These jokers have called me telling me I borrowed money back in March 2009 and threatened me called my son and his girlfriend and said they were coming to her house to "f__ck her up. What kind of business is this. I've told them I have my bank statement to prove I've never had any kind of loan from them. What do I do to report them and who do I report them to?

I got a call from them today at work!  People all around me as I talked to this man "Danny Dawn" saying I owe them money from a small loan.  He said I was going to be arrested, too, on Monday.  I am worried now because I just gave them my bank account number to get them off my back.  He wouldn't give me paperwork until I gave him my bank account info.  Man I'm stupid.  I was scheptical and called back and talked to another man named "James Wilson".  SAME MAN I SWEAR!!!  I was very upset but he said don't cry or be upset and he would wait until I calmed down.  

First, I couldn't understand what "they" were saying.  Second, they didn't anser the phone saying they were from ACS...just hello...third, I am stupid.

I have been tormented by these people. Last year I paid them $1200.00. I thought it was a debt
I forgot to pay, and this was on the level.  They threatened to take me to court the next day, file
the papers. Then almost a year later I fell in again an paid them. They have called me again. They
want tell me who I owe.  They just keep threats coming.  I have called some places to see if I
owe anything like this. There is nothing.  How do you stop this??? This one company told me
that it was a scam.  If you google their Phone# they show unlisted or unknown. If they are a
legal Co. They should send you a letter in the mail and not fail to tell you who you owe.  They
are really sly at evading questions. I would like to know who they are and how to stop them.

These people are scammers. You should file a report with the police ASAP. They have alot of personal info about you and can screw up your life by overtaking your ID. The best thing to do is not pay them and if you have change your bank account or they will run it dry. If someone won't tell you who you owe the debt to or won't send information beware its a SCAM!!!

They keep calling me also.  I would like to know who these people are.  You are right when you say they evade your questions.  Somehow they got my information online.  They have called my references which is an invasion of your privacy.  I told them in no uncertain terms to please stop calling me and I threatened that I reported them to the Better Business Bureau and complaint against that number on the Do Not Call List.Gov't.  They are a bunch of Scammers!!!

I actually am an attorney and receieved a call from this number today threatening suit on behalf of someone that I don't even know who defaulted on a loan or something.  I immediately called back and spoke with the individual who left the message.  I identified myself and told him that I had no idea who this woman was and that he should not call me again.  He put me on hold and then blasted music in my ear!  I called back from my private cell number that he actually had an used and no one answered, then a mchine that didn't take messages!  There must be a federal authority that this can be reported to!

I just got a call from them. Same person changed his name 3 times. I have a lawyer representing me for several pay day loans and all were told to cease and desist. Wish I COULD get ahold of them so I could sue them for contacting me!

347-697-1422 IS A SCAM COLLECTOR !!!!

i just recieved a call from these people, on my caller id it only read 0000000000 but in the message he recited 3476971422. he said that someone faulted on a loan and i would be responsible for paying it or there would be legal punishments. He had a very thick indian accent

I got a call from this number saying that they are attorney's and that i was going to be sued, and they are to come and arrest me and I will lose my job.  I need to give them 5000.00 us dollars and they called my references and throatened them and asking for money as well.

I have recieved the following helpful information and wanted to pass it along:

The Federal Trade Commission (FTC), the nation?s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you. The more ludicrous a debt collection call seems - the more likely that it may be fraud or a scam.

A few of our clients have received calls from companies, such as The Department of Crime Prevention, U.S. National Bank, Affidavit Collection Services (ACS), Federal Investigation Bureau and United Legal Processing, who claim to be collecting payment on behalf of their lenders.  Many of these fraudulent companies acquire personal information through the internet and use fear based tactics and false threats to force people to pay them.  It is important to know that you cannot be arrested or taken to jail for not paying your payday loans.

Some of the clues to know that these calls are not legit are as follows:
The representatives speak with very thick Indian accents.
The representatives speak very broken English.
The call comes from untraceable phone numbers (000 for example)
Refuse to provide pertinent information about their company.
Refuse to provide a statement confirming your loan or information about the loan.
The Loan is probably one you don't ever remember getting.
They will call obsessively and well beyond the point of harassment at your home or your work.

Nothing that they say is true.  They will claim that you will go to jail, that they will come to arrest you at your work or your home, and other such viscious nonsense if you do not pay them money by a certain time.  If what they say seems really outrageous and exceptionally scary - chances are they are the scam company.  A lot of times you'll hear the foreign accent with a very "normal" name like John Smith or Michael Jordan and there will be many voices in the background like they are calling from a call center.

Under no circumstances should you provide these companies with your payment information.

If you are suspicious about a call you receive do not hesitate to request the companies information and a statement confirming your loan.  All companies running a legitimate operation will not hesitate to provide you with their information and a statement confirming your loan.

You may be asking what we can do to stop these calls.  Unfortunately, the answer is basically nothing.  We have called these numbers many times for our clients and it has not stopped the calls. They are just trying to steal money from you and they will not stop until they get you to give in.

The best advice that I can give you regarding that is you talk to the person on the phone and just tell them that you know they are a fraud company, they will not get any money from you, that you are recording this conversation and will use anything that they say against them so they might as well stop calling you.  This has been going on for months and the callers are calling from India - there is nothing that the FBI can even do to stop it.  What I've discovered from talking to clients who interact with these people is that, if they know they are getting to you, they'll continue to call you.  Most clients who speak calmly to them and just tell them that they won't be giving them any money have had the calls decrease or stop completely.

Below are some articles related to these scams. This is especially helpful to share with your supervisors at work if these calls begin to happen on the job.

http://abcnews.go.com/Business/story?id=5621205&page=1
http://www.wvago.gov/internetloanscam.cfm
http://www.thepittsburghchannel.com/call4action/17285785/detail.html
http://www.consumeraffairs.com/news04/2010/01/ks_debt_collection.html

This is so scary as others have described they have all my information, now I never verify any information I just try to get as much out of them as I can, what I can understand that is. I have filed complaints with the Federal Trade Commission as suggested, I tried to do the BBB, but only have the number and was unable to file a claim online.

What can we do in order to protect ourselves, how was personal information released to these overseas companies/individuals? A lot of times when the call the only thing that comes up on my caller ID is 00000000000 its only if they leave a voice mail that they will tell me to call back 347-697-1422 and threaten me what will happen if I don?t call back.

Does anyone have any other helpful information?

As indicated in my previous posts and ALL THE CONSUMER warnings - they ARE NOT IN THE US.

So it makes it harder - but not impossible to track them down

Contact the ARMY as well and let them these crooks have been calling.


Next time the call - tell them YOU KNOW THEY ARE A SCAM and payday loans cannot be approved for military personnel and thier families..

I just got a call from this number said his name was Jeff Adams he threatting me said i would have my bank account frozen and dept card he is also calling my job WHY CANT ANY ONE PUT A STOP ON THESE GUYS

I got a call from "Dennis Peterson",(YEAH RIGHT, not with that accent) who stated I owed money from a payday loan..I told him he could have the number to my lawyer.  He asked what type of lawyer, I told him my bankruptcy lawyer.... he told me I was going to need a criminal lawyer to get out of this.
I asked for his phone number and called him back... He changed names twice and was such an idiot, I couldn't help but laugh at him.  He didn't have much to say after I made fun of him.  He didn't like being called a pinhead.

Yep they just called me too and said my hubby had a payday loan in Nov of 2009- Hmmm my hubby is in the Army and is in Iraq.  So I called the police and made a report since they had all his info and mine and my bank info.

PROTECT YOURSELF!  IMPORTANT INFORMATION YOU MUST READ ? HOW THE SCAM WORKS AND WHAT AGENCIES TO REPORT THEM TO

LONG RUNNING AND KNOWN SCAM ? ALL OVER INTERNET AND NEWS FOR  2 YEARS NOW


Fake Debt Collectors ? Terrorizing Consumers
http://abcnews.go.com/Business/story?id=5621205&page=1

MORE ON FAKE DEBT COLLECTORS
http://www.wvago.gov/internetloanscam.cfm
http://800notes.com/Phone.aspx/1-904-425-9141
http://www.thepittsburghchannel.com/call4action/17285785/detail.html
http://www.800helpfla.com/newsletter/2008/092008.html
http://www.consumeraffairs.com/news04/2010/01/ks_debt_collection.html  
http://consumeraffairs.com/news04/2010/07/video_bill_collector_scam.html  WITH VIDEO!  
http://consumeraffairs.com/news04/2010/09/fdic_debt_collector_scam.html  9/7/2010 -NEWEST CONSUMER ALERT ?SCAMMERS NOW CLAIMING TO BE WITH FDIC

If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):
1.    The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.
2.    Alert the FBI at https://tips.fbi.gov Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement or lawyers, officers of the court or bankers, be sure to include that information in your report.
3.    File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.
4.    File a complaint your state's attorney general, the contact information for whom is at www.wvago.gov
5.    File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en
If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a small sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:


http://800notes.com/Phone.aspx/1-888-771-9249   Scammer posting here as GARY and GARRY JONES
http://800notes.com/Phone.aspx/1-866-860-4509   Scammer posting here as Mike Henderson
http://800notes.com/Phone.aspx/1-212-500-0839   Scammer posting here as Ricky
http://800notes.com/Phone.aspx/1-201-244-7722   Scammer posting as Carole, David Brown and Amanda
http://800notes.com/Phone.aspx/1-626-200-4646   Scammer false postings at this new number as silshan kanniue and Tina ? preparing a new number to use.
http://800notes.com/Phone.aspx/1-424-354-4270   Scammer false postings as Rose
http://800notes.com/Phone.aspx/1-888-785-4479   Scammer posting as Robert
http://800notes.com/Phone.aspx/1-909-327-4870   Scammer false postings as Marry
http://800notes.com/Phone.aspx/1-646-274-1143   Scammer false postings as Karen Miller, Chichi and Tom Little
http://800notes.com/Phone.aspx/1-561-300-8018   Scammer false postings as Marco Polo and Covenant
http://800notes.com/Phone.aspx/1-877-226-7488   Scammer false postings as SAM, David S
http://800notes.com/Phone.aspx/1-888-706-7463   Scammer false postings as George
http://800notes.com/Phone.aspx/1-209-349-7382   Scammer false postings as Towanda Robinson, Shannon Walsh, Jack Dawson and Cynthia
http://800notes.com/Phone.aspx/1-760-514-0132   scammer false postings as Suzy01, Johanna Hall, Cindie McMellon, Michael Dublin, Mark Williams, Carol and Rio   (800notes removed some of the scammers posts because the all came from the SAME IP ADDRESS)
http://800notes.com/Phone.aspx/1-209-797-2212   scammer false posting as Jaison Connar
http://800notes.com/Phone.aspx/1-707-401-4056   Scammer false posting as John Carner, KSR
http://800notes.com/Phone.aspx/1-650-241-4604   Scammer false postings as jhon and Kevin
http://800notes.com/Phone.aspx/1-708-401-0535   Scammer false posting here as JHON
http://800notes.com/Phone.aspx/1-518-212-0219  Scammer false posting as Prince Christian, Arpit
http://800notes.com/Phone.aspx/1-718-705-8669  Scammer false postings as Alicia
http://800notes.com/Phone.aspx/1-707-633-2789  Scammer false postings as Rojer, Minni, Rhone, Smith, Lisa Jack, Julie, Sean, and Carol. ? preparing a new number to use to steal money
http://800notes.com/Phone.aspx/1-205-294-6271  Scammer false posting as Thomas Jhonson
http://800notes.com/Phone.aspx/1-661-263-4011  Scammer false posting ?ILLEGALLY claiming to be an attorney Charles F Robinson
http://800notes.com/Phone.aspx/1-321-684-4117  Scammer false posing as Harry Patt
http://800notes.com/Phone.aspx/1-518-565-0306  Scammer false posting as Wellvishers
http://800notes.com/Phone.aspx/1-678-791-4673  Scammer false posting as Sherrie Ann and Elvine Buris
http://800notes.com/Phone.aspx/1-305-390-0607  Scammer false posting as James and Mark
http://800notes.com/Phone.aspx/1-209-349-3112  Scammer false posting as Roger Brown. David Macrow and Andrew
http://800notes.com/Phone.aspx/1-646-360-1702 Scammer false posting as STATE LEGAL DEPARTMENT
http://800notes.com/Phone.aspx/1-850-254-8883  Scammer false posting as Stella
http://800notes.com/Phone.aspx/1-347-875-8165  Scammer false posting as Lisa L Johnson, Mark Taylor
http://800notes.com/Phone.aspx/1-310-872-2861  Scammer false posting as Jim, Keith
http://800notes.com/Phone.aspx/1-760-582-0311 Scammer false posting as Alex Morrison
http://800notes.com/Phone.aspx/1-817-393-0246 Scammer false posting as Mark Smith
http://800notes.com/Phone.aspx/1-678-619-1686 Scammer false posting as Beckham, Beckh, BECK and MOCK and MINDY
http://800notes.com/Phone.aspx/1-352-653-1302 Scammer false posting as Christy and ANNA 2 times, KAT V DON, SANDRA JR, PAUL WRIGHT ALEX SCOTT DR Kim preparing a new number to use in their unsuccessful scam ?
http://800notes.com/Phone.aspx/1-646-770-2937 Scammer false posting as officer

Scam alert: Bogus debt collectors
By Leslie McFadden ? Bankrate.com
Monday, Aug. 3
Posted 2 p.m.
Bankrate reporter Leslie McFadden contributed this entry.
This scam isn't technically about credit cards, but it is scary enough to post a warning. The Better Business Bureau issued an alert today saying consumers across the country are getting phone calls from bogus debt collectors claiming default on a payday loan. Of course, the consumer needs to pay a large fee to avoid arrest -- as much as $1,000.
The caller poses as a lawyer, and may threaten extradition to face trial if the consumer doesn't pay up immediately.
What makes these calls alarming -- and perhaps convincing -- is that the perpetrators reference the consumer's personal information, such as the person's Social Security number, driver's license number, previous bank account numbers, home address -- even personal references.
"The amount of information they have is really troubling," says BBB spokeswoman Alison Southwick. She adds that the amount of data points to a possible security breach.
Spread the word to your friends and family: Don't give out personal or financial information to an unknown caller. Scammers can spoof Caller ID to display different numbers, so trust your instincts over technology.
The BBB offers these tips:
?    Ask the debt collector to provide official documentation which substantiates the debt.
?    Do not provide or confirm any bank account, credit card or other personal information over the phone until you have confirmed the legitimacy of the call.
?    File a complaint with the Federal Trade Commission online if the caller is abusive, uses threats or otherwise violates federal telemarketing laws or the Fair Debt Collection Practices Act.
?    File a complaint with the Better Business Bureau online if you believe a debt collector is trying to scam you.

so i just call the police and make a report? because my husband keeps getting calls from them saying he owes money!!!

3476971422 IS A SCAM
247-697-1422 IS A SCAM

WHAT A FLIPPIN MORON THIS GUY IS!!!

I called back the number and just hit the 5 button to blast out his ear. did it three times to him and then he put on his voicemail.  called 5 minutes later and he accidentally picked up.  laughing with his weirdo buddies.  what an IDIOT!!!

just received a call from him today. everything you're all saying he said to me.  you can file a complaint with his number to the FTC.
https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

His name also was James Wilson

I started getting calls from this guy 2 days ago trying to collect on an old online loan debt. He had all of my info including address and ssn. When i was trying to work out a deal on making the payment i owed , he would not allow me to arrange payments my way(without giving my acc. info.). When i refused to give him my info he started yelling at me. He called me 3 times yesterday, I did not answer. I decided to google the number and that is when I saw all the scam reports.

yeah, i just got the call and asked the same questions but when i told him i wasn't going to give him my credit card information he got really mad. no offence but what indian from india is named james wilson. i knew this was a scam because i was on line looking it up while he was giving me this whole speel

Same thing happened to me they even called my references, am going to call the Police on this matter.

got  call  from   james  wilson  saying i  took  out  a  loan  with  cash net. .NEVER  done  any  loans  threw  this   company.  HIS  reply  was  then  i will  send  police  after  you.

The officer and I agreed it was separate.  The guy that sounded Indian or Arab when he was calling from NY he said i'll send this to our agency in CA - California.  Then he decided to call my significant other and ask him to verify my information.  He told the guy 2 things business don't like to hear then the guy didn't know what to say.  The only other thing the guy said was "we'll press criminal charges".  The officer said that that is illegal if it is not on your credit report and you know all your bills are paid not to worry about it.  I tried to block the number and called my carrier for my cell phone and they merged with another carrier so one carrier has it but their partner or company that merged.  The merging company doesn't have the programs to "block" numbers completely but I can still "restrict it".  So we will see what happens.  Anyone have any ideas?

What a co-incidence I just got a call with a similar scenario if not probably even the same one.  It is supposedly a lending agency such as lending tree or whoever.  i had an officer come over.  he called the guy that left a number along with the voicemail and wouldn't even give the officer his real name! He got a kick out of it of the guy who called switching back and forth between 2 names.  He knows he can't laugh but he told me he got a kick out of the guy.  He said it sounds like a scam.  The thing that got me was the guy from wherever, had the last for digits of my SSN and all the letters and correct digits that you would see on your state id or drivers license AND MY FIRST AND LAST NAME! I was like wtf?! I almost thought it was linked to something else that occurred less than a year ago when one of my creditors "fraud department" called me.  I asked them what the scoop was and they asked if i made some large purchase (international purchase - Europe) for almost a $1,000.00 USD.  I said no.  I hadn't been to Europe in 8 or 9 years.

If you get a call from them it is a SCAM!!! File a police report. They have all the info they need already to take over your ID.