You people are scaring the HELL out of me this is going to happen to me because I asked for a quick loan for a financial emergency????????????OMG this is crazy to think this is going to happen to me. Did u have 2 change your phone number and change your bank account???? Truly scared now!!!!

DOING SOME RESEARCH JUST GOT A CALL YESTERDAY STATING THEY HAD A CASE AGAINST ME AND IT WAS FOR A PAYDAY LOAN WANTED MY BANK RECORDS. TOLD THEM TO SEND ME A FAX WITH THE INFO. AND HOW THEY GOT MY INFO. I WASN'T SENDING ANYTHING BECAUSE I DON'T HAVE A LOAN WITH ANYONE. NO FAX YET.

The thing is not think, and again any business person would not use ur, duh!!!! Case closed!!!!

any legit company wouldn't waste their time replying to messages likes this, it's a scam, we all know it's a scam!!!! Can't wait til they get crooks like you case closed!!!

I just got a call at work from Simmons Smith and Associates and he said that I owed money for a PayDay loan that I never even heard of.  Beware that almost anything you do online through any type of Pay day loan that they will sell your info to anyone for the right price and not think twice about it......I am sooo tired of these calls and emails from Scam artists and when will it end...

I received a call also.  I didn't answer.  Thanks for the info.

I got the same call 8/29/2012, I don't know nothing about these people!!! I only owe my cable, cell & light bill... stop harassing!

I got a call from this number today 8/31/12, while i was returning a call from the attorney general because recently got scam out of 500 dollars, but i did not answer the call from 407-956-4210, so i don't know what they were going to tell me, but i don't intend on calling them back. I am still trying to get in contact with the attorney generals office.

Shill.

Punctuation is your friend!  Learn to use it or you look just like the fool you are.

THE THINK IS WE ALREADY HAVE YOUR BANK INFO AND ROUTING NUMBER AND UR SOCIAL SECURITY NUMBER AND YOUR ADDRESS!!! SO THINK ABOUT IT CASE CLOSED

WELL DO TO THE FACT THAT ALL OUR CASE ARE SOLD AND BROKERED OFF 4 TO 5 DIFFERENT TIMES I DOUBT IF THE LOAN COMPANY YOU CONTACTED WAS THE ONE WHO BOUGHT YOUR CASE SO TRY AGAIN CASE CLOSED

REALLY RIPOFF REPORT LOL HOW BOUT YOU GO RESEARCH AND DEBT COLLECTION COMPANY AND THEY WILL HAVE BAD THINGS SAID ABOUT THEM AS WELL CASE CLOSED BYE

YOUR LYING SHE NEVER SAID THAT OUR CALLS ARE RECORED AND I LISTENED TO YOUR CALL WITH HER AND THOSE WHERE YOUR WORDS TO MY EMPLOYEE SO IF YOUR GOING TO WRITE ABOUT MY COMPANY COME CORRECT WITH THE TRUTH GOODBYE

WHATS YOUR ACCT #  WITH MY COMPANY SO I CAN MAIL YOU OUT ORIGINAL DOCUMENTS NO PROBLEM AND WHO SAID ANYTHING ABOUT COURT?

[This post has been removed]

first of all people we are not a darn scam if u research and loan company people like u would say it about another company to so what ever and secondly we dont just ask for people to pay we try and figure out why our client sent your case to our office in the first place maybe somebody stole her identity and applied for a loan and we dont need to scam nobody because if we wanted to we have everybody ssn, bank account # nd routing #  so we would just take the money not call and ask u to talk ur money a bank robber does not call a bank and say hey can i rob you guys no they just do it so WE ARE NOT A SCAM yall just need to pay yall debt or figure out yourself who stole ur identity dont blam my company for ur debt not being paid..

I just received a call from a Mrs. Lauture who advised that my file has come into her office and she needed to discuss this with me.   After reading all the comments, I definately will not be returning the call!!!

I just recieved a call from the same firm and a women stated I owed money for a payday loan that I know I paid back. She proceeded to say well we have heard of these Indian PPl calling our clients and getting money from them and that if I didnt have a letter stating it was paid for I still owed them!!!! Of course Iwas in a state of shock so I told her can you send me a letter stating I owe this debt to this payday loan company with your contact info on the letter??? She said I have your email addrss I will send it there. What!?? I didnt know that is how PPL conduct buiseness these days. I have yet to recieve the email!! So she wants me to contact her by the end of this week to discuss the matter. Im not givin her any info than what she has..As they cannot provide me with necessary proof that I owe anything. If I have to go to court ,i will.

It's pretty funny that I received the same phone call today with almost the exact same conversation as other posters here.  When they tell you that they're collecting on a payday loan, ask them to send you a Debt Validation letter.  Most payday loans are illegal so they won't be able to provide you with one.  They also can't sue you or show up at your home to arrest you.  You need to tell them that they can not contact you by phone anymore.  If they continue to call then they are in violation of the Fair Debt Collection Practices Act (FDCPA).  Any LEGAL company will know this, so these scammers are just trying to scare you.  If they have your account info, I would close it immediately.  You can find more information on how to deal with these low-lifes at this website: www.debtconsolidationcare.com  Click on Forums and then Payday Loan Help...good luck!

I was called today by a lady from Simmons Smith and Associates Law firm in Florida and she claimed i took out a 700 PayDay Loan last year. I asked her to fax me a letter or email me and nothing came. She was demanding that I pay it immediately. I asked again for the same information to be sent. I am turning them into the Tennessee Attorney Generals Office and anyone else that needs to be reported to.

These are nothing but scam calls!!

who do i report these scammers to please give me the information so i can do so, they called my cell and left no message and then called my job and when i answered because i recognized the number that had just called my cell # and all it said was bye bye. I have no more pay day loans and i know it is a scammer, but i call their bluff by having them give me the account number that they have and it is a recent account that i just go in March and i have not done any loans on it and they say really, and of course they hang up.

I have been receiving several calls from this phone number. The guy "James" left me a voicemail saying that I needed to call him immediately about this matter that has just landed on his desk. When I called the toll free number he gave me I spoke with a lady and asked her what this was in reference to. She told me that it was a payday loan that I had taken out for mypaydaynow.com and that I owed $450 but they would be willing to settle for $300. I asked her to connect me to "James" but she said he was on the other line. I have tried calling back twice and left voicemails but noone has returned my call. I did take out some payday loans but paid them ALL off in full so I do not know what these clowns want!!! If they try to call me back I will not answer and they can take me to court if they need to!!!!

On 8/15/12 at 10:42 AM I received  a call from the number on my home phone. It went to voice mail and they did not leave a message. It was listed on my caller ID as NOT_AVAILABLE.

these people  called from simmons smith and associates and could not tell me over the phone who my original creditor was that i was supposedly in debt with. they said it would take 60-90 days for me to receive it through the mail.  she then said that she was the 4th company, and final resort, to make payments to or to provide proof to her that i did not owe. i told her she would not get a dime from me and that i would love to see her in court.   i am reporting a police report to my local office and i also am reporting them to the attorney generals office.  this is rediculoous.. i called verizon and had their number blocked also.

these people called me and said I owed $750 on a paynowloan which I never took out.  Wanted a years worth of bank statements fax to her.  I am glad I didnt send her anything after reading all the information. Going to call the Attorney General also and report them!

Keep getting phone calls at my government job from 407-956-4210> they say they are Simmons, Smith and Asssociates, but they are a scam company.  I have contacted the RI attorney generals office about them, but I am also letting you know as well.

Please make them stop. THey even called and scared by 84 year old mother in NC

Lisa AShton

I got a call from Paul who said I owed $450 but they would take $300 today - when I asked for something in writing with his company's letterhead he got upset, said he would mark me as uncooperative and would bombarred me with phone calls....I told him that I was sorry that in these desparate financial times, this is how he had to provide for hinself.....why are they allowed to do this???

JUST GOT A CALL FROM THIS NUMBER ITS A BIG SCAM PLEASE BE AWARE DON'T DISCUSS NONE OF PERSONAL INFO WITH THEM I HAVE BEEN GOING THROUGH THIS NOW WITH DIFFERENT PEOPLE FOR ABOUT 3MONTHS SO I HAD TO CLOSE MY BANK ACCOUNT BECAUSE SOMEONE WAS DRAWING MY MONEY THAT I NEW NOTHING ABOUT....AN I AM HAVING A HELLUVA TIME GETTING IT STRAIGHT SO NOW MY ACCOUNT WITH BANK OF AMERICA REMAINS IN THE NEGATIVE OVER 900.00 ITS NOT FAIR SO PLEASE BE CAREFUL...ITS ALIE TELL THEM TO SEND YOU SOMETHING IN WRITING

Just got the call from Ms Jones (yeah right....they all use fake names anyway) who said this matter came across her desk and needs to be resolved today. So I returned the call and asked her for original loan documents with MY signature which if I request must be supplied to me to verify any debt according to the FTDPA. She got flustered and sdaid they had purchased this account from Mycashnow which I replied then YOUR company should have gotten these items. She said it was illegal to provude eme anything to which I told her that it was illegal for her to NOT send me anything. What complete morons that prey on peoples fear to get their banking info so they have access to drain your account at will. Remember you DO have rights, do NOT provide banking info under any circumstances and BY LAW they have to provide you PROOF of the debt, not something sshowing where they purchased it for pennies on the dollar, but ACTUAL PPWK. Also take the time to look at your credit report and dispute any of these jerks. They must provide the credit reporting agency proof as well. What you may not realize is they sell these off all the time and EACH company they place it with can and will put this on your credit, which means you could have several debts out for the same amount which can destroy your credit rating. You can dispute your credit report activity ONLINE, its free and they have to either get proof or off it comes. Just an FYI. Don't get bullied or scared, that's just what they want.