You might check and see if those interest rates are legal in your state.  Or if the company is licensed to do business in your state.   Or maybe go to a regular brick and mortar established bank in your area and see if you can renegotiate a loan to pay off your existing lender.  And get a long-term loan at a lower interest rate.  At the rate you're going, it seems to me you'll be in debt for years and the principle will hardly be paid down at all.

I took out a loan with Western Sky when I was in desperate need of some money.  The interest rate is 115% and for a 5000.00 loan they expect 35,000.00 in total repayment.  I have already paid in excess of 6,500.00.  They take advantage of people in dire need DO NOT DO BUSINESS with any of these loan sharks.

I think it's because Western Sky and CashCall were not legal in a lot of States, so the only way they can legally collect is if you sign with them.

I use these posts to find out who is harassing me then they go on the reject list. Its liberating! Very useful info about delbert thanks for the posts!

They are/were still calling because after they took over for CashCall, they wanted you to sign something to reauthorize the debt. It doesn't matter that you are on an automatic payment plan and you are not behind. The state official's office that I contacted suggested (not advised) that I do not sign anything reauthorizing the debt. Also, I didn't have to do that when CashCall took over for Western Sky.

Thank you for this information.

I receive multiple calls several times during the day from 8am until 8:59pm. My payment is on automatic draft and I do not have any outstanding late payments. They do not leave a message. I am tired of being harassed about this account. Gosh I would hate to imagine what extremes they would go to if I was actually late with a payment!

Dilbert Services aka CashCall aka Western Sky Loans.  Many states have successfully sued Western Sky for their business practices, and terminated further business in those states.  Some internet postings appear to indicate these are all the same company operating under the various names, and calls from them come from numerous states caller ID?s (likely spoofed).  In Oregon the State Atty Gen?l Office and the Consumer Protection Dept successfully sued them earlier this year, but even after paying back the requisite original amount received they continue to call constantly.  In my case these are logged by my phones and being reported to the Atty Gen?ls office for further actions.  Also upon first call received it was clear this collection attempt was disputed by me and they continue to call daily, multiple times.  I was advised that this may be in breach of Federal Law requiring them to send supporting documentation and contact me no further for 30 days.  These folks appear to be a class act that cannot understand English, have no respect for State laws, and now possibly Federal laws.  Log and report everything to your local officials if they too continue to hassle you after paying back the original amount received (which is what I was advised to do in Oregon at least).  I?d log and report all hang-ups, robo-calls, actual voice messages, everything with time/date stamp and originating number if you have it.  The more the state folks have to work with, hopefully the sooner these types will be eliminated.

"Another vendor"?! There are no other vendors.

Constantly call my phone, no answer when I pick up. Never any messages.
I've already made payment arrangements through another vendore because these guys were difficult.

nasty people