And here's proof that crooked debt collectors like Arrow can be held accountable for their actions:  http://www.budhibbs.com/debtcollectorpages/arrow_fine.html

I don't know if "Ron" actually works for Arrow Financial. But it's worth pointing out that Arrow Financial is a particularly sleazy company. Here's some background information on them:  http://www.budhibbs.com/debtcollectorpages/arrow_financial_services.htm

And here are a couple other message threads about Arrow:

http://800notes.com/Phone.aspx/1-888-334-3976
http://800notes.com/Phone.aspx/1-520-616-2211

We also recieved a call from Ron Coleman who claims that he works for Arrow financial and he was collecting a debt that orginated in 1994. Couldnt give us an account number and was very confusing, he claimed that current credit reports are not accurate. (The debt has never shown up ever ) claims the loan was 1300 and now accrued to 3939.94.
Im thinking we should make a call to the police. Anyone else talk to RON?

I recieved a call last night from this number with a Ron Coleman saying that I must return his call for an urgent matter.  I called back, and left a message, and have heard nothing in return.

This guy by the name of Dennis leaves harrassing messages that you must call him imediately. He NEVER says his last name so you can understand it, NEVER says what company he works for, he just states that you must call or your credit will be affected. He also left a nasty voice not understanding how you can not pick up your phone. 425 is from the Washington area, but he sounds black and has a texas accent. He started some of the voice mails with some breathing on the phone, I guess preparing what he was going to say. We have reported it to the police department, and they have reviewed the voice mails.