They claim to be a business call and will not tell the business, they call on weekends  They say they are Senery.  They ask for a guy who does not live here, I have had this phone # for 32 years.   They keep pestering me.   I say "Never call me again about your business that you keep secret."    They call again during normal sleeping hours.

Someone calls and mention my name: Then he starts reading to me the last 4 digits of my social security number.

A GUY NAME ALAN RITCHIE CALLED AND LEFT MESSAGE WITH MY HUSBAND ABOUT AN INCIDENT THAT HAPPENED MARCH 4 THAT HE WAS TRYING TO HELP ME WITH. WELL NOTHING HAPPENED ON MARCH 4TH, SO I CALLED HIM BACK AND I GOT HIS VOICE MAIL LEFT MESSAGE FOR HIM TO CALL ME BACK. WELL HE SAID THAT HE WAS WITH SENTRY CREDIT AND HE TOOK OVER THIS DEBT FROM US BANK AND HE WAS COLLECTING ON IT AND SO HE IS A COLLECTOR FOR SENTRY CREDIT WATCH OUT EVERYONE HE WON'T STOP AT LEAST THAT IS WHAT HE TOLD ME!!!! LMAO THANK GOD FOR CALLER ID AND VOICE MAIL!!! HE WILL GET WHEN I GET AND OH YEAH HAS HE REALIZED WE ARE IN A RECESSION!!!

Do you realize you don't owe Sentry Credit money?  You owe US Bank the money... recession or not, you got yourself into the debt.  Take responsibility instead of blaming it on everything else going on.  If you're so hurt by the recession then file bankruptcy.

@wow:

Way to go with the blanket statement implying that anyone that is in debt is because of "their" own doing. How about the big banks that when THEY got into debt because of THEIR carelessness, they got big bailouts from the government. There's blame to go ALL AROUND, not just on the consumer. Idiot!

By the way - here's all the banks that recieved BAILOUT money from WE the taxpayers:

Millions)  Citigroup 10/14/08 Profile $45,000
AIG 11/10/08 Press Release $40,000
JPMorgan Chase 10/14/08 Profile $25,000
Wells Fargo 10/14/08 Press Release $25,000
Bank of America (incl. Merrill Lynch) 10/14/08 Profile $25,000
Goldman Sachs 10/14/08 Profile $10,000
Morgan Stanley 10/14/08 Press Release $10,000
PNC Financial Services 10/24/08 Profile $7,700
U.S. Bancorp 11/03/08 Profile $6,599
SunTrust 10/27/08 Profile $4,900
Capital One Financial Corp. 10/27/08 Profile $3,555.2
Regions Financial Corp. 10/24/08 Press Release $3,500
Fifth Third Bancorp 10/27/08 Profile $3,450
BB&T 10/27/08 Profile $3,133.6
Bank of New York Mellon 10/14/08 Profile $3,000
KeyCorp 10/27/08 Profile $2,500
Comerica Incorporated 10/27/08 Press Release $2,250
State Street 10/14/08 Press Release $2,000
Marshall & Ilsley 10/28/08 Press Release $1,715
Northern Trust 10/27/08 Press Release $1,576
Zions Bancorp 10/28/08 Profile $1,400
Huntington Bancshares 10/27/08 Press Release $1,398.1
Synovus Financial Corp. 11/14/08 Profile $973
Popular, Inc. 11/18/08 Press Release $935
First Horizon National 10/24/08 Profile $866
M&T Bank Corporation 11/20/08 Press Release $600
Colonial BancGroup, Inc. 12/02/08 Press Release $550
Associated Banc-Corp 11/06/08 Profile $525
City National 10/27/08 Profile $400
Webster Financial 11/07/08 Profile $400
Fulton Financial Corp 12/10/08 Press Release $375
Astoria Financial Corp 12/10/2008 Press Release $375
TCF Financial 11/03/08 Profile $361.2
South Financial Group 11/14/08 Press Release $347
Valley National 10/24/08 Profile $330
Wilmington Trust Corporation 11/14/08 Profile $330
East West Bancorp, Inc. 11/14/08 Press Release $306.5
Sterling Financial Corp 11/24/08 Press Release $303
Whitney Holding Corp 11/26/08 Profile $301
Susquehanna Bancshares 11/19/08 Press Release $300
Tennessee Commerce Bancorp 11/25/08 Profile $300
Citizens Republic Bancorp 11/14/08 Profile $300
UCBH Holdings 10/27/08 Profile $298.7
Cathay General Bancorp 11/18/08 Profile $258
Wintrust Financial Corp 11/26/08 Profile $250
FirstMerit Corp 11/13/08 Press Release $248
SVB Financial Group 12/03/08 Press Release $235
International Bancshares Corporation 11/20/08 Press Release $216
Trustmark Corp 11/06/08 Profile $215
Umpqua 10/28/08 Profile $214.2
Washington Federal Inc. 10/27/08 Press Release $200
United Bankshares 12/03/08 Press Release $197
MB Financial 11/07/08 Press Release $196
First Midwest Bancorp 11/10/08 Profile $193
First Niagara 10/27/08 Profile $184
Pacific Capital Bancorp 11/06/08 Profile $180.6
United Community Banks 11/18/08 Press Release $180
Boston Private Financial Holdings 11/19/08 Profile $154
Provident Bankshares Corp. 10/27/08 Press Release $151
National Penn Bancshares 11/26/08 Press Release $150
Western Alliance Bancorporation 11/13/08 Profile $140
Central Pacific Financial Corp 12/09/08 Press Release $135
CVB Finanical 11/19/08 Profile $130
Sterling Bancshares 12/02/08 Press Release $125
Banner Corp 11/04/08 Profile $124
Signature Bank 11/13/08 Profile $120
1st Source Corp 12/08/08 Press Release $111
Taylor Capital 11/12/08 Press Release $104.8
Old National Bancorp 10/27/08 Profile $100
Park National Corporation 12/02/08 Press Release $100
Pinnacle Financial 11/25/08 Press Release $95
IBERIABANK Corp 11/18/08 Profile $90
Midwest Banc Holdings 11/07/08 Profile $84.8
Sandy Spring Bancorp 11/20/08 Press Release $83
Heartland Financial USA 12/10/08 Press Release $81.7
First Financial Bancorp 10/31/08 Press Release $80
Independent Bank Corp 12/08/08 Press Release $78
Dime Community Bancshares 12/05/08 Profile $77.3
Columbia Banking System 11/04/08 Profile $76.9
TowneBank 11/26/08 Profile $76.5
WesBanco 11/06/08 Profile $75
Bank of the Ozarks 12/02/08 Profile $75
Green Bankshares 11/25/08 Press Release $72.3
Independent Bank Corporation 11/24/08 Press Release $72
Virginia Commerce Bancorp 11/26/08 Press Release $71
Southwest Bancorp 11/20/08 Press Release $70
Flushing Financial Corp 12/03/08 Press Release $70
Superior Bancorp 11/18/08 Press Release $69
Community Trust Bancorp 12/15/2008 Press Release $68
Nara Bancorp 11/14/08 Profile $67
First Bancorp 12/15/2008 Press Release $65
First Financial Holdings 12/01/08 Press Release $65
CoBiz Financial 12/15/2008 Press Release $64.5
Wilshire Bancorp 11/20/08 Profile $62.2
Enterprise Financial Services Corp 12/12/2008 Press Release $62
Lakeland Bancorp 12/16/2008 Press Release $59
Union Bankshares 12/15/2008 Press Release $59
Great Southern Bancorp 11/17/08 Profile $58
Gateway Financial Holdings 12/05/08 Press Release $58
MainSource Financial Group 12/17/2008 Press Release $57
Center Financial Corp 11/24/08 Press Release $55
NewBridge Bancorp 11/25/08 Press Release $52.4
Ameris Bancorp 11/21/08 Profile $52
BancTrust Financial Group 12/15/2008 Press Release $50
Seacoast Banking Corp 12/10/08 Press Release $50
Home BancShares, Inc. 11/21/08 Press Release $50
Fidelity Southern Corp 11/24/08 Press Release $48.2
The Bancorp 11/25/08 Press Release $45.2
MetroCorp Bancshares 12/15/2008 Press Release $45
Cadence Financial Corp 12/11/08 Press Release $44
Southern Community Financial 11/18/08 Press Release $42.8
Sterling Bancorp 12/09/08 Press Release $42
First Community Bancshares 10/30/08 Press Release $41.5
Capital Bank 11/17/08 Press Release $41.3
Cardinal Financial Corp 12/12/2008 Press Release $41.2
Simmons First National 10/30/08 Profile $40
First M&F Corp 12/16/2008 Press Release $40
Heritage Commerce Corp 11/05/08 Profile $40
Cascade Financial Corp 11/03/08 Profile $39
Peoples Bancorp 11/13/08 Profile $39
Eagle Bancorp 11/21/08 Press Release $38.2
Financial Institutions 12/05/08 Press Release $37.5
First Defiance Financial Corp 11/24/08 Press Release $37
TIB Financial Corp 12/01/08 Press Release $37
State Bancorp 11/25/08 Press Release $36.8
West Bancorporation 12/08/08 Press Release $36
Porter Bancorp 11/12/08 Profile $35
MidWestOne Financial Group 12/15/2008 Press Release $34.9
Encore Bancshares 11/13/08 Profile $34
Centrue Financial 12/16/2008 Press Release $32.7
MutualFirst Financial 12/05/08 Press Release $32
BNC Bancorp 12/08/08 Profile $31.3
Bank of North Carolina 12/09/08 Press Release $31.3
Farmers Capital Bank Corp 12/15/2008 Press Release $30
StellarOne Corp 12/03/08 Press Release $30
Peapack-Gladstone Financial 11/20/08 Press Release $28.7
Bank of Marin Bancorp 12/02/08 Profile $28
CenterState Banks of Florida, Inc. 11/24/08 Press Release $27.9
Intermountain Community Bancorp 11/07/08 Profile $27
Alliance Financial Corp 12/09/08 Press Release $26.9
Washington Banking Company 12/01/08 Press Release $26.4
LNB Bancorp 11/20/08 Press Release $25.2
Peoples Bancorp of North Carolina 12/09/08 Press Release $25.1
First California Financial Group 12/02/08 Press Release $25
HF Financial Corp 10/27/08 Press Release $25
Horizon Bancorp 11/26/08 Press Release $25
The First Bancorp 12/04/08 Press Release $25
Intervest Bancshares 12/12/08 Press Release $25
VIST Financial Corp 11/24/08 Press Release $25
Shore Bancshares 12/18/2008 Press Release $25
Crescent Financial Corp 12/08/08 Press Release $24.9
Bridge Capital Holdings 11/25/08 Press Release $24
Eastern Virginia Bankshares 12/08/08 Press Release $24
Heritage Financial 11/04/08 Press Release $24
Severn Bancorp 11/18/08 Profile $23.4
Hampton Roads Bankshares 12/05/08 Press Release $22.3
Wainwright Bank & Trust 11/20/08 Press Release $22
Blue Valley Ban Corp 12/09/08 Profile $21.8
Indiana Community Bancorp 11/20/08 Press Release $21.5
Unity Bancorp 11/24/08 Press Release $20.6
Citizens South Banking Corp 12/01/08 Profile $20.5
C&F Financial Corp 12/12/08 Press Release $20
MidSouth Bancorp 12/15/2008 Press Release $20
First PacTrust Bancorp, Inc. 11/12/08 Profile $19.3
Bar Harbor Bankshares 12/17/2008 Press Release $18.8
HopFed Bancorp 11/20/08 Press Release $18.4
Security Federal Corp 12/12/2008 Press Release $18
Bank of Commerce 11/13/08 Profile $17
Timberland Bancorp 12/17/2008 Press Release $16.6
1st Financial Services 11/14/08 Profile $16.3
Valley Financial Corp 11/26/08 Press Release $16
Community West Bancshares 11/14/08 Press Release $15.6
LSB Corp 12/08/08 Press Release $15
Monarch Financial Holdings 12/04/08 Press Release $14.7
Oak Valley Bancorp 12/03/08 Press Release $13.5
Wilber Corp 12/09/08 Press Release $12
First Community Corp 11/25/08 Press Release $11.4
BCSB Bancorp 12/15/2008 Press Release $10.8
Central Bancorp 12/05/08 Press Release $10
Mid Penn Bancorp 11/26/08 Press Release $10
NCAL Bancorp 12/11/08 Press Release $10
First Litchfield Financial Corp 12/12/08 Press Release $10
Center Bancorp 12/09/08 Press Release $10
Coastal Banking Company 12/05/08 Press Release $10
Southern Missouri Bancorp 12/09/08 Press Release $9.5
Elmira Savings Bank 12/09/08 Press Release $9.1
Broadway Financial Corporation 11/14/08 Profile $9
Citizens First Corp 12/10/08 Press Release $8.8
Commonwealth Business Bank 12/11/08 Press Release $7.7
FFW Corp 10/29/08 Press Release $7.3
Central Federal Corp 11/24/08 Press Release $7.2
Fidelity Bancorp 12/04/08 Press Release $7
CNB Financial Corp 12/12/08 Press Release $7
Old Line Bancshares 12/05/08 Press Release $7
Security California Bancorp 12/02/08 Press Release $6.8
Pacific International Bancorp 12/12/2008 Press Release $6.5
American River Bankshares 11/24/08 Profile $6
Patapsco Bancorp 12/11/08 Press Release $6
FPB Bancorp 12/05/08 Press Release $5.8
Connecticut Bank and Trust Company 12/03/08 Press Release $5.4
The Connecticut Bank and Trust Company 12/03/08 Press Release $5.4
Commerce National Bank 12/03/08 Profile $5
Northeast Bancorp 12/12/08 Press Release $4.2
Pacific Coast National Bancorp 12/16/2008 Press Release $4.1
Pacific Commerce Bank 12/10/08 Press Release $4.1
Capital Pacific Bancorp 11/06/08 Press Release $4
First Bankshares 12/12/08 Press Release $3.5
Community 1st Bank 12/12/2008 Press Release $2.6
Seacoast Commerce Bank 12/01/08 Press Release $1.8
Manhattan Bancorp 12/09/08 Press Release $1.7
Saigon National 10/27/08 Press Release $1.2

I do realize bad things happen to good people... I've been there myself.  However, that doesn't excuse your debt and give you a free ride.  Especially to people who take out loans or purchase things on credit with no intentions on paying it back.  Your post does not explain why people working at McDonalds are buying 50K+ vehicles and wondering why they can't afford payments.

I've never seen anyone working at McDonalds driving a $50,000 car.  It's a mixed bag with debt.  I think people actually believed they could afford the car they bought considering the income they were making from their job.  Even if it was a stretch for them financially, they could still make their payments with their current job.  No one expected the job market to crash and home values to plummet.  It's just an unfortunate situation people are in with debt.