I got a call from a different number not stating who they were telling me that a complaint had been filed against me asking me had I been served with any papers.  Then I was instructed to call a "Mrs. Morgan" and given a bogus case number.  It was for an old credit card bill, over 10 years old.  "Mrs. Morgan" had no information on me whatsoever and started asking me personal questions.  I didn't answer.  Then she asked me about my husband.  Right then and there I knew this call had no merit because I'm not married and never have been.  If they truly had my information in front of them, they would've already known that.

An update to my terrible experience with Delanor Kemper thieves:  I had to close the account that they had taken more money from without my permission and had a voice mail today from "Mr West" stating I owed another payment and they had tried to process another payment today but it was declined. He warned in the message that it was imperative to call him today.  What thieves!!!

I was also a victim of this company's theft thru debit card.  They threatened me with bank fraud, etc. for a payday loan. Yelling all the time, talking over me when I tried to speak.  When I asked questions, I was told I was just stalling and the case would be listed as refusal to pay.  I had a balance owed of $300+ and I was told the fees added made a balance owed of more than $1000.  I was crying , scared and was told I had to give a payment at that time to stop action. I asked what would pay it out and was told $350 and I emphasized a one time settlement. Like a fool, I gave my card number but thought it was over.  The $350 was taken out the first week in July ( I am paid monthly disability soc sec) and this was very hard for me to give that much but as I said I thought that cleared the debt.   Well, I was shocked, dismayed  to see DK charged my debit card again the first of August.  I am torn to pieces b this. I called the card issuer and the rep said DK had also tried to process another $350 mid-July.  I have to close the account.  I called DK and this time I was yelling at the thieves.  Even thought they use different names, you can hear the same voice.  I was actually told that I still owe on this account.
Do not be tricked as I was. Please don't give your bank or card info because you will be robbed also. The way these crooks hooked me was by calling a friend and saying there is a problem with my social security and activity.  She called me and told me this.  Naturally, I had to find out.

They have done the same to me. They just took out 165.00 without my permission. This compmany is taking food out of my familys mouth. I made arrangemnts to make 4 payments almost 2 yrs ago and they never sent me a paid in full letter. Now there telling me I still owe them over 349.00. I am so fed up with these people I'm calling an attorney. They are not abiding by the FDCPA.

I got a call from Delanor & Kemp july '10 they said i owed on a bill they gave me the name of the credit card company that i owe, so i gave them my card to make a payment for 150$.i made sure to tell her this is only a 1x payment and she assured me it was and that she would call me next month to sigure out payment plan. she didnt call me in aug, sept or in oct. but when i looked at my bank statement i saw a withdrawl from them for another 150$ in oct. i called her and left numerous voice mails, no return calls, finally i got a hold of her and told her i did not authorize the transaction she said she would see what she could do she would have to talk to her bos who wasnt there and call me back next day. she didnt call and i figure, if i have a bill then ok ill let it go. never heard from that company again, not until june '11 in the first 2 weeks they withdrew 2 transactions 215$ each without my acknowlegment. i have been trying to get a hold of the lady that i spoke to and i have not been able to still to this day! ive left voice mails and no response, someone just so happend to answer her phone and i told her the situation and she told be they did not withdrawl any money, when clearly it says on my bank statement Delanor & Kemp! So IDK WTF is going on im beggining to think this is a scam, especailly since i didnt recieve any paperwork. UUUGGGH!

This number called and stated someone used my information fraudlently and I needed to call them back asap before I would get charges placed on me! The guys name was short blackman!

A person is calling from this # at a coworkers place of employment. It is to be stopped immediatly.

Legit collectors per section 809 of the FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf *must* tell you at initial contact, or send you paperwork within 5 days of initial contact, the following:
1. $amount of debt,
2. name of the current creditor (which may differ from the original creditor who might have sold your debt),
3. a statement that that debt will be assumed to be valid unless you dispute in writing within 30 days,
4. a statement that that if you do dispute in writing within 30 days, the collector must mail you written verification of the debt,
5. a statement that if you ask the collector in writing within 30 days, the collector must send you the name and address of the original creditor if it's different from the current creditor.
If you don't get the 5 disclosures, orally or in writing (you do not have to ask for it, the FDCPA requires it), treat the collector like you would any SCAMMER. Scammers are using bought/hacked loan application data to extort payments for fictitious debts from victims and victims' families and friends.
The FBI warns about payday loan extortion scams here http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710
The BBB has issued several alerts on this scam, just google "bbb.org alert phony debt collector"
Report to the Internet Crime Complaint Center http://www.ic3.gov/complaint/default.aspx , the Federal Communications Commission http://esupport.fcc.gov/complaints.htm , the Federal Trade Commission https://www.ftccomplaintassistant.gov/ and your state AG, as appropriate.

I received a call from these people because of a payday loan. I was more than willing to handle my balance and agreed to making payments within 2 months time. Ramon, was the person I had to deal with and he ran my debit card information without my concent TWICE. The first time I called to inform him that he took the money from my account with out my acknowledgement and that's not what I agreed to. He stated that our conversation was recorded; however that was not our agreement. The 3rd payment was due yesterday and I was unable to call. I tried to contact him today but he will not pick up my calls. I then checked my account and the third payment was taken from my account again!!! I voluntarily agreed to handle this and they took advantage of me. I know I had a responsibility to pay it off and I am finally at a place where I can. I will contact the BBB to inform them of their bad business practices and may even get a lawyer involved. They are criminals! People who are unable to pay back a payday loan may get into trouble however this company has no right taking the money from anyones account without permission.

I too recieved a call from this Collection Agancey about a payday loan that was not paid back and said that they are going to send me to court and arrested for Check Fraud for not paying the loan Back. It wasnt my fault i lost my Job and a single. Is this true? what happens if ipay them through this Company will they take more then agreed?

Received 2 calls from a "Sarah Simpson" and the first call made me think there was someone writing my checks.  I didn't call back because they weren't calling from my bank and there was nothing suspicious going on with my checking.  Then the second call was that there was a fradulent check complaint against me and started spouting off criminal penalites and state laws and blah blah blah.  I haven't even written a bad check.

My mother received a call from Delanor Kemper, the person's name was Mike Lee 678-500-8467. He told my mother that he was an investigator and he had a warrant for my arrest. My mother was at this point very worried and contacted me right away. I called Mr. Lee, in which I requested information about the company he works for, he refused to give me any information. I told him that I would be able to make a payment in January when I had money. I had a pay day loan and I no longer have a pay day as I was laid off from my job with the State because of budget cuts. I told Mr. Lee that I want to pay this debt but need information about the company. He then continued to tell me that I was going to go to jail and no payment arrangement would be accepted. I askd to speak with his manager or boss and he said that his boss is "God." I then said well there should be someone else that I can speak to, he said that there isn't, he was it. He told me that maybe I can find a job at the Court as I will be spending a lot of time there, he told me to have a nice life and hung up on me. I called back and told him that I need the name of his boss and that I did not appreciate him hanging up on me. He then said "oh you didn't appreciate me hanging up on you, then guess what." click, he hung up on me again. They did not want to accept any payment that I was offering. They claim that they need so much now to stop this from going to court in which the amount is totally out of my budget at this time. What do I do???

Watch Mr. Taylor he says alot of what the others say and it's true they are trying to charge me three times the amount that what i originally owed the payday loan. I understand that I owe and I don't have a probelem paying it back. But I would think they make good bonus on harrassment!!!!!!1

i just got a call from a man trying to sound very intimidating asking for my three year old when I did not make him any wiser and refused to take his number, he insisted that I tell my three year old that Nathaniel White called.  Nathaniel White is a serial killer.....if this company is legit then why the fake, horrible name.  Don't trust them!

I received a call from a julie benson and she gave me a claim number and said that I needed to contact them before legal action is taken.  After reading these comments I have never done a payday loan.  I looked up info on a couple of sites but never went though with it.  So i am not sure what she wants but when she calls back I will definately find out and keep nyou all updated.  I ran into this same problem last year when I actually went on these sites.  Are these freaking people crazy to think that I will just give them my hard earned money without proof?

Shut up you little Philippino con artist.

my husband recieved a phone call from a mr. Wright supposedly from this same company telling him that he owe money to a payday advance company and that they gave them his name and info. i told my husband that this was scam from the start. they also told him that the payday company was wanting to file a motion against him. so my husband (already having a criminal record,but is now on the right track) panics and sends them the amount of money they're asking never once do these guys clearly explain what his whole thing is all about he recieved another phone call this week from them saying he missed a payment and that he needs to pay or this supossedly motion is going to take action.  what should we do? continue to pay or get legal advice?

BTW the number they called me from is 678.500.8457

I received a call from this company about 2 months ago, in May. The Guy said that he needed a statement from me as they were beginning the litigation process and needed to have all docs in place. In a panic ( thinking about my 3 year old and other bills) I grabbed my debit card and agreed to the amount I owed, (389.00) and not a cent more. Anyhow we set up 3 payment dates. Final payment was June 5th. Till this day I have not received any sort of letter stating it has been paid. I pulled my credit report today and still it stands with no payments listed. I read a report earlier on another site where a woman said she had been waiting for 2 years now and its still not gone. She had "assumed" it was gone all this time, and pulled her report and seen it was there. I WILL be contacting these ppl after work today and telling them my mind. Ill further update u all.

I got a call from delanor kemp and they said I was gonna be arrested for check fraud told my husband the same thing I have contacted a lawyer and the ag dont give these guys any info people cant go to jail for owing money thats what my lawyer told me.

They called me and i paid them some of  the money, and know i am finding out all these thing did the they pull a scam on me.

They called me and i paid them some of  the money, and know i am finding out all this thing did the pull a scam on me.

I got a pay day loan back in 07 for a friemd, thinking the friend paid it back..i switched banks and closed out my account... Here came DKA calling me 12-20-2009. a Ms Washingto stating that if i didnt pay 856 $ then i would be spending Christmas w/o my family. i told her to clarify what she said, and she said i would be arrest for intentional check fraud. ... After i let her finish, i laid down the true laws OF COLLECTIONS and told her i work for a collection agnecy and i was going to slap her with a law suite. She hung up on me, now i recieved another call today from Ms Perdue is what she calls herself, saying the was a claim placed on her desk, that i need to act on it before it sent to attorneys to file against me in my state... I'm getting sick of these people!!!!!!!!!!!!!!!  So, to solve my problems, i'm hiring an attorney i have recoreded conversations, and voicemails. Wish me luck, BWT take all info down necessary about these VULTARS ! File against them, b/c we all know they are in violation. Also no one can garnish your wages for a debt, UNLESS it's a state, or federal debt. I.E, ( child support & defaulted school loans ) do not get over worked over Delanor Kemper & Assos soon they will be out of business.

I received acall from them stating i had a pay dayloan from 2007 and that if i did not pay them 650.00 today 3/30/2010 that he would release my file and have me arrested at home or work.I do not remember this loan and i tried to talk to him, and he said there was nothing else he could do.

This "company" called my number and my parents, over and over, when I called to ask who they were and why they were harassing me, the first lady was nice the second one called me "a crazy bi***" and so I told them that I would going to report them to the BBC, it is a scam.

I have received 2 calls form a company calling themselves American Legal Processing has been doing the same thing to me. They called the house the 1st time and left a message on my voice mail. This was on a Friday. Monday they called me at work. I actually got to speak to them at this point. It was a man with an Indian accent. I could not understand half of what he was saying. All I could understand was they had an affidavit for me. It was concering check fraud of some nature. I asked him to get someone on the phone I could understand. At that point someone else came to the phone. I could understand him a little better but not very much. He threatned to have me arrested at my work place over this "fraud". They had my email address and my SSN (which scares me). However, I advised them I wanted a copy of the affidavit. He told me I could not have it and they would show it to me when I was arrested.  I told him I wanted a number to call them back at and ofcourse they would not give it to me. Then the threats worsened. Advised me if I was on parole it would not be good for me. At this point I asked for his name again and he made several remarks about my mother and father. What is with these people, do they think every one is ignorant? My state law states that all payday loans are civil, NOT CRIMINAL. It really upsets me they called and made threats towards me. I am currently in the process of filing for Bankruptcy so all of them can kiss it. I have received a letter from this Delanore, Kemper and Associates so I look to be hearing some phone calls from them. Who knows it may even be the same one.

I don't know about ya'll I did six months jail time for this foolishness..
payday loans will get you in trouble.

Who said they were an investigator? Investigator,I never got that kinda call..

Look at your title collectors are criminals. You are a mad man.

In response to your message, to be honest I know who you are. You sound as if you were in a situation just as I was and you're angry.The woman I spoke to was nice to me and truth be told... payday loans are no joke. and if you are in the right state your wages ca be garnished... God bless