419-782-6838
OH, US
your name
your name
2014-04-25 15:00:22
Debt Collector
This company keeps calling our home, looking for someone that doesn't even live here. The man said it was the C.I.A. and that his name was  David Baker?? They call many times thru out the day,and for many months on end, maybe even year or two?
Dr. K
Dr. K
2014-02-06 14:28:37
Unknown
The FDCPA, not the FCRA, is a law that states you must submit a WRITTEN request to cease phone calls at home, not a VERBAL one. If you're too lazy to do that, then you're probably too lazy to pay your bills, too. Welcome to what you created. I'm sure the original person to whom you owe the bill loves having to pay someone else just to get the money from you.
Kellie
Kellie
2014-01-27 15:56:32
Debt Collector
I work nights and every morning at about 8am they call 3-4 times in a row. I cant turn my ringer off because I have kids. So annoying!
Stephanie
Stephanie
2013-12-19 13:56:42
Unknown
All you have to do is request them not to call you. If they continue they can be fined for everytime they call after you request no phone contact!
Gemma Vall
Gemma Vall
2013-11-12 15:00:18
Unknown
how do we get them to stop calling?
Michigan
Michigan
2013-10-29 20:59:02
Debt Collector
Somehow this company got my work number and she wouldn't tell me how.  I am filing a complaint with the BBB.  They called about a bill that I didn't even know I had from last year from my miscarriage (seriously I thought that insurance covered my procedure as I did not get a bill afterwards).  I just started working at this company.  I just got this work number like a month ago and haven't handed it out to anyone.  I'm sure them having and calling a number I didn't even give them can't be legal.  She didn't even verify who I was before telling me all about my debt!  Other number she told me to call her back on was 866-875-3784.
JOHN e. palm
JOHN e. palm
2013-08-15 15:56:15
Debt Collector
I don't owe you anything !
TL
TL
2013-08-06 14:18:50
Debt Collector
this company calls my parents house constantly , I haven't lived there in 24 years , they keep threatening my ill father and when I called them to talk to a manger I get the run around that the person i am talking to is the manager . when I reported them nothing was done about the complaint by the government . they are not in Toledo ohio they are in defiance ohio , you can look them up and get an address and send them a formal letter
JP
JP
2013-08-01 17:14:02
Unknown
I keep calling them back. Try it !
JP
JP
2013-08-01 17:08:57
Debt Collector
What goes around comes around !
JOHN
JOHN
2013-07-25 12:57:12
Debt Collector
Stick this SCAM up your a** !
Mark H
Mark H
2013-02-07 13:55:50
Debt Collector
Non-stop HARASSMENT.  The one time I answered they asked for my SSN and Birth Date, just to "compare" to their records.  They refused to answer questions stating that they needed my information first before they would tell me anything.  That was enough for me.

HELPFUL HINT: IF you call customer service at your cell phone network provider, most can and will block specific numbers for you
Mark
Mark
2012-11-28 14:36:05
Debt Collector
Clowns. Refuse to tell what the acronym CAI stands for, stating CIA is the only name of the company. A blatant, bold faced LIE!!!  I work in the collection business and these fools are being reported for not following protocol...Shame on them.
A
A
2012-09-21 13:55:12
Unknown
They just call and call with no message, no message I'm not calling them back..sorry :/ Legitimate professional companies would leave a message regarding what they are calling about....
Edwin Bergstresser
Edwin Bergstresser
2012-09-20 18:47:05
Unknown
I have no idea who called my number. I am deaf.
Monica
Monica
2012-08-23 15:11:32
Debt Collector
This company is CAI (Credit Adjustments Inc.) they collect mainly medical bills. They have lied to me in the past trying to get my personal informatiom. These people have been calling and harassing me for years! 7 years ago I filed bankruptcy and the calls stopped then. But now my bankruptcy is up and they call me every day from 1-3 times a day. And when I answer they asked for me by my maidan name and I have been married for over 11 years. I cant stand those idiots. And did you know the employees lie about who they are. I know someone who works there and they go by a different name entirely with the people. They even on several occasions have called my husband at work even though he requested they never call there. He even got threatened to be fired because they keep calling and harassing the company for his personal information.
If my husband gets fired because of them I will sue them for everything I can. I am raising 5 children on my husbands income alone. Work is very hard to find and he works in a very respectful company and careered business that he went to school to do. He would never be able to do his line of work again if he is fired from this job. And with his anticompete clause he won't be working for 2 years with what he knows and loves to do.
sickandtired
sickandtired
2012-08-13 22:25:37
Unknown
CAI ...what !?!  This stupid person on the phone didn't even know who she was calling. Medical bill my a**. If you want to go after somebody contact the insurance companies or the dimwits at the Physician practices billing department who don't know their jobs.
UNINVITED
UNINVITED
2012-07-17 19:43:33
Unknown
Reading both of your posts, you need to contact the FTC and the FCC ASAP!
UNINVITED
UNINVITED
2012-07-17 19:40:59
Unknown
OK, that didnt post correctly:

That is completely in violation of te Fair Credit Reporting Act and you should report this to both the FTC and the FCC ASAP!!!!!!
UNINVITED
UNINVITED
2012-07-17 19:39:28
Unknown
That is completely in violation of te Fair Credit Reporting CC ASAP!!!!!!
UNINVITED
UNINVITED
2012-07-17 19:33:45
Unknown
You little hacker you!
Uninvited
Uninvited
2012-07-17 19:26:35
Unknown
YOU CAN...if you have a SMART PHONE!  There are several Call Blocker apps.
Uninvited
Uninvited
2012-07-17 19:25:18
Unknown
They are a debt collector and calling before 8AM or after 9PM is illegal.
Just Me
Just Me
2012-07-17 19:24:22
Unknown
Florance Avenue in Defiance Ohio that is
Just Me
Just Me
2012-07-17 19:23:26
Unknown
It is 3330 Florance Ohio and what you suggest would be illegal
Uninvited
Uninvited
2012-07-17 19:20:13
Unknown
I am not defending this company because they do violate the federal FAIR CREDIT REPORTING ACT, however, you are incorrect on nearly everything you said.  For example, being listed on your credit report is NOT the same as being in collections....if this company is calling you in an attempt to collect a debt, well, NOW you are "in collections", and yes, they too can report failure to pay a debt and further damage your credit score, well, actually, only you can damage your credit score.  Also, for those who want to know what their credit score is for free and gain some tools to help your credit, go to www.creditkarma.com - unlike "Free Credit Score.Com, this one actually IS free!
Uninvited
Uninvited
2012-07-17 19:08:05
Unknown
CAI = Credit Adjustments, Imc. of Defiance, Ohio.  The mostly collect medical debts.
Uninvited
Uninvited
2012-07-17 19:04:22
Unknown
Sorry to tell you but as long as you owe the debt and they are the agency assigned to collect it (or even purchased the debt) they have the legal right to call you EVEN if you tell them to stop.
Univited
Univited
2012-07-17 19:00:48
Unknown
Mr. Bill...They do violate the FAIR CREDIT REPORTING ACT however which is an automatic $10,000 fine against the company and the individual collection specialist if they are found guilty of being in violation.  I am a former Collection Specialist for a company called FCA and I was researching this # for her since she has NO IDEA who it is (on her Caller ID the ONLY thing that shows is the number).  When asked for the name of the company they REFUSE to provide who the information even when she identified herself as the person they asked to speak with...I know this to be a fact because we had them on speaker phone.
UNINVITED
UNINVITED
2012-07-17 18:54:59
Unknown
The number still shows as the Grennay residence but this is obviously incorrect.  It is for a collection agency in Defiance, Ohio by the name  of CREDIT ADJUSTMENTS, INC. (hence CAI).  This company does violate the Federal "Fair Credit Reporting Act" because they REFUSE to reveal the name of the company when you ask them.
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