This company keeps calling asking for different people whom don't live here about 3 times a day.
You are wrong. There are only certain states that have specific rules about calling work. 48 of the 50 states allow to call a place of employment however, the consumer may request to never call again and that's when they are no longer allowed to call.
By submitting ur number to the Do Not Call list, won't help. Collection agencies are not telemarketers therefore, do not apply to them. Submit a cease and desist order in writing and by law, they are not allowed to contact you again unless it's an attorney advising you that they are going to proceed with legal.
4 yrs after the debt is created
The statute of limitations for a civil suit of this nature is 4 yrs. So, they cant sue you for the alleged debt. I don't know if they can still report it to your credit though.
Got a call from these people saying I have s lawsuit against me something about money laundry they said I three counts of criminal sachivity against and this is the first time I heard about it they called me at work
Getting calls all day and after 9 pm. Is this illegal?
They keep calling me and hanign up I am getting tired of this
This number keep calling my home number and haingup
They called looking for someone not connected with this phone number.
My teen daughter has a new cell phone & just this week started getting calls from this number.. we're assuming they have the wrong person..
I will talk to them the next time they call .. this is stupid !
cell phone co shouldn't recycle the numbers as often as they do !
Please do file reports with the FBI, your state attorney general and Department Of Justice,FTC & FCC..
Section 809 of the FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf requires 3rd-party debt collectors to give debtors written notice of debt (the key word is *shall*) :
"§ 809. Validation of debts
(a) Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing?
(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector;
(4) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector; and
(5) a statement that, upon the consumer?s written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor."
A Collection Agent May Not?
Here are the top 11 actions prohibited by the The Fair Debt Collection Practices Act:
Misrepresent Him or Herself
A debt collector may not misrepresent himself as an attorney or law enforcement officer.
Use the Telephone to Annoy or Harass
A collection agent may not cause a telephone to ring or engage any person in telephone conversation repeatedly or continuously with an intent to annoy, abuse, or harass anyone at the called number.
Threaten Arrest or Lawsuit
A collection agent may not threaten a consumer with arrest. It may not threaten legal action that is either not permitted or not actually contemplated. In other words, a the threat of a lawsuit may be an empty one.
Use Abusive or Threatening Language
A debt collector may no use abusive or profane language in the course of communication related to the debt.
Publish a Bad Debt List
Publishing the consumer?s name or address on a "bad debt" list is prohibited.
Contact By Embarrassing Media
A debt collector may not communicate with a consumer by post card. It may not use any language or symbol, other than the debt collector?s address, on any envelope when communicating with a consumer by use of the mails or by telegram. A debt collector may use its business name if such name does not indicate it is in the debt collection business.
Contact a Consumer at Work
A collection agent may not communicate with consumers at their place of employment after being told this is unacceptable or prohibited by the employer.
Seek Unjustifiable Amounts
A debt collector may not demand any amounts not permitted under an applicable contract or as provided under law.
Contact a Consumer Represented by an Attorney
A collection agent may not contact a consumer after it learns the consumer is represented by a lawyer.
Communicate With a Consumer After Receiving a Validation Request
If a consumer sends a written §1692g response within 30 days, the collection agent may not communicate with the consumer until it mails the consumer the requested verification of original creditor's name and address.
Communicate With Third Parties
A debt collector may not reveal or discuss the nature of a consumer?s debts with third parties other than the consumer?s spouse or attorney. A collection agent may contact neighbors or co-workers only to obtain location information. It may contact a third party again if it has reason to believe the information the party provided previously is false.
Bills.com FDCPA FAQ
Below are questions Bills.com readers ask frequently:
Can a Collection Agent Call My Cell Phone?
Yes. However, if you tell the debt collector it may not use that number because it is a cell phone, it may not contact you again at that number.
I Keep Receiving Dozens of Calls From Collection Agents. Is That Legal?
No. Unscrupulous collection agents will use "block parties" or "office parties" where they contact a consumer, multiple neighbors, or co-workers telling them they need to reach the consumer on an urgent matter. This is not permitted under the FDCPA.
A Collector Says I Will Be Arrested if I Do Not Pay
This was a true statement before the US Civil War, but has not been true since. People may be arrested if an aggressive judge files a bench warrant for a person who does not appear at a hearing relating to a lawsuit regarding a debt. However, in that case, the offense is the failure to respond to a court order, and not the existence of the debt. As stated above, it is illegal under the FDCPA to threaten a consumer with arrest if the consumer does not pay the debt.
MY teen daughter has only given her number to a few friends & she certainly has NO hospital bills :-) so what the heck ? phone calls from a collection agent ?
I think the next time I will answer it as Herbie's Donkey farm .. which Jack do you want to talk to ? LOL
The company is General Service Bureau and they are a medical collections company. They will call unrelentingly at all hours of the day if you do not tell them to stop calling. They never leave a message.
I keep getting calls from this number because I owe for medical bills. I answered once and spoke to a woman. I told her that I couldn't afford to pay all the amount she was asking for and that I couldn't afford to even make a payment at that time and she started yelling at me and told me that "I can't go to a hospital and not pay my bills!" I told her then next time I start having an anaphylactic attack ill just stay home and hung up on her. I haven't answer that number again.
Recived a call from this number 402 397 8855 and they said that they were trying to collect a det and when I asked who it was with thy told me that they didnt have to tell me that information and I said I wont answer there question untill I knew who they were trying to call for and they never gave any information and then hung up on me
I get calls from this number at least 2 to 3 times a week, no message ever is left and when I answer they hang up so now I refuse to answer the call but this is ridiculous. Not sure what they want or why they keep calling. I guess if it was important they would leave a message.
Hey are not allowed to call your business as it is deframation of character so I would report them
I GET THESE SAME CALLS AT LEAST 5 TIMES A DAY I LOOK AT CALLER ID DO NOT ANSWER UNLESS I KNOW THE # CALLING. THEY NEVER LEAVE A MESSAGE IT VERY ANNOYING AND ACTULLY HARRASSING
Keep getting a call from this place. The problem with debt collectors they are bottom feeders. Dave Ramsey refers to them as "scum of the earth". I have no idea if GSB is legitimate or not but considering what line of business they are in, they are not to be trusted.
this number called and left a voice mail saying "what up mang" really?
Received a call from 402-397-8855 with just a dial tone on answering machine. About 30 minutes later call from same number came in but all I heard was background rustling paper noises and heavy breathing. I looked up this number on WhitePages.com and it has a Red Warning box stating that this number has been reported as being "A High Spam Level" of calls! Beware.
It's 4 years after the last reported date on your credit report, or of last attempted contact. Once you speak to them, however, the statute of limitations starts all over.
Is that 4 years after the bill goes to collection or 4 years after treatment? Just wondering still being harassed bill was accrued in 2007
Totally tire of these people calling daily and then hanging up. Wouldn't bother me if they at least said hello and told me what they wanted!!!
Yes! They do it to me too... everyday at out business. They never say anything, just hang up. I hate it!!
This woman called very rude asking for my mom i said she wsnt here bu wr are you calling from shevrefused to say and hung up thy been doing it often
this number calls me at 10 pm on Sunday nights!! And multiple times throughout the day without leaving any messages.
I get calls from both 402-397-8855 & 800-247-8855 on a $240.00 hospital bill 4 to 5 times per day which I am paying on directly to the hospital. I do not owe General Service Bureau a thin red cent - they were not the treating facility or in the operating room that day, and I don't pay third party collections. I will continue to send the money to the hospital - which by the way has been happily accepting the $$ all along......