SEXUAL HARASSMENT AND ASKING FOR MONEY.... SAYING THAT THERE ARE LAWSUITS FILED AGAINST ME AND OTHERS. STATING THAT THEY ARE LAWYERS AND THEY ARE MAKING THREATING REMARKS. AND I REALLY NEED THIS TO STOP.

THEY CALLED ME ABOUT ANOTHER PERSON BEING ARRESTED FOR A BILL THEY OWE AND THAT BECAUSE I WAS A REFERENCE I WILL BE ARRESTED IN THIS CASE.

I have received the same phone call today.  This is a BS scam

I was called and told I was the most stupid woman he has ever talked to,and the us goverment is supporting them and excepting payments from them to stay in bussiness.I was also told by Mr. Boualas Brown that our government can not and will not touch them.

I received a call from this number on Wed., 1/5/11 on my home answering machine from a man with an Indian accent calling himself Leonard.  He said that I have a legal lawsuit filed against me, which is bogus.  These people are just trying to scare people to pay them money that they don't owe to anyone, so PLEAE BE CAREFUL.  Don't even give them the satisfaction of a phone call back, unless, of course, you want to give them the "business" right back, but that's up to you.  But, seriously, please try to report them to the FCC and the FTC, if you can.  They should be able to help you.  Good luck to everyone.

I got a phone call from a certain Cathy Martin who speaks with an Indian accent and told me that a legal suit has been filed against my dad.She said that she will send an officer to my doorstep to get my dad and that he might end up paying 10,000 dollars in fine this is not resolved.She then ask to have him call her at this number .I have a feeling that this is bogus.She hang up when I told her that I am writing all the information for legal purposes.I just want to know how to make this phone call stop.

I am sorry for everyone's problem with these people but I am so glad someone else has this problem .  I started getting calls in December about some lawsuit against me and someone was going to come to my job and/or home and serve me with legal papers.  When I asked for the company name or addresses they would tell me or when I asked for the callers name he said his name was "John Williams", this man had the thickest Middle Eastern accent I have ever heard, he could hardly speak English.  He transferred me to some woman "lawyer"  and I asked her what is the name of the law firm, her answer was, "California Law Firm", I asked for an address I got not response, so I hung up.  Something needs to be done about this, everyone knows its a scam but it is rather annoying.

herassment

all the person who have filed a complaint are a piece of busted condom.....hahhahahahha****f*** u***

I accidentally clicked telemarketer, lol, was a SCAM ARTIST for sure, Law Office

Today while at work I got a phone call from a "Law Office" telling me that there was a suit filed against me for fraud and non-payment of a pay advance loan. I received this call at work on the work phone. I don't generally give out that number. I told them I was at work and asked what the call was about and they were very cagey with details. After about 10 minutes "Douglas" informed me that he worked for a "Law Office" representing a Cash Advance Payday Loan company. I never have received a payday advance or loan (other than student loans). "Douglas" had the last four numbers of my social, my cell and work numbers and my sisters first and last name as a reference (who was also being charged because she was a reference). This was a bit scary for me as I try hard to stay out of trouble, particularly this kind of trouble. I got a voicemail as I DO NOT answer unknown calls and got a phone number for this "Law Office" (325-245-0507). In the message, I was told that since I wasn't taking care of this issue, "good luck and have fun being dragged to court tomorrow". So then a woman (this time) called my cell phone during my lunch break and was very belligerent about getting me picked up from work tomorrow and "DRAGGING" me down to court. "Lucky" for me they could talk to their client and find out if I could just send $300 via debit or credit to them to settle this non-payment of a payday loan for $300. There were no other fees or anything, but I had to do it today by 5pm or I would be dragged to court tomorrow from work. I had NEVER been served with papers. I asked if I could call anyone, (ie. the loan company) about this to get some verification and see if I could get this worked out or do what I needed to do to fix this mess. I was told that at this time it would be illegal for me to contact the loan company. I was also told that when I applied for the loan online (either august 2009 or 2010, it was hard to understand either of them because they had foreign accents) I agreed that there would be no paperwork what so ever unless there was a non-payment issue in which case I would receive certified paperwork after I had made amends. I called my good buddy because I was freaked out and didn't know what to do. She told me within the first confusing 2 minutes that it had to be a scam of some sort. I didn't know that there were evil people out there who try to make people believe that they will go to court and jail for a loan they never took out. This lovely lovely friend of mine calmed me down. She picked me up from work at the end of my shift and took me to the police station to file a report. The Officer there told me to do a credit check and file a report with the Federal Trade Commission. He also threw his head back and laughed when we informed him that I had the number for the place, all I said was 325 and he laughed. He laughed harder when my friend told him that they had said it was illegal for me to contact the loan company. He relieved me when he said "In the state of Texas, there is no such thing as Debtors Prison. You will never get arrested for debts unless your debt is to a court." My friend and I felt it was necessary to inform you of this scam and to make you aware that there are in fact these types of things out there and it CAN happen to you. I now have to file a report and do routine credit checks to make sure no one continues to use me for fraud and or identity theft.

They called me at work, didn't identifiy themselves and said that if I didn't return the call the second I heard the message then all he could be was wish me luck and something to my children.  This is highly inappropriate and I do not even know who it is. They cannot call me at work

Same thing happened to me!  They called me at work...he called me about 80 times.  Then he decided to moan on the phone and tell me disgusting things.  I am pissed...the guy was Russell Williams...but I know that's not his name since he could not even pronounce it correctly.  I am having my boyfriend call right now to tell this f-er off since I couldn't at work.  I am determined to find this b*****d and beat him with a bat....this is b***s***!  

All i can say is...these b*****ds are scammers...and they call from several different numbers.  I have no idea how they got my work number...

These jerks called and left a nasty message on my voicemail telling me that if i didn't call then back today that there would be a cop at my door to take me to court  haha what a dang joke! If this was a real conmpany you could find them on the internet. I was told they were calling from Texas the area code was right but I just knew it was a scam so whatch out people and make the apporiate phone calls to stop them!

I called this number also 325-245-0507, they called left several messages at my work. They said that I needed to fax an authorization for them to debit my card and then when I tried to call back the mailbox was full. Finally I spoke with a jerk named Jeffrey who once I told him I was trying to validate the claim he tells me he gave me the wrong fax number cuz he knew I wouldnt pay it and that I could go fu** myself, then he tells me how he is going to Fu** my Pus** real hard and goes on and on, finally I told him his call was being recorded since he called me on my work phone and I would be filing charges. I did have a payday loan that was not paid so therefor I thought the claim was legitimate at the time. But wow I cant beleve some of the things he said to me!

I just had a message from a family member to call 325-245-0507 and when I called I got a hold of someone named Tracy, who I couldn't understand, let alone hear, the connection was full of static and they told me they would call me back and after 20 minutes no return call so i called back and "Tracy" said she tried to call me back but she told the number wasn't valid and it was the same number I was calling on.  I was told that I was going to receive court papers tomorrow and that someone would be at my home or work to escort me to the city court regarding a law suit about a company involving a cash advance company and that they could contact the social security office, unemployment office and other offices in order to put a hold on all my finances until the debt is paid.  I explained that any and all outstanding debt was filed in a ch. 7 bankruptcy and was discharged in Oct. 2010 and when I tried to give them my attorneys number i was called a liar and when I asked for the callers full name she said have a nice day and hung up on me.

Kevin Foster must be one busy man, cause i got another call from him today saying that a team of officers are on their way to arrest me.......LOL

I received messages from this 3252450507 on both my cell and work phone numbers. I really laughed because just 2 weeks ago I received a similar call from another number claiming to be a rep with the Bureau of Criminal Investigation. Threatening me with a hefty lawsuit, and "only God can help me." It amazes me what the people go through to try to scam honest hard working people. At first I returned the call and it said the person at ext such such is not available. Then i tried again, just to harass them for a change, it rang, but was all staticky so i hung up. What I would like to know is how to avoid them calling me at work.

i got a call from kevin foster acs law suit saying a team of Officers coming if i dont call 3252450507

I received a call today telling me I was going to be arrested if I didn't call them back.  I could hardly understand the person calling because the accent was so strong.  After looking at the complaints on this number something needs to be done about these people.  It is amazing that we send complaints to our authorities and nothing is being done to protect us from these types of scams.

Are these people ever gonna stop? got a voice mail today around 5pm from a "John Alexander" stating that there is a lawsuit filed against me and a hard alligation against me, and a team of officers will be coming to my workplace or my home for fraud??? again, heavy indian accent-got a call from this guy 2 weeks ago with 2 different phone numbers- and to please not to ignore the call or something bad will happen to you- and god bless. these guys need to get a life and a real job!

Someone with Indian accent called and said his name was Justin SMith and I took money from Cash Advance and I have to pay or I will go to Jail because I will be arrested, I asked him where he is calling from he said here and I asked which Lawfirm he said just LAW, that triggered me as every lawfirm has a name and usually you get a letter first.

I told him to Google his number and see who is the criminal and also I will report him to FTC (Federal Trade Commission) and he said you can do all you want but am not going to stop calling you, This is a SCAM and I feel sorry for people who have sent these stupid scammers money.

Ignore their calls or report the number to be blocked.

JUST GOT OFF THE PHONE WITH THEM AND THEY HAD SAID I WAS GETTING ARRESTED AND WANTED MY LAWYERS NAME FOR SOMEONE ELSES BILL.  THEY SAY NOW I WILL BE GETTIN SOMETHING IN THE MAIL ABOUT THIS.

They have to be told to stop calling if call persist your local police can file charges.  Who ever provided the information to them can also have charges filed on them

If anyone has any way to get these idiots to stop calling your job, let me know.  I have no idea how they got my number but this is getting ridiculous.  I work for an attorney and we can't even do anything.  These people keep calling me and saying that they have the court on the phone.. I laugh b/c I know better than that.. its just ridiculous.. I've told them to send me whatever they want in the mail.. and they ask for my address and ssn. i told them apparently they have all this info already and they get very nasty.. so i get nasty back but they don't listen to what I say...

ugh..

Some old crap from an India call center, just a new number. This person is Lisa. It's a scam I am reporting them to state of this area code.. Not that it does any good. Sure hope these a**holes can sleep at night

Kudos to "Sam" for giving the most intelligent and informative posts of 2010 on this scam. READ, Bookmark and use as needed:

http://800notes.com/Phone.aspx/1-631-456-4041/2

I have been receiving phone calls from this group since late April / early May of 2010.  There is a good chance that they also attempted to contact me roughly two years ago before I entered into Chapter 7 Bankruptcy protection, as I faintly remember hearing the same script more or less.

As others have stated, the callers are difficult to understand.  Generally speaking their command of the English language is quite poor and their accents are hard to follow. At times they will get certain words or phrases mixed up.  It would be funny if it wasn't for the fact that they had:

a) Your SSN
b) Your home address
c) Your work address
d) Your banking info
e) Names, numbers and potentially the addresses of "references"
f) A complete and total lack of ethics and a basic understanding of the FDCPA.  

I have personally filed reports with the following agencies, often with limited (if any) success:

Local Police
my state's Attorney General's office
FTC
FBI
Secret Service

Generally the local police won't be able to help much.  The callers are using a combination of prepaid cell phones and VoIP, making them difficult to trace.  Also at their disposal are various spoofing tactics being implemented to catch people off guard - meaning the number that appears on your Caller ID isn't the number that is calling you for starters.  Without gaining a subpoena for the billing information for the numbers in question, the local police won't be able to get very far.  

My state's Attorney General's office couldn't offer much assistance either.  I received a form letter in the mail that my complaint was received and I would be contacted if they needed additional info.  It was more or less the same information I obtained from the FTC.  They each advised me not to give the individuals over the phone any account information or to authorize payment.  That's just common sense, though.

I never got anything from the FBI, either.  There is a good chance that since I haven't suffered a monetary loss that my concerns are low on the totem pole.  I hate to say this, but that is truly the case. Unless you were in the hole for a $1,000 (or more) you aren't going to get much more than "sorry to hear about your situation, change your phone number and move on".  I seemed to get some activity from the Secret Service.  I spoke with agent Doug Zloto. (Google him, referencing threads like these plus his name and you'll find his number also)  He seemed to care a bit more than the average person, but after giving him access to my Google Voice account, there has been no further activity from him that I'm aware of.

In the meantime I changed the wireless number the fraudsters had access to, they have no direct way to get a hold of me.  (Calls at work have ceased for some reason)  That in turn resulted in my "references" getting phone calls from the crooks.  Here is a word of caution for women that have been getting these calls - don't say anything and just hang up.  The callers are quite abusive towards women callers.  Why?  Possibly the culture.  If they are Indian / Pakistani, women are second class citizens there.  You will be treated like garbage.  This happened to a family member when she was trying her best to be extremely nice over the phone.  

The callers currently attempt to reach me through the female family member and an unused Google Voice number that they managed to find of mine.  I keep the Google Voice number open because, well, I can't delete it yet.  So, about every day, 4-5 times a day for the last week, I get voice messages from them.  It's usually just two full messages though - the other calls are broken up with static or they are attempts to read the script until the callers then screw up.  Really, they are that adamant on getting the script 100% that they will hang up mid-sentence and call back 30 seconds later.  

At this point it's a stalemate with these people.  

1) While they have the lion's share of information on us, they can't really do anything with this information.  

Why?  Think about it.

If they were to ever take funds out of your account without authorization, it's fraud and worse (for them) it is traceable.  That's why they won't do anything with your information, contrary to threats they make.  The money from your account has to go somewhere, and either your bank or a law enforcement agency can determine where the money was routed.  As a bank customer you are protected - you'd get the stolen money back in your account after 7-10 business days and the bank would be temporarily out the funds deducted from your account while they conducted their investigation.  The bank, along with law enforcement, would track down the fraudsters and apprehend them.  The fraudsters do not want to incur the wrath of a bank, just extort money out of you.  Remember that.    

Your authorization would absolve the bank from any and all liability, leaving you holding the bag.  Never give them authorization for anything - for all you know the call is recorded.  

2) We have no information on them.

Seriously, this has been going on at least since 2008, possibly longer than that based on some accounts. (6 years??? Holy crap!)  You would think someone would have slipped up by now.  Sadly, they haven't.  We can continue to grow our own intel on them and compile lists of aliases and phone numbers used, along with paraphrases of scripts used in order to educate other victims.  I'm actually putting together a site now in the meantime where I'll host audio files and lists of previous numbers used.  800notes.com is great, but no two calls are exactly the same.  It would be nice to have a site dedicated to the scam and how it works.

So that's where I am with these calls.  I have suffered no monetary loss, though I have been harassed both at home and at work.  They threaten me with arrest and other "fun" things in order to get me convinced I have to pay them.  My friends and family have been targeted and local and federal law enforcement agencies haven't been able to put a stop to things.  So, it is what it is.  I am out a wireless phone number I had for roughly six years, which is terrible since I was using that line when looking for a new job.  

Whenever I'm bored I spoof my number using Google Voice and return the calls.  I've called them the poster children for birth control, etc.  Basically a lot of nasty things that I'm sure the moderators here wouldn't appreciate me repeating - bottom line nothing nice.  I always like to close saying their parents must be real proud knowing their sons weren't man enough to get real jobs.  That usually gets a decent response.  

Way I see it - they can't do anything to me. (Despite a threat yesterday that my life would be f'ed up)  They can threaten all they want but my credit is frozen and my bank information has changed.  I've changed the only number they could really access me directly on and I've instructed my employer and family to not answer the calls.  I just call and harass them now when I find a few extra seconds.  What's the worst they can do to me?  Charge me with harassment?  

Nope, then they would have to identify themselves.

Oh, and don't bother contacting Cashnet USA about the calls.  Their "fraud" department could honestly care less.  Their "investigation" is merely a means of buerocratic CYA.  I would even be surprised at this point if actual law enforcement is involved in any shape, way or form at this time.  

There is a good chance that the information these crooks have on us was obtained from Cashnet USA - either from a database leak or from a collector that was once authorized by Cashnet to call on delinquent customers.  The other chance is they have access to Teletrack, and pulled all of our information off of there.

http://800notes.com/Phone.aspx/1-646-274-1143/3

For at least the last four years, possibly longer, a group has been calling former payday loan applicants advising them that they have defrauded a bank and are now being sued for non-payment of a loan.  The callers will claim to be calling on behalf of an attorney's office (name varies), the Dept. of Law and Investigation, ACS, or other similar combinations below:

United Legal Processing Division
Midline Marketing
Crime Monitoring Services
Monetary Crime Division
U.S. National Bank
Attorney General?s Office (usually in California)
American Legal Services
Affidavit Consolidation Services (ACS)

You will be threatened with arrest, a costly trial and possibly worse.  In no shape, way or form can you be arrested for non-payment on a consumer debt.  Do not believe these threats, as they are without merit and cannot be carried out in the manner they allege.  

Who are they?

In the past when pressed by law enforcement for an address, the callers have provided the following information:

David Morgan and Associates
Morgan & Associates
Morgan Associates
954-727-8481
1155 Northwest 85th Street
Wintergarden, Florida  33150
(Address is likely invalid)

The collector's MO matches a once legit collections agency called Ellis Crosby & Associates.  Here are some links on them:

http://www.budhibbs.com/collectorpages/ellis_crosby_and_associates.htm
http://www.budhibbs.com/collectorpages/EllisCrosbyJudgment.pdf

They have been previously fined over $1.3 million for various violations.  They have been known to use phone banks in India to make their calls, which more or less coincides with the difficult to understand accent many of us detect when we are contacted.  

The last time this group went by any "official" name was back in 2008:

Ellis Crosby & Associates / Douglas & Morgan Associates
4494 Southside Boulevard Suite #200
Jacksonville Florida 32216
Phone:  800-928-3536 / (904) 928-3536
(Address is likely invalid)

There are NUMEROUS consumer alerts out against this group of individuals:

Florida:
http://jacksonville.com/tu-online/stories/061107/met_176207561.shtml

Kansas:  
http://www.consumeraffairs.com/news04/2010/01/ks_debt_collection.html

Colorado:  
http://www.coloradoattorneygeneral.gov/press/ ... lls_likely_orig

Rhode Island:  
http://www.collectionscreditrisk.com/news/rho ... -3002135-1.html

West Virginia:
http://www.wvago.gov/internetloanscam.cfm

Missouri:
On July 15th, 2010 a Public Awareness Bulletin was sent out by Missouri Information Analysis Center.  

"..received reports from individuals in Ohio and Illinois reference suspicious telephone calls they received. In both instances, the callers are reporting that a voicemail is received from a man, with a Middle Eastern accent, identifying himself as an officer working with the Financial Crimes Unit.  The message indicates that the reason for the call concerns a loan made by the receiver or someone in the receiver's family. The voicemail requests that a return call be made and a telephone number is provided. When a return call is made, the caller is asked to provide personal identifying information such as their date of birth and social security number.

Reports indicate that the calls are frequent and persistent and that they even threaten arrest or legal action if information or money is not provided. It appears that the individuals making these calls may have access to some records connecting individuals and their relatives.  Missouri does not have a Financial Crimes Unit and all indications are that this is a fictitious agency. If you receive a similar phone call, please be advised that it is a scam and please contact your local law enforcement agency or the Missouri Information Analysis Center at 866-362-6422."

Bottom line:

Do not supply the callers with any additional information.  Inform them you have reported them to law enforcement and hang up.  If you haven't already, go ahead and report the calls to local law enforcement, your state's Attorney General and beyond.  Look up the local Secret Service branch's information in your area and get in contact with an agent there.  

If you ever applied for a cash advance online, your information is out there.  
Possible sources for the breach of your privacy are:

* The scammers obtained your information from Teletrack - a reporting agency used by many cash advance lenders to determine their risk lending to you.  The service is able to tell cash advance lenders if you have existing loans with other companies, for example.  Many state laws prohibit borrowers from having more than two cash advances out at the same time.

* The scammers created their own fake payday loan application site.  People looking for a cash advance went to the site and applied, thus freely providing the scammers with their information for malicious use at a later time.  

* The scammers were able to get into the database(s) of cash advance lenders - probable targets being Sonic Payday and Cashnet USA.  


How to protect yourself:

* Inform your employer.  You are likely getting calls at home and/or at work, so make sure your employer is aware the calls are part of a scam and to not take them seriously.  Advise the callers that they are no longer allowed to call you at work.  If they continue to call, document the date and time of the calls you received.  Save voice mails left if at all possible.  

* Change your number(s).  For some this may not be an option, for others a one-time number change can be done free of charge.

Be advised - any references you listed on your payday loan application will be contacted.  Let those people know that this is a scam, and they can disregard.

* Use Google Voice.  Google Voice is a great replacement voice mail system for just about any phone number you use.  Messages can be transcribed and voice mail recordings can be saved as mp3 files.  

Pro Tip - call the scammers with a Google Voice number before turning off your old phone numbers.  Make sure when you call you identify yourself so they can start up their script.  At any point after they have your information pulled up just hang up.  They will then start religiously calling your Google Voice number.  At this point, you are free to change your regular phone number(s) and enjoy not having these people ever call you again.  (And laugh at the fact these people are basically talking to a brick wall several times a day)

The scammers change their numbers frequently.  Law enforcement used to think it was because the callers ran out of minutes on their prepaid wireless accounts or they were shuttered due to fraud, but now they understand it's simply to evade detection by savvy consumers online.  With the proliferation of VoIP, it's even easier for the crooks to stay a couple of steps ahead of law enforcement.  Below is just a sampling of the 30+ numbers that have been used in recent memory.

1-201-244-7722
1-209-349-7382
1-209-797-2212
1-212-500-0839
1-213-256-0408
1-213-995-3039
1-281-763-0433
1-347-289-3902
1-347-844-6817
1-347-844-6831
1-424-354-4270
1-516-232-8905
1-516-232-8935
1-518-212-0219
1-561-300-8018
1-561-210-4185
1-626-200-4646
1-631-456-4041
1-646-274-1143
1-646-810-8635
1-650-241-4604
1-707-401-4056
1-707-633-2789
1-708-401-0535
1-716-442-2824
1-717-862-4080
1-718-705-8669
1-760-514-0132
1-760-563-5384
1-772-318-4938
1-850-201-1111
1-858-777-1977
1-859-908-2281
1-866-860-4509
1-877-226-7488
1-888-706-7463
1-888-771-9249
1-888-785-4479
1-909-327-4870

So can they really do anything to you?

It's not a simple yes or no answer.  Logic dictates that, if they really wanted to take you for a ride and drain your bank accounts, they already would have.  

So, why haven't they?  

Authorization.  

Why do you think you are being called so much?  Perhaps it is because they like the sound of your voice?  No, they have to have your authorization to take any form of payment from you, period.  The callers know their audience, and that audience is typically a bunch of people that have applied for payday loans in the past.  Most of those people they call couldn't afford an attorney if they wanted one, and are so used to receiving collections calls that so long as they sound like a real collector, they will likely be perceived as one.

Furthermore, they don't even really want to talk to your attorney - that just sounds official and scary enough.  A real attorney would take the callers to task and write them off as two-bit con artists.  The callers need you, in writing, to authorize payment against the fictitious debt they claim you owe.  Go ahead, ask them for proof you owe the debt - more commonly known as verification of debt.  See what they say.  A phone authorization carries very little weight, so if they have something signed by you on file, you are done for - and the callers know that.  That authorization is the only thing these callers are doing by the book, and for good reason.  If they just went all willy nilly and made an ACH debit from your checking account, without your written approval, you could in turn report the transaction as fraudulent to your financial institution.  In about 7-10 business days, you would get the funds returned to your account.  Then the scammers would be up against a bank and their team of lawyers and investigators.  

Bottom line:

If you haven't paid the callers a dime, don't.  If you planned on paying them to shut them up, just don't.  Remember - you are not being contacted by a legally licensed, ethically owned and operated collector.  Read up on the FDCPA - http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf - and know your rights.

PS--The FBI sent out a Press Release on this scam just last week:

Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

? filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim?s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims? relatives, friends, and employers.

Some fraudsters have instructed victims to fax a statement agreeing to pay a certain amount, on a specific date, via a pre-paid Visa card. The statement further declares the victim will never dispute the debt.

If you receive these calls, do not follow the caller?s instructions. Rather, you should:

Notify your banking institutions.
Contact the three major credit bureaus and request an alert be put on your file.
Contact your local law enforcement agencies if you feel you are in immediate danger.
File a complaint at www.IC3.gov.
Tips to avoid becoming a victim of this scam:

Never give your Social Security number?or personal information of any kind?over the telephone or online unless you initiate the contact.
Be suspicious of any e-mail with urgent requests for personal financial information. The e-mail may include upsetting or exciting but false statements to get you to react immediately.
Avoid filling out forms in e-mail messages that request personal information.
Ensure that your browser is up-to-date and security patches have been applied.
Check your bank, credit, and debit card statements regularly to make sure that there are no unauthorized transactions. If anything looks suspicious, contact your bank and all card issuers.
When you contact companies, use numbers provided on the back of cards or statements

http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710

This happened to me last year and I guess it is going to start again.  Last year I did report it to the local police and to the FBI.
It is just a scam. Please everybody don't believe a word they say.....
Don't fall for them.
The first sign is the Indian accent.....

OMG!  These people keep calling me too.  The same thing.  They are calling from the law firm and I have a criminal lawsuit against me.  I have to call back right away before the ACL investigators come to my house or my job and drag me to court...LOL! Do they know how stupid they sound.  They say, the law firm.  Which law firm???  They say I need to report to the judge at the courthouse.  What judge???  Which courthouse?  Where are the papers sent to my house to tell me about all this???  I keep all of the voice mails because sooner or later I will come to the point where I will take them to court and I will have proof of harassment.  I got 2 voice mails tonight within like20 minutes.  REALLY???? but I bet some people do pay them.....

This people just called me and said the exact same thing  to me that I had a lawsuit against me and to call them back. When I called back asked who they where and whats their office name and they just ask me for my name but I did not tell  them. After me asking two or three times what kind of business they where the guy hang up the phone on me. I would like to report them. If anybody know how to please respond. Thanks