They are calling my job, cell phone, my brother and mother's phone saying I am pending charges unless I pay $331.00 dollars.

Unfortunately, I was a victim of this fraud, and believe me it is a fraud. I have filed a complaint with my local police, the FBI Internet Crime Unit, because the info about me was obtained online, and the FCC, because the fraud was also perpertrated over the phone.  With a lot of tiring work, I have found this out:
The name of the company is DuFrost,LLC.  The caller gave me a fax number that locates the company in New Jersey.  I contacted the Secretary of State in New Jersey and this is what I found:
As of 2/06/09 this is an active limited liability corporation.  The Officer of Record is Deena Daylan, the business address is 924 Bergan Ave, Suite 232, Jersey City, New Jersey, 07306, and mail is deliverable there.  Web Site is www.dufrost.us.  Unfortunately, I am still hounded by others for the same accusation.  Beware these phone numbers also: 1-866-701-2081 and 954-343-5968.  I suspect these are the same people.

is this a scam, he kind of scared me i know i opened a loan on line and forgot to pay it back? should i really listen to him? and i actually gave him my card information. what should i do?

I received a message on my cell phone from a Stephen Bishop and told to call 561-370-7893, heavy accent, probably Indian.  He said that he left several messages (which he did) that I ignored.  This time he said that this is the last attempt.  If I didn't call him back today, legal action would be taken.  I am in a debt settlement program, so this time I did call back.  He answered and said that he was from the Dept of Crime Prevention, said that I have unpaid debts, started to read some supposedly legal mumbo jumbo and wouldn't let me get a word in edgewise.  He was very threatening, said that they would go to my workplace and residence and I would be arrested.  I asked what debts and he said payday loans.  I got him to say CashNetUsa which I have a payment plan with, so I thought something isn't right about this.  I told him that I already have a payment plan with them.  I did some research on the interest, and low and behold this is a big time debt collection scam!  I already put in a tip to the FBI.

DO NOT PAY THESE PEOPLE>>>>I REPEAT>>> DO NOT PAY THESE PEOPLE!!!!!
In any and all Things you are to get Validation of The Debt. Before you give them any info about paying, as in your debt Card info. request that this be paid via (Western Union Quick Collect) due to having a Physical Receipt of whom you're paying and what you're paying and why you are paying it. If they can not give you NO INFORMATION, then don't give them any of yours especially your Bank Accounting Info. It doesn't matter what info they have on you. If they Can't Validate what you Owe, When you Owe it and to Whom you owe it to and Why you have to pay them and not the original Lender then everything else is null and Void. Get their Company Info before you pay them as always to anyone.. Fraud Still Exisit you know. If they were from a Criminal Prosecution Dept. Do You think they need to Harass You. Come On Guys Anything Dealing with the State or City Or County would be a little More Professional than that. Bought Sense Is The Best Sense... This Doesn't give you a reason of not Paying Whats Owed Pay Your Loans Back..but not with a person of threat and with no prper English Speaking Either... BE BLESSED

This guy with a strong Indian accent keeps calling me over and over and has my social security number, my bank account number and my place of employment and address.  He says his call back number is 561-370-7893.  Very scary, he said he's from the Miami Crime Prevention and that I owe some internet loan I ALLEGEDLY took out in Nov 2007, on my checking account that he has.  I never took out a loan on-line and I also didn't open the checking account he has on file until 2008. He said his name is Jason Hunt Dept of Crime Prevention and his address that he questioned why I wanted, he said it was 17300 Northwest 68th Ave Miami, Fl 33015.  I looked that address up on-line and it's coming up as Clyde's Food and Service.  Also he can't give me any information on the internet loan company except it's Cash Co or something.  FRAUD, please beware I already contacted my bank and credit companies, I advise whomever else he contacts to do the same.

called my unlisted cell phone and threatened me with proscution indian accent and yelling. I will not call back and I will block the number on my cell phone. If calls continue I will turn this over to my state police.

I am getting the same phone calls. They are saying that they are a criminal prosecutor and they are getting ready to file papers for me.  Very strong Indian Accent.  It is a SCAM!  Don't send any money to them.