Please stop calling me.  I'm not Mike.  Your representatives have been rude to me also.  Thank you.

I got a call few weeks ago from this number. and another one today from this number..saying that I took out a payday loan on the net and deposited into my bank acct. my bank has no info. on this company or deposit..i knew right there and then this was a SCAM.. These people are out there just to get your identity info..they have you ssn, names, address, place u work at.. The RUDE guy over the phone even went as far as threatening me that he will send me all these legal papers to sue me at my WORK!! I cussed him out, and filed a complain w/ my local police so they have it on record.  The cops can't do anything unless its a severe threat, these guys have the heavy indian accent with a "stage name" of Mike, Frank, Bob, etc..   and they will tell you companies that you applied loan for such as "Advance Cash USA," or "Cash USA" etc.. the most you can do is contact your cell carrier and have them block these numbers.

I too have been receiving calls over the last 2 weeks, first from Kevin Lei 949-502-0123 (american law division) who said i would be taken to court over a payday loan in dec 2008 and its now Feb 2010, which i have not done.  He ask for 845 to take care of a supposed 300 loan.  They had old info, but my actual SSN and my moms phone.  So they are still constantly calling my mom.  Today a new call from a Don Hudson, from ACS.  I have reported this to my local state police as well.  Both have indian accents.  The first person told me if i didn't settle i would get federal changes.  The police said it sounded like a scam as its not dealing with federal money.  I recommend you all request copy of credit report with 30 to 60 days to ensure something is not happending to your credit or being reported as these people appear to have social security numbers.

I too have been receiving calls over the last 2 weeks, first from Kevin Lei 949-502-0123 who said i would be taken to court over a payday loan in dec 2008 and its now Feb 2010, which i have not done.  He ask for 845 to take care of a supposed 300 loan.  They had old info, but my actual SSN and my moms phone.  So they are still constantly calling my mom.  Today a new call from a Don Hudson, from ACS.  I have reported this to my local state police as well.  Both have indian accents.  The first person told me if i didn't settle i would get federal changes.  The police said it sounded like a scam as its not dealing with federal money.  I recommend you all request copy of credit report with 30 to 60 days to ensure something is not happending to your credit or being reported as these people appear to have social security numbers.

A man with an Indian accent along with 2 others are saying that I owe 710.00 for a payday loan they I took in May of 2009.  They have reduced the cost to $300.00 but they want you to fax or e-mail your banking info to them.  they will not do a transaction without your signature.  When I told them that I do not have the capability to fax or scan the info back to them they took off another $20.00.  They will not give me an address to send the signed forms to them.  the Man that calls his name is Sean Black and they give me to there supervisor who has my file and his name is Eric Johnson.  The paperwork that I was e-mailed also did not have an address or the name just the initials and when I asked they said that ACS stood for Affadavit Consolidation Services

Once again rcvd a call from this company  " Dept of ACS" this time the name caller left was Dexter Brown ph(347) 289-3120.  I had told this caller I could take a msg for the person he was looking for and this caller said" I have called serveral thousand times and I don't think you are giving msg"  I told this call I have and I have no control if this person calls back.  I also questioned why this caller has called and left diffrent names and I even gave names he has left behind the caller said that was other people in his office yet he had just told me he had called " several thousand times".  I just told this person I would take another msg.  Names this caller had used: Dexter Brown, Officer Joe, Joe Brown, Gerald, Dexter Frog, Gilbert.

Calling my house and work saying I am in big trouble, will not give me a name of their company.

I would like to agree with the person who wrote the previous note. I got a call also from this number telling me I would be going to prison for 2-3 years if I didn't make arrangements to pay a pay day loan I never made. He was rude and very abnoxious. I called the police dept. they came over and listened to him also. He was also rude to him. They have a forgein accent this guys name was alan the other guy was alan. I hope you don't get any of these calls. It really scared me.

Caller said he was from ACS heavy accent but said his name was James. I just listen to the message he left in both my work telephone and my cell phone. I do know is a scam so I will not pick up the phone to listen to whatever  trash he will say. Sooner of later he will stop calling. There was a consumer letter in my state about a lot of people complaining about these tipes of calls.

Got a call from an Adrew Thomas who said he was calling from ACS- Affidavid Consolidation Service. he had a heavy Arab type accent and said that if I do not return his call that all he could do is wish me good luck.

andy brown is the one that calls me. yea, "andy brown". says he will call my boss and family, knew their names too. how freaky. i just wish i could get them to stop, i dont need them bothering the people i know, or myself for that matter. friggin indian mofo. calls me every night around 8, 10-15 times in about 10 minutes. then calls me at work around 11am, same amount of calls. guy wont leave me alone! says i owe money for a loan and i will be sued and all the other crap in these posts. rambles about my ssn and a lawsuit and thats about it. i told him to relearn english then call me back. he called back right away yelling because i hung up. little s***. if anyone knows how to get them to stop for good please post it.

I received a phone call today from a woman from the same number that is listed in all these other posts.  I didn't answer the call so she left a message.  The content of the message is the same as what all the others are reporting.  I won't be calling her back.

Wish I had seen this earlier. No don't pay and report it to your local police also call this number and tell them whats happening the are the federated trades it is thie jurisdiction. 1-877-382-4357

Consumer Alert: Attorney General warns Kansans of debt collection scam

January 29, 2010 -- Attorney General Steve Six is cautioning Kansas consumers about telephone calls from apparent fake debt collectors who are impersonating law enforcement officers in an effort to extort money from consumers.   Consumers are warned to not submit payments to these fraudulent debt collectors.

When calling, the scammers most often state they are attempting to collect a debt related to an internet payday loan obtained by the consumer, but which the consumer never repaid.  Consumers state they have never obtained such a loan or paid off the loan years ago.  The scam artists have most recently identified themselves as ACS, National Affidavit Processing Department and United Financial Crime Division, but may use additional phony names.  It appears the phone numbers used by the scammers are ?spoofed? numbers, so that the number appearing on a consumer?s caller ID is not the actual number of where the call originated. It appears the calls in question may be originating from outside the United States.

When questioned, the individual calling refuses to disclose the full name or address of the collection agency they claim to represent.  These scammers have been able to provide consumers with identifying information, such as the consumer?s social security number, home address, e-mail address, names of family members and the consumer?s computer IP address.  Since the callers are able to provide valid personal information, consumers may become confused and believe they are being contacted in regard to a legitimate debt.

If the initial debt collection scam is unsuccessful, consumers have been re-contacted months later with the scammers posing as law enforcement officers or officers of the court.  Typically, the consumer is threatened with arrest for fraud or some other fictitious crime unless the consumer agrees to immediately wire money via Western Union.  The fictitious officers strive to frighten and confuse consumers into compliance by using legal sounding terms such as ?We?re filing an affidavit against you? or by stating a lawsuit has been or is in the process of being filed against the consumer.

A hallmark of each scam has been calling consumers repeatedly at their place of employment.  This scam hit home when an employee of the Kansas Attorney General?s Office was repeatedly called both on her cell phone and at work.  Despite the employee?s repeated verbal disputes, the caller refused to provide any identifying information to allow her to send a written dispute. The scammer also continued to call her numerous times a day regarding a payday loan she denied obtaining. Two months later, she was again contacted by telephone by an individual identifying himself as an ?officer?.

?I denied owing the debt and refused to pay without being provided validation of the debt. I was then told, ?If that?s the case, I will have local law enforcement come to your place of business and drag you out kicking and screaming?,? stated the employee.

?It is important for consumers to know their rights under the law,? Attorney General Six said. ?If a consumer is receiving calls from a debt collection company and believe it is a scam, I encourage them to contact our office immediately.?

Under the Fair Debt Collection Practices Act (FDCPA), collectors are required to send consumers a written notice within five days of the initial contact.  The notification should contain  information such as the amount of the debt, the name of the creditor to whom the debt is owed and a statement informing the consumer they have thirty days to contact the debtor in writing to dispute the debt or request validation of the debt. In addition, legitimate debt collectors are prohibited by the FDCPA from making false or misleading representations, such as the consumer has committed a crime, implying nonpayment will result in the consumer?s arrest, or using the threat of violence.

More information is available on the Federal Fair Debt Collection Practices Act at http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf.

To register a complaint with the Kansas Attorney General?s Consumer Protection Division, call 1(800) 432-2310 or visit www.ksag.org.

Same happened to me.I called  the state fedarated trade they asked me to write to everyone who is being scammed by this company and ask them to call 1-877-382-4357. The more complaints the more they have to go on and they need to see how wide spread this is. Read my notice on the board.

Report EACH call.  FTC Fines are $16,000 for EACH violation, CRTC 15,000 for EACH violation.

I had the same thing happen you need to notify police and your state federated trades office they said they need tosee where the activity is over the nation.with more complaints they can do something. don't worry they are just bluffiing. here is the number 877-382-4357

i just called this number, and while i guess it was arabic, it sounds like  a personal answering machine from the recording. this guy has some balls. i am aheart patient and i can't take this.

i just got a call today from  gentleman claiming he was from ACS ,claiming I owed Cash Usa. I told him i never had received anything from them, but from another company online as far as receiving a payday loan.He then had me talk to the attorney listening in to the recorded call,who went by the name of Andy Brown. He told me i am to be made an example by Cash Usa for fradulent loans, that i will be arrested,lose my h=job, won't see my family,etc. All he wanted was a yes or no answer to whether i would settle this today. i said no.The had my soccial security number,my address, and my email address.My sister is listed as a reference so they have her name as well. They called me 12 times from 1120 to 230 today.But they were telling me i owed amounts from 300 to 2000 after court costs. If they call again i will tell them what i know now.They are full of crap...

First they asked me my name then quoted my social security. I refuse to give them info until they identified themselves.At which point Robert Williams came on and said I owed for a back cash advance and I need to pay it.At one time I did owe but hard time paying it back and I was never contacted by the company. I said I would pay what I owe and he sent papers over the internet for me to sign. In the meantime my daughter looked up the 800 site and found these posts. I called the company I was suposedly owing and as it turns out I owed noyhing. They didn' send anything to collections.I contacted the State attorney in my area and my local police dept. It seems they are very active with this scam in our area. The police couldn' do anything about it because techically its not a crime if money wasn't taken. they are aware of this and they will keep an eye on them.Robert williams called and when I told him he was a scammer and that I had checked with the company and that I had told the police and attorney He threatened me with court. I laughed and told him to go ahead, . I also wrote a letter to our Governor about the easy acsess these people have to information.

THIS JUST HAPPENED TO ME TODAY

THEY HAVE MY SOCIAL
AND WONT STOP CALLING MY FRIENDS.

WHAT DO I DO?

SHOULD I PAY TO MAKE THEM STOP?

I have gotten phone calls from a "Joe Brown" and this caller has a foreign Accent he has also gone by the name "Dexter Brown" , "Dexter Frog" and Gerald and just today he said he was "Officer Brown"  I am not the person he is looking for I work with the person he is looking for.  I have told this person several times he can not speak with this person but I can take a message.  This caller has gotten rude with me.  I knew something was funny about this caller.  So this is why i decided to look this number up.. I will make the person I work with aware.  The number this person leaves is (347) 289-3120

I keep getting calls from a Andrew Thomas and on Friday He left me a message that he was going to start calling my Boss and friends if I didnot call him back. I have tried to call him back and he never there and there is an error with his mail box so I am unable to leave him a message. I have also gotten phone calls from the same company the only difference is that the caller's name is Joe Brown!

Received a message from 347-289-3120, SCA named Austin White, forgeiner, stating there are serious allegations against my name and SS#. Returned call they asked for my name and phone number. I only provided phone number, then I told if they had my number then they should have my name too. After repeating my phone number a couple of times the "supervisor" hung up on me. Beware!!!

Dispute this transaction immediately with your bank and close your account. They are FRAUDS:

http://www.givemebackmycredit.com/blog/2009/0 ... ebt-collec.html

My girlfriend received a call from a Eric Johnson stating he was looking for me. She asked who he was and he said a friend of mine. She told him that she knew he was no friend of mine and he said he was looking for me because i owed on a payday loan. She called me and gave me the number. I called and spoke with this Eric Johnson and he explained to me that i was going to be sued by Cash USA for an outstanding pay day loan and i needed to pay $798.00. I asked him how much was the pay day loan for and he said $300.00, I told hom why should I pay $798.00 for a $300.00 loan, he agreeed to accept the $300.00, I gave them the bank card info to take the money after receiving an email. I should have looked into this before I authorized this money to be removed from my bank account. I sure wish I did. Now I will have to fight with my bank as I did authorize this transaction. They were supposed to send me a receipt by way of my email immediatly after taking the funds and they didn't and now when i call the phone numbers they called me from the mail boxes are supposedly full. HMMMM.

I got a phone call today from some guy named Richard Jones from this phone number - 347-289-3120...He said I committed a fraud with some payday loan. He even left nasty messages with two of my family members. when I called him to discuss what he was talking about he got pissed off at me and said I had a judgement against my name and social security number, I told him I would not discuss anything with him over the phone that he could send what ever he wanted to me in the mail and I would have a lawyer look at it, I would not give him any information more then that. My aunt who recieved the first call said that she looked this number up and saw that it was all a fraud and I shouldn't do anything til I have someone look at it.

This guy "Shawn" has called me twice in the past two days, wanting me to fax him some info on my bank account so they could withdraw what I owed a payday loan company.  Supposedly the loan was made in June, 2009 and I have looked at all my bank statements and there was no deposit into my account for that particular time.  From what I have read on the internet, just a bunch of scam artists.

rec'd a message from shawn black telling me to call him at 347-289-3120.  this is a scam.  he has been calling me off an on since last year.  same old story:  i am going to have a judgement placed on me and the cops will show up and arrest me for owing an online payday loan company.  about two years ago i did take out a couple of online payday loans AND PAID THEM.  these scammers got my info somehow and are now not only calling me, but also calling my references.  This is crap.  I know that i don't owe any payday company.  one of my references talked to him and she told him to F*** Off and that she wasn't interested in anything he had to say...he became irate with her and she hung up.  this loser speaks messed up english and sometimes loses track of what he is saying and repeats himself or hangs up and then calls back to leave another message.  The name changes every so often and so does the call back number, but it is the same spew and i am not afraid, just irritated that i can't get them to stop buggin me!!!!!!!!!!!!!!!!!

Received a call from ACS, stating they are collecting for Cash USA and they are trying to collect on a debt. I have never heard of this place and they said that they are representing some other agencies which are I did get a payday loan, I paid over 900 dollars on both of those loans and they were only 350 dollars loans. They would not answer calls, to stop taking money out of my checking so I closed it. I still have my records. I told him that I know that the loan companies are scammers and that the Attorney General of that state is looking for them and that I will turn them into the Attorney General of New York also. He started cussing at me so I terminated the call. I also told him if he was a reputable agency he would quit collecting for scammers. He said his name was Robert Williams. Sounded like an Eastern Indian accent.