347-607-3005
NY, US
spydrz
spydrz
2012-09-05 01:00:39
Debt Collector
the calls started about a month ago when i applied for a payday loan online which i never recieved ....
now they call me like 10 or more times a day with various 347- numbers .. they are indie i think ... and say there police working on a federal case about my delequent payday loan .... they know my last four digits of my social and where i work .... and say im getting fired ... and my credit will be bad .... the latest number they have ben calling me with is 347-673-0005
im not shure if they have my whole social .. they just tell me the last four numbers and my name  and where i work ..... this is crazy ... these people ben in operation for years and the us cant shut em down ..
jb
jb
2011-06-06 20:46:39
Unknown
keep geting call from  this # and i called back i am geting please enter your PIN.
_
_
2011-06-06 20:46:39
Unknown
Just got a call from them 9 in the morning on peaceful Sunday.  Have no idea where they got my # from.
ag
ag
2011-06-06 20:46:39
Unknown
keep getting call from this 3
Just A Regular Guy
Just A Regular Guy
2010-12-30 01:17:38
Unknown
This is an international Gateway number. My mother who lives in Canada (I live in NY) called me from her regular home phone and this number showed up. Somehow her call got routed through this number, so depending on who's on the other end, it could be a scam or your mother!
ANNOYED
ANNOYED
2010-12-29 17:40:23
Unknown
this guy uses 2 cellphone numbers....876-416-8941 which registered as kingston, jamaica &
347-607-3005 which registered as a NYC cellphone.. the guy with a jamaican accent called 3x and asked how old i was and asked if i had an i.d. - - - He started to flirt ..PERVERT SCAMMER!
CrazyyJ
CrazyyJ
2010-12-29 04:54:06
Unknown
i got a call today also and when I called back, it has for pin..
John
John
2010-12-24 19:01:09
Unknown
347-607-3005 - My experience is a bit different from most people's with this number. It's the number that shows up on my caller ID when my parents call me from Switzerland, using a calling card. It does NOT ask me for a pin code, though. Hoping this helps...
shin
shin
2010-12-23 02:36:21
Unknown
This number is a calling card access number.  The person who is calling most likely places a call from outside of the United States.  I know so as I received a phone call from illegal Taiwanese hostess whom I know currently in Taiwan.  As the original number of the caller doesn't show up, it's comes handy for crooks but the number itself merely proves that the call is placed using cheap phone cards.
Alex
Alex
2010-12-10 22:04:43
Unknown
Got call 5:22 AM (!!!) and heard conversation of man and woman on German (!!!). Probably (my guess) - this number - access number for calling card.
NY
NY
2010-12-10 20:51:55
Unknown
Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

? filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim?s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims? relatives, friends, and employers.

Some fraudsters have instructed victims to fax a statement agreeing to pay a certain amount, on a specific date, via a pre-paid Visa card. The statement further declares the victim will never dispute the debt.

If you receive these calls, do not follow the caller?s instructions. Rather, you should:

Notify your banking institutions.
Contact the three major credit bureaus and request an alert be put on your file.
Contact your local law enforcement agencies if you feel you are in immediate danger.
File a complaint at www.IC3.gov.
Tips to avoid becoming a victim of this scam:

Never give your Social Security number?or personal information of any kind?over the telephone or online unless you initiate the contact.
Be suspicious of any e-mail with urgent requests for personal financial information. The e-mail may include upsetting or exciting but false statements to get you to react immediately.
Avoid filling out forms in e-mail messages that request personal information.
Ensure that your browser is up-to-date and security patches have been applied.
Check your bank, credit, and debit card statements regularly to make sure that there are no unauthorized transactions. If anything looks suspicious, contact your bank and all card issuers.
When you contact companies, use numbers provided on the back of cards or statements

http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710

For at least the last four years, possibly longer, a group has been calling former payday loan applicants advising them that they have defrauded a bank and are now being sued for non-payment of a loan.  The callers will claim to be calling on behalf of an attorney's office (name varies), the Dept. of Law and Investigation, ACS, or other similar combinations below:

United Legal Processing Division
Midline Marketing
Crime Monitoring Services
Monetary Crime Division
U.S. National Bank
Attorney General?s Office (usually in California)
American Legal Services
Affidavit Consolidation Services (ACS)

You will be threatened with arrest, a costly trial and possibly worse.  In no shape, way or form can you be arrested for non-payment on a consumer debt.  Do not believe these threats, as they are without merit and cannot be carried out in the manner they allege.  

Who are they?

In the past when pressed by law enforcement for an address, the callers have provided the following information:

David Morgan and Associates
Morgan & Associates
Morgan Associates
954-727-8481
1155 Northwest 85th Street
Wintergarden, Florida  33150
(Address is likely invalid)

The collector's MO matches a once legit collections agency called Ellis Crosby & Associates.  Here are some links on them:

http://www.budhibbs.com/collectorpages/ellis_crosby_and_associates.htm
http://www.budhibbs.com/collectorpages/EllisCrosbyJudgment.pdf

They have been previously fined over $1.3 million for various violations.  They have been known to use phone banks in India to make their calls, which more or less coincides with the difficult to understand accent many of us detect when we are contacted.  

The last time this group went by any "official" name was back in 2008:

Ellis Crosby & Associates / Douglas & Morgan Associates
4494 Southside Boulevard Suite #200
Jacksonville Florida 32216
Phone:  800-928-3536 / (904) 928-3536
(Address is likely invalid)

There are NUMEROUS consumer alerts out against this group of individuals:

Florida:
http://jacksonville.com/tu-online/stories/061107/met_176207561.shtml

Kansas:  
http://www.consumeraffairs.com/news04/2010/01/ks_debt_collection.html

Colorado:  
http://www.coloradoattorneygeneral.gov/press/ ... lls_likely_orig

Rhode Island:  
http://www.collectionscreditrisk.com/news/rho ... -3002135-1.html

West Virginia:
http://www.wvago.gov/internetloanscam.cfm

Missouri:
On July 15th, 2010 a Public Awareness Bulletin was sent out by Missouri Information Analysis Center.  

"..received reports from individuals in Ohio and Illinois reference suspicious telephone calls they received. In both instances, the callers are reporting that a voicemail is received from a man, with a Middle Eastern accent, identifying himself as an officer working with the Financial Crimes Unit.  The message indicates that the reason for the call concerns a loan made by the receiver or someone in the receiver's family. The voicemail requests that a return call be made and a telephone number is provided. When a return call is made, the caller is asked to provide personal identifying information such as their date of birth and social security number.

Reports indicate that the calls are frequent and persistent and that they even threaten arrest or legal action if information or money is not provided. It appears that the individuals making these calls may have access to some records connecting individuals and their relatives.  Missouri does not have a Financial Crimes Unit and all indications are that this is a fictitious agency. If you receive a similar phone call, please be advised that it is a scam and please contact your local law enforcement agency or the Missouri Information Analysis Center at 866-362-6422."

Bottom line:

Do not supply the callers with any additional information.  Inform them you have reported them to law enforcement and hang up.  If you haven't already, go ahead and report the calls to local law enforcement, your state's Attorney General and beyond.  Look up the local Secret Service branch's information in your area and get in contact with an agent there.  

If you ever applied for a cash advance online, your information is out there.  
Possible sources for the breach of your privacy are:

* The scammers obtained your information from Teletrack - a reporting agency used by many cash advance lenders to determine their risk lending to you.  The service is able to tell cash advance lenders if you have existing loans with other companies, for example.  Many state laws prohibit borrowers from having more than two cash advances out at the same time.

* The scammers created their own fake payday loan application site.  People looking for a cash advance went to the site and applied, thus freely providing the scammers with their information for malicious use at a later time.  

* The scammers were able to get into the database(s) of cash advance lenders - probable targets being Sonic Payday and Cashnet USA.  


How to protect yourself:

* Inform your employer.  You are likely getting calls at home and/or at work, so make sure your employer is aware the calls are part of a scam and to not take them seriously.  Advise the callers that they are no longer allowed to call you at work.  If they continue to call, document the date and time of the calls you received.  Save voice mails left if at all possible.  

* Change your number(s).  For some this may not be an option, for others a one-time number change can be done free of charge.

Be advised - any references you listed on your payday loan application will be contacted.  Let those people know that this is a scam, and they can disregard.

* Use Google Voice.  Google Voice is a great replacement voice mail system for just about any phone number you use.  Messages can be transcribed and voice mail recordings can be saved as mp3 files.  

Pro Tip - call the scammers with a Google Voice number before turning off your old phone numbers.  Make sure when you call you identify yourself so they can start up their script.  At any point after they have your information pulled up just hang up.  They will then start religiously calling your Google Voice number.  At this point, you are free to change your regular phone number(s) and enjoy not having these people ever call you again.  (And laugh at the fact these people are basically talking to a brick wall several times a day)

The scammers change their numbers frequently.  Law enforcement used to think it was because the callers ran out of minutes on their prepaid wireless accounts or they were shuttered due to fraud, but now they understand it's simply to evade detection by savvy consumers online.  With the proliferation of VoIP, it's even easier for the crooks to stay a couple of steps ahead of law enforcement.  Below is just a sampling of the 30+ numbers that have been used in recent memory.

1-201-244-7722
1-209-349-7382
1-209-797-2212
1-212-500-0839
1-213-256-0408
1-213-995-3039
1-281-763-0433
1-347-289-3902
1-347-844-6817
1-347-844-6831
1-424-354-4270
1-516-232-8905
1-516-232-8935
1-518-212-0219
1-561-300-8018
1-561-210-4185
1-626-200-4646
1-631-456-4041
1-646-274-1143
1-646-810-8635
1-650-241-4604
1-707-401-4056
1-707-633-2789
1-708-401-0535
1-716-442-2824
1-717-862-4080
1-718-705-8669
1-760-514-0132
1-760-563-5384
1-772-318-4938
1-850-201-1111
1-858-777-1977
1-859-908-2281
1-866-860-4509
1-877-226-7488
1-888-706-7463
1-888-771-9249
1-888-785-4479
1-909-327-4870

So can they really do anything to you?

It's not a simple yes or no answer.  Logic dictates that, if they really wanted to take you for a ride and drain your bank accounts, they already would have.  

So, why haven't they?  

Authorization.  

Why do you think you are being called so much?  Perhaps it is because they like the sound of your voice?  No, they have to have your authorization to take any form of payment from you, period.  The callers know their audience, and that audience is typically a bunch of people that have applied for payday loans in the past.  Most of those people they call couldn't afford an attorney if they wanted one, and are so used to receiving collections calls that so long as they sound like a real collector, they will likely be perceived as one.

Furthermore, they don't even really want to talk to your attorney - that just sounds official and scary enough.  A real attorney would take the callers to task and write them off as two-bit con artists.  The callers need you, in writing, to authorize payment against the fictitious debt they claim you owe.  Go ahead, ask them for proof you owe the debt - more commonly known as verification of debt.  See what they say.  A phone authorization carries very little weight, so if they have something signed by you on file, you are done for - and the callers know that.  That authorization is the only thing these callers are doing by the book, and for good reason.  If they just went all willy nilly and made an ACH debit from your checking account, without your written approval, you could in turn report the transaction as fraudulent to your financial institution.  In about 7-10 business days, you would get the funds returned to your account.  Then the scammers would be up against a bank and their team of lawyers and investigators.  

Bottom line:

If you haven't paid the callers a dime, don't.  If you planned on paying them to shut them up, just don't.  Remember - you are not being contacted by a legally licensed, ethically owned and operated collector.  Read up on the FDCPA - http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf - and know your rights.

http://800notes.com/Phone.aspx/1-646-274-1143/3
n
n
2010-12-10 19:34:03
Unknown
347-607-3005, turned out to be an International Calling Card used by a friend. I only knew bc my friend emailed me saying they were trying to call.  so was not so shaddy and explains why the number asks for a pin code.
n
n
2010-12-10 18:44:38
Unknown
12/10/2010  got 5 calls from 347-607-3005 between 9am-2pm.  No message, no voice when i picked up once, no voicemail left. Definitely shady!
NYC Complainer
NYC Complainer
2010-12-09 17:52:53
Unknown
this # called a girl @ my job,  gave a SS # and her home information said that she opened a loan, knew where she worked and that they were going to assign her to an attorney and that they were charging her with 3 criminal accounts Theft - Fraud - Violation of something and that if she didnt call them back by 4PM they were going to come and pick her up at the workplace tomorrow morning @ 10AM

his name was Shaun Wood and he was a Sr Attorney and that she should call him back at 510-936-8179 - Shaun Wood sounded like a guy from west india.
grrrrrrr!
grrrrrrr!
2010-11-18 15:12:46
Unknown
grrrrrrr! I see from my caller id that I rcvd a call fr this # @ 9:28 am. No message. Very scary to read the above statements from folks that've actually answered this call. I make a point of not answering unless I recognize the name or number + let everything else go to voicemail.

I'm going to look into that phone mentioned above that blocks calls (when they get a call that doesn't answer or allow call backs).
JNYC
JNYC
2010-11-09 22:30:56
Unknown
BEWARE This number keeps calling home line - leaves no message - when you call back it asks for pin number. I assume they are looking for bank pin numbers: then use your name, address, phone number and try the pin number you enter in hopes it is a bank pin number to then access account.
elisa1222
elisa1222
2010-11-08 18:36:07
Unknown
scam number
BTDT
BTDT
2010-11-05 01:42:29
Unknown
Do not give out information to jusrt anyone who asks for it.  Find out what firm they are with, then call that firm and check to see exactly who or where they are.    Never acknowledge the debt.  It's always "alleged debt".  You should never say  "I can't pay the debt" that is an affirmation of the debt.  Best to say "I am financially insolvent"  over and over if necessary.  Just stop communicating!  Mail a "cease and desist" letter, certified mail, return receipt and tell them to stop communicating with you regarding the alleged debt, except to acknowledge receipt of the "cease and desist" letter.  There are sample letters on the internet, Google it.

As for assigning you an attorney---BS.  If they did, it would be one of their own who would not work for you and charge unreasonable fees.  

If you are being sued you must be notified and they have to prove you were notified.  If you should be sued, you must respond to the summons or subpoena or lose by default.  If, big if, the statute of limitations apply you must respond to the court and specifically state the SOL has past.  You might want to use a lawyer.  No response, or attendance,  to a court summons about debt?  You lose by default, no show!

Not to worry, most collection agencies will not sue since they know your financial situation and lawsuits cost them money.  Now, if they know you have considerable funds in bank accounts, etc. and are capable of actually paying a legitimate debt, not past the statute of limitations, and they have legal grounds and a chance of recovering the debt, plus legal fees, they might actually sue.

Some collection agencies actually try to intimidate and mention the fact they have a judgement against you.  A few actually pretend to be legal firms andresort to fraud and forgery by creating phony court documents with all kinds of stamps, signatures, etc.  If you ever get one, call the court and verify it--if the court does not have it, mention the people who did the forging, etc. And offer to send a copy of the forged documents.  The court will go after them, big time.

Remember, you can not be sent to jail or prison for debt--unless the debt was incurred by fraudulent means, even then jail would not be for the debt, it would be for financial fraud.
unknown
unknown
2010-10-28 01:35:04
Debt Collector
OMGGG I got the same call around 7:30 pm saying I was being sued for something and that they wanted to assign me to an attorney. They had a very strong accent like west indie. Its like they look up your history becuz they said I applied to a loan and never paid it back. I did apply to a short loan but i never received any transaction. He then transferred me to another office asked for my social. He then said someone will be coming to my house on Monday. I'm so scared I dont know what to do. I should of did some research before I said my info.
DS
DS
2010-10-26 17:30:40
Unknown
This guy is calling me without stop (October 26, 2010).  He has two numbers:  659 066 4820 and 347 607 3005.  I have recorded his messages, but I can't understand a word he says.  How can I help stop this?
LAMET
LAMET
2010-10-22 18:34:10
Unknown
Important information YOU must read to protect YOURSELF from debt collectors and their ILLEGAL/Questionable tactics
http://800notes.com/forum/ta-1dfc387cc01e03d/ ... illegal-tactics

Why it is SO IMPORTANT to at least CONSULT with an attorney
http://www.collectorsexposed.com/forum/index.php?/topic/3391-why-we-say-get-a-lawyer/

These links are to attorneys for those being scammed www.naca.net or www.consumerjustice.com/consumer/searchattorneys.aspx
Doreen
Doreen
2010-10-22 18:23:55
Unknown
I bought these really inexpensive panasonic phones that Block calls!! When i get a call that doen't answer or dosen't allow call backs i press block & thats the end of them :)
Metropolitan
Metropolitan
2010-10-15 19:08:57
Unknown
When I answered,  a man with foreign accent asked for me by my nickname which has no connection to my real name.  He asked if I wanted to further my education. I said "yes," then he said I could be eligible for a grant.  I asked the name of his company, he said "Future Education."  I asked where they were, he replied "Florida.  Told him I was not interested and to remove my number from his calling list. He said "OK" and hung-up.
Ken
Ken
2010-10-15 18:56:36
Debt Collector
They keep calling my work phone and harassing me that I owe them money. I do not.  They won't leave there name or where they are calling from or send me any info as to how and what I owe.  SCAM SCAM SCAM.
212alltheway
212alltheway
2010-10-13 20:31:39
Unknown
Just got a call on my vonage home phone. Used to be in Manhattan but now we're in a different city. When I saw 347, I thought it might be a New York friend so I picked up and said hello right away. There was that weird pause, so I knew it was a telemarketer. I simply remained silent as they obviously did not click-in in time to have heard me say hello, (so lazy). I just let them hang around while I heard the ambient noise of their "office". They hung up without saying anything.
I will go to Vonage and block this number. It's the quickest and easiest way to dispense of scum like this. As temting as blowing an air horn into the phone might be, I think it's illegal, so just block the number and go on with your fabulous life while they toil away in a musty basement in Eastern Europe somewhere. We already win :)
Jackie
Jackie
2010-10-08 14:17:59
Unknown
Got message on my voice mail.  Female who knows my name, but I could not hear anything else she said.  Called the number, but recording asked for a Pin number.   Bottom line is......the economy sucks....the scammers are just lazy, scum-of-the earth, blood-suckers, looking to sit on their fat a***s, and make easy money!!  They need to get with the program.....this is America....nothing, NOTHING comes easy!!
jjm
jjm
2010-10-06 22:36:03
Telemarketer
they call saying they were from a gas company
zxbeer
zxbeer
2010-10-05 23:20:34
Unknown
Have any of  you ordered off of Ebay? I ordered screen protectors and the reply to this user came with this number....



Our Phone Number is 347-298-0183 If you need any assistance at all Monday-Friday
11AM-4PM Eastern Time. Remember We Are Closed On Weekends.

We hope you enjoy your purchase. Your payment has been received for the following
item:


I wonder if this is how they are getting our info.
TL
TL
2010-10-05 21:00:36
Unknown
I got a call from this number on Oct 5, 2010 at around 4:58pm. the caller called a few times and each time said "hello" and then hung up. After four calls I just stopped picking up.
SKK
SKK
2010-09-30 02:49:04
Unknown
I got a call from this number too today @ 10.38 am .. disgusting people did not leave a message. Thanks for this alert .. I will watch out for them in future !
1-317-707-5014 1-714-202-3185 1-717-547-5751
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