Why won't they send proof of the debt in the mail? Why do they degrade folks on the phone and pretend to be some sort of court official? If that in itself isn't a warning sign of a scam I don't know what is. Consumers are protected, and have rights. You sir, can phuck off.

Most people don't have outstanding debts that get these calls, and most collection companies pay their scumbag employees percentages so they do everything in their power including intimidating, lying, threatening, and degrading people to get a few bucks. Even if the debt is no longer valid or they have the wrong number, they don't care, if they find someone dumb enough to send them money, they get some of it.

The one that makes me laugh the most is when you request them to mail you the original debt information and such and they tell you they don't have the means to send or receive paper mail haha so dumb.

There is no $7M.  Charite Toure is trying to steal $2000 from youl

I had received a call from Nigeria of a lady who named Charité toure. She had told me that she love me and she want to send for $7M after she told to search $2000 for to get the document which can help me to get that money.

I was scamed the same way they called me around 3pm told that was going to be arrested the next day if i didnt pay 200.00 within the 2 hours they told me by 10am trhe next day the cops would be at my house they even calle from a private number telling me that it was the police station and that they a weird call saying that i needed to have warrant issued for me the following day she said it was weird so that she called the federal beureu to se to be  e if they were real and she tells me yes i was very scared didnt sleep so at 6am the next morning i called the police station asking them if they spoke to anybody about issueing me a warrant they toold me no.   They would not have called me to tell me that i was going to be arrested . These people told me that was going to have to stay in jail until court that i could not bond out thats what made me call the police station because i know for one you can bond out just at the time they were telling me this it scared me they even called me the next day acting like the police and i tols them that they were fraud thai talked to police and they hung up on me i tried calling back my number was blocked.

I received a call from hart lopez and associates, stating I owed them $$, and threating me... Is diffrent girls name and phone number from what you said, are you stating this company is a scam??!! Im really scared caused they read all my info.

I also have had calls from this company.From a Michelle White and a Ashley walker. They are a fraudulent company scamming people. I have contacted the Federal Trade Commission to file a complaint against them. There is already another company trying to collect on the same.debt just under Hart,Lopez and Associates.  Ph Number 812-200- 2276. Also using the name Mrs Walker and a Kelly White.

I have been receiving calls from this number sometimes as early as 5:45 AM on Saturday mornings.  They said it was so and so from the fraud and worthless check division of some company.  I do not use checks only for our mortgage payment and utility bills.  None of them have ever come back to me.  I filed a complaint today with I believe it was the FTC and then after I did that, I called the company back and advised them that I have filed an official complaint and they had better stop contacting me.  She asked me for my phone number (never asked for my name...just phone number) and she said that she would immediately remove my from the list.  That right there tells me this is a scam.  If she was trying to collect on a debt, she would have tried to have collected from me or said something to that effect.  I would recommend EVERYBODY on here to file a complaint.  If everyone on this site did that and flooded the FTC with this business, maybe they would look into them and shut them down.  Sick of the scams!

Voicemail message today from number 1-404-585-6961.  They informed me I had unpaid debt from 2009 and I would see jail or prison time if I did not pay by 3 oclock today.  Did some investigating and it's a GIANT SCAM!!!!Yes they have tid bits of information on you, but if you ask them for more detailed information, they misteriously will not be able to come up with it, and DON'T give it to them.  You have every right to say "do not call me again or I will take legal action".

This company called looking for my sibling and left a message on my VM like if i was her. i called to advise them that they just broke some privacy act laws by dishing out my siblings information on my VM. on the message left it states it was intended for xxx(siblings name) ive had the same phone number for 17 years and when i called they stated that the phone number was left as her first contact, which i know is a lie cause this is the first time anyone as contated me for my sibling. so after arguing with SANDRA WILLIAMS i asked to speak to her supervior which is SORIA RIVERA which she was just a bigger moron than the first one i spoke with. she hung up on me after i asked her managers name and that she would no remove my phone number from her call list.. i told her i would file harrassment charges again her company if they called me one more time. i called back and her boss supposedly answered RON JACKSON and he started asking me if my mother taught us anything.. i told him to not mess with me cause im the wrong person to mess with. i advised him if i recieved another phone call from his company i would make damn sure he would lose his EFFIN job. called him a dumb a** and hung up!

Got a call today from some guy from this number 404 585 6961 GOT TRANSFERRED TO some Lady she said are u aware of check u owe from Ace cash express. 1ST off they used my maiden name. I have been married for over 4 yrs now. Then I advised that lady I have had the same call from the same number last year already talked to ace cash express and there collection agencies. That debt had been paid off 5yrs ago. Advised the lady of that and she said advise ur employer u will be apprehended today for check fraud and got real nasty with me and hung up. I called her back and she said real nasty dont call my office this issue is done. Funny I called back and told them that I had studied law (which I have) they can not arrest you for fraud. The first process is court then u can be arrested and arrainged. And that I had contacted the FBI. The guy that answered was in shock and only words he can so is woh woh woh ok then. I want off on them I don't appreciate being treated like a dog when i only spoke the truth and when i asked for proof of debt that lady got ignorant and said cops are gonna aprhend me today. Please they couldnt even tell me what county i live in. THIS IS A SCAM!!!!! I LAUGHED HYSTERICALLY AFTER THAT CALL.

Lol. I know. I hate when I forget to put something in a message like the date, then it goes out and I couldn't fix it.  I never use the internet, so I'm always worried to sound as dumb as some of the people I read.

Those people are trying to reclaim money you stole.  They apply the money to the delinquent loan and clear the loan from the thief's record.  You "SCAMMED" the business for the money you took and did not repay.

The people that need to be "stopped" are the deadbeat losers who steal money from honest businesses by fraudulantly accepting money that they don't repay.

I also received about 10 calls today from a guy named investigator Reynolds saying I owed money on a bad check from a internet payday loan friom 2010 and said I had to pay 808.75 by the a certain time that day or a warrant would be issued. They said I could only pay by debit card or money gram I was actually fixing to send it until the money center at Wal-Mart told me no it was a scam go to the police department and report it,so I did I actually talked to 3 law enforcement agencies whom all instructed me not to send any money to these people that its a scam. These people told me I could dispute it after I made the payment to them, after I told them I didn't apply for any payday loans and they even said if I did dispute it i wouldn't get any of my money back and refused to send me anything verifying to me that I have this debt.

That doesn't add up --- Uh, duh not for 2012

I meant to put the year November in 2011 of course.  I know some wise a** will think I am even more stupid.  "That doesn't add up --- Uh, duh not for 2012.  You know how wise some people think they are.  Thanks.

I got a call from one of the investigators in November and just hung up on them.  I got pulled over speeding in December and was arrested on 2 counts of check fraud from a loan that I took out from Ace cash advance!  I bonded out, but got 3 mo. in St. Louis county jail in Clayton, 5 years probation, and was ordered to pay 2500.00 in restitution.  My  public defender said that due to the economy being total crap, these type of businesses who usually just took the loss, are taking people to court.   Figures this would happen to me.  This is the number I got a call from and don't know if the amount is the difference between what I've been reading and my experience, I'm just letting you know that in my case I didn't get off. I'm still looking into why I got arrested and a few others didn't.  So, if you got money from a cash advance and didn't pay, think twice and look into it alittle further than  a web site.

These numbers are from outsourced mediation agencies working with a nation wide database.  Consider that the accounts are probably accurate if they have the detailed information from a fraudulent purchase/check. You absolutely can be prosecuted for defrauding a business.  Usually they are electronic check signatures when you promise to pay a loan or take posession of rental property.  They are not a "scam". You "scammed" a business if you took money or merchandise without repaying the company.   Most likely they are trying to recoupe the stolen amount or an amount that would be considered acceptable  to cover the costs of the theft.  Once paid, the debt cleared and reported as such.

I have also recieved calls from this number from someone identifying himself as "investigator" with some inaudible name.  He informed me, as well, the he is from the Fraudulent Check Investigations Department and that there are pending warrants unless I respond IMMEDIATELY.  First, I have no outstanding checks anywhere with anyone.  I have overdraft protection on my accounts and if a check ever would be returned, the bank will cover the amount and then I would pay the bank fee. Second, if you issue a bad check to anyone, the vendor or recipient of the check will contact you, as well as the overdraft showing up on a bank statement (usually along with a fee).  The caller from this number leaves messages to sound like he has some type of magistrate's authority to issue a warrant.  If you DO write fraudlent checks and do not rectify them, you will be issued a summons to appear in court to make the situation right, usually involving the amount of check and court costs, If you fail to do so by the set amount of time, then possibly a warrant can be issued.  But, magistates issue the warrant and some type of law enforcement serves it.  They dont call your house with threatening calls 10 times a day.  That is illegal.  This is a monster scam.  Do not send money !!!!!!!  Fraudlent checks are handled in a courtroom, not over the phone.

DO NOT RESPOND TO THESE CALLS!!!  THEY ARE A SCAM.

THE LATEST CALLS ARE COMING FROM A JOHN THOMAS.

THE AUTHORITIES ARE AWARE OF THIS NUMBER.

DO NOT RESPOND UNDER ANY CIRCUMSTANCES.

My dad received a call yesterday from these guys saying I had 2 bad checks from 2007 and I would be charged with felony check fraud and theft by deception. I called the number back and a Tori Dickson told me I had 2 hours to come up with 885.00 or they would be sending me to the prosecutors office. She instructed me to go to a Walmart or a QVC pharmacy and wire the money.  These guys are scammers. Don't let them intimidate you.

These people have called my grandmother and mother in law repeatedly telling them that I will be arrested for check fraud. When I called to ask for proof of this supposed debt I am called names and hung up on. I contacted local law enforcement and there are no warrants in my name. This has to stop.

I got the same call today and I called back and asked the name of the company she said it was a law firm morgan & shapiro.  your right it is a violation.

I just got the same exact call!! Only they left that message on my voicemail! If I'm not mistaken, that's an FDCPA violation for a bill collector of any sort to leave info like that on a voicemail. Not to mention making threats that they legally could not do! And at no time did she ever mention what law office she is calling from.

I received a call from the same # and spoke with Thomas Stern, the # he called from is 404-585-6961 and the address he gave me is for The Law Group 191 Peachtree Street Atlanta, GA 30303. When I googled the # all of this came up and when I googled the address it is for a Virtual Office where you pay $99 per month to use the address, but work from home and have all of your correspondances routed to an unlisted PO Box. DON'T LET THESE PEOPLE INTIMIDATE YOU. I called my attorney as well and he told me not to give them a dime cause they will continue to take $$ from you and the debt will not be settled. Funny thing is this is a debt I filed bankruptcy on and I even called the company and they have it recorded that this was liquidated 3 years ago when I filed. I'll be honest I was $hitting bricks at 1st, but I just kept asking questions. Push them and I garauntee they will falter. Also there is an attorney in NC named Thomas Stern who is filing charges against this company for representing themselves under his name. Thank god for the internet!!!!!

A Tori Dickson called my husbands HR dept and told them they were issuing a warrant for his arrest if he didn't call them back today. He called and they were conviently close; he left a message with his contact number. (We will be changing his cell number shortly.) He called me after this cuz he wasnt sure what to do. I did some research and IT'S A SCAM!!!!! Do not fall for this!

I received a message on my home phone answering machine upon returning home last night. From a lady named Ava something from this exact number stating I had a payday loan from 2008 that has gone unpaid and must be paid today before they send it over to the prosecuting attorney and at that point I would be facing 1 to 3 tears in jail on a felony check fraud charge. This seemed a bit strange to me as she stated I would need to pay 1,200 dollars for returned check fees. I explained I had no money and she stated I could pay 100 dollars to keep them off my back for now. I explained I didn't have $100 dollars and she told me to come up with it by 4pm. Now seeing this website definitely keeps my mind at ease.... At 4pm I think I will call her back and let her know that I've reported them to the FBI.

I got the call today and one woman told me that I had a check from 2008 and that I needed to pay them 930.00 the check that was written for 300.00 cause it had been return from the bank about 5 times ,we all know that a bank will only process a check no more than three times so I told them that I would try to make arrangement to pay them she said no and I  had to have their money by 3pm I asked for the address she would not give me that info.Her name is Ms Dickson and Ms Freemon. THEY NEED TO BE STOP!!!!

its sounds like a scam