I have been receiving calls all day on my cell phone and work phone saying I owe money to Cash Advance America and if I didnt pay them I would be sent to court and possibly jail.  I am so scared!  He said that Cash Advance America has tried to contact me through email numerous times....I do not delete ANY of my emails and I have not found anything from Cash Advance America, even in my JUNK mail.  I was told to call 360-930-3395 to resolve this issue, so I did, and when I asked for Cash Advance America's phone number so I could speak with them, he gave me 813-319-2654...which apparently is the SAME companys phone number!  They are just trying to give us the run around so we end up paying!  First they said I took out a loan for $300 and refused to pay.  So I will be tried in court for Theft by Deception and Fraud.  With all of the loan fees I was to pay $1057, I do not have that kind of money just laying around so he said if I didnt pay TODAY the fee would go up to $5000!!  But, being the nice guy that he was, he transfered me to MY state collection representative to work out a deal...If I could pay, $529 today and $529 by the end of the month, and send a fax to them with my info apologizing for the missed payments, they wouldnt forward my info on to proceed with their lawsuit.  So, me being suspicious person that I am, I typed in these phone numbers and found all of your comments...Thank you so much!  You just saved me $1000!  I was so scared!  I didnt want to go to Court...Jail....
Thanks again for your posts!

yeah the same thing just happen to my mom .she called the police and her bank and the attorney general  for our state .they all told her to just hang up if they call back .they wanted her to pay them  by putting the money on a wal mart debit card hahaha ,they told her they are working for a law office but would not give the name if this office i hope they call back i want to have a crack at them on the old phone hahahaha...good luck everone ...

Hello Everyone,

 This is Mike,We understand your concern where you are coming from.give us your number and your mailing address with your file number so that we can send you each & every documentation which you are looking for.

 Getting call plenty of times in couple of minutes,Yes why? Because its very panicky if a person is taking a loan & not paying back moreover blaming the loan company cant even resist, if you guys are so sure that you haven't taken any loan,why you all are afraid to deal this in Legal way.

With Regards,

Mike

I reporting this company as a froud company it seems as thought they are calling from out of the country. They keep callin my work any one have any suggestions on how to handle this I dont owe these people any money.

This number has been calling ME and my bro in law.  I had been searching for a payday loan, but took out only one and that has been paid back(I have documentation). So it seems this is from one of the companie that I applied for but DID NOT get a loan from!  They are calling my bro in law cuz I work for him cleaning part time... saying they are from washington (dc??) and that he is an officer from the fraud unit and that I am involved in a fraud case.  All they want from him is to talk to ME.  When someone calls me with no id, I don't answer.  Once or twice I actually talked to the guy... foreign, possibly chineae or japanese? I'm not sure.. but definitely not American. I denied owing any money to them, and asked for something to be mailed to me.  THey must have my mailing address if they have my phone number.... but they never send anything by US mail or email... just the hararassing calls! grrrrr

the sad thing is they are calling my job harassing my co workers

May 23, 2010 - My sister started getting these 3 days ago.  They're calling her cell, her son, and her work numbers.  Same story as the one above.  Even if she doesn't answer, they call repeatedly non-stop.  I'm reporting them to Clark Howard to see how he can advise her.  It seems that they may have gotten her information by hacking into the database of Old Navy, where she worked part time a few years ago.  She's putting fraud alerts onto her credit bureau files.  They all have generic-American sounding names (Mike, Gary, etc) with heavy foreign accents.  So far she's tracked over 20 different phone numbers that they're using within these few days.  She nailed them when they said that they had tried to withdraw the amount due from her Wells Fargo checking account in June 2009.  Her comeback was that she'd NEVER had a Wells Fargo account.  His response, after threats of heavy fines and imprisonment within 24 hours, was that "Only God can help you now."  Quite original, don't you think?  She also said that she's recording the call, and that didn't phase them.  Their whole spiel is intensely abusive...  "Do not lie to me...  Do not interrupt me... etc."  Does anyone have any idea of how to stop them from calling, since not answering doesn't stop their attempts

I am taking this up legally. We were used as a reference  for someone else.(without permission) After telling them not to call again because of how they upset my wife I informed them that my attorney would be in touch with them if they called again. They did and my attorney is going after them. Collection agencies have no right to harrass people. So whatever money they are out originally will now be much greater. Don't care If I get 10 dollars and my attorney gets 10,000 dollars. This number will pay for calling us again after being warned.

I have been getting the same type of calls for a few weeks.  The call comes in and on the caller ID shows a phone number from Toms River, NJ and the caller gives a return phone number that is in Dallas, TX.  Then another call is from CA but gives an 818 area code call back number.  One of the names they chose to use was Jack Dawson. Isn't that the character on Titanic?  You request a supervisor, you are put on hold and the next person sounds identical to the one you just spoke to.  They will tell you they are from a Department of Law and Investigation in Washington, in the State of America.  Not the United States of America.  Get it right people!  Even when I had my kids answer the phone, the reps are rude and even used foul language at them.  The callers will reference themselves as "officers".  Please do not be fooled into giving these creeps any of your hard earned money!

you need to stop MIKE! you are being investigated as we speak; by FEDERAL authorities

this is a fraudulent company and i have contacted authorities who are investigating them. let me tell you i have never in all my years encountered such an ignorant way of collecting money.

this is a scam i contacted police and there tracking number do not give in to these people if you owed anybody money or have any judgements on you your local law enforcement would have that information and they would contact you by serving papers on you so dont let these ignort people fool you

these guys are indian and been harrassing me for months, they'll even call my cell and it'll show the FBI headquarter number but it's not the FBI, than I got a number on my caller ID which showed my relatives number and it was them, they left a harrasing message too. Let me tell you, don't give any money and if they call, just cal them a camel-jockey...play it there way cuz that's what they want...and tell them to go back to there country, @*%*# terrorist, I hope your reading this!

A collection agency they aclled my friends and family.....I am calling an attorney regarding this harrassment.

They will NOT take u to court!!  I can promise u that!!  IT IS A SCAM!!!  Pls trust me on this!

They call my cell and work number.  I have asked many times for them to stop.  They keep treating me with jail, law suits and a lot more.  Please make them STOP>

Fake collectors called from out of country with bad broken English saying they are from the "Law investigation" said we owe $6000 he actually said "U.S. Dollars". Threatened to take my mother and my sister to jail and said the police will be  our way very soon unless we take care of the matter. also said that there is a good chance that if we pay now, the police could be already dispatched in route to pick them up. He very  calmly said that he would do everything he could to get them released as soon as possible. The number he called from was 052-797-777 , the number he has left on the voice mail was 360-930-3395, even though he called from  052-797-777

They continue to call non-stop, they talked to my boss, my friends and others. Their phone numbers, 360-930-3395 and 877-298-1990.

I am receiving calls from this number, threatening that they are about to file a claim against me on Monday, 5-24.  I told them they should not be calling me because I am in Bankruptcy and they are in violation of the Bankruptcy Law.  They need to call my Attorney and gave them his name and number.  I told them, DO NOT CALL ME ANYMORE, DO NOT CALL ANY OF MY FAMILY, AND DO NOT CALL MY JOB.  They even called my Family in Illinois about a month ago, asking for information.  If they were legitimate, they would have all the information.  When I told them this, it was as if they were holding the phone away and making fun of what I was saying and laughing.  These people are a bunch of nuts but more so, this harrassement is terrible.  If I could get a hold to them, I would bring a law suit against them, in a hurry.  I am going to alert the local Police, the Sherriff Dept and who ever else that needs to be alerted about these Scam calls.  I see where others have had some of these calls from this same number.  I don't appreciate the calls and neither does my Family.  As far as the Job, I work for a big Corporation and I am turning this over to the Corporate Office and let them handle filing charges because the calls on my job are a definite NO, NO!

I want these calls to stop!  They are annoying and very frustrating.
Seems like somebody can stop them.

I wish I had looked this up when I got a call that scared me so bad at work today that I took off and I actually made this payment in the amount of 761.00!

I am so stupid I should have known better!  Because they threaten to arrest me and even said "The police will be coming to my job and locking me up in front of my kids!"  I am a school teacher!  Because I truly feared losing my job, I took off a few hours and went and got the pre-paid visa cards they requested and paid this amount!   They even gave a fake case number and everything!!!  I did not think to call the company because their threats seemed so real!

I have never been late knowingly so I just thought this was something that I forgot about and never paid.  When I asked questions they were just like "a warrant is being placed with the sheriff's department for your arrest" and "they are coming to your job today to take you into custody."  Scare tactics that worked on me!!!

I understand I might be not be able to get this money back but I will be reporting "Peter Black" who called from this number!!! DO NOT TALK WITH THEM....IT IS A SCAM!!!  I DID NOT OWE ANY MONEY TO ANYONE!  I AM REPORTING THEM TO EVERYONE THAT I CAN THINK OF!  

I have made contact with Walmart who has issued the pre-paid card and have asked them to investigate hopefully have them return my money.  I am on a mission to stop those scam artists!!!!    

Next time I know....all of them had foreign accents....with American names...ha!!!  That I alone should raise an eyebrow......but I have learned this lesson!!!

then the idiots leave their call back number and name!! haha!they're just asking for trouble!oh and one of them appears to be drunk!

yes! they are total scammers!!! don't pay attention to them , I received the same calls this week so I called my creditors and explained, well they warmed me about them, I have all my accounts in good standing and I have nothing to fear so from now on, I just don't answer the phone :) when they call you from a lawsuit, they tell you every piece of information you want, with these people they don't tell you anything just the amount you owe and then they tell you: God bless you, may God be in your side!!! hahaha!!

Yes this idiot called several times threatened  my Family. Was vulgar in their language. Yes, he as well used different names and voices to try to make us think it was more than one person. So if you get this call on your caller ID ( if you have one ) do not answer or give any information out. IT IS A SCAM !!!!!!
This person is a psychopath !

Yep this happened to my mom me and grandma, and he constantley called and gave three differnt names and said he was a officer and etc, then called and my husband answered my husband asked who it was and he said im her boyfriend, so yeah it is a fake dont beleive it

Received several calls at my work from these jokers..  they call leave message about having me arrested due to a lawsuit Complaint filed against me & My SS #.. thank goodness I saw these posts before I called back.. now I just ignore the calls and svae them on my voice mail as these ppl saw they officers

Yep I got a call today.  This the 2nd scam in two weeks for me.  I find the easiest thing to do is just not to pick up the phone.  If you do not recognize a number do not pick it up.  If you are not sure what is a scam or not contact a credible credit bureau to see if there is anything charged against your account.

this company is an spam company they charge 829.00 for loan name paymybill.com this payday company
is listed as an spam they all work togeher to rob poeple by useing there id to gain asst to flase informention
and say they are an law office and what they really are crooks that be  put in jail!!!!

Gentleman by the name of Matt Williams Called said it was time sensitive and if i did not call back, i would go to jail

PROTECT YOURSELF!  IMPORTANT INFORMATION YOU MUST READ ? HOW THE SCAM WORKS AND WHAT AGENCIES TO REPORT THEM TO
LONG RUNNING AND KNOWN SCAM ? ALL OVER INTERNET AND NEWS FOR ALMOST 2 YEARS NOW

Fake Debt Collectors ? Terrorizing Consumers

http://abcnews.go.com/Business/story?id=5621205&page=1


MORE ON FAKE DEBT COLLECTORS
http://800notes.com/Phone.aspx/1-904-425-9141
http://www.thepittsburghchannel.com/call4action/17285785/detail.html
http://www.800helpfla.com/newsletter/2008/092008.html

http://www.consumeraffairs.com/news04/2010/01/ks_debt_collection.html   latest release of information on this scam

http://www.wvago.gov/internetloanscam.cfm
Attorney General Darrell McGraw took the extraordinary step today of warning the public about a band of scam artists making threats to consumers who allegedly obtained Internet payday loans in West Virginia and across the nation. The consumers they threaten never obtained a loan at all or paid it off years ago.

Internet payday loans are short-term loans or cash advances, usually for 14 days, made over the Internet via interactive web sites and secured by an agreement authorizing debits of the loan and all fees owed from the consumer?s checking account. These loans typically charge interest rates ranging from 600-800 APR and are unlawful in West Virginia.

The scam artists, who speak English with a foreign accent, call themselves ?U.S. National Bank,? ?Federal Investigation Bureau,? ?United Legal Processing? and numerous other phony names. They refuse to disclose real names and addresses and are believed to be operating ?off the grid? from homes, automobiles, or from off shore locations or foreign countries, including India. Since the scammers have kept themselves purposely well hidden, thus far no law enforcement agencies have succeeded in locating or shutting them down.

The scammers typically pose as law enforcement officers, investigators, lawyers, and bankers and threaten consumers that they will be arrested for ?bank fraud? or other fictitious crimes unless money is wired immediately. They simultaneously scare and confuse consumers by using meaningless legalese gobbledygook phrases such as, ?We are downloading warrants against you? or ?We are filing an affidavit against you.? Consumers who don?t immediately fall for the scam are warned, ?Only God can help you now.?

The scammers almost always call consumers at work several times a day, and tell their supervisors, ?Your employee has committed fraud and is about to be arrested.? Such threats have proven unsettling even to the most savvy consumers and employers who suspect the calls are fraudulent.

Attorney General McGraw stated, ?Ordinarily my office protects consumers from fraudulent activities by seeking injunctions in court. But legal action cannot be taken until the scam artists can be located. Even then, it is unlikely that the persons behind the fraudulent calls and extortionist threats would obey a court order. In this case, the consumer?s best defense is to be armed with the knowledge of the scam so that all demands for money can be resisted, despite the false but scarey threats of arrest.?

McGraw added, ?Because the fraudsters make a special point of calling consumers repeatedly at work, employers must understand that the consumers are innocent victims of a criminal enterprise and cannot stop the calls from coming. I also wish to assure the citizens of West Virginia that my office will continue to do everything possible to locate and shut down the outlaw debt collectors.?

More information about this fraudulent debt collection scheme is available at the Attorney General?s website, www.wvago.gov/internetloanscam. Any consumers who have been threatened by these persons or wish to file a complaint about another consumer matter may do so by calling the Consumer Protection Hot Line, 1-800-368-8808, or by obtaining a complaint form from the Attorney General?s web site.

It's a debt collection scam. And all their threats are false and illegal.
This is a very active group of scammers, many of whom are calling from India (and probably other countries) and are in cahoots with a group of American pay day loan scammers. They attempt to extort money from consumers with a myriad of false and illegal threats, and alternately pose as debt collectors, federal and state law enforcement officers, lawyers and bankers. Their trademark is to use meaningless legalese gobblygook phrases like "We are downloading warrants against you" or "We are filing an affidavit against you." Another trademark phrase is to threaten the consumer with something like this ridiculous phrase: "If you don't pay then only God can help you."
Typical of many financial scams of this variety, they usually demand payment via Western Union or MoneyGram or credit card. They use any number of phony names such as US National Bank, Federal Investigation Bureau, US Legal Investigation Bureau, Hopkins Law Office, United Legal Processing, Morgan Associates, United Pay Services, National Processing, White Collar Crime Unit and many more.  These criminals also use many phone numbers from many area codes; they're probably using caller-id spoofing software and/or VoIP to disguise their real location.
The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, or demanding your lawyer's name so they can sue you, it is ALWAYS a scam. No debt collector (let alone criminals posing as debt collectors) has the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing.) And since these foreign dirtbags routinely impersonate law enforcement, it's also important to remember that American law enforcement officers aren't in the business of debt collection.  (Debt is a civil, not a criminal, matter.)
The bottom line is, these are criminals trying to steal your money.
A consumer posting a complaint about these same scammers at http://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is associated with an India-based "outsourcing" telephone bank.  Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.
This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass/Ellis Crosby & Assoc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (Read http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 ) There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.
Here's the contact information for the phone bank in India:
IntellisOurzE BPO
701, Sapphier, Nr. Cargo Motors,
C.G. Road Navrangpura,
Ahmedabad - 9. (Guj.) INDIA.
E-Mail: info@intellisourze.com
Website: www.intellisourze.com
A check on the domain name "intellisourze.com" shows that the website and name registration was created on May 8, just one month *after* the Crosby scams were shut down in Florida:
Domain Name: INTELLISOURZE.COM
Registrant:  Pragra Infratech Pvt. Limited.
Email:  ankur.ranpariya@pragra.com  
908, Aksaht Tower, Nr. ICICI Bank
Opp. Rajpath Club, S.G. Highway
Ahmedabad, Gujarat, India 380054
Tel. +91.7926871353
Creation Date: 08-May-2008
Expiration Date: 08-May-2009
Domain servers in listed order: ns5.znetindia.com ns4.znetindia.com
(Source: http://whois.domaintools.com/intellisourze.com )
Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.
This is conjecture, but appearances suggest that Crosby and company were originally running a two-pronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.

If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):
1.    The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.
2.    Alert the FBI at https://tips.fbi.gov Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement or lawyers, officers of the court or bankers, be sure to include that information in your report.
3.    File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.
4.    File a complaint your state's attorney general, the contact information for whom is at www.wvago.gov
5.    File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en
If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a small sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:

http://800notes.com/Phone.aspx/1-925-262-1327
http://800notes.com/Phone.aspx/1-678-954-6346
http://800notes.com/Phone.aspx/1-888-341-4004
http://800notes.com/Phone.aspx/1-856-831-0640
http://800notes.com/Phone.aspx/1-949-743-1140
http://800notes.com/Phone.aspx/1-410-505-8128
http://800notes.com/Phone.aspx/1-917-464-2534
http://800notes.com/Phone.aspx/1-210-858-6602
http://800notes.com/Phone.aspx/1-888-775-2121
http://800notes.com/Phone.aspx/1-949-743-1156
http://800notes.com/Phone.aspx/1-214-245-1402
http://800notes.com/Phone.aspx/1-214-245-0922
http://800notes.com/Phone.aspx/1-214-723-5572
http://800notes.com/Phone.aspx/1-904-425-2863
http://800notes.com/Phone.aspx/1-718-831-7157
http://800notes.com/Phone.aspx/1-904-425-2857
http://800notes.com/Phone.aspx/1-858-244-0444
http://800notes.com/Phone.aspx/1-954-678-9724
http://800notes.com/Phone.aspx/1-610-571-3252
http://800notes.com/Phone.aspx/1-310-909-8245
http://800notes.com/Phone.aspx/1-310-499-9983
http://800notes.com/Phone.aspx/1-888-771-9249   Scammer posting here as GARY and GARRY JONES
http://800notes.com/Phone.aspx/1-866-860-4509   Scammer posting here as Mike Henderson
http://800notes.com/Phone.aspx/1-212-500-0839   Scammer posting here as Ricky
http://800notes.com/Phone.aspx/1-201-244-7722   Scammer posting as Carole, David Brown and Amanda
http://800notes.com/Phone.aspx/1-626-200-4646   Scammer placing false postings at this new number as silshan kanniue and Tina ? preparing a new number to use.
http://800notes.com/Phone.aspx/1-424-354-4270   Scammer placing false postings as Rose
http://800notes.com/Phone.aspx/1-888-785-4479   Scammer posting as Robert
http://800notes.com/Phone.aspx/1-909-327-4870   Scammer placing false postings as Marry
http://800notes.com/Phone.aspx/1-646-274-1143   Scammer placing false postings as Karen Miller
http://800notes.com/Phone.aspx/1-561-300-8018   Scammer placing false postings as Marco Polo (real original)
http://800notes.com/Phone.aspx/1-877-226-7488   Scammer placing false postings as SAM, David S


Scam alert: Bogus debt collectors
By Leslie McFadden ? Bankrate.com
Monday, Aug. 3
Posted 2 p.m.
Bankrate reporter Leslie McFadden contributed this entry.
This scam isn't technically about credit cards, but it is scary enough to post a warning. The Better Business Bureau issued an alert today saying consumers across the country are getting phone calls from bogus debt collectors claiming default on a payday loan. Of course, the consumer needs to pay a large fee to avoid arrest -- as much as $1,000.
The caller poses as a lawyer, and may threaten extradition to face trial if the consumer doesn't pay up immediately.
What makes these calls alarming -- and perhaps convincing -- is that the perpetrators reference the consumer's personal information, such as the person's Social Security number, driver's license number, previous bank account numbers, home address -- even personal references.
"The amount of information they have is really troubling," says BBB spokeswoman Alison Southwick. She adds that the amount of data points to a possible security breach.
Spread the word to your friends and family: Don't give out personal or financial information to an unknown caller. Scammers can spoof Caller ID to display different numbers, so trust your instincts over technology.
The BBB offers these tips:
?    Ask the debt collector to provide official documentation which substantiates the debt.
?    Do not provide or confirm any bank account, credit card or other personal information over the phone until you have confirmed the legitimacy of the call.
?    File a complaint with the Federal Trade Commission online if the caller is abusive, uses threats or otherwise violates federal telemarketing laws or the Fair Debt Collection Practices Act.
?    File a complaint with the Better Business Bureau online if you believe a debt collector is trying to scam you.

These people have called me several times over the past few months.They start with something like"There's a lawsuit against your name or social security # for monies owed to this company.Validated with the company that my account was in good standing and this is a scam.They called me 7x today at work asking me for my attorney's name and that there is a major lawsuit against me etc.Claiming to be a debt collector from the Dispute Resolution Center.Also were able to tell me where I live and what my social security # is. On occasion they have even represented themselves as law enforcement officers from the Crime Prevention Division. Please make this stop