me on and off for at least six months.  They even called my best friend and tried to tell her that she was a co-signer on a loan for me, which is insane, she didn't sign a thing!

I have told them not to call anymore, which they are supposed to abide by, but don't.  Asked them to send original documentation for said debt, they refused.  The man's name changes every time he calls!  Had to laugh yesterday, he slipped and said that his name was Senator Randy Forbes.  I simply stated, "Randy Forbes doesn't have an Indian accent!" and he promptly hung up!  His name changed today.  Tonight they called me 8 times in less than 15 minutes!  I will be pursuing the reports and things tonight...it's insane!

If anyone has specific information as to what reports I need to file, I would love to know!

A Very rude man called my work couple times and yesterday ,my last day at that job.He  was reported as very  rude and disrespectful to the other Jennifer whom He thought was me.The man left a message for me that he threatened to take out a law suit against me if I didnt send pymt! All  I was given was a phone # to call back with a ref.# ,no name nor,company name.I just called 321 445 4136 .After 4 to 5 rings it picks up without a word from anyone or answering voicemail just then to be disconnected!

I received several calls today at work from this company today threatening the same thing as above and just about fell for it because I did owe money to the company they said they were collecting from and threatened to have me arrested if I didn't. The only thing that saved me was the cc amount didn't go through and that was when I got suspicious because they would not provide me with some proof to who they were. DO NOT TALK TO THESE PEOPLE as I said I did believe them because I did owe the money to the company they got my information from!!! And got in trouble at work because of all the personal calls I recieved from them

WAS ALSO CALLED WITH THIS NUMBER LEFT ON MY VOICE MAIL 321-445-4136 WITH A FOREIGN ACCENT I WILL BE REPORTING THIS TO THE U.S. SECRET SERVICE WHO DEALS WITH FINANCIAL CRIMES YOU SHOULD CALL YOUR LOCAL OFFICE ALSO.

Heavy accent, telling me that he is an officer and they have a financial lawsuit against me. They repeated my social security # (except for the last 4 digits) and asked me to confirm. I did not confirm. They repeatedly called my work#, which I do NOT know how they received... Told them I would call back later...called back but the # automatically disconnects after a few rings. ANNOYING since my boss sits next to my desk!

I GET A CALL ABOUT 4 TIMES A DAY FROM A OFFICER WILLIAM SMITH FROM NATIONAL AFFIDAVITE PROCESSING COMPANY.
I HAVE SAID EVERYTHING FROM WRONG NUMBER TO LET ME TAKE A MESSAGE. HE HAS A BIG SPEECH ABOUT I HAVE COMMITTED FRAUD AND CHARGES WILL BE PRESSED AGAINST MY NAME. I FEEL LIKE IF THERE ARE CHARGES WELL GO AND FILE THEM THEN!!!! THIS IS A BIG SCAM AND PEOPLE NEED TO CONTACT THE FEDERAL TAX COMMISSION SO WE CAN GET THIS STOPPED!

This so-called Officer Alan Donald called again about
a pending lawsuit while at work. His name had changed
from the previous call but had the same notable accent.
We stated that the person he asked for was not at this
phone number and they hung up. We did call the number
that was shown and they did not answer with any offical
law office or Police introduction as you would expect,
so you know it's a scam.

this is officer john cravets calling about a lawsuit in my name and social security and address under investagation. to call 312-445-4136

This number called me and a man with the name "SMITH JOHNSON" said he was with federal banking commision that i had taken a payday loan for 500 and needed to pay now or they would sue me for every cent I was worth. Then they said that I took loan out in April 2008 and gave my old address i lived at, but I didnt live at that address until July of 2008. Then he got irate when I kept saying I never took out a personal loan. Then he put supervisor on the phone who says that he hears 100 people a day that say the dont owe but he doesnt believe me so pay or be sued for all I am worth. He then says whel isnt your social ....and says my social security number..then he says whel the it was deposited into this bank in april and says account number. Dont know how they got my social or bank information but this is A SCAM NO QUESTION. I immeditaly went and closed bank account. His last words were are you gonna pay or we will sue you for every cent you have, I say that I am broke because I am spending at least double for a lawyer to fight him in court.  Also one more thing number said unavailable so I asked where i could call them back and they gave me the 321-445-4136 number

I also called Federal Trade Commision and reported them they did say that they have not yet prosecuted them so this means anyone that has had this happens need to call FTC and file a complaint so that these scumbag scammers can be put in jail where they belong.

If anyone has had bank accounts with charges please let them know and post what happened also, thanks lets get these scammers

Peter Thomas called me about a loan I never received! He said they deposited it into my account in April but I didnt open that account until much later! They yelled at me threatened to have me arrested and lose my job!

man called today saying he was Officer Mike with the federal dept, Said i owed money for bank fraud and would give little into and said i was going to be taken to court. I have never done anything. He was from India, or so it seemed, he was hard to understand and yelled often. he had little information, other than  me, nothing about the account would he share, I was advised my family atty this was  scam and not to answer his call at any time,  his numer is always restricted and he said he was a agent.

The man used an American name, but clearly he had an accent!  He told me that I owed money and that I would have a lawsuit filed against me!  DO NOT, under an circumstances, give these people money!!  They are a fraud---they do have all of your personal information that the stole while you were online...I almost fell for one of them; I was scared.  I have taken out payday loans and that is exactly where they got the information.  File a report.

This person named Mike called, stated that it was a federal matter and that they were going to file a lawsuit.  I asked in what district and would I could  expect paperwork they just hug up.

they said it was for a 300 dollar loan from april 2008 but the bank account they said it was deposited in did not exist for another 4 months!

This happened to me also the past two days! They said that there was a lawsuit an they were sending there attorney to the courthouse. I asked what courthouse and they could not tell me. Every time I asked question they just got irritated and they yelled at me and I yelled back.

This number called my desk phone to reach a former employee.  "United Financial Crime" is what they called themselves.  The message state that it had to do with lawsuit against former employee's name, and if she didn't call back they would move it to some other department.  I called them back to let them know she can not be reached at this number anymore.  "Officer Alan Bernard" was the man who left the message and when I called back I asked for Alan and got a Peter someone.  None of them speak English as their first language so I'm guessing Alan and Peter are not their real names and neither is the "officer" title the give themselves.  Hopefully they stop calling my phone.  I hate it when people give out my number as a work contact number!!

Same as above...used yhe name brian johnson...very rude and is a scam. Has had this happen to me before.

Rude man named "MIke" called to harass me about an old account.  I asked to speak with his supervisor, he no way and hung up.  I tried to call back but now it just rings, then disconnects.

This person or group called my place of business in
a threatening manner to say there was a lawsuit
against me. They told my co-worker as I was not in
at the time of call, all of this info., which I think
is personal. They then gave their phone number. I did
try to call this number when I got back but to no
surprise, it was disconnected.

I first recieved a call from these idiots telling me i did not pay a  loan back. they said they would take me to court, have me arrested so all my neigbors could see. I asked them for them to send me a paper contract and they said they couldn't. I received a second call at my work. They again said to pay the money of I would be taken to court. This guy gave a name as Joy barnes. And I call them back and the other guy said his name was Fauker. This Joy told me to write them a letter stating i have no intention of running away with the money and I want to take this out of court. Please accept my payment of $589.32, They were both foreigners and I could not understant them. I called them back and asked for an address and they gave me 122 broadway New York Ny.

I agree. these are nothing but scam artist. An Officer Johnson ( as he called himself) probably a fictitious name called and threatened to send his officers to drag me from my home into the local court for what he said was a federal crime and that My phone number was being investigated by the US Government. First of all if is a federal crime they don't drag you into local court and I would have to believe that if there is anything the federal government needed to investigate I doubt they would hire Habib who can hardly speak or comprehend our language to do it.  When he said  as sending his officers to drag me ot of my house I told him I would be waiting.

A foreign speaking guy calling himself officer Johnson called me threatening me saying that i had co-signed for a loan of some kind for my son and that if I didn't do what he wanted he would send one of his officers to my home and drag me from my home into the local court. Frankly I consider that a threat to my safety especially since I owe them nothing and have reported them to the authorities. It is a shame that Trash like that is allowed to exist in the United States of America. They come in with all that kind of nonsense and think that the American citizen is going to fall for some stupid scam just to fund what is probably some kind of terrorist activity against our country.  I admonish everyone that if you are contacted by these people contact authorities. I had this happen once before and found that company was out of Florida and I reported them and did not hear from them again.  But just like any other scam artist they find a way to go back into business again.  It is disgusting how foreign crooks like this guy are allowed to threaten people with total disregard for the law.

I have also been receiving several calls from this number threatening me and my son. and if you try to call the number back you do not get an answer. It is some foreign speaking gentlemen and I use that term loosely who identifies himself as Officer something or another. I have researched the company as well and will be sending a cease amd dissest letter to them demanding they stop calling or face legal consequences.  this is not the first time I have had this kind of call. i always tell them if the debt is true fax me the documents to my law firm. the respond by saying there is no documents so. if you cannot produce verification I guess we have nothing to discuss. they say it is my son that has the debt and that I am liable for the debt. They fail to understand that if i have not signed my name to a document that I am in no way legally obligated to pay even if it were a valid debt.

Hi my name is Genie Lawson I need to talk to you about a lawsuit that is being filed against you. I called him back and he told me my email address and ss# . He also said that this phone call was being recorded and will be sent to the couthouse for evidence. He said I was being charged with Bank fraud and PDL bad check. I asked him who is filing the lawsuit and he never gave me a straight answer . I asked him how much I owe he said $632 for a $400 loan. I said I never recieved a $400 loan from them I told him $200 and it went down to $392. I knew then he was lying because if this company was ligitimate they would have the company name amout owed and who to send it to. He also said my SS# was on hold by the US government and if I wanted to settle out of court I can pay it to them they called themselves Arrowhead Investments and I would have to pay the money to them. I know a scam when I see on. The US government dont play games and they are sick and need to be stopped.

They called me and said that a law suit is pending against me and the phone call was being recorded and will be sent to the courts so I'd better watch what I said. I told them that I dont care about no recording. I asked them what is this about He informed me that he was an officer Jamie Johnson investigating me for bank fraud and PLD check fraud. He had my email address and  SS#. This was the second call from him so I asked him what happen to the letter he was suppose to send to prove this debt and I will pay it. I told him that I will not give my CC info over the phone and I need a company name. He got frustrated and said we will just file the lawsuit and I said do what you got to do.This det has went from 200 to 632.

"Financial Crimes Division" is one of many names these overseas phony debt collectors have been using for well over a year, now:

Chicago, IL ? August 5, 2009 ? The Better Business Bureau is issuing an alert about phony debt collectors that are calling consumers nationwide and claiming that they have defaulted on a payday loan and will be arrested if they don?t pay immediately. Claiming to be lawyers, the scammers say they are with the ?Financial Accountability Association? or the ?Federal Legislation of Unsecured Loans? and are equipped with a disconcerting amount of personal information about their potential victims.

?Because the scammers have so much information about potential victims, the BBB is concerned that this may be the result of a data breach,? said Steve J. Bernas, president & CEO of the Better Business Bureau serving Chicago and Northern Illinois. ?Thousands of people may have had their personal information compromised, and given the scammers? tactics, it appears that those who have previously used payday loan services could be particularly at risk.?

According to reports received by the BBB and posted online, the scammers accuse the victim of defaulting on a payday loan and claim they are being sued. The phony debt collector threatens that, if the victim doesn?t pay as much as $1,000 immediately via wire or by providing bank account or credit card numbers, he or she will be arrested and extradited to California within the hour to stand trial. The scammers often may have the victim?s Social Security, old bank account numbers or driver?s license numbers as well as home addresses, employer information and even the names of personal friends and professional references.

The BBB offers the following advice to consumers if they receive a suspicious telephone call about an outstanding debt:
* Ask the debt collector to provide official documentation in writing which substantiates the debt.
* Do not provide or confirm any bank account, credit card or other personal information over the phone until you have confirmed the legitimacy of the call.
* Review recent copies of your credit reports to ensure that the alleged debt is not affecting your credit. Consumers can do this for free once every 12 months, and can find more information here: http://www.ftc.gov/freereports
* Under the Federal Trade Commission's Fair Debt Collection Practices Act, debt collectors may not harass, oppress, or abuse any person while attempting to collect a debt.
* A debtor may be contacted between 8 a.m. and 9 p.m. only and can be contacted at work unless instructed not to.
* File a complaint with the FTC online if the caller is abusive, uses threats or otherwise violates federal telemarketing laws.
* File a complaint with BBB online at www.bbb.org if you believe a debt collector is trying to scam you.

http://www.thinkglink.com/article/2009/08/06/ ... eading-says-bbb

http://800notes.com/Phone.aspx/1-214-618-5897

This is a very active group of scammers, many of whom are calling from India (and probably other countries) and are in cahoots with a group of American pay day loan scammers. They attempt to extort money from consumers with a myriad of false and illegal threats, and alternately pose as debt collectors, federal and state law enforcement officers, lawyers and bankers. Their trademark is to use meaningless legalese gobblygook phrases like "We are downloading warrants against you" or "We are filing an affidavit against you." Another trademark phrase is to threaten the consumer with something like this ridiculous phrase: "If you don't pay then only God can help you."

Typical of many financial scams of this variety, they usually demand payment via Western Union or MoneyGram or credit card. They use any number of phony names such as US National Bank, Federal Investigation Bureau, US Legal Investigation Bureau, Hopkins Law Office, United Legal Processing, Morgan Associates, United Pay Services, National Processing, White Collar Crime Unit and many more.  These criminals also use many phone numbers from many area codes; they're probably using caller-id spoofing software and/or VoIP to disguise their real location.

The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, or demanding your lawyer's name so they can sue you, it is ALWAYS a scam. No debt collector (let alone criminals posing as debt collectors) has the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing.) And since these foreign dirtbags routinely impersonate law enforcement, it's also important to remember that American law enforcement officers aren't in the business of debt collection.  (Debt is a civil, not a criminal, matter.)

The bottom line is, these are criminals trying to steal your money.

A consumer posting a complaint about these same scammers at http://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is associated with an India-based "outsourcing" telephone bank.  Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.

This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass/Ellis Crosby & Assoc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (Read http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 ) There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.

Here's the contact information for the phone bank in India:

IntellisOurzE BPO
701, Sapphier, Nr. Cargo Motors,
C.G. Road Navrangpura,
Ahmedabad - 9. (Guj.) INDIA.
E-Mail: info@intellisourze.com
Website: www.intellisourze.com

A check on the domain name "intellisourze.com" shows that the website and name registration was created on May 8, just one month *after* the Crosby scams were shut down in Florida:

Domain Name: INTELLISOURZE.COM
Registrant:  Pragra Infratech Pvt. Limited.
Email:  ankur.ranpariya@pragra.com  
908, Aksaht Tower, Nr. ICICI Bank
Opp. Rajpath Club, S.G. Highway
Ahmedabad, Gujarat, India 380054
Tel. +91.7926871353
Creation Date: 08-May-2008
Expiration Date: 08-May-2009
Domain servers in listed order: ns5.znetindia.com ns4.znetindia.com
(Source: http://whois.domaintools.com/intellisourze.com )

Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.

This is conjecture, but appearances suggest that Crosby and company were originally running a two-pronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.

If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):

1) Alert the FBI at https://tips.fbi.gov  Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement, lawyers, officers of the court or bankers, or if they threatened you with arrest, be sure to include that information in your report.

2) File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

3) File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.

4) The caller placed the call under a Texas area code. Even though the caller ID was probably spoofed or they're using VoIP technology to hide the fact that they're really calling from overseas, you should also file a complaint with the Texas Attorney General at http://www.oag.state.tx.us/consumer/complain.shtml

5) File a complaint your state's attorney general, the contact information for whom is at www.naag.org

6) The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.

If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a small sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:

http://800notes.com/Phone.aspx/1-925-262-1327
http://800notes.com/Phone.aspx/1-678-954-6346
http://800notes.com/Phone.aspx/1-888-341-4004
http://800notes.com/Phone.aspx/1-856-831-0640
http://800notes.com/Phone.aspx/1-949-743-1140
http://800notes.com/Phone.aspx/1-410-505-8128
http://800notes.com/Phone.aspx/1-917-464-2534
http://800notes.com/Phone.aspx/1-210-858-6602
http://800notes.com/Phone.aspx/1-888-775-2121
http://800notes.com/Phone.aspx/1-949-743-1156
http://800notes.com/Phone.aspx/1-214-245-1402
http://800notes.com/Phone.aspx/1-214-245-0922
http://800notes.com/Phone.aspx/1-214-723-5572
http://800notes.com/Phone.aspx/1-904-425-2863
http://800notes.com/Phone.aspx/1-718-831-7157
http://800notes.com/Phone.aspx/1-904-425-2857
http://800notes.com/Phone.aspx/1-858-244-0444
http://800notes.com/Phone.aspx/1-954-678-9724
http://800notes.com/Phone.aspx/1-610-571-3252
http://800notes.com/Phone.aspx/1-310-909-8245

..and, many, MANY more.