This is a company, took out a $500 loan two years ago, have been trying to pay it back at the tune of $100 a month.  I think I have paid at least $2400 back to this company, they keep renewing the loan.  And they call you constantly wanting a payment when you don't have the money to pay.  They will call several times a day, every day, if they can't get you on your personal phone, they will call you at your work.  This is getting annoying, and so tired of this trap.