These clowns are ridiculous.  I have an arrangement with a legitimate creditor for a debt that is the result of my divorce, and my debt is being paid down.  American Mutual Holdings called me to tell me that the creditor I'm dealing with is not legit and that American Mutual Holdings will take me to court locally.  They started calling me two months ago harassing me at work and on my cell, threatening me with a law suit.  I told them I have complete documentation on the pay down of my debt and PLEASE take me to court.  The "legal representative" that called  (Tracy Lynn) said she would render a decision on this case and then told me to be prepared to pay additional court costs since we would be going through the courthouse.  I started questioning her and she yelled at me and hung up.  SURE...this company is legit.  How could it not be??  LOL.  DO NOT give this company any information about yourself.  No debit card number, no bank information...nothing!  By the way, she was addressing me by my married name.  I dropped that five years ago.

This number was on our Digitone call blocker list of blocked numbers that called recently. We couldn't answer it... it was blocked. We block everything by programming 97#* then invite local area codes and the two where relatives live. Individual local numbers can be blocked by pressing BLOCK twice and we have also 'invited' two individual phone numbers in area codes that were blocked by the area code block.

This IS a scam.  They got money from me until I proved to them that I never received such a payday loan.

I was away from the phone so I did not answer. Must be scammers, after looking at the rest of the posts... I have not had a loan balance for anything including a mortgage for 15 years!

I got a call today from Tracey Lynn from chex systems where she stated that I will be picked up from my job if the amount of whatever wasn't paid. I immediately knew this was a scam because I don't owe anyone but my car payment. Please if you get a call like this call the FBI and report it. Scams are bad.

I have been receiving calls at my work from these people.  Today when they called I told them that I had done some research on the company and they are a scam.  The guy John said that it is not a scam and they i will deal with the courts in my county.  I also told him that for a reputable company they would send the paperwork to my home address.  He kept arguing until i finally hung up.  

For the one that pay money,did anyone get money place back through your back after you found out you been scam? or will get the money back from my bank if I report it was a scam.

They  call me the first time and told me they collecting a debit Allied Cash Advance and wanted me to pay money. I told them I had no money. Then call me back on the October 28,2013, which I paid $108.00 from my acct. and then they told me had to pay $208.OO on the November 1,2013. from my bank again. I thought i was paying off a debit and suppose to send me a letter stating it was paid off. But when I call the number back, it no longer works. I call my bank to ge the name of the company so I look it up. That's when I realize it was a spam when i look up the number.When they call they tell you there chex system and all the fees they will charge and told me they will take me to Stafford County court for fraud.

Hey Robert, these guys are still in action. Wondering if you found out any more information on American Mutual Holdings?

hello did you ever get the information you needed for the three payments because im in the same situation.

I received a call as well they said they would send paperwork and never did luckily the charge to my account was denied and after receiving fraud protection form my bank i looked them up. thanks to all your posts I would of never thought it was a scam place. I like everyone else have debt and slowing taking care of it but I always get paper work in the mail none with this company.

that I owe BMG/SDS processing for a payday loan

These people have been calling me from all kinds of numbers stating that I have a loan that was never paid for. Even though I knew I had never done this I thought well maybe I clicked on something in error online with a popup or something so I contacted my bank and they said no deposit was ever made on that date and that it is a scam. They haunt me, I can't get them to stop they call my home, my parents home, my brothers home, and my work. They refuse to answer questions when you ask them and they get vile with you. There has to be a way to stop them. I had a lady call me at work a few weeks ago and when I told her that she needed to stop calling me and hung up on her she called back six times and hung up like a little kid I answer 911 calls she was being dumb when someone may have been trying to call for medical help. I don't know what to do this has been ongoing since I paid off a student loan that was on my credit report two years ago I think they must haunt our information and see activity so they start calling. The woman I spoke with today told me that she was an affiliate for my state, I said bull.... your area code is 404 that is Atlanta I lived there and she was caught off guard took her a minute to come up with her story. I asked for her company name and she said okay so I guess you just want me to sign off and send this to your states attorney then I said yes he is a good friend of mine stop F'ing calling me and hung up. It makes me crazy!

http://reputationbuild.wix.com/reputationmanagement#

And a Trademarkia search shows that there is NOT a valid trademak on the term Reputation Management....So, lets's get this straight. A "seasoned" attorney who works all angles of the JDB community as well as president of a Boiler repair facility/CEO of a construction conpany/Professional Hockey Player/DJ/Law Instructor/PR Specialist/Winner of awards/ Slayer of Dragons, for some reason tries to lend credence to his site by claiming a trade mark that doesn't exist.

Why? Has he not sucked enough money out of the public's teet? It's funny that his FB page background photo says "Karma"...One day (hopefully soon) Karma truly will come back on this person

I'm going to go out on a limb here and even suggest that American Mutual Holdings, NCR, Lippes Mathias and Wexler, and Rob Madia are all so entertwined, they may be the same entity?

I am now on a mission to tie them all together and send all of my findings to the NY SAG office. The Erie County Commisioners Office is a useless puppet in the Junk Debt Buyer scam being ran from his County (or maybe he is part of it too?)

Any info you can post or find will help me on my mission to squash these parasites.

http://whocallsme.com/Phone-Number.aspx/8006807414#p506327679249048212

I posted quite a bit on their "lawyer", Robert Madia, here if you want to see what a piece of work this man is.

I had hoped these jerks were gone for a while, but apparently not. Please read my posts on page 1 of this forum and DO NOT PAY THEM A DIME. Pay the original debtor if it is a valid debt. These people (term used loosely) are scum.

The number I recieved was 521-621-5845. I have paid off 3 loans through them and never got a confirmation letter. They called a little over 2 weeks ago and said I owed TIOR Capital. I did have a loan with them, but was to  hagve paid off with the other 3. They got $58.00 out of me already with an agreement to paid the remainder this coming Friday. I didn't take down a new number as I was getting ready for work and in a  hurry. I realized I have paid them for TIOR Capital already and wondering should I stop payment on it. The cost would be way cheaper then them taking the money out of my account. I had surgery this past Friday and off from work, so I need my money to pay the other bills instead. When I call the number I originally had, it goes to a recording for National Check Registry. It's listed on my bank account for American Mutual Holdings of Buffalo, NY and I cann ot find a number or address for them.

I got the same thing with my telpehone number or that it has been changed or no longer in service. 521-621-8545

I got a call from 1-521-621-5845. I paid off 3 loans through them and then got another call saying I owe to 1 company. I have paid that one already, and they are due to take money out of my account on Friday. What should I do. Put a stop payment on it, or call the original company.

I need some help in finding where 3 payments went, when I was contacted about a payday loan payoff. The call came from a Shiela Moore with the # 518-621-5855, but the payment post my bank statement as American Mutual Holdings. Now when I call that # is an recording for national check registry.

These people contacted me and I paid them. They said that I would be arrested if u didn't. I need to know if they are actually a legit company. My credit card company is ready to dispute the charges at my request if I get proof that this was a scam.

These people contacted me and I paid them. They said that I would be arrested if u didn't. I need to know if they are actually a legit company. My credit card company is ready to dispute the charges at my request if I get proof that this was a scam

There are people out there who are running scam after scam.  Let me say this, no sooner than I get on the Internet and fill out a form for a Cash Advance or Payday Loan, if you will.  These Middle Eastern (India Voice) sounding folk start calling my place of employment talking about there are legal actions against your SS# and Drivers Lic#.  I don't get any calls until I fill out one of these forms on the Internet.

My suggestion is investigate and make these people send you Validation of the Debt owed.  If it is owed then pay it and then make them send you a letter of Debt Satsified and be done with it.  Internet Payday Loans are so darn risky.

Be Cautious!!!!

These people are scammers and liars.  They cannot do anything to you and only are trying to scare you saying they are serving you papers.  Would a legit process server first call to see where you are so you can be served?  That's ridiculous.  They will use scare tactics of every kind to get you to pay.  Do NOT send them any money.  If they call, hang up.  They are breaking the law.  Turn the tables on them and ask as many questions as you can.  If he says he is an attorney then ask him for his bar license.  I guarantee you that after asking them these things they will hang up.  They will tell you they are filing charges in the county you live in.  This is all untrue.   Know your rights.  They break every law of the FDCPA.  Do not be scared by these people.  They can do nothing to you.  Just simply hang up.

A guy named James has been calling me from this number. He first tried my cell  phone and because I was working he left me a voice mail, telling me there were charges against me for check fraud and that Rutland County was going to serve me papers and he wished me good luck. He then turned around and called my work I knew it was the same number that had just left me a message on the cell and I pick up the phone, I explained I was at work and it was not a good time to talk he said when can you call me back and I said I am not sure but now is not good. I hung up after some bainter with him back and forth. He directly called back again I answered he then asked to speak to my supervisor, and I let him talk to our manager and she explained to him that it as pesonal business and none of her's and that he would  have to speak to me on my own time. He then asked to speak to someone above her and she expained that there was no one above her, which in our building there wasn't. Anyway he called back again and hung up because I answered the phone again, he then called back while looking at our company web site and said he was asking for the owner of the business listed him by name which was rather scarry to think of someone that evil knowing where I was physically. He called back and spoke to the GM of both of our stores who then called me at  home telling that someone had called and was going to serve me papers at work and he told him that that would  be fine. Atfter 5 I calld this number back and there was no answer so this morning he called me back and asked if I was going to make restatution for what I owed and I said first of all James the phone number leads directly to your voice mail no company name nothing who do you work for and where is this so called bill from he said I work for National Check Registry and you are being charged with bank fraud by Vista BMG for defaulting on a payday loan  you took out in 2/12 I said James I guess you are going to have to do what you have to do. Have me served if you must but I put this in the hands of a consolidtion company and they ended up being a scame so I stopped payment on all transactions from my bank account. At this time I am unable to make restatution because it is winter and my hours have just been cut at work drasticly which is why when I am there I don't want to be bothered by your calls. He then proceeded to argue with me and tell me that my personal problems were no concern to him and I said I realizethast so please do what you have to serve me and I will deal with the court system. Basicly we hung up on eachother and about 1/2 hour later I received a call from work stating that a Lauren Kelly had called me from an 866 294 9604 attempting to serve me papers this morning. While I was talking to work Lauren Kelly called me said she had to serve me at work this morning I explained that I wasn't there thay she could have the server come to my house apparently that was not possible it had to be at work. Because I was in the grocery store when I got home I called FTC and filed aclaim I was instructed to call the original holding company which was Vistsa and see who they had sold the dept to and to not take any more calls from these people. She told me it sounded like a scam. So I called Vista collections and they have no record of me as a client what so ever.

Mr. Sanchez is a very brave man who hides behind a phone to intimidate your family, relatives, dogs, and anyone he can come in contact with.  Fret not people of America, this guy must live a miserable life, smoking 3 packs of cigarettes a day and IF he is married I'm sure she looks like that white junk that accumulates at the side of your mouth.   I'm sure he is also an ego maniac so he probably will read this post...Enjoy it scum.

And it was american mutual holdings in buffalo ny that called

Well here is another one on these people. They were using the number 2624329202. They called my father in law and told him they needed to contact me. I called them back and they told me I had a pay day loan and was going to be charged 3000.00 and a felony charge for attempting to commit fraud on a company. I asked when this loan was made and they told me 8 years ago. I was like well I just switched banks this year so if there was a loan it would if been paid off. They said they were sending the us marshals after me if I didn't pay 250.00 that they would settle for. The number they used as now since been disconnected.

Just received a call from a Peter Neil asking for someone that I work with. Isn't it against the law to tell anyone who is not that person the reason for the call??? Then on top of that he demanded to be transfered to our supervisor and wanted a number to our corporate office...yeah that didn't happen