no caller ID

I was at home sick and had a few calls from my supervisor stating that an officer keith marsh called at least four times. I took the phone number down and called keith, he told me he was from a BM Group to collect a loan. I asked him from what company? He started to studder and repeat the name of his company. I told him to let me call him back. I then called back 20 min. later and the phone number was not accepting calls. I tried back again and he answered, I knew his voice and asked what his name was, he told me Jeff Anderson. I told him he was a liar and do not call anywhere looking for me. I then called the police, they spoke with him and the number is now disconnected!

I got one of these calls too. I'm glad I looked up the number here before I called back so that I was prepared. They called my place of work and threatened that if I didn't call back I would be arrested. I called them back and my story follows what everyone else's here was. "Keith Marsh" hung up on me because I was doubting him, but I called him back and prodded for more information. He was having a hard time making stuff up as fast as I was pulling it out. I asked him not to contact me again and told him that I knew this was a fraud and would be reporting it. He laughed at me and again told me that I would be investigated, then hung up. I recorded the calls and submitted my complaints with the FBI, AG, and FTC.

It's a scam, and all their threats are false and illegal. See my message below for details and for information about reporting these criminals to federal and state law enforcement.

It's a scam, and all their threats are false and illegal.  The bottom line is, these are criminals trying to steal your money.

Here are a few news reports and government advisories warning consumers about this scam:

ABC News:  http://abcnews.go.com/Business/story?id=5621205&page=1
West Virginia Attorney General:  http://www.wvago.gov/internetloanscam.cfm
WTAE TV4, Pittsburgh:  http://www.thepittsburghchannel.com/call4action/17285785/detail.html
Florida Commissioner of Consumer Services:  http://www.800helpfla.com/newsletter/2008/092008.html

This is a very active group of scammers, many of whom are calling from India (and probably other countries) and are in cahoots with a group of American pay day loan scammers. Typical of many financial scams of this variety, they usually demand payment via Western Union or MoneyGram or credit card. They use any number of phony names such as US National Bank, Federal Investigation Bureau, US Legal Investigation Bureau, US Federal Bank, Sonic Bank, Hopkins Law Office, Christian Nicholas & Associates, CashNet, Financial Crime Prevention, National Crimes Division, United Legal Processing, Morgan Associates, United Pay Services, National Processing, White Collar Crime Unit, David Morgan & Assoicates and many more.  These criminals also use many phone numbers from many area codes; they're probably using caller-id spoofing software and/or VoIP to disguise their real location.

These scammers attempt to extort money from consumers with a myriad of false and illegal threats, and alternately pose as debt collectors, federal and state law enforcement officers, lawyers and bankers. Their trademark is to use meaningless legalese gobbylgook phrases like "We are downloading warrants against you" or "We are filing an affidavit against you."  Other trademark phrases include threatening the consumer with ridiculous phrases such as "If you don't pay then only God can help you" or "If you don't call me back then I can only wish you good luck."

The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, or demanding your lawyer's name so they can sue you, it is ALWAYS a scam. No debt collector (let alone criminals posing as debt collectors) has the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing.) And since these foreign dirtbags routinely impersonate law enforcement, it's also important to remember that American law enforcement officers aren't in the business of debt collection.  (Debt is a civil, not a criminal, matter.)

A consumer posting a complaint about these same scammers at http://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is associated with an India-based "outsourcing" telephone bank.  Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.

This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass/Ellis Crosby & Assoc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (
http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 )  There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.

Here's the contact information for the phone bank in India:

IntellisOurzE BPO
701, Sapphier, Nr. Cargo Motors,
C.G. Road Navrangpura,
Ahmedabad - 9. (Guj.) INDIA.
E-Mail: info@intellisourze.com
Website: www.intellisourze.com

A check on the domain name "intellisourze.com" shows that the website and name registration was created on May 8, just one month *after* the Crosby scams were shut down in Florida:

Domain Name: INTELLISOURZE.COM
Registrant:  Pragra Infratech Pvt. Limited.
Email:  ankur.ranpariya@pragra.com  
908, Aksaht Tower, Nr. ICICI Bank
Opp. Rajpath Club, S.G. Highway
Ahmedabad, Gujarat, India 380054
Tel. +91.7926871353
Creation Date: 08-May-2008
Expiration Date: 08-May-2009
Domain servers in listed order: ns5.znetindia.com ns4.znetindia.com
(Source: http://whois.domaintools.com/intellisourze.com )

Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.

This is conjecture, but appearances suggest that Crosby and company were originally running a two-pronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.

If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):

1) The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.

2) Alert the FBI at https://tips.fbi.gov  Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement or lawyers, officers of the court or bankers, be sure to include that information in your report.

3) File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.

4) File a complaint your state's attorney general, the contact information for whom is at www.naag.org

5) File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a *small* sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:

http://800notes.com/Phone.aspx/1-904-425-9141
http://800notes.com/Phone.aspx/1-336-553-3965
http://800notes.com/Phone.aspx/1-888-909-6789
http://800notes.com/Phone.aspx/1-925-262-1327
http://800notes.com/Phone.aspx/1-678-954-6346
http://800notes.com/Phone.aspx/1-888-341-4004
http://800notes.com/Phone.aspx/1-856-831-0640
http://800notes.com/Phone.aspx/1-949-743-1140
http://800notes.com/Phone.aspx/1-410-505-8128
http://800notes.com/Phone.aspx/1-917-464-2534
http://800notes.com/Phone.aspx/1-210-858-6602
http://800notes.com/Phone.aspx/1-888-775-2121
http://800notes.com/Phone.aspx/1-310-909-8245
http://800notes.com/Phone.aspx/1-949-743-1156
http://800notes.com/Phone.aspx/1-214-245-1402
http://800notes.com/Phone.aspx/1-214-245-0922
http://800notes.com/Phone.aspx/1-214-723-5572
http://800notes.com/Phone.aspx/1-904-425-2863
http://800notes.com/Phone.aspx/1-718-831-7157
http://800notes.com/Phone.aspx/1-904-425-2857
http://800notes.com/Phone.aspx/1-858-244-0444

My brother received a called from Officer Marsh reportedly from the Crime Prevention Unit in East Texas regarding three felony warrant bank fraud charges. However, they would not provide him with any contact information. As listed above, they had his social and work number. I believe this is a scam!

I received a call from a so called officer marsh as well couldnt understand a thing they said and I called back got disconnected and then fianlly tt someone they gave me info that was correct on myself and then they tried to get me to pay them money I told them they were a scam and I hung up on them and reported this to the police

they called my place of work and gave the answering machine and gave my social.

I got the same call from a Keith Marish strong Indian accent also and he told me he was a office Keith Marish and this was an investigation into a criminal matter. They call my work but when they ask for me I thought I sd I wasn't available because it sounded like something funny. I am in not trouble woth nothing to have an officer call. I called back and sd a different name and the guy that answered the phone sd that keith is gone for the day but it's in reference to a legal matter.This is defeinently  a scam watch out. I'm going to make a police report with my local police.

Keith Marsh Financial Crime Prevention...sounded like he was Indian- VERY heavy accent had to listen like 5 times...said I needed to respond right away or GOOD LUCK???
I didnt like them having my SOC# and my CELL#

Very weird and disturbing!

I got the same call as above.  The fact that she stated that if I don't call back only God can help me, is far beyond what a American named alien working for commission has a right to do.  "Officer Stacy Williams" with such a strong accent I had to listen to the message 3 times.  If anybody else would've listened, they'd know my social security number & my voicemail box at work isn't locked, so anybody listening would've known my personal business.  Isn't that against the law?

I received the same call from someone wanting me to call them back.  Stated that she wished me good luck if I didn't call her back.  

I called the number back sat on hold for 5 minutes and then I hung up.  When I tried to call back two hours later, the recorded message stated that I had reached a non working number.

If this is a collection agency, I wish they would stop divulging my personal infomration to whom ever answers the phone!!!!

this same lady has been calling a friend of mine. I answered and she told me that i should pack my bags and say goodbye to my family! Also that i would be locked up for 3 yrs, have my social locked and won't be alble to work. I asked for her id number and her supervisors id number. She stated that her Supervisor's name was David Jackson and his id number was 23000. She states her name is Officer Stacy Williams. She states the address is 4130 wild oak dr. houston, tx 78219.

This person with a very strong accent, is saying that she is calling from the U.S. Legal Investigation Dept. because my social security number has been connected with fradulent activity in the state of Texas. Then she begins to say that if I don't respond back that only God can help me.