I have been getting calls, have changed my number and am still being harassed about a payday loan that I inquired about online but never received. The payday people called me and told me it is better to take out a bigger amount because i was automatically approved for $9000.00.  They tried to talk me into taking out at least $3000.00 but when they told me that I would have to send them $300.00 first to get the $3000.00, I knew immediately that it was a scam and told them no thank you, I don't need the money that bad.  I never called or inquired about another loan, soon after my email inbox has been filled with hundreds of 'You're Approved" emails that I did not open.  Many of the emails also say direct deposit pending.  I never received any money from these crooks.  Now they call me about 10 times a day threatening me with criminal charges and arrest.  They described their company to as BFF, The Bureau of Financial Fraud.  What can I do to get them to stop harassing me.  They are also calling everyone I know and threatening them as well, phone numbers they should never even have. They have all of my info as well. Please help!

I got a call today on my BF's phone from a "Jonathan"- who was Indian, saying the exact same BS! Come on, who do these people think they are!

I recieved a phone call today from 347-637-6450 threatning me about some payday loan that I have never even taken out ,demanding money and that I would have too come to California to court if I didn"t pay some Indian accent they said they deposited money into my bank account 6/2010 and I knew that was not true ,these people are crazy!!.. Advice please help anybody

i dont know how they got my work number but it sounded like a bunch of people from india.  they called me at work harassing me.  apparently, if you have have ever gotten money or borrowed money from cashnet or cash money places they seem to get 3rd party information, which of course ends up being me.  they try to tell you that you have not paid your bill and get this they even had my ssn number.  i just happened to be on line tonight because i could not find the company online, i used they reversed number and got this website.  i have learned a lesson do not borrow money from quick cash places!  they told me i had several reports against me dealing with my checking account and repeated me account number and ssn.

Could u please let me know how to file a complaint w/ the FBI I have also been recieving the same kind of calls they have called my job and my cell phone numerous times leaving me very nasty voicemails. They are doing the same thing to my mom HELP IM ANNOYED

i receaved a call from an india soundong man that sound i was going to lose my job and be arrested he told me to call 430-342-0251 i did and i get all lines are busy,,what is this s**t,,

I received a call from State Financial Investigations.......call back number of 430-342-0251.   Caller's name was Sean Marsh.......very thick Indian accent......message left on my answering machine sounded like he was in a warehouse there was so much echo.      Stating that a friend of mine was being investigated for forgery.   I needed to call back as soon as possible or have the friend call.
They have a nasty attitude on the phone when leaving the message.........very hard to understand.
Bunch of BS.     This is the 2 or 3rd time I have received this type of scam call this year.
I will be reporting the number to the Attorney General's office and the FBI as others have stated.
This has to stop.     Most people are aware of this being a scam.......but anyone possible older, naive, or easily scared by these BS tactics could be in for a loss of alot of $$ and their personal information.
THEY NEED TO BE STOPPED!!!!!!!!!!!!!!!!!

I received a call from 2 different companies this week State Financial Investigations and Cyber Crime. They both scared the heck out of me, especially State. Both of them had all my info plus my bosses work number. When they called my boss today she was not happy and I could lose my job if the calls don't stop. I filed a complaint wth my state attorney general's office and will file one with the FBI. If anyone knows what else I can do please respond.

I am requesting that anyone who has been harrassed please make a complaint with the FBI. I have already submitted my complaint to them. We need to stop these crooks.

I and my wife received threatening calls from State Financial Investigations also. We were left four messages. We were told to call the number back. We have not received any money from the company mentioned. We were told that we were to be in California on the 31st. We are supposed to be subpeonaed today. We were suppose to receive a loan approximately four months before we had ever opened our bank account. I am sending communications to the FBI to see if there is anything that can be done.

I also receive a phone call from someone stating that they are state financial investigation and they have all my information stating that I also have gotten a loan and that I have closed my checking account and I never paid the money back. I know thats that a lie stop calling me and lying about the allegations....

this number called my husband at work twice today..i called back and it was what sounded like a group of chinese people and i could hardly understand him
who is this?  anyone know?

A "foreign" speaking gentleman named "John" called me on my cell phone.  I took his number down to find out who they were... and because I hung up before he could finish... he called back leaving a very RUDE message stating that I had better call them back because I was involved in "criminal activity" and that I must call them back ASAP @ 360-633-0102.  He only identified himself as "John" would not give me who he was with.  How do these people get away with calling and harrassing the crap out of you like that???

I too have been contact by foreigners, Indian-sounding people who claimed I had 3 federal charges against me. I was supposed to have received a loan which I did not pay back. I had inquired about a payday-type loan online. NEVER AGAIN! I am supposedly being charged with obtaining loans fraudulantly online. I never went through with any of it as I was skeptical of the validity and security. Sadly, I was correct, but my information was already out there, including ssn and bank account number.
I never went through with any of the inquiries, so I never received any money. I will verify all this with my bank in the morning, and find out what needs to be done to stop this financial terrorist tactic from this State Financial Investigation company.

i too received a call, plus a voicemail on my BOSSES phone threatening her and myself with charges against us for a payday loan that i never paid back. He was clearly a mideaster that I could NOT understand very well but he gave his name when i asked as Harry Parker with State Financial Investigations. He ordered me to pay 1395.00 or be sued for 4000.00 for a OLD payday loan of only 300.00 that i regret doing and was unable to payback due to losing my job.

I got a call from this number that said i owed for a payday loan and that if i dint pay it back that i would be arrested for check deception and forgery when i looked up the address he gave me it was to a state bulding in wasinton these people are clearly trying to rip us of they were from india and i could hardly understand them

I'm getting calls too!

I get called almost everyday from this company of course on the caller ID it shows out of area he said to call back 443-221-4540 and that i will be arrested and that they are coming for me..He demanded to speak to my boss and I said I am the boss... He called me 4 times today! I gave the info to my atty and I wish that there was a way for us AMERICANS to not have to deal with this!

So I got a call from ... well from a person who couldn't speak English very well. I didn't catch his name but he called me from 975-166-3675 asking if I knew so and so, well it was my mom but I didn't catch that he knew that info. He was from "State Financial Investigation" and saying that there was an investigation on her ssn. He ask that I have her call him back at 443-221-4534. But I don't think that she will be getting this information due to this being a scam.

So who actually find this free-loaders and make them pay?

i receaved a call from an india soundong man that sound i was going to lose my job and be arrested he told me to call 430-342-0251 i did and i get all lines are busy,,what is this s***,,

Payday2go is not associated with them, they are a suspected criminal front. I am from payday2go (online loan company) I keep on receiving lots of call complaining about this fraud collectors and callers experienced harassment and asking them immediate payment and they are verbally threatening consumers by using nefarious fraud tactics (like threatening jail time). I even check our database but the callers don't have existing account with us, they are just using our company name to collect money. please visit our website at www.payday2go.com
If you received call from them and claiming that they are calling on behalf of payday2go. Please don't believe them and report it to us at (866)742-0413. It's just a scam call from a suspected location ( India ) which is using different company name and call out number almost everyday. They are using specific U.S.A telephone number which their gateway for their calls from a remote location, that's the reasonwhy the number that is appearing to our caller ID still a U.S number.

 One of the caller told me who have advance knowledge in computer that they have his IP Address (Internet Protocol). If one person have that important personal information, that scambugs can hacked your computer and can review your browsing history and that might be the reason why they have your information because you provided it online and also our company name and website since you access also our website. If that's really the reason where they get your personal information then I would advice everyone not to access your Bank Account information online for they might review it also. You can ask for an IT person to change your IP address for your security.

If would like your debt verified, or if you can provide any additional information about TNT Telemarketing, please call us at 866-742-0413 and ask for "Ryan" in our collections department. 866-742-0413 is the only valid phone number for PayDay2Go. No other phone number should be used when contacting PayDay2Go.

PayDay2Go takes your privacy very seriously. In a vast majority of these cases, the consumers being contacted never applied with PayDay2Go. We are committed to bringing those responsible to justice.

Sincerely,

Management

PayDay2Go

PayDay2Go is a registered trademark. Any fraudulent use of this name will be prosecuted to the fullest extent allowable by law. Any violation under trademark law is a federal offense.

they are not the scamers....they help u to b out of the legal mess.....they are investigators and i have alreay resolved one of the matters..u need to work wid them........one guy named adam smith helped me 2 b out and now i m out of the legal mess and they ill be helping u in their best manner...trust them,,faith thm...........

I have recieved many many phone calls both at work and at home. I asked over and over for them NOT to call me at work. Each request was of course ignored. Adam Smith is a very rude man and very precistant. This has been a very scary situation for me and I thank every one who wrote in for there help and reasurance about this scam.

From: http://800notes.com/Phone.aspx/1-949-528-2406

It's a scam. And all their threats are false and illegal. ABC News and the West Virginia Attorney General have warned consumers about this scam; here are the links:

http://abcnews.go.com/Business/story?id=5621205&page=1
http://www.wvago.gov/internetloanscam.cfm

This is a very active group of scammers, many of whom are calling from India (and probably other countries) and are in cahoots with a group of American pay day loan scammers. They attempt to extort money from consumers with a myriad of false and illegal threats, and alternately pose as debt collectors, federal and state law enforcement officers, lawyers and bankers. Their trademark is to use meaningless legalese gobblygook phrases like "We are downloading warrants against you" or "We are filing an affidavit against you." Another trademark phrase is to threaten the consumer with something like this ridiculous phrase: "If you don't pay then only God can help you."

Typical of many financial scams of this variety, they usually demand payment via Western Union or MoneyGram or credit card. They use any number of phony names such as US National Bank, Federal Investigation Bureau, US Legal Investigation Bureau, Legal Affidavit, Hopkins Law Office, United Legal Processing, Morgan Associates, United Pay Services, National Processing, White Collar Crime Unit and many more.  These criminals also use many phone numbers from many area codes; they're probably using caller-id spoofing software and/or VoIP to disguise their real location.

The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, or demanding your lawyer's name so they can sue you, it is ALWAYS a scam. No debt collector (let alone criminals posing as debt collectors) has the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing.) And since these foreign dirtbags routinely impersonate law enforcement, it's also important to remember that American law enforcement officers aren't in the business of debt collection.  (Debt is a civil, not a criminal, matter.)

The bottom line is, these are criminals trying to steal your money.

A consumer posting a complaint about these same scammers at http://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is associated with an India-based "outsourcing" telephone bank.  Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.

This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass/Ellis Crosby & Assoc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (Read http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 ) There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.

Here's the contact information for the phone bank in India:

IntellisOurzE BPO
701, Sapphier, Nr. Cargo Motors,
C.G. Road Navrangpura,
Ahmedabad - 9. (Guj.) INDIA.
E-Mail: info@intellisourze.com
Website: www.intellisourze.com

A check on the domain name "intellisourze.com" shows that the website and name registration was created on May 8, just one month *after* the Crosby scams were shut down in Florida:

Domain Name: INTELLISOURZE.COM
Registrant:  Pragra Infratech Pvt. Limited.
Email:  ankur.ranpariya@pragra.com  
908, Aksaht Tower, Nr. ICICI Bank
Opp. Rajpath Club, S.G. Highway
Ahmedabad, Gujarat, India 380054
Tel. +91.7926871353
Creation Date: 08-May-2008
Expiration Date: 08-May-2009
Domain servers in listed order: ns5.znetindia.com ns4.znetindia.com
(Source: http://whois.domaintools.com/intellisourze.com )

Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.

This is conjecture, but appearances suggest that Crosby and company were originally running a two-pronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.

If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):

1) The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.

2) Alert the FBI at https://tips.fbi.gov  Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement or lawyers, officers of the court or bankers, be sure to include that information in your report.

3) File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.

4) File a complaint your state's attorney general, the contact information for whom is at www.naag.org

5) File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a small sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:

http://800notes.com/Phone.aspx/1-925-262-1327
http://800notes.com/Phone.aspx/1-678-954-6346
http://800notes.com/Phone.aspx/1-888-341-4004
http://800notes.com/Phone.aspx/1-856-831-0640
http://800notes.com/Phone.aspx/1-949-743-1140
http://800notes.com/Phone.aspx/1-410-505-8128
http://800notes.com/Phone.aspx/1-917-464-2534
http://800notes.com/Phone.aspx/1-210-858-6602
http://800notes.com/Phone.aspx/1-888-775-2121
http://800notes.com/Phone.aspx/1-949-743-1156
http://800notes.com/Phone.aspx/1-214-245-1402
http://800notes.com/Phone.aspx/1-214-245-0922
http://800notes.com/Phone.aspx/1-214-723-5572
http://800notes.com/Phone.aspx/1-904-425-2863
http://800notes.com/Phone.aspx/1-718-831-7157
http://800notes.com/Phone.aspx/1-904-425-2857
http://800notes.com/Phone.aspx/1-858-244-0444
http://800notes.com/Phone.aspx/1-954-678-9724
http://800notes.com/Phone.aspx/1-610-571-3252
http://800notes.com/Phone.aspx/1-310-909-8245
http://800notes.com/Phone.aspx/1-321-221-0018
http://800notes.com/Phone.aspx/1-408-404-1520
http://800notes.com/Phone.aspx/1-901-328-9342
http://800notes.com/Phone.aspx/1-908-244-2001
http://800notes.com/Phone.aspx/1-030-333-9747
http://800notes.com/Phone.aspx/1-703-574-5307
http://800notes.com/Phone.aspx/1-904-239-3953
http://800notes.com/Phone.aspx/1-214-269-8550
http://800notes.com/Phone.aspx/1-203-672-2113
http://800notes.com/Phone.aspx/1-360-633-0102

This number called me and stated his name was Harry Parker and he had a VERY strong mideastern accent that i could barely understand. He threatened me with a lawsuit due to him saying he worked for a lawfirm. He even called my workplace and threatened to sue my boss. He is trying to solicit 1395.00 from me.

Terry I have been receiving calls from this number as well.  It is a fraud and scam!

This number called today and left a threatening message.  When we called them back, they disconnected us multiple times.