Checked my bank account online, $29.95 debit made on 10.05.12 from "Alliance" in Coral Gables, FL  Called bank to make dispute. Since I was unable to read "For Questions call 1-877-???-?144" number, obscured by bank markings, bank rep gave me full number, 1-877-888-0144; called 4 times "the number you have called is not valid."  Googled Alliance, in FL, many companies with that name, then googled "Paysoft International" who 'prepared' this Check Conversion Voucher.   Interesting, 2 Director names,  Eri Guzman and Edith Davila, are same directors of Alliance and Paysoft International.  

Called Paysoft International number, 1-888-242-4922, Sat AM.  Surprisingly, someone answered, an answering service, explained situation, who in turned asked for number I was trying to reach.  She then gave me an alternate number: 562-508-4886.  Googled number:Paytheon Payment Processing Services, Long Beach, CA.  Ony VM available, Sat AM, nothing ventured, nothing gained.  

in reading all previous comments, seems to follow a trend.  looks like they have 'laid low' for a few months, now they are back working their scams.  Besides calling bank three times this AM, now to close bank account and open a new one after this bank holiday weekend (interesting this happens on a long bank holiday weekend), called credit card company I last dealt with on same day of this scam and they suggested i call the Credit agencies to set up an alert.  Done.  (Researching and am being blocked...uummm.)

That telephone number is for Mr Eri GUZMAN not Goslin. He's not in charge of security, he is the OWNER of Paytrix. To my knowledge there is and has never been a Mr Goslin working security for the company. At present there are about 6 people in total working in the main offices in Puerto Rico. Hope this helps.

Actually the girl was from Puerto Rico which is where Paytrix Corp has its main offices. Miami is a secondary location for them. L&M May have done the business transaction, but it was Paytrix that screwed you.

The company responsible is called Paytrix Corp. Run by Eri Guzman out of Miami and Puerto Rico. They have two websites:
http://paytrixvps.com/vps/
http://paytrixcorp.com/websales/index.asp

You can get more info there. From what I've read on ScamBook.com, they've been busy doing the same to many others at around the same period of time (February).
Hope this helps.

Name of company is "L+M Enterprises My Payday"  They made a unauthorized withdrawl of $30 from my account.  Unsure of how they got my account info.  Tried to call, but the message stated that "We Are In The Middle Of Training Classes to Better Improve Our Customer Service"  (LMAO)  Left a message informing them of what I was going to do and what they should do.  There has been no call back.  Reported to my bank which will refund the money.  Also going to have the bank go after them for fraud.

THANK YOU FOR THAT NUMBER ...I CALLED AND THE GIRL .."MAY" CANCELLED MY APPLICATION AND SENT IN A REFUND REQUEST THAT HAS BEEN APPROVED....SO I GAVE HER UNTIL TUESDAY TO SEE THAT REFUND POSTED TO MY ACCOUNT......I ALREADY CONTACTED THE ATTORNEY GENERALS OFFICE IN CT....AND ALSO BBB.....THESE PEOPLE ARE CHARGING FOR A LOAN APPLICATION PROCESS ING....WHAT A SCAM...I AM STILL CLOSING MY CHECKING ACCOUNT I DO NOT TRUST ANY OF THEM AND OF COURSE THE GIRL  ON THE PHONE HAD AN INDIAN ACCENT FROM INDIA!!!  MAYBE IF THESE BUSINESSES WERE HERE IN THE USA  AND NOT OUTSOURCED THESE THINGS WOULD NOT HAPPEN......BUT AS LONG AS I GET MY MONEY BACK ALL IS GOOD...I THOUGHT THESE PAYDAY LOAN COMPANIES WERE RUN BY AMERICAN INDIANS IF I KNEW THEY DID BUSINESS WITH PEOPLE HALF WAY AROUND THE WORLD I WOULD HAVE NOT EVEN APPLIED....I TRUST THE "AMERICAN INDIAN TRIBES" NOT THE ONES THAT CANNOT SPEAK ENGLISH OR THE ONES YOU CANNOT UNDERSTAND WHEN THEY TALK TO YOU!

AT LEAST YOUR BANK WAS SMART ENOUGH TO REALIZE THAT THIS WAS NOT A LEGIT WITHDRAWAL...MY STUPID BANK PAID IT.....NOW I AM NO LONGER WITH THAT BANK AND HAD TO CLOSE MY CHECKING ACCOUNT WITH THEM...WHO CASHES A VOUCHER WITH NO NAME ON IT AND JUST THE CHECKING ACCOUNT NUMBER....I BLAME THE BANK AS MUCH AS L&M ENTERPRISES ON THIS ONE.

JOANNE LOWMAN
THEY TOOK $30.00 FROM MY ACCOUNT ON FEB. 22, 2012!

I called the number 1866 922 9524 and spoke to customer rep, she said 30.00 was the fee for a pay day application loan. I insisted I would have never agreed to that charge, she tried to insist that there was a disclaimer on the application. I stated that I refused to pay for this charge and demanded the charge be returned. The customer rep claimed I could not be refunded because my application was still pending....I told her to cancel any application I had pending and requested again that my bank be reimbursed. She finally agreed and said my money would be returned. Hopefully I will get my 30.00 back and this info will help someone else.

UPDATE NO 4:  Well this afternoon I checked my banks website . . . not only did SOMEBODY refund my 30.00, they exponged the PAYTRIX debit off of my online statement.  I am still going to inquire with the FTC to see if this is some kind of "gotcha" fraud.  I am just happy to have my 30.00 back.  (It bought me a half a tank of gas!)

I called 1-866-922-9524 got a real person. It's a subscription to Credit Builders. Payday loans. The lady is refunding my money. Hope this information helps.

In regards to L & M Enterprises with Paytheon. It is Credit builders. To do with payday loans it is a subscription. I called 1-866-922-9524. Talked to a real person. She is refunding my money. Hope this information helps everyone out.

UPDATE NO 3:  Being as how today is a federal holiday and the banks are closed, I expect no movement on this matter which has partially weighed on me this weekend.  Well today after I got to work I called L&M Enterprises (DBA: My Payday Lender) at 866 922 9524, and reached Noela.  I had to verify my first and last name and even spelled it numerous times before she finally comprehended what I was saying!  Anyway, she verified my phone number and email address, and told me the reason I was charged the 30.00 was because that was the cost of an online payday advance application fee.  

I told her I NEVER would've agreed to that, so she cancelled the application and told me that they were going to refund my 30.00.  They got until Thursday close of business to have my money back in my account, then I am going to the FTC.

I left a message on the paytrix site and actually got a call back from a mr goslin he says he is security for paytrix and the number he gave me to call him was 787-238-2678 I hope every one calls this guy and gives him a good word or two I did not that it will probably do any good.

Paytrix Corp - L & M Enterprises - My Payday took $30 from my checking account.  Thank God that I have a bank that caters to its customers.  When I called my bank (HSBC) and read several of the complaints that I found on the "who calls me" website regarding 562-508-4886 they immediately reversed the charges and to my knowledge are looking deeper into this.

Becarfull fraudulent activity IRS it's been report and the banks and this is been under investigation please report this people or company has taking money's out my account without authorized from me be aware. Fraud.

they are also calling from 562-660-7281 L&M enterprises suppose to be a payday loan got me for 30.00 from my account

I had the same problem!! I check my account today and have a pending transaction www.paytrixcorp.com for $30 i called my bank and there is no phone number. The bank had to close my account and reissue another one. I hate this....I agree u should never use your bank account online.

I just had the same thing happen to me, i.e., I was checking my bank account on line, and found a debit of $30.00 from Paytrix Corp & M Enterprises - My Payday - 562-508-4886 4602.  Called them, and was told their office hrs. are from 8 a.m. to 5 p.m. P.S.T.  Same company (Paytheon) in California!  The best thing to do here is to report it to the FTC, and they have a GREAT website just for this purpose, especially when it has to do with the Fair Debt Collections Practices Act!  Thank you for doing the legwork, "BrokeinOmaha".  I will have to go to MY bank tomorrow and have the bank do the same thing!

UPDATE NO 2:  After work I called the PAYTHEON CO that I mentioned earlier.  The rep told me that I am looking for L&M Enterprises.  They can be reached at 866 922 9524 (7 - 7 CT MON - FRI) 9 - 6 CT SAT).  I was 3rd in line, then 2nd, finally at the end of about 8 mins, I was transferred to a voicemail.  Needless to say I left a very angry message in which I threatened to call the FTC, SEC, FBI, LOCAL POLICE, plus any and every agency until I get my money back.  

Don't give a damn if it is 30.00, TIMES ARE HARD!!!

UPDATE:  I called that 562 508 4883 number, and was immediately placed on hold.  This went on for 10 mins, in between the hold music, there was about 1 min of dead air.  This happened about 3 times.  I am definitely calling the FTC today or TUES since MON is the holiday.  I will post numbers in hopes that you all will do the same.

I have already been stressed out with my bank this week.  I have been checking my online statement daily to see if charges were returned.  Then today, 2/17/12 I pulled up my online statement to discover 30.00 had been debited from my account by PAYTRIX CORP (www.paytrixcorp.com).  I Googled them, got the website which gave the number of 888 972 9224.  Called them only to find out they are the "middle man" in this fraud game, and they are located in Puerto Rico!

The operator gave me a number of 562 508 4883, I called and got "Theresa's" voicemail, but her mailbox was full. SURPRISE SURPRISE!  So then I Googled the phone number and it took me to PAYTHEON PROCESSING SERVICES (www.paytheon.com) located in Long Beach, CA.  (Anybody else notice that it spells PAY - THE - ON?)  Bottom line is now I have to go through the rigamarole of going into the branch and filling out paperwork to dispute this 30.00, (they are already a bunch of a***oles to begin with), and my account is 30.00 short!  

My best advice to you all is when you go online to fill out apps for loans and other services that may require your banking information, make sure is a secure site.  That little lock should appear in the address bar, or in the box next to the address bar.  You can always click it to see if the site is secure or not.  Obviously I dropped the ball along the way,  And if you keep getting threatening or harrassing phone calls, especially on your cell phone, depending on what kind of phone you have, there is an app for android called BLACKLIST, and it's free.  AND IT WORKS!  It let's you block as many unwanted calls as you want.

Finally, contact the Federal Trade Commission and report these people!!!  As soon as I get off work today that is exactly what I am going to do!  I hope this helps.

Patti I had the same thing happen to me today. We need to find the poeple who own this company & shut it down

Hey this is going to L&M Enterprises. Who the hell do you think you are? You hiy me with a huge fee from my bank from a $30.00 check that I NEVER authorized! Try it again I will rip you apart when I find you.

This company withdrew $30.00 on a bank draft using my checking account information.  I have never had any payday loans or business transactions with them.  My bank paid it and charged me $ 34.50 to pay it.  I am filing a dispute for this and hope I get it back.

Took money out of my checking acct and did not authorize it.

Withdrawal from my checking, don't know who it is.

Triesd tom get money out of my checking account. I did not authorize it.

Same thing happened to my 91 year old mother, who is always getting scammed.

THIS COMPANY MADE AN UNAITHORIZED WITHDRAWAL FOR $289.97 FROM OUR BANK ACCT.
Tried calling phone # and it justs Rings.

THIS COMPANY MADE AN UNAITHORIZED WITHDRAWAL FOR $289 FROM OUR BANK ACCT.