***SCAMMER***DAVID WISEMAN  shows up on caller ID with the number 500 only. Message left claims my debit card has been 'frozen' and to press '1' to activate it... I wasn't home to press 1, I was downtown warming up my 'frozen' debit card!!!
***SCAMMER***DAVID WISEMAN

NEEd$50000 f or buy home  urgently
Can you Asist me?
nabi
nejadrasooli@yahoo.co.uk

Today I have received call from the +15000000000.But I don't understand who are calling me from this number.Because when I was connected with thIs number that times I was  hearing to narrow voice frequency so I was advise them please sending me email about of my email address. Next I will sending by sms my email id but yet I have no reply back to them.So I wants to know for that who was calling me? Or May l thInk this Is fraud call.?Reply!1 2 3 4 5

Today I have received call from the +15000000000.But I don't understand who are calling me from this number.Because when I was connected with thIs number that times I was  hearing to narrow voice frequency so I was advise them please sending me email about of my email address.
Next I will sending by sms my email id but yet I have no reply back to them.
So I wants to know for that who was calling me? Or May l thInk this Is fraud call.?

Yesterday night i got call from this no too from same no +5000000000, but no response no reply..!!

They call about every 30-45 minutes and hang up after less than 5 seconds. I tried letting the answering machine get and same thing, I don't owe anybody, so I can't figure why they're calling my number. And they certainly can't scare me if they won't talk.

call me every hour staying about 4.pm until 9.pm when i answer they hang up.my mother is sick and is 80yrs old and they call and, and up set her every day. it all to be a law to put these people behind bars.they are worse than any behind bar and breaking the law.

This # has called me 2 times in less than 30 minutes. It hangs up on me. If I try to call it back it says it is disconnected.

eu quero  cassh

I see this post is from a couple of years ago, but the same Mrs. Brown is calling me and she is at the same ext. you mention.  Sad thing is that she is leaving messages for my mother who does not and never has lived with me.  At the end of her call she says "this is an attempt to collect a debt".  Isnt that illegal to leave my Mothers personal info. on my voicemail?  I am guessing she looked me up online.  I have been playing back.  I called her back and left the reference # but never said a name.  She called my phone (thought she had me) and said ------? I said "yes", she started telling me what the call was about.  Didn't verify my name or anything.  Then when I told her I was not who she was calling she said "you just committed fraud", I said "yeah lady, I committed fraud so I could collect mom Mom's debt, you idiot".  She had the nerve to call my cell the next day and play dumb, when I didn't answer she called my home # which the previous day I told her to never call again.  They are dirty.  Anyways I told my mom of my pretending to be her, and now I just freak out on them when they call.  I was yelling at "Mrs. Brown and she had the nerve to tell me to calm down as I was going to have a heart attack.  So unprofessional.  Scumbags...

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khom 4thi tran my an

Suggestion of everybody: I am getting these also and called the phone company about it.  They said they were solicitors of some sort and not to answer and to try blocking it.  Call your phone company to find out how.

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Caller asked for the Fields.  We have had the same number for over 3 years and no one by that name has ever had it.

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Got 2 calls from them today. I screen all of my calls and when it's something I don't recognize I don't pick up. 2nd call received some guy left a message saying his 'client' needed some assistance in retrieving monies owed to them. I know I owe money. I wont deny that. I suggest to you all, just like the person above, that when you pay back your debts, go directly to the source and pay them. NOT the people who threaten you with 'legal action' or other kinds of discipline. They are all empty threats unless you owe some ridiculous amount of money (a few thousand at least). Then and only then is it worth their while to actually take you to court.

I get daily calls from these bozos; never answer and neither should you!

If you owe, deal DIRECTLY with the bank or whomever you owe; they operate within the law and often will work out terms for repayment, sometimes even reducing the amount.

These collection agencies are true bottom feeders, especially these days with so many of us over a barrel. They lie, harass, and even inflate the amount owed for their own profit. Most operate outside the laws written to protect us.

I received a call from this # 3 times telling me that they are going yo sue my wife. This is my cell phone. How in H--- did they my number?

has anyone received these phone calls after someone close passes away? just a thought, because this has happened to me 3 time in the past 2 years

This link is great. I had the same experience. It is a credit agency.  Never say you will pay anything.  Do not be a nice guy and say 'maybe I will pay' anything.  ONCE THEY GET THAT ON A TAPE RECORDER, YOUR THREE YEAR LIMIT OF TIME WILL START ALL OVER AGAIN.;  IF NO ONE TAKES YOU TO COURT WITHIN 6MO, THEY CAN NOT ATTACH A LIEN ON YOUR HOUSE(if they were a workman fixing it),  AND IF THE PAYMENT GOES BEYOND 3 YEARS WITH OUT BEING PAID, THEY LOOSE THE ABILITY TO COLLECT ANYTHING.  IF YOU OWE MONEY FOR A PURCHASE PAY IT OFF, BUT IF ITS NOT OWED  or you have a dispute TAKE HEED --YOU DO NOT OWE A THING. (unless you take it to court with a jury trial).  Most Juries will decide in your favor because of all the reasons they've experienced with the above posts. You have friends :)

this co has not only harassed my daughter re her bank of america acct they have harassed her neighbors as well. they have shared her confidential info with numerous people and insulted those people with crude and rude remarks.  the fdcpa states that a creditor cannot contact neighbors more than 1 time and then they can't share personal info....violations 1 and 2. it also says they can't harass or misrepresent their intentions....violations 3 and 4.  the list goes on and on, but the above mentioned violations are more than enough to file a complaint against them as well as bank of america which is exactly what we intend to do!

this co has not only harassed my daughter re her bank of america acct they have harassed her neighbors as well. they have shared her confidential info with numerous people and insulted those people with crude and rude remarks.  the fdcpa states that a creditor cannot contact neighbors more than 1 time and then they can't share personal info....violations 1 and 2. it also says they can't harass or misrepresent their intentions....violations 3 and 4.  the list goes on and on, but the above mentioned violations are more than enough to file a complaint against them as well as bank of america which is exactly what we intend to do!

this co has not only harassed my daughter re her bank of america acct they have harassed her neighbors as well. they have shared her confidential info with numerous people and insulted those people with crude and rude remarks.  the fdcpa states that a creditor cannot contact neighbors more than 1 time and then they can't share personal info....violations 1 and 2. it also says they can't harass or misrepresent their intentions....violations 3 and 4.  the list goes on and on, but the above mentioned violations are more than enough to file a complaint against them as well as bank of america which is exactly what we intend to do!

Update
Well they called me on Oct 17th and i just hanged up on them. After that I have not heard from them again. I was thinking they sold the debt to another company or they actually are going to sue me (I really doubted this).

Well Today I get a letter in the mail from a new Collection Agency with my cold Chase debt that Creditors Interchange bought and now Sold to Maximum Recovory Solutions (I googled and found out its another Slimball company that uses scare tactics).

Well after dealing with threats and lies and millions of phone calls to my work and cell phone and family members they gave up and sold the debt. I have learned a lot about Collection Agencys and my rights as a Debtor.

What i suggest to others if you get calls from this Scumbags.

1 Never talk to them on the Phone (Send them a Register letter to stop all phone communication and can only reach you thru mail only).

2 Most Old Credit card debts are Charged off and sold to these companys for Pennies on the dollars and you also need to send them a Validation debt letter ( google it ) to see if the debt is valid.

3 If you plan to pay these guys or can pay. Do not set up payments thru your checking account or CC they will suck your account dry if you got anything in there. Ask for all negotions in writing (faxed or mail to you) with details of amount your going to pay and that they remove the debt from your Credit Report and make payments only with Money orders.I suggest if you are planning to pay,get a hold of the original creditor and set up payments with them. IF a CA ask you to pay in full and you have the money you can talk your way down of the debt.Just say you owe 4,000 dollars and the ask for it in full,you have a pretty good chance you can get the debt down to 20%-60% of the original debt.Remember the bought the debt for a pennies on the dollar,So they will still be making a nice profit.

4 Will they Sue you? Chances are slim to none.If anyone plans to sue you it would be your original creditor.Once the Debt goes past 90-180 days with no payments its due in full and then the Creditor will take a look at how much you owe,Credit Report,Assets(Home,Cars,Good paying job)and your current debts and will make a decision to Sue.Most the Time they charge off the debt as bad debt (tax right off for all the profit the CCC make) and sell the Debt to Collection agency.Most Collections Agencys will not take the risk of paying attornys and court fees  to take you to court, and they still have to get a judge to sign off on this to get a settlement or could get dissmissed.So if they threaten to sue you its only a Scare Tactic.

Final thoughts a few years ago I had 750 plus credit score,I was proud of my credit score and always paid my bills and engoyed being responsible and recieving good APR %. Well after losing my house,job,Family illness, I realized there are more important things in life. You only live once take care of you and your family first before paying Lowlife Collections agencies like Creditors Interchange that is Getting Rich off there Scare Tactics ( they Have 5 locations but may complaints and law suits against them). And for the Original Creditor that you try to tell them your in trouble and the raise your APR from 7.9% to 29.9% and tact all kinds of BS fees calling you a high risk and are making Trillions a year.Dont feel bad they will be just fine write off your debt and sell it and ruin your Credit Report.

And for the Collections people,I know its your job to try collect debt to make any money at your work. I imagine you will be fired pretty quick if you dont collect any money or Will make Min wage a hour since your on Commission.I dont think all Collectors or Slimeballs,There are a few that just want to know whats going on with your debt and will try to set something up to pay something.Then theres Places like Creditors Interchange That Lie to you and your Family and Work, Saying there Attornys,Cops,Judges,Payroll from your work, Telling your Employer that you missed Court,Disclosing Debt Information to 3rd party which is Totaly illegal Ive heard it all from this place.I hope the Owners and the Lie Collectors that work for this company go to hell when they die.

SORRY FOR THE LONG POST VENTING

I have been enrolled with the CCCS program for a year now. The company who's helping me resolve my debt have inform and mailed my creditors to ceased all calls to my home and work. Two weeks ago my old friend had inform me that she's been receiving calls and messages from unknown phone number (500-000-0000) and unknown collection company called Surgents? Capital. The collector left detailed message regarding my debt. Not only she would leave a message but she would also calls several times in a row on the same day.  She had left a message regarding my mother who stated that she had spoken with her. But the most disturbing thing about is how she's able to get a hold of my mother who lives most of her life residing out of the country who never been here to this country at all. I know I owed this debt and I intend to pay this. But harassing people just to collect a single cent out their pocket doesn't resolve this issue. Before to call a debtor to collect the money make sure you have all your facts. You want to be aggressive so you can earn the incentives from this people, you as a collector(s)also owed debt and believe or not you don't pay your bills on time as well. You want to harassed people on daily basis, hey that's what you want to do but guaranty you people won't pay unless you resolve this in a manner and appropriate way. Most of all don't lie.

Got a call from them, first on one number and then on another.  The person says his name, and that he's "calling you from my office out of Buffalo NY" for "my client, Bank of America" which "has retained my office to represent them regarding a pending legal matter".  Unfortunately, in my case, it's a valid call (an unpaid credit card).  He said for me to call him back at 1-800-545-2386 (which, interestingly, isn't listed in the database).

I just received a call from this number. I let it go to voicemail. The caller is Mrs Brown and she provides a reference number but no company name. Her number is 866-896-5254 x 3679. A search on THAT number turns up Creditors Interchange Receivable Management, LLC. She ends the call by saying :This is an attempt to collect a debt."


See http://www.budhibbs.com/debtcollectorpages/creditors_interchange.htm.

this co has not only harassed my daughter re her bank of america acct they have harassed her neighbors as well. they have shared her confidential info with numerous people and insulted those people with crude and rude remarks.  the fdcpa states that a creditor cannot contact neighbors more than 1 time and then they can't share personal info....violations 1 and 2. it also says they can't harass or misrepresent their intentions....violations 3 and 4.  the list goes on and on, but the above mentioned violations are more than enough to file a complaint against them as well as bank of america which is exactly what we intend to do!

this co has not only harassed my daughter re her bank of america acct they have harassed her neighbors as well. they have shared her confidential info with numerous people and insulted those people with crude and rude remarks.  the fdcpa states that a creditor cannot contact neighbors more than 1 time and then they can't share personal info....violations 1 and 2. it also says they can't harass or misrepresent their intentions....violations 3 and 4.  the list goes on and on, but the above mentioned violations are more than enough to file a complaint against them as well as bank of america which is exactly what we intend to do!