This number is still calling me today.

Must be a collection agency. They call my cell phone 4 - 6 times daily. They never leave a message. On the rare occasion when I do answer and inform them they are calling a cell phone and request that they stop, they hang up. Calls have been going on for months. They call as early as 8am and as late as 9pm.

First National Collection Bureau

415 230-2021 also uses 415-690-1069 They are called 1st National Collection Bureau, they are a Nevada based group that uses many different ph#'s to call from.  They prompt you to press #2 if you are not the person they are looking for, however that WILL NOT stop them from calling.  You actually have to call them back and tell them to remove your ph #.  Also record the call tell them you've recorded the call (if your state is a 2 party state)  and remind them that they can be sued for $500 each time they continue to harass you & DOCUMENT the calls you get

Called today at 12:57PM, did not answer, called back later and they answered First National  Collection Bureau.  Since I owe nobody anything, I hung up.

Arg!  I get daily calls from 415-230-2021 and at all hours of the day and night, as others have reported above.  I'll look at cellphone and see that I have 4 new messages -- all from that number -- and they all are immediate hang-ups.  But I still have to go through the hassle of clearing the calls from voicemail and keep my phone in silent mode most of the time.  (My number apparently used to belong to someone who had bad credit.)  The only solution would be to get a new phone number, but I don't want to (and shouldn't have to) do that because it is already listed as my contact number with so many people that I actually want to hear from.

Ha!  This number has been calling a cell phone I'm using as a loaner (for development purposes) from my company.  They never leave a message, so I'm not going to do them the favor of telling them this is a number that couldn't possibly lead to a "debt" collection.  Let them waste their time - serves 'em right.

Calls my home twice a day and does not leave a message.

This number is associated with First National Collections Bureau, Inc... Another number associated with their organization is (800) 824-6191.

THIS COMPANY IS IN TROUBLE WITH THE GOVERNMENT DUE TO THEIR DECEPTIVE PRACTICES AND NUMEROUS CONSUMER COMPLAINTS.

These are real bottom feeders who try to collect on old debt, much of it past the statute of limitations. They are perfectly aware of this, but are looking for just the right suckers to coerce into paying anyway. Of course, if you make the mistake of talking to them and agree that that old debt of yours did exist at one time, this nevertheless starts the time clock all over again and... voila!... you owe the debt again.

415-230-2021

These people called me at 11:05 am PDT this morning. No message left. I don't answer numbers that I don't recognize.

Just want to let you know, regarding the statute of limitations on debts, this is determined by the state under whose jurisdiction the debt was originally obtained.  Unfortunately, that DOES NOT mean the state in which you lived at the time.  If you read the fine print, you will see that many of these credit agreements state that they are under the laws of the State of New Hampshire, which does not have a statute of limitations -- so theoretically even if the statute of limitations in your state has expired, this creditor can still sue you.

Called the other day. STUPID PEOPLE GET A LIFE.

CALL ME EVERY DAY AND THEY HANG UP....

guest what? they call me AT LEASE twice a day!! what the XXXX!!

six calls within a week; no voice, immediate hangup.  Huge nuisance!

Check this link out http://www.debtconsolidationcare.com/collection-agencies/clear-record.html  turns out

First National Collection Bureau has sent collection letters for a debt that has already been paid off.

Consumers were contacted by First National Collection Bureau for wrong debts and debts that they never owed. First National Collection has sent collection letters to wrong parties. One member was contacted for a debt that belonged to her ex-husband.

Consumers have experienced First National Collection Bureau making harassing calls to their relatives and family.
.
On one occasion, First National Collection Bureau claimed to have a judgment against one customer but later on he found out that there wasn't any judgment at all.

Received called every other day 415-230-2021

Someone calls me from this number 415-230-2021 several times each week, but never leaves a message.

THIS BOTTOMFEEDERS ONLY COLLECT ON WORTHLESS OLD DEBTS.

there is a Statute of Limitations on Debt based on state law - when it passed SOL for YOUR STATE - they cannot sue you and there is no longer any legal obligation for you to pay it.

THEY KNOW THIS WHEN THEY BUY THESE OLD DEBTS FOR PENNIES



Dealing with Debt Collectors
http://www.budhibbs.com/First.htm
    
Statute of Limitations by State ? always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm


Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm

Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    

The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

Dealing with Debt Collectors
http://www.budhibbs.com/First.htm
    
Statute of Limitations by State ? always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm


Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website ? FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you?re behind in paying your bills, or a creditor?s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation?s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn?t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they?re told (orally or in writing) that you?re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter ? even if you don?t think you owe the debt, can?t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don?t want the collector to contact you again, tell the collector ? in writing ? to stop contacting you. Here?s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a ?return receipt? so you?ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don?t have an attorney, a collector may contact other people ? but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written ?validation notice? telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don?t think you owe the money.

Can a debt collector keep contacting me if I don?t think I owe any money?
If you send the debt collector a letter stating that you don?t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren?t; or
    indicate that papers they send to you aren?t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don?t pay your debt;
    they?ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don?t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn?t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt ? or your state law ? allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don?t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don?t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don?t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans? Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members? Pay
    Military Annuities and Survivors? Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen?s and Harbor Workers? Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can?t prove that you suffered actual damages. You also can be reimbursed for your attorney?s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector?s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General?s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government?s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad
February 2009

File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY ? use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE?S CRACKING DOWN AND SHUTTING THEM DOWN!

Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies ? report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0

Called from 415-230-2021 and left a recorded message. Only the last half, though. "If you are not this person, press 1.." Well, I didn't hear what PERSON the robo-voice was asking for. Then female voice said to call 1-800-824-6191. No Identification of WHO I would reach if I called that number!  What are they doing, spoofing local numbers in hopes someone will pick up? If I don't recognize the number, they can leave a message. And I don't mean half a message, and to call an 800 number just to see what happens. Thanks for the information.
The name of this company is First National Collection Bureau, Inc. and the home state of the corporation is Nevada

Just called here for the first time. Wouldn't be surprised if it was a collection agency, as we're having financial problems. Been getting a LOT of calls this week from numbers across the nation that don't identify themselves (OHIO Call, TENNESSEE Call, UNAVAILABLE, Privacy Manager, etc etc), and they never leave a message. I'm not answering a call from someone who doesn't ID themselves or say who they're calling for, AND leave a message concerning WHY they're calling. Thanks for the info!

These guys are notorious collection agents.  Just save the number as 'wrong number' and never answer.

Sorry I wrote the number again because this costs me time on my phone which I don't need to answer to

This number called at 10 am then again at 12pm. This number calls at least every other week