Every month I receive calls at work from "(810) 676-161 (missing digit)" and now I just received two calls plus several 5 minute dead air voicemails. One person said her nanme was Crystal Martin and to call (916) 236-4574 and the other person said his name was Peter Adams and to call (415) 578-3679. DO NOT CONFIRM ANY PERSONAL INFORMATION!!!! They are not a collection agency they threaten you by telling you that if you don't pay some FAST CASH ADVANCE that they will take you to court and they will have you arrested and so forth....
Put the burden on them by demanding they provide you with sign documentation!

I received a call from a man with a strong accented voice who left me a strange message to call him back at this number 415-578-3679.  When I called a different person answered and said that he as from Federal legislation of Unsecured Loans and that I did not pay my payday loan.  This is untrue, I do not have a payday loan that I have not paid.  He said that they sent me numberous email messages and gave me my email address (I did not verify to him that it was mine) he recited the last four digits of my social security number and again I did not verify that it was mine. I asked him from what company and for how much, he put it off as now i want to ask questions as if i did owe money, evaiding my questions. I asked for an address, he gave me this one: 3125 chula vista dr los angeles ca 94238. He told me not to call back.  Strange conversation and when I looked up the address on line it was bogus. no such address or zip code. The phone number that comes up on my phone is 810-676-161 (not even a full phone number)??? Very strange... is it a scam???

Got a call. It's a collection agency.

The same thing just happened to me.. said i was going to jail on Monday and the sherriff were going to show up at my door on Monday.. What the heck, I started asking him questions and he hung up on me. then I kept calling him back to asked him how does he know my information and he said because I owe money but he would be able to settle it right now and I said who do I owe and he couldn't get it right and he hung up on me again. Jerk.

Guy called me saying I was going to jail immediately, and I had unpaid payday loans, had my social # too. Peter Adams called me, supposed to be a lawyer, told me I will be going to jail tomorrow.
Daryl

Got a call from the number 412-578-3679 saying if I didn't pay them $740.20 that they were sending me to jail and he said he is John Hudson from the Fed UN Justice in California.  First of all the number comes in on my cell phone as 810676161.

Scared me half to death because they had information from me from a Payday loan that I had done online.

Should I just ignore them.  That scared me.

Fake Debt Collectors and Collection Tactics

If consumers did not have enough to worry about having to deal with rising credit card interest rates, late fees and over-limit fees, zombie debt, and fervent bill collectors, now we have to worry about collectors calling about fake debt.

While many legitimate collection agencies follow the FDCPA, there are some collectors out there that are only running a scam operation and will be quick to use threats and scare tactics to get you to pay up quick. Their scams turn up in mailboxes, on the internet and through the telephone every day. Some collectors pose as national banks, government agencies (FBI, CIA), or even popular celebrity stars to gain personal information. These phony collectors may threaten to repossess your house, issue a warrant for your arrest, or even garnish your pay check, all of which are against the FDCPA rules. Some of which are even laughable (for example, there is no debtor?s prison in the United States).

Fake debt scammers rely on the fear and lack of knowledge about debt collection laws within the population. They also figure that a certain percentage of their calls will be received by individuals who may be carrying debt on credit cards anyway and may be susceptible to intimidation. When collectors use misleading statements and fail to provide identification, they are breaking the law. Never pay money to a possible thief. Keep cool when you hear from collectors to avoid this collection abuse.

Many times, people who took out payday loans online in the past are most susceptible. If you took a payday loan, be aware scammers may have access to your Social Security number and other personal information, and keep your guard up against such tactics.

Ironically, real "deadbeats" probably wouldn't fall for these scammers, since they have no intention of repaying their creditors anyway. But upright citizens may doubt themselves, thinking they've forgotten to pay a bill. Many times, the sums involved tend to be fairly small, so some people may be tempted to just pay the "bill" and "get it over with."

Ways to Protect Yourself Against Debt Collection Scams

Review your credit report frequently to find inaccuracies.
Be aware of your current creditors and how much you owe.
Ask creditors for identification before you provide any information over the telephone.
Reporting Fake Debt Collectors

If you ever receive a call from anyone identifying himself as a debt collector, the law requires that the debt collector provide you with identification, and that the debt collector refrain from making misleading and threatening statements.

You can report any problems you have to your state Attorney General?s office www.naag.org and the Federal Trade Commission www.ftc.gov. Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.

http://www.internetautoguide.com/credit-cente ... on-tactics.html

My wife was contacted at work by this number and was told they had a feceral supinia they had to deliver asking for address and stuff thank god she didnt give it out to them. I called the number back to see what it was they said they where the finincail accountability association law firm. After questioning them to what they wanted the guy on other end with thick india accent told me to f off and called me a few choose names after that.

yeah. i keep getting the same calls. Cant understand thru the thick accent. then I get this partial number 810-613-161 or 415-578-3679. they call and leave stupid msgs. to call him back about a payday loan. when i asked him to send me more info he hung up.then i told him well if you know all of this stuff send me documentation. and it hangs up . .

Recieved a phone call from 514-5783679 Rafael CA. I looked the # up and found out it was a scam. The phone line  was listed as a college campus.
I have never gotten a pay day loan so the red flags went up immediately. I then called them back pretending I wanted to settle the debt and talked to 4 different men. All with very strong Indian and Australian accents but with very American names John Smith, Eric Johnson, Lex Rodgers Randy Cooper.
These jerks have called daily and even harrassed my 9 year old son to see if he could get my credit card to pay the debt or his Dad would go to jail in an hour. My mother in-law called me at work because my son was scared out of his mind. These people are sick and need to go down.

called and when I asked if I could help him with something, he stated he need to speak with Andrea Hudson, had an ancient and not proper english, left a phone number of 415-578-3679

No, these guys are scam artists, read this thread
http://800notes.com/Phone.aspx/1-415-578-3679

Got a call from this sick suck face saying to call him NOW, he was an attorney something or other, the rest was too hard to understand, that was the first BIG red flag!

415-578-3679  This A HOLE sounds like a stroke victim from the middle east.  These F'ers should be jailed themselves.  Sounds like a terrorists cell to me. ASzzzholes!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

I have got nine phone calls from 415-578-3679 and they said if i dont give them 768 dollars my husband was going to jail. They had my social secrity number, where we are employed, phone numbers, address, and who lives in the house.  Talked to state police where i live and where the number (Cali) came from they said this is a haux. This is ridiculious!

said i was being sued and wheni laughed he said f*** you. so for the last two months we been callin eachother  back and forth just so cus eachother out

This is the same number and person by the name of peter adams. This is all a scam. They wont tell u what is the name of the company and i know they r located in san rafael cali. They need to b stop asap!!

This scam has been going on for well over a year, now and has been recognized as such by the BBB:

Chicago, IL ? August 5, 2009 ? The Better Business Bureau is issuing an alert about phony debt collectors that are calling consumers nationwide and claiming that they have defaulted on a payday loan and will be arrested if they don?t pay immediately. Claiming to be lawyers, the scammers say they are with the ?Financial Accountability Association? or the ?Federal Legislation of Unsecured Loans? and are equipped with a disconcerting amount of personal information about their potential victims.

?Because the scammers have so much information about potential victims, the BBB is concerned that this may be the result of a data breach,? said Steve J. Bernas, president & CEO of the Better Business Bureau serving Chicago and Northern Illinois. ?Thousands of people may have had their personal information compromised, and given the scammers? tactics, it appears that those who have previously used payday loan services could be particularly at risk.?

According to reports received by the BBB and posted online, the scammers accuse the victim of defaulting on a payday loan and claim they are being sued. The phony debt collector threatens that, if the victim doesn?t pay as much as $1,000 immediately via wire or by providing bank account or credit card numbers, he or she will be arrested and extradited to California within the hour to stand trial. The scammers often may have the victim?s Social Security, old bank account numbers or driver?s license numbers as well as home addresses, employer information and even the names of personal friends and professional references.

The BBB offers the following advice to consumers if they receive a suspicious telephone call about an outstanding debt:
* Ask the debt collector to provide official documentation in writing which substantiates the debt.
* Do not provide or confirm any bank account, credit card or other personal information over the phone until you have confirmed the legitimacy of the call.
* Review recent copies of your credit reports to ensure that the alleged debt is not affecting your credit. Consumers can do this for free once every 12 months, and can find more information here: http://www.ftc.gov/freereports
* Under the Federal Trade Commission's Fair Debt Collection Practices Act, debt collectors may not harass, oppress, or abuse any person while attempting to collect a debt.
* A debtor may be contacted between 8 a.m. and 9 p.m. only and can be contacted at work unless instructed not to.
* File a complaint with the FTC online if the caller is abusive, uses threats or otherwise violates federal telemarketing laws.
* File a complaint with BBB online at www.bbb.org if you believe a debt collector is trying to scam you.

http://www.thinkglink.com/article/2009/08/06/ ... eading-says-bbb

http://800notes.com/Phone.aspx/1-214-618-5897

This is a very active group of scammers, many of whom are calling from India (and probably other countries) and are in cahoots with a group of American pay day loan scammers. They attempt to extort money from consumers with a myriad of false and illegal threats, and alternately pose as debt collectors, federal and state law enforcement officers, lawyers and bankers. Their trademark is to use meaningless legalese gobblygook phrases like "We are downloading warrants against you" or "We are filing an affidavit against you." Another trademark phrase is to threaten the consumer with something like this ridiculous phrase: "If you don't pay then only God can help you."

Typical of many financial scams of this variety, they usually demand payment via Western Union or MoneyGram or credit card. They use any number of phony names such as US National Bank, Federal Investigation Bureau, US Legal Investigation Bureau, Hopkins Law Office, United Legal Processing, Morgan Associates, United Pay Services, National Processing, White Collar Crime Unit and many more.  These criminals also use many phone numbers from many area codes; they're probably using caller-id spoofing software and/or VoIP to disguise their real location.

The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, or demanding your lawyer's name so they can sue you, it is ALWAYS a scam. No debt collector (let alone criminals posing as debt collectors) has the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing.) And since these foreign dirtbags routinely impersonate law enforcement, it's also important to remember that American law enforcement officers aren't in the business of debt collection.  (Debt is a civil, not a criminal, matter.)

The bottom line is, these are criminals trying to steal your money.

A consumer posting a complaint about these same scammers at http://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is associated with an India-based "outsourcing" telephone bank.  Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.

This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass/Ellis Crosby & Assoc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (Read http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 ) There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.

Here's the contact information for the phone bank in India:

IntellisOurzE BPO
701, Sapphier, Nr. Cargo Motors,
C.G. Road Navrangpura,
Ahmedabad - 9. (Guj.) INDIA.
E-Mail: info@intellisourze.com
Website: www.intellisourze.com

A check on the domain name "intellisourze.com" shows that the website and name registration was created on May 8, just one month *after* the Crosby scams were shut down in Florida:

Domain Name: INTELLISOURZE.COM
Registrant:  Pragra Infratech Pvt. Limited.
Email:  ankur.ranpariya@pragra.com  
908, Aksaht Tower, Nr. ICICI Bank
Opp. Rajpath Club, S.G. Highway
Ahmedabad, Gujarat, India 380054
Tel. +91.7926871353
Creation Date: 08-May-2008
Expiration Date: 08-May-2009
Domain servers in listed order: ns5.znetindia.com ns4.znetindia.com
(Source: http://whois.domaintools.com/intellisourze.com )

Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.

This is conjecture, but appearances suggest that Crosby and company were originally running a two-pronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.

If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):

1) Alert the FBI at https://tips.fbi.gov  Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement, lawyers, officers of the court or bankers, or if they threatened you with arrest, be sure to include that information in your report.

2) File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

3) File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.

4) The caller placed the call under a Texas area code. Even though the caller ID was probably spoofed or they're using VoIP technology to hide the fact that they're really calling from overseas, you should also file a complaint with the Texas Attorney General at http://www.oag.state.tx.us/consumer/complain.shtml

5) File a complaint your state's attorney general, the contact information for whom is at www.naag.org

6) The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.

If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a small sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:

http://800notes.com/Phone.aspx/1-925-262-1327
http://800notes.com/Phone.aspx/1-678-954-6346
http://800notes.com/Phone.aspx/1-888-341-4004
http://800notes.com/Phone.aspx/1-856-831-0640
http://800notes.com/Phone.aspx/1-949-743-1140
http://800notes.com/Phone.aspx/1-410-505-8128
http://800notes.com/Phone.aspx/1-917-464-2534
http://800notes.com/Phone.aspx/1-210-858-6602
http://800notes.com/Phone.aspx/1-888-775-2121
http://800notes.com/Phone.aspx/1-949-743-1156
http://800notes.com/Phone.aspx/1-214-245-1402
http://800notes.com/Phone.aspx/1-214-245-0922
http://800notes.com/Phone.aspx/1-214-723-5572
http://800notes.com/Phone.aspx/1-904-425-2863
http://800notes.com/Phone.aspx/1-718-831-7157
http://800notes.com/Phone.aspx/1-904-425-2857
http://800notes.com/Phone.aspx/1-858-244-0444
http://800notes.com/Phone.aspx/1-954-678-9724
http://800notes.com/Phone.aspx/1-610-571-3252
http://800notes.com/Phone.aspx/1-310-909-8245

...and, many, MANY more.

Called and said i was going to jail for 6 months, he keeps calling my job AND TELLING ME I NEED TO GIVE HIM 800 DOLLARS OR ELSE I AM GOING TO PRISON IN CALIFORNIA

I told Peter Adams from 415 578 3679 to quit calling me and leave me alone. He said he was outside my house and was going to rape me and I was gonna watch my family die. what the Hell??? FREAK!!!

I spoke to someone today and I was told that these people stole information and they are using it to get money from people. They said they were from Cash Net or something like that, but they are not. I turned in a fraud report.

got a call today at work,threatened to sue me.but could'nt tell me why. had all my info don't like that part.

Got a call from a foreigh man from 415-578-3679 said I was being sued.  He yelled at me.  There should be a way to report this.  He had all my info.

Yea this same number keeps calln my other phone which didnt even belong to me n he sounds like a terrorist lol but its creepy n when i call bak it says his a attorney

I receive the same phone call on Friday and when I asked for further info such as the address to court to check it out, I was given wrong info by them.

Received a phone call on a Friday saying that I had to be in court on Monday or else I was going to jail. (I live out of state) When I asked for the address and phone number of the court to call and verify, it was not correct information.

got a call that if I didn't settle right now that i was going to jail but  they wouldn't give me any info on what I was settling but what scared me is that he had the last 4 of my social my home # and where I worked. the fist message was a male with a thick indiaish voice. I am going to make a police report.

The same thing happened to me. I filed a report with the ftc. We shouldn't let people like this off the hook. He was threatening to me, too!

So I just called this lunatic back.  Told him I was looking at the BBB website and that this was clearly a scam.  He yelled F*** OFF THEN and hung up the phone.  Creep.  Called the local police and was told to file a complaint online with the fbi.  I did, and I hope they nail this scumbag.

Yeah, they call and make idle threats, and you can tell they have no idea what they are talking about. Waste of time.

Same thing happened to me.  This same guy also called months back and it was a big scam...ignore him!!!