Hey Keith

i think ur harrassing everybody who reads this page with that long_behind post dawg!!!

can you stop the harassing calls at once

keith bradshasw...

Call the FBI, the Department of Homeland Security and your State Police. When they call back, tell them that you are aware they are running an extortion ring, have notified the authorities and hang up.

Kudos to "Sam" for giving the most intelligent and informative posts on this scam. READ, Bookmark and use as needed:

http://800notes.com/Phone.aspx/1-631-456-4041/2

I have been receiving phone calls from this group since late April / early May of 2010.  There is a good chance that they also attempted to contact me roughly two years ago before I entered into Chapter 7 Bankruptcy protection, as I faintly remember hearing the same script more or less.

As others have stated, the callers are difficult to understand.  Generally speaking their command of the English language is quite poor and their accents are hard to follow. At times they will get certain words or phrases mixed up.  It would be funny if it wasn't for the fact that they had:

a) Your SSN
b) Your home address
c) Your work address
d) Your banking info
e) Names, numbers and potentially the addresses of "references"
f) A complete and total lack of ethics and a basic understanding of the FDCPA.  

I have personally filed reports with the following agencies, often with limited (if any) success:

Local Police
my state's Attorney General's office
FTC
FBI
Secret Service

Generally the local police won't be able to help much.  The callers are using a combination of prepaid cell phones and VoIP, making them difficult to trace.  Also at their disposal are various spoofing tactics being implemented to catch people off guard - meaning the number that appears on your Caller ID isn't the number that is calling you for starters.  Without gaining a subpoena for the billing information for the numbers in question, the local police won't be able to get very far.  

My state's Attorney General's office couldn't offer much assistance either.  I received a form letter in the mail that my complaint was received and I would be contacted if they needed additional info.  It was more or less the same information I obtained from the FTC.  They each advised me not to give the individuals over the phone any account information or to authorize payment.  That's just common sense, though.

I never got anything from the FBI, either.  There is a good chance that since I haven't suffered a monetary loss that my concerns are low on the totem pole.  I hate to say this, but that is truly the case. Unless you were in the hole for a $1,000 (or more) you aren't going to get much more than "sorry to hear about your situation, change your phone number and move on".  I seemed to get some activity from the Secret Service.  I spoke with agent Doug Zloto. (Google him, referencing threads like these plus his name and you'll find his number also)  He seemed to care a bit more than the average person, but after giving him access to my Google Voice account, there has been no further activity from him that I'm aware of.

In the meantime I changed the wireless number the fraudsters had access to, they have no direct way to get a hold of me.  (Calls at work have ceased for some reason)  That in turn resulted in my "references" getting phone calls from the crooks.  Here is a word of caution for women that have been getting these calls - don't say anything and just hang up.  The callers are quite abusive towards women callers.  Why?  Possibly the culture.  If they are Indian / Pakistani, women are second class citizens there.  You will be treated like garbage.  This happened to a family member when she was trying her best to be extremely nice over the phone.  

The callers currently attempt to reach me through the female family member and an unused Google Voice number that they managed to find of mine.  I keep the Google Voice number open because, well, I can't delete it yet.  So, about every day, 4-5 times a day for the last week, I get voice messages from them.  It's usually just two full messages though - the other calls are broken up with static or they are attempts to read the script until the callers then screw up.  Really, they are that adamant on getting the script 100% that they will hang up mid-sentence and call back 30 seconds later.  

At this point it's a stalemate with these people.  

1) While they have the lion's share of information on us, they can't really do anything with this information.  

Why?  Think about it.

If they were to ever take funds out of your account without authorization, it's fraud and worse (for them) it is traceable.  That's why they won't do anything with your information, contrary to threats they make.  The money from your account has to go somewhere, and either your bank or a law enforcement agency can determine where the money was routed.  As a bank customer you are protected - you'd get the stolen money back in your account after 7-10 business days and the bank would be temporarily out the funds deducted from your account while they conducted their investigation.  The bank, along with law enforcement, would track down the fraudsters and apprehend them.  The fraudsters do not want to incur the wrath of a bank, just extort money out of you.  Remember that.    

Your authorization would absolve the bank from any and all liability, leaving you holding the bag.  Never give them authorization for anything - for all you know the call is recorded.  

2) We have no information on them.

Seriously, this has been going on at least since 2008, possibly longer than that based on some accounts. (6 years??? Holy crap!)  You would think someone would have slipped up by now.  Sadly, they haven't.  We can continue to grow our own intel on them and compile lists of aliases and phone numbers used, along with paraphrases of scripts used in order to educate other victims.  I'm actually putting together a site now in the meantime where I'll host audio files and lists of previous numbers used.  800notes.com is great, but no two calls are exactly the same.  It would be nice to have a site dedicated to the scam and how it works.

So that's where I am with these calls.  I have suffered no monetary loss, though I have been harassed both at home and at work.  They threaten me with arrest and other "fun" things in order to get me convinced I have to pay them.  My friends and family have been targeted and local and federal law enforcement agencies haven't been able to put a stop to things.  So, it is what it is.  I am out a wireless phone number I had for roughly six years, which is terrible since I was using that line when looking for a new job.  

Whenever I'm bored I spoof my number using Google Voice and return the calls.  I've called them the poster children for birth control, etc.  Basically a lot of nasty things that I'm sure the moderators here wouldn't appreciate me repeating - bottom line nothing nice.  I always like to close saying their parents must be real proud knowing their sons weren't man enough to get real jobs.  That usually gets a decent response.  

Way I see it - they can't do anything to me. (Despite a threat yesterday that my life would be f'ed up)  They can threaten all they want but my credit is frozen and my bank information has changed.  I've changed the only number they could really access me directly on and I've instructed my employer and family to not answer the calls.  I just call and harass them now when I find a few extra seconds.  What's the worst they can do to me?  Charge me with harassment?  

Nope, then they would have to identify themselves.

Oh, and don't bother contacting Cashnet USA about the calls.  Their "fraud" department could honestly care less.  Their "investigation" is merely a means of buerocratic CYA.  I would even be surprised at this point if actual law enforcement is involved in any shape, way or form at this time.  

There is a good chance that the information these crooks have on us was obtained from Cashnet USA - either from a database leak or from a collector that was once authorized by Cashnet to call on delinquent customers.  The other chance is they have access to Teletrack, and pulled all of our information off of there.

http://800notes.com/Phone.aspx/1-646-274-1143/3

For at least the last four years, possibly longer, a group has been calling former payday loan applicants advising them that they have defrauded a bank and are now being sued for non-payment of a loan.  The callers will claim to be calling on behalf of an attorney's office (name varies), the Dept. of Law and Investigation, ACS, or other similar combinations below:

United Legal Processing Division
Midline Marketing
Crime Monitoring Services
Monetary Crime Division
U.S. National Bank
Attorney General?s Office (usually in California)
American Legal Services
Affidavit Consolidation Services (ACS)

You will be threatened with arrest, a costly trial and possibly worse.  In no shape, way or form can you be arrested for non-payment on a consumer debt.  Do not believe these threats, as they are without merit and cannot be carried out in the manner they allege.  

Who are they?

In the past when pressed by law enforcement for an address, the callers have provided the following information:

David Morgan and Associates
Morgan & Associates
Morgan Associates
954-727-8481
1155 Northwest 85th Street
Wintergarden, Florida  33150
(Address is likely invalid)

The collector's MO matches a once legit collections agency called Ellis Crosby & Associates.  Here are some links on them:

http://www.budhibbs.com/collectorpages/ellis_crosby_and_associates.htm
http://www.budhibbs.com/collectorpages/EllisCrosbyJudgment.pdf

They have been previously fined over $1.3 million for various violations.  They have been known to use phone banks in India to make their calls, which more or less coincides with the difficult to understand accent many of us detect when we are contacted.  

The last time this group went by any "official" name was back in 2008:

Ellis Crosby & Associates / Douglas & Morgan Associates
4494 Southside Boulevard Suite #200
Jacksonville Florida 32216
Phone:  800-928-3536 / (904) 928-3536
(Address is likely invalid)

There are NUMEROUS consumer alerts out against this group of individuals:

Florida:
http://jacksonville.com/tu-online/stories/061107/met_176207561.shtml

Kansas:  
http://www.consumeraffairs.com/news04/2010/01/ks_debt_collection.html

Colorado:  
http://www.coloradoattorneygeneral.gov/press/ ... lls_likely_orig

Rhode Island:  
http://www.collectionscreditrisk.com/news/rho ... -3002135-1.html

West Virginia:
http://www.wvago.gov/internetloanscam.cfm

Missouri:
On July 15th, 2010 a Public Awareness Bulletin was sent out by Missouri Information Analysis Center.  

"..received reports from individuals in Ohio and Illinois reference suspicious telephone calls they received. In both instances, the callers are reporting that a voicemail is received from a man, with a Middle Eastern accent, identifying himself as an officer working with the Financial Crimes Unit.  The message indicates that the reason for the call concerns a loan made by the receiver or someone in the receiver's family. The voicemail requests that a return call be made and a telephone number is provided. When a return call is made, the caller is asked to provide personal identifying information such as their date of birth and social security number.

Reports indicate that the calls are frequent and persistent and that they even threaten arrest or legal action if information or money is not provided. It appears that the individuals making these calls may have access to some records connecting individuals and their relatives.  Missouri does not have a Financial Crimes Unit and all indications are that this is a fictitious agency. If you receive a similar phone call, please be advised that it is a scam and please contact your local law enforcement agency or the Missouri Information Analysis Center at 866-362-6422."

Bottom line:

Do not supply the callers with any additional information.  Inform them you have reported them to law enforcement and hang up.  If you haven't already, go ahead and report the calls to local law enforcement, your state's Attorney General and beyond.  Look up the local Secret Service branch's information in your area and get in contact with an agent there.  

If you ever applied for a cash advance online, your information is out there.  
Possible sources for the breach of your privacy are:

* The scammers obtained your information from Teletrack - a reporting agency used by many cash advance lenders to determine their risk lending to you.  The service is able to tell cash advance lenders if you have existing loans with other companies, for example.  Many state laws prohibit borrowers from having more than two cash advances out at the same time.

* The scammers created their own fake payday loan application site.  People looking for a cash advance went to the site and applied, thus freely providing the scammers with their information for malicious use at a later time.  

* The scammers were able to get into the database(s) of cash advance lenders - probable targets being Sonic Payday and Cashnet USA.  


How to protect yourself:

* Inform your employer.  You are likely getting calls at home and/or at work, so make sure your employer is aware the calls are part of a scam and to not take them seriously.  Advise the callers that they are no longer allowed to call you at work.  If they continue to call, document the date and time of the calls you received.  Save voice mails left if at all possible.  

* Change your number(s).  For some this may not be an option, for others a one-time number change can be done free of charge.

Be advised - any references you listed on your payday loan application will be contacted.  Let those people know that this is a scam, and they can disregard.

* Use Google Voice.  Google Voice is a great replacement voice mail system for just about any phone number you use.  Messages can be transcribed and voice mail recordings can be saved as mp3 files.  

Pro Tip - call the scammers with a Google Voice number before turning off your old phone numbers.  Make sure when you call you identify yourself so they can start up their script.  At any point after they have your information pulled up just hang up.  They will then start religiously calling your Google Voice number.  At this point, you are free to change your regular phone number(s) and enjoy not having these people ever call you again.  (And laugh at the fact these people are basically talking to a brick wall several times a day)

The scammers change their numbers frequently.  Law enforcement used to think it was because the callers ran out of minutes on their prepaid wireless accounts or they were shuttered due to fraud, but now they understand it's simply to evade detection by savvy consumers online.  With the proliferation of VoIP, it's even easier for the crooks to stay a couple of steps ahead of law enforcement.  Below is just a sampling of the 30+ numbers that have been used in recent memory.

1-201-244-7722
1-209-349-7382
1-209-797-2212
1-212-500-0839
1-213-256-0408
1-213-995-3039
1-281-763-0433
1-347-289-3902
1-347-844-6817
1-347-844-6831
1-424-354-4270
1-516-232-8905
1-516-232-8935
1-518-212-0219
1-561-300-8018
1-561-210-4185
1-626-200-4646
1-631-456-4041
1-646-274-1143
1-646-810-8635
1-650-241-4604
1-707-401-4056
1-707-633-2789
1-708-401-0535
1-716-442-2824
1-717-862-4080
1-718-705-8669
1-760-514-0132
1-760-563-5384
1-772-318-4938
1-850-201-1111
1-858-777-1977
1-859-908-2281
1-866-860-4509
1-877-226-7488
1-888-706-7463
1-888-771-9249
1-888-785-4479
1-909-327-4870
1-831-607-9214
1-972-674-3753
1-646-918-5211
1-206-202-4942
1-206-337-7992
1-206-339-8218
1-561-318-0446
1-585-250-8090
1-347-827-0921
1-607-398-0725
1-909-233-7338
1-888-610-5486
1-585-861-9940
1-909-233-7338
1-646-416-9016
1-805-262-6170
1-661-270-6724
1-561-705-0140
1-310-807-0220
1-347-637-6473
1-951-582-4832
1-909-503-0682
1-818-579-7691
1-347-321-6497
1-206-666-3611
1-206-203-0712
1-347-875-8418
1-347-875-9600
1-206-629-9392
1-818-532-9007
1-310-853-3491
1-347-377-7368
1-321-300-4091
1-866-840-2030
1-760-588-2207
1-845-360-0920
1-415-259-5025
1-347-637-6452
1-818-275-4539
1-707-673-9475
1-214-446-5372
1-512-646-2002
1-210-892-2666
1-909-451-0941
1-407-444-1400



So can they really do anything to you?

It's not a simple yes or no answer.  Logic dictates that, if they really wanted to take you for a ride and drain your bank accounts, they already would have.  

So, why haven't they?  

Authorization.  

Why do you think you are being called so much?  Perhaps it is because they like the sound of your voice?  No, they have to have your authorization to take any form of payment from you, period.  The callers know their audience, and that audience is typically a bunch of people that have applied for payday loans in the past.  Most of those people they call couldn't afford an attorney if they wanted one, and are so used to receiving collections calls that so long as they sound like a real collector, they will likely be perceived as one.

Furthermore, they don't even really want to talk to your attorney - that just sounds official and scary enough.  A real attorney would take the callers to task and write them off as two-bit con artists.  The callers need you, in writing, to authorize payment against the fictitious debt they claim you owe.  Go ahead, ask them for proof you owe the debt - more commonly known as verification of debt.  See what they say.  A phone authorization carries very little weight, so if they have something signed by you on file, you are done for - and the callers know that.  That authorization is the only thing these callers are doing by the book, and for good reason.  If they just went all willy nilly and made an ACH debit from your checking account, without your written approval, you could in turn report the transaction as fraudulent to your financial institution.  In about 7-10 business days, you would get the funds returned to your account.  Then the scammers would be up against a bank and their team of lawyers and investigators.  

Bottom line:

If you haven't paid the callers a dime, don't.  If you planned on paying them to shut them up, just don't.  Remember - you are not being contacted by a legally licensed, ethically owned and operated collector.  Read up on the FDCPA - http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf - and know your rights.

PS--The FBI sent out a Press Release on this scam just last week:

Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

? filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim?s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims? relatives, friends, and employers.

Some fraudsters have instructed victims to fax a statement agreeing to pay a certain amount, on a specific date, via a pre-paid Visa card. The statement further declares the victim will never dispute the debt.

If you receive these calls, do not follow the caller?s instructions. Rather, you should:

Notify your banking institutions.
Contact the three major credit bureaus and request an alert be put on your file.
Contact your local law enforcement agencies if you feel you are in immediate danger.
File a complaint at www.IC3.gov.
Tips to avoid becoming a victim of this scam:

Never give your Social Security number?or personal information of any kind?over the telephone or online unless you initiate the contact.
Be suspicious of any e-mail with urgent requests for personal financial information. The e-mail may include upsetting or exciting but false statements to get you to react immediately.
Avoid filling out forms in e-mail messages that request personal information.
Ensure that your browser is up-to-date and security patches have been applied.
Check your bank, credit, and debit card statements regularly to make sure that there are no unauthorized transactions. If anything looks suspicious, contact your bank and all card issuers.
When you contact companies, use numbers provided on the back of cards or statements

http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710
Caller: FBI

Wells Fargo Auto Finance
Sanford Florida

Direct line to Steve
4075483476

Have a car loan. have paid from $13,000.00 down to $2,000.00.  Continue to make payments but they do not always coincide with due dates depending on payday. Since i am out of work and hubby has been cut to part time hours after 35 years seniority, laid off, then cut to 28 hours.  So they call and call. today i am behind by 79.99. Made a payment thru moneygram Friday, but they havent received it yet. so threatening to take my car.  I have continued with payments all the way thru.  Its not enough to have to pay all the late fees, its not enough to have all my iras ripped off by stock market crap, its not enough the state of ohio expects us to reimburse them for my father in laws bills and Ohio does not consider both of us out of work at the time as a financial hardship, its not enough the home insurance co. expects us to get our house vinyl sided in the next 30 days so it looks nice. And we have to do the  work ourselves, me with three joint replacements, and hubby with bad ankle and close to 60. using grocery money to buy siding a box at a time.  its not enough there are no want ads to apply to.  call and harass me for a payment i already made.  Lord we need a light at the end of this nightmare. cut us some slack here and give us fighting chance.

This is wellsfargo I do have them for auto finance and they are indeed the worst. In my case they will start calling at 5 pm on the day the payment is due. I try not to talk with these people if I can help I use the online service. When you do set up payments if you are going to be late they still tell you that you will continue to receive calls until it is paid and yes it is harassment and I ignore the calls. I will be so glad when I never have to deal with this company again.

I called them back and they were just calling to tell me i had a $53 balance on my monthly statement. No fraud I dont think, she stopped the calls for 14 days immediately and just asked that i take care of the balance.

number belongs to:
Wells Fargo Financial
3210 Lake Emma Rd.
Lake Mary FL   32746

Stephen Hoops, Owner or Manager

Yes I definitely made a mistake when i took a loan thru wells fargo.  On several  occasions I made a payment, obtained a confirmation number.  Then they backed the payment out.  I checked my account on line and it was there two weeks later it wasnt.  my bank statement did not show wither transaction, but then again it also was a wells fargo checking account.  in 2009 i lost my job.  Indiana started and stopped unemployment payments, skipped weeks etc. so couldnt count on that till the deposit was made.   I continued making payments all the way thru.  We had a #12,000.00,I am down to $2000.00 now i make regular payments but do not always have the full payment.  so they continue to be a major thorn.  I no longer answer when they call as they are rude and I dont need to hear that I am  irresponsible and undependable. They will do absolutely nothing to work with us.  Just gouge us for more money. When i bought the car i had a solid full time job, and so did my husband. Now I am unemployed and have been searching for work since.  My time is spent looking for a job, trying to figure how to  pay bills and how to hang on.  My husband gets "lack of work " days on a regular basis. So we are living on part time income now. My son lost his job, his wife threw him out and divorced him. I guess for better for worse only applies if her job is phased out. so he lives with us also.  This could happen to anyone and has happened to millions.  If you are one of the lucky ones be thankful if you are like us, I am so sorry.  We have been scammed and screwed over by everyone.

Yes, this is Wells Fargo. If we are 1 day late on our payment we can expect a call. I was laid off from my job of 11 years 3 weeks ago. I spoke to a rep at WF last Tuesday, explained the situation to her, she "made notes" and said they would follow up in 2 weeks. Not so, they called me again 5 days later which was a Sunday and also on Labor Day. I know I owe them money but we have never been late on a payment in almost 3 years....wow.

The set you up to fail!!!

kiss my a**..we have  no money and if we did u r like number 2001 i would have to win a billion dollar lottery  go  away

File a complaint with the FTC
http://www.ftc.gov/

Make sure you log the time and date of each call.

File a complaint with the FTC every time they call. Make sure you put the date and time!.

http://www.ftc.gov/

Hey Rita,
You work there? Then tell me why you guys keep calling me? I have no account with you  yet you dumb a**** call three or four times a day.  That's okay though. Every time you call, I log it. Then I file a complaint with the FTC. So keep it up. So far there's enough for about $10,000.00 in fines and I have it all documented through my cell company.

I work at WellsFargo... if you all would pay your bill then we wouldn't have to call...grow up and pay what you owe!

Wells Fargo has been a horrible bank to do business with.  My Mother passed away and left us annuities, which Wells Fargo made us so many fees to cash them out, we received just enough for the taxes when we closed them out. so out of $40,000. we had $200.00 left.  The car loan was a mistake. Several times I made a payment, timely on line and recieved a confirmation number. Two weeks later, they called for late payment. My payment was never taken at my bank, so they must have backed it out to get late fees.  I began mailing money orders, with a tracer so i knew when they received it. When  they called to tell me it was late, I had the date and time they received it. So a few months of thiat, then it stopped.Just plan greedy.

I've had two calls this month (July 20 & 25, 2011) from 407-444-1400 asking for a Lily Alexander.   I told them that I did not know Lily and asked them not to call me again because it was my cell phone and they were wasting my day minutes.  I DID NOT GIVE THEM MY NAME OR ANY PERSONAL INFO, and I caution everyone to follow that advice because any unknown caller could be a scammer trying to get your personal data.  If the calls persist I will contact my cell phone provider (AT&T) and ask their advice on how to get the calls stopped.  Probably you could have calls from that number blocked, but they may have other numbers they can call from.

Called today looking for Tammy. Sounded like she needed to be contacted immediately. I told them no one here by that name. They wanted phone number to take it off their list..

I am considering finding a lawyer and get them for harrassment but they would just change to a different number.  Looks like they operate like loan sharks.  I would not deal with Wells Fargo because whether you pay on time or not - does not matter to them.

Every word of your story is also mine....they call all day long and even call my man's place looking for me...how did they get his phone number? I have an auto loan as well and when I am late, the fees are just as high as the payment....its like doing business with the Devil.

This is Wells Fargo Auto Fiance..I have the 800# blocked from my phone somehow they manage to have a local number they used try to get me to answer them. Calls from this number 10 times a day every hour on the hour. Blocked this number too seems to have stopped for the most part till they find another number they can use to reach people. I always paid this car loan on time for 3 years since lost my job on unemployment harass me to no end. Repo the dam car I don't care anymore.

I received a call from this same number and they were telling me that I qualified for $25.00 gas credit card.  I told them I wasn't interested and he started talking really fast and loud about all things I'm loosing by not accepting their offer.  I hung up!

Got a call from this n number from a dude who told me that i was flirting with his girlfriend who I've never saw nor met. I was like "hey man, I don't even know what state your from how could I be flirting with your girl". Then he acted like I lied! And Called me BACK!!! I was like get over it you freak, I am not that type of guy.

wells fargo sucks!!! lol lol lol lol lol

I WILL NEVER BUY ANOTHER CAR FROM THESE PEOPLE AS A FINANCE COMPANY!!  I have gotten behing in just one one payment and they still call every month about it.  When I inquire what they can do to help-defer this payment or whaterver-the continue to say NO and even after setting up payment arrangements with them they still continur to HARRASS me!!  I have all their numbers I can have blocked from my phone and somehow they still have other number to call me from!!  Agree with your comments 100%!!

I agree, I have a car loan with Wells Fargo.  I lost my job 2 years ago and got real far behind.  They call about 8 times a day and it is ridiculous.  I am still behind, but I make my regular payment each month plus late fees and little extra.  I have spoken with them and they will not give me a reasonable solution to catching up the back payments.   I got to the point of cursing them out on the phone and they stopped calling for about 2 weeks.  They still call 4 to 8 times a day, 7 days a week.

I will never get a loan with Wells Fargo again or any of the banks they buy loans from.  This means Wachovia as well.

If you like being harassed, get a loan with Wells Fargo

A couple years ago a computer glitch removed $4,000 from my Wells Fargo account..they would not admit the error, or, put the money back.  I sued and prevailed with no admission of guilt from Wells Fargo.  Last year I had a slight stroke and was in the hospital for two days.  When I got home Wells Fargo had started calling my phone 6 to 8 times daily because I had not been able to get to the bank and deposit car payment money.  I called them and explained I will mail in the 2 day late payment when I am able to get to the bank and to please stop calling because the calls cause me extra stress I did not need at that time.  The calls did not stop.  I had the number disconnected and changed to a private number.  Wells Fargo than got my Fax number and started calling it 6 to 8 times daily.  This phone does not ring, it just automatically goes into Fax mode.  I made my payment that was late, and was asked to provide a number they can call me on..I told them no freakin way, "you didn't care about my situation, so now, I don't care about YOU". So now I am getting the 6 to 8 calls a day on my fax number for a reason I do not know why..my payment is not behind..and I only have 5 more months and I will be free of them.  DO NOT finance your car with these people, they will hound you to death..so Wells...my Fax sound will all you ever hear from me until we are done..FOREVER....

They called and didn't leave a message. I don't bank with Wells Fargo or any business named Wells Fargo. Maybe it's a scam!

i have no idea who this is that keeps calling (407-444-1400). my phone is always off when whoever it is calls or the volume is off and it's bugging me because i can't figure out who it is.

I got a call from this number saying they were from Wells Fargo and pushed hard to make me give credit/banko info to make a payment right then.

What is so supsicious about this number is that I had just spoken with my loan officer earlier in the week, and these people seemed to know a lot about my account, but the aggressiveness was over the top and not consistent with the other people with Wells Fargo I had dealt with before.

I would not trust anyone calling from this number.