Been dealing with the 2 people jay Murray and mess or ms lakes all day...called first thing this morning talking abouta debt from 2010 for CASHNET USA. Said that iI waved my rights to trial and owe 925.17. And that it had to be paid by 2pm today or I was going to be arrested for check fraud and charged with a felony or 2. I stated I don't have that kind of money and would they take payments...ms lakes said they might be able to take a 40% stop action payment of 366.86 but that still might not be good enough. But it had to be done by 2pm today.
They gave me a call back number and said to call them once I figured out what I could do. I called my husband who told me to research the number and validity of the company. Everything I found says they are a scam. And the loan that I did owe I played off in 2010. I called them back asked them to fax me their paperwork about my case And was met with them saying its not my job...Jay Murray said that because I choose not to pay that they will "be throwing me in the back of a cop van this evening. I called back several times after being hung up on and Murray told me to quit calling his office.
Scared the crap out ta me to start my day off and set me in a bad mood for the day when I figured out what was going on. I'm so glad my hubby told me to research it Cuz I was ready to sell my soul this morning when they called. These bottom feeding low lives feed on people like me to scare into paying this crap! GET A REAL JOB LIKE I HAVE! Work for your money and quit stealing from people like me!

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

?is seeking payment on a debt for a loan you do not recognize;
?refuses to give you a mailing address or phone number;
?asks you for personal financial or sensitive information; or
?exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.

If you think that a caller may be a fake debt collector:

?Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.?Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
?Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft ? charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
?Contact your creditor. If the debt is legitimate ? but you think the collector may not be ? contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
?Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.

http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors

Called my job stating that they had information to serve me with papers concerning fraud...really. couldn't tell me anything but wanted to say that if I didn't get the money that my kids must have done it.

I returned a phone call to this number, the pick-up message sounded computer generated that said it was the Fraud Processing Department. A guy that claimed his name was Tony Brown at x 405 called from this number claiming to be from the Police Department Investigations Bureau. When I returned the call I was placed on hold 3 times and "transferred" to the same person that originally answered the phone. He would not tell me what company he was with, simply that he was with the "Investigation Bureau".  He said that he was trying to verify if an employee named William Anderson worked here. He was rude and had no information to confirm employment. Sketchy at best!

Keeps calling me saying thy're from Investigation Bureau. His name is Williams. He said  that I only have 24 hours to respond n& if I fail, they will dispatch sheriff at my work place or residence.