Same names now claiming to be from IRS.

Caller: Didn?t catch his name.  Very heavy accent.  He instructed me to contact Attorney Dexter Cruz

I called Dexter at approxiamtely 12:08am.  He stated that I have a pending law suit against me from Cash Advance and that I committed internet fraud.  I received money with the intent to not repay it. The first question he asked was if I had an attorney, he ithen nstructed me to pay $350 within one hour or he would proceed with court filings.  He also mentioned that an officer would be at my place of employment to arrest me.  I ask what his name and firm was, so that I could research him and to whom do I sent the money to.  He insisted that I get the cash first and then return his call in one hour.  Shortly after he called from       (954) 746-3370 and said that he was Officer Conner calling from Sunrise Police Department trying to contact me.  I told him well that?s funny, I?m currently at the Boca Raton Police Department and the officers currently have my phone scanning and tracing my calls.  He quickly hung up!



Other Numbers:
312-473-2924
323-331-9286
916-282-3126

my call was from Investigator Dan Johnson, 312-473-2924, called 3 times, left a message twice. I returned the call the first time fully believing it was a scam. He knew my name and obviously my phone number, used the $300 loan from 2011 scam. Became somewhat threatening when I asked him to send me documentation in writing. I hung up figuring that would be the end. Several hours later he left another voicemail for me or my attorney to respond. I went to the NYS Troopers, let them listen to the message. The Officer called the number, "Dan Johnson" wouldn't give any information other than the company was Civil Financial Services in IL. They will look into it further tomorrow. When I got home I did a google search and found this thread. I will be emailing the addresses in a previous post on here to report the fraudulent company.

Ok I got the same call just now. It freaked me out because they have more info on me then they do y'all. They have my old address, old place of employment, email adress (in which I've gotten jack from them), and the last 4 of my social. I finally went off on his a**, pissing me off like this this early in the morning telling me If I don't resolve the $300 loan then he'll see me in the court house. I told him I aint paying you s*** and I'm not going to go to no courtroom with your fake a**. He snickered, then said ok then a cop (he used a different word) will be out to arrest you in the next five days. I said ok, have fun finding me since I don't live there no more lol.

The same exact thing happened to me, same guy Dexter Cruz, here's the conversation below

I Received a call from someone name Ben from Thomas J law firm, claiming I needed to contact attorney Dexter Cruz, when I called Mr. Cruz stated I had a law suit against me from Cash America in regards to receiving a direct deposit of 635.00 online using a fraudulent checking account. He stated I owed a total of 3,000.00 in court cost, when I told him no I did not receive a loan from this company or any company for this amount he became rude and biligerent stating " Ok, you didn't do it, how bout this I am going to send an investigation report to your job and you will be arrested and I will make sure your a$$ goes to jail for 6 months for this, what you think you can committ this crime and get away with it?" I said "excuse me, he said, "what do you mean excuse me, did you not hear me?" and he repeated what he said about me getting arrested at my job. What was weird and scary is that he said the name of my current employer and that freaked me out but something wasn't right. I decided to google the attorney's name "Dexter Cruz" and # and I came accross "FRAUD" I was relieved but still want to file a police report if possible.

I received a call at work saying can I have the name of your attorney and I said wat why do I need an attorney he told me my name is under investigation and I'm facing three serious charges and I asked why he told me he couldn't say and told me to call his attorney Dexter Cruz and he would ne able to give me more details on the matter. Dexter was telling me if I didn't leave work and send them money within an hour police would be showing up at my job and house to make an arrest. He also said I should have had notice of this through the mail email and by calls and that wasn't true they had me worried cuz when isaid I didn't have that money to give within an hour he threatened that he couldn't help me and hewould be calling my boss to tell them of the situation. I found out loan companies have no right to call and threaten you if all else fails it just goes on your credit report and since then I got two more calls from them and I ignored.

Beware of Fraudulent Debt Collections Scams!
If you think you may be a victim of fraud, report it to the OLA Consumer Hotline at 1-866-299-7585. Click here to learn more about the OLA Consumer Hotline.
OLA Consumer Fraud Alert
In an effort to ensure consumer choice for credit in these difficult economic times, the Online Lenders Alliance (OLA) is issuing this Fraud Alert so that consumers and agencies can be informed about phony debt collection scams.
Scam artists pretending to be legitimate debt collectors or law enforcement officials are terrorizing consumers, causing unsuspecting victims to lose thousands of dollars, in direct violation of the Fair Debt Collection Practices Act (FDCPA). OLA has been working with Federal, State and local agencies in an attempt to bring these individuals to justice.
Victims say that these phony debt collectors are calling people at home and work, threatening them with arrests for debts that are not owed. These individuals generally claim they are working for a U.S. National Bank, Federal Investigation Bureau, United Legal Processing and several other official sounding agencies.
They speak with heavy foreign accents and even will claim to be celebrities in some cases.  For example, one claimed to be Denzel Washington whereas another claimed to be calling from Steve Martin's office.
These individuals will refuse to give their real names, pertinent company information and valid physical locations of their offices. They also will supply completely bogus rationale for why you have not heard of their divisions within certain companies or government agencies.
The callers claim that the ?victim? has defaulted on a loan which the consumer may not have even received or has already paid back. These scammers may have information about you and the area in which you live. The scammers may use abusive language and threaten that if you don?t immediately send them money, you will be arrested.
Legitimate collections calls do not use threatening language and do not threaten you with arrest.
If you do receive a collections call:
Ask the debt collector to provide official documentation or information that verifies the debt, including the amounts owed and the dates of the transaction.
Do not confirm bank account information or other personal information until you have verified that the collector is legitimate and that you have an actual debt outstanding.
If you are uncertain or are being threatened with arrest, take down the information and call the company that provided the loan. Do not call the number provided by the ?scammers?.
If you suspect that the call is not legitimate, please gather as much information as possible during the call (caller ID, collector?s name, company name, company phone number) and call the lender to report that you have received a threatening call. If you determine that the call is not legitimate, report the call to your local law enforcement and the Federal Trade Commission www.ftc.gov

Consumers should know that OLA is very concerned about this scam. We have been working with law enforcement and other government agencies to try to stop these scam artists. Your help in reporting these unscrupulous people is most appreciated.

Please send us information about the call to: contact@onlinelendersalliance.org When writing us, please include the following information:


Your Name:
Your City and State:
Phone number we can contact you at for more information:
Date of Call from Scam Debt Collector:
Information about the Call:

I received a call from the exact same person, same number!!

same thing called me today hope its fraud they hav dif #'s n the rest is as everyone says thus far. The FBI wont get involved in a financial dispute wow things are a mess in our lil world!

The call was from Civil Financial Services. Total fraud!! 312-473-2924. Ross Taylor

Yeah I was scammed to by a Ross Taylor. Same company everything and then another suppossed  inspector called me to tell me she or he was a fraud. When I said how do I know your not in with her or them he said shes a hacker. Havent heard from him since. I did pay the 536.00. A LESSON WELL LEARNED. But I had never delt with any payday loans before so when they said they were gonna arrest me of coarse I freaked. Should have investigated first the number Ross Taylor is calling from is 312-473-2924. Should have known when she was trying to put me on a  time limits telling me put it on a green dot moneypak wanting me to do it in an hour then 16 min on and on didnt want to take it off of a prepaid card. But when I said take it or leave it OF course they took it DUH!! I called the company and asked about my loan they said no I'm sorry it wasnt us it was FRAUD. Well i was at work didnt look into it just paid it. So no one else make that mistake take the time to investigate. Oh yeah I even got a Confirmation Letter (Certified) Bogus sent to my email . Confirming I had been Scammed!! They know your email address, where you work, SSN and Bank account info. So BEWARE!!!

Same guy called me...Indian named Jeff Miller..lol.

Apparently they use prepaid phones from India? It is very much a scam...don't say anything and just hang up....or tell them to get a real job!

This is the number I got a call from. See my post to Santa about what happened. I have the voicemails saved. Going to call someone to investigate, tracer put on call.

The same thing happened to me today. They called my work number and what was scary they knew my full name , home address, etc. I saved the voicemails they left prior to me calling them back. stated I better not ignore call and get my crap straight, and have my attorney call them. They intervened before my case went to court. I was due to be supeoned in 14 days. Wanted me to make a payment of $286 owed over the phone. I told them I would take my chances ! Never dealt with that payday compant, never had a loan from them. Very scary!!!! I also was very upest that they left such a message on my work phone. That could have gotten me fired! Thick Indian accent name Jeff Miller? really? When I alled back I got a voicemail, then they called me back, I spoke to a different person and they said "oh I am sorry, Jeff is new and does not know how to talk to customers yet". Really?

Same thing, but my guy's name was Peter. I told him to put it in writing and send it to me

I also received a call from a different number but the same company name (312) 473-2929 telling me pretty much the same story except he told me I was going to be taken in to custody and released 2 days later if I didn't make a commitment to pay them.

A guy named Jonathan Davis called and left a message from me. I also got a call from Brian Franklin at 803-400-8443. He had a thick mid-Eastern accent. He threatened to take me to court on Monday morning. I told him to go ahead and he got angry with me and started yelling. I asked him who it was who was claiming I owed them money and he just kept repeating that I would be going to court on Monday morning.

I decided to return Jonathan Davis's call and his voice mail came on with an American accent in plain English, phone number 409-356-7404. The message was that the company was Civil Financial Services and to leave a message and so forth. I did not leave a message. I called back a few minutes later and got the voice mail again but this time the person on the voice mail had an Indian accent. I think that this number is somehow tied to the other one, 803-400-8443.

The point is that all of these guys are crooks. Don't buy into their litany of claims that you someone money and so on. These are offshore crooks trying to acquire money from innocent people.

Well, Thursday came and went, and nobody showed up at my work to serve me with a subpoena.  I think it's safe to ignore these idiots.

I got a call from this number yesterday.  Some guy with a thick Indian accent asked for me by name and then transferred me to his supervisor, "Dexter Cruz."  "Dexter" spoke English with only a slight accent, and told me he was from Civil Financial Services.  He said that I was being sued by a payday loan company for a $300 loan that I'd taken out in December 2010.  I immediately checked my account online, and sure enough there was no deposit made in December... or at any other time in the past 18 months.  

He told me that the company, "cash4u.com," had sent me 18 emails that I hadn't replied to.  I searched my email for "legalprocedure@cash4u.com" (the address that he said the emails came from), and there was nothing there.  He said that was "impossible."  He then told me that someone would be coming to my place of work next Thursday at 11:00 AM to serve me with a subpeona, and that I should get a lawyer before then, as I was facing three separate charges.

He knew where I worked, my job title, my email address, and my bank's name.  And he made it very clear that he wasn't a debt collector, and he wasn't asking me for money.  I guess that part of the scam comes later.  

I'll let you guys know what happens, if someone actually does show up next week.

I just got a call from this same number.  Some guy with a thick Indian accent asked for me by name and then transferred me to his supervisor, "Dexter Cruz."  "Dexter" spoke English with only a slight accent, and told me he was from Civil Financial Services.  He said that I was being sued by a payday loan company for a $300 loan that I'd taken out in December 2010.  I immediately checked my account online, and sure enough there was no deposit made in December... or at any other time in the past 18 months.  

He told me that the company, "cash4u.com," had sent me 18 emails that I hadn't replied to.  I searched my email for "legalprocedure@cash4u.com" (the address that he said the emails came from), and there was nothing there.  He said that was "impossible."  He then told me that someone would be coming to my place of work next Thursday at 11:00 AM to serve me with a subpeona, and that I should get a lawyer before then, as I was facing three separate charges.

He knew where I worked, my job title, my email address, and my bank's name.  And he made it very clear that he wasn't a debt collector, and he wasn't asking me for money.  I guess that part of the scam comes later.  

I'll let you guys know what happens, if someone actually does show up next week.

Got a call today from this number.  I didn't answer but they left a message on my voice mail very similar to previously mentioned comments.  They didn't use the company name of "American Legal Services" as noted in previous comments but the name of the company that they did leave was hard to decipher since the caller spoke with a heavy accent.  It sounded like "Civil Financial Services".....something like that.  Thanks for the previous comments since they confirmed my original thought.......it was a SCAM.

WOW! I had a guy call me from this number and ask for someone who doesn't even live here! I told him he had the wrong number and he replied, "oh really? I have a lawsuit against you and I need to speak with 'B'." I told him, it didn't matter what business he had with 'B,' because this was not the correct number. He then told me to F*** off, and hung up. This is the first call I have had in a few months from these people. Before they were calling non-stop, 10-15 times a day, always using vulgar language and threathening me. I have made a police report, and I have even contacted a nursing home in Texas to which one of the numbers they were using belonged. I don't know who gave them my number, but it gets old quick. Exspecially since they aren't even asking for me or my family!

They called me and left 3 voice mails.  I contacted my local police department and let them know what was going on.  The police told me to tell them they were scammers if they called me again.  The minute they called me again, I told them I called the police and the call was disconnected Losers with heavy middle eastern accents!!

just like Littlemiss I got a call from the same people and number.  The scary thing about it is they actually had my correct name and social security number (I am a member of identity alert as well as freecreditreport.com, so not really worried that they have it)  The caller told me that I had 3 lawsuits against my name and social.  Littlemiss was right because they do have heavy middle eastern accents.  However whenever I tried to ask a question all of the answers were vague, once i called him out on being vague and asked him to be more specific as to who had the lawsuit against me, he shouted out Advanced Cash America....................I have never had a loan through them so that is when I really knew they were full of horse doo doo and begin playing around with them.  I started telling him this was a scam and i googled the number online etc, etc.  He then calls me a criminal and that I will be arrested for my crimes. I laughed at him and called him a criminal and said i will believe it when I get the subpoena in the mail, telling me when I have to go to court.  He became infuriated and once again called me a crook, so i called him one back.  This time it seemed to upset him because he asked me how could he possibly be a criminal when I know nothing about him.  That is when I told him that's exactly my point.  Criminals are sneaky because they don't want to get caught............the fact that you have all my information should let you know that I'm not a criminal, or the worlds dumbest criminal, and the fact that I know nothing about you lets me know you are being sneaky, and probably are a criminal.    He became irate and started cursing at me both in english and middle astern I made out the fact that he told me sense I wanted to call him a criminal he was going to put my social security number, telephone numbers and address all online so anyone could get a hold of it...............I told him wow you just proved my point to me.  These guys are so full of it, if you get a call, just mess with them.

Said they were American Legal Services and that there is a lawsuit against my name and ss#.  Very Rude!!!!  Knew it was a scam.  They have called numerous times from different numbers and different names. They had very strong middle eastern accents.  But there names were like Tom Stone, Don Douglas etc....  anyways, after chewing them out, I decided to mess with them.  He finally got rude and started cursing me.  They told me that I would be arrested for not paying back a loan that I did not even take out!  GET A LIFE!!!!