I got the same call ut hsi name was Kevin and he worked for a Social Security Admin and he stated that I had 3 allegations against me for a payda loan I never even took out.  LOL! So I asked questions and he began to get a littel ugly about it.  He told me that I need to stop and listen to what he had say because he was man.  That was mistake number one, so I went off on his rear end and gave him a test of his own medicine.  He hung up and called the next I posed as a lawyer and said I wanted all information for the case and I was told by Kevin that he couldnt get me that information until tuesday, cause my case was still downloading.  BS!  I gave him a fax number and still havent gotten anything.  Scardey cat.  Next day he calls and I call back saying "I thought you spoke to my lawyer about this matter all ready." He says" I havent spoken to any lawyer at all and I dont know who you spoke to." So once again posed a my lawyer and spoke to Kevin one more time, he stated that he never spoke to me and that he would see me in court.  Yesterday Kevin called one more time and I clearly stated" I am recording this converstaion and the FBI is listening to how the way you scam people." He hung up and I hope to never hear from this jerk ever again.  To everybody who has gotten these calls from the whack compnay, stand up tp them.  Don't be afraid to show them how ugly you can get when you are threatened.  Just say fine I will contact my lawyer and ask them to call you.  They wont ever bother you again.

This is a criminal extortion scam operating out of India. They are making the calls utilizing VOIP and the names of legitimate firms to make it appear the calls are originating from within the US. There is NO "company" or "debt" and you will NOT be arrested. They are harvesting and/or buying consumers' personal identifying information from unscrupulous websites like the one you may have filled out an application with, and you need to do whatever you can to protect yourself. This includes: Notifying the FTC: https://www.ftccomplaintassistant.gov/, placing fraud alerts with all three credit bureaus, notifying your bank and employer and letting these criminals know you are aware they are attempting to extort money for a non-existent debt and have alerted the authorities.

ABC News released an investigative report on this scam in June. The FTC has indicted one of its ringleaders for criminal fraud:

http://abcnews.go.com/Blotter/phantom-debt-co ... 16512428&page=1

http://www.ftc.gov/opa/2012/08/bgm.shtm

i'm going thru same thing is this legit. i actally did have loan but commited no fraud

Be very careful this scumbags also use ph# 818-450-3263, and use law firm Baker and Mckenzie from Los Angles, CA, & use names such as Robert James, Christopher Paul , and Adam Paul, and threaten to call police to arrest you etc, all these scumbags have thick indian accents!!!

What's funny is this afternoon i received on of those exact phone calls but from a different number 567-248-4363 with the same lame Indian guy trying to be Mr big shot lawyer when he couldn't even speak proper English. Said he was calling from Ohio, when I asked to speak to his supervisor he said he is the supervisor... YEAH RIGHT FU*K THEM is what I say......

I too am receiving calls from 567-248-7504. They are threatening in nature. He used the name of Mr. Franklin and when I asked to speak with Mr. Franklin he tells me that he is his partner and not available...how can I help? He begins to accuse me of a payday loan which is illegal in the state of Georgia in which I live. He also has my social security number and was eager to state it to me. How he has this information is beyond me. He beings to threaten me with being arrested by the police in order to satisfy this so called debt which I do not have. He also states that he is calling from O'Conner Davis Law Firm.

I want this person to cease and desist with these calls. I also told him he could contact my attorney and provided the number. He was willing to take it however, I bet he doesn't use it.

Yes, I to have received calls from this Robert James,Robin Henry,Shaun Carter and Shaun Jackson. All with thick Indian accents. I called the law firm he claimed he was from which is O'Connor Law Firm in Cincinnati,OH informed them that a scam artist is using there company name to get people to send them money or the sheriff's department in there town will come to there job and arrest them. This area code is listed in Findlay Ohio, and the white pages does not have this law firm listed in this part of town. Also beware of these numbers 567-248-8398,4640,7203,7204. A Mr. Brown who is suppose to be from the Criminal Investigation Department that will send out the police to arrest you.

Just got an email from info@nationwidedebtassociation. A "Sr. Paralegal" by the name of Robert James requested that i call him within 2 days or legal action would be taken against my name..... I emailed him back and he insisted i call him. When I stated I did not have the free time to call at the moment he became upset and said I had to have my attorney call him back or that I would need to call. His words were "Call now or never". He left a number 567-248-4363 ext. 1075

It's nothing but a scam!
Ignore the calls.

Same thing happened to me yesterday he was fro the same legal firm, same number and was demanding $8000 or I would have to go to court the next morning. After arguing with him, he said the FBI would show up at my door to arrest me. LOL yup because the FBI has all the time in the world to chase after people who "supposdly defaulted on there loan" yea a loan that was never taken out....He also had my SS # as well as my bank routing number. He said he was unable to verify paperwork regarding his claims unless I paid him first.

I've put a freeze on my credit report, and called my bank to change all my acct # and routing #. Economy is hard enough, make sure to protect your itentity. If they call for you, and try to verify your social, tell them the information they have is incorrect...


These animals need to be stopped. ONLY WAY IS  BY NOT GIVING THEM YOUR MONEY! DO NOT FALL FOR THESE SCAMS!

Received several calls from this number today.  If I don't answer voicemail is left.   Caller states name and that he is calling from an attorneys office.  Demands that I call them back immediately.  Leaves nasty message stating that the police will come after me. Answered last call and told them I was reporting to Better Business Bureau.......hopefully this will stop phone calls.

I had the same thing happen last month. So i contacted my local police department to inquire about the "legal actions" against me. the officer i spoke with took down my name and number and he called them and advised them to stop calling me. Then he told me if they call back to let him know and he would take it from there. Just remember that if they call more then three times in an hour that is considered harassment.

I recieved a call from a guy with a thick indian accent of the name Officer Kevin Smith. He had the last four of my social security number, calling from an unknown blocked number, and gave me the number of 567-248-5292.  He also had the address I had just moved from a month ago (you'd think a Federal Crime Investigator would have my current address by now) He left a voice message (I didnt answer the call). He said he had a legal complaint, and that I was a "primary suspect" and that he was going to freeze my social security number.. he told me to call him back on his immediate number, but when I called it was a dead number. He told me if I didnt respond I would be responsible for the federal crimes against me. Is this a fraud?

Same story as all the rest. Repeated voicemails to call immediately 567-248-2798. It's a time sensative matter. If you don't return the call, then best of luck. I finally answered the phone and got into a heated arguement. They said I got the loan through American Payday Loan. I said when I receive a certified letter from the courts with charges being filed and PROOF that I even received a loan, then I'll worry about it. Otherwise do not contact me again or I will report you! I told him that I knew this was a scam and not to call me again.

I can't remember the guy's name that I was arguing with. A previous message said to contact Mr. Watson. The name of their company is Oconner Davies legal associates. Scammers.

I received a call today..from John Collins.....these people need to be stopped!! Way past funny..I like all the suggestions and if we all do 1 ad a week..maybe we can make them sorry they are breathing our air!!
Scum don't need any!!!
SS

A guy named john smith called me from (567)248-2798 said that I had a case on me about  not paying a loan  nd said they were goin to investigate me nd if I lost the case I would have  to pay back money I argued with the guy a said why  huh why im I getting sued I dnt know what your talkinf about hw said no no ni nd jyst hung up

I got a phone call from a guy named John Smith said I had  a lawsuit against me   I told them I hadnt taken out any loan he said I was going  to have a case and that if I lost I was u g oing to  have  to pay back $4,000-$5,00 he told me the laat digits of my ss# I kept arguing with him saying I didnt take out any moneyd what not he got mad and just hung up

I RECEIVED A CALL. LOL THEY TOLD ME I OWED THEM. LOL. AND IFHEM  I DON'T PAY THEM BACK, THEY WILL SEND ME A LETTER FOR COURT 11AM TOMORROW MORNING. AND THEY ASKED ME DO I HAVE A WALMART OR WALGREEN'S CLOSE BY. TO BUY A GREEN DOT CARD AND LOAD IT WITH $394.00 TO COVER MY CHARGE FEES. LOL THEN I WOULD HAVE TO CALL THEM BACK AND GIVE THEM MY CARD PIN..... I ASKED THEM TO SEND ME A INVOICE SO I CAN TRACE BACK MY PAYDAY LOAN. THEY STARTED ARGUING WITH ME. HIS NAME IS LARRY...!!!!BE AWARE IT IS FAKE... DON'T BE DUMB AND SEND YOUR MONEY. RELAX AD WAIT TILL THEY SEND YOU YOUR LETTER..

i received a call yesterday by James Ffranklin i was accused to pay a bill of $12700 when i asked him why? he told me for not paying back money loan..i told him  to sent me a proof ,he answered no
but police will come to me in two hours and to solve  this ,i have to go to Kmart or CVS ask for "Moneypak""  told me to give him only 300 and also said that the 300 can be paid twice...the weirdest part was he gave me the last four of my SS# ...i dont really know what to do!!!Help>

I received a call at work, which I had never provided to any bill or collector because calls are not allowed.  He said that there was going to be a case on the coming Monday at 11am in my local courthouse against me and my SS #.  When I said what are you talking, and asked him what town that would be he hung up the phone.  I called right back and ask for Mr Anderson, they said he was on break.

I told them that if they call this number again, I would be reporting them.

This is BS.

Phantom Debt Collectors From India Harass Americans, Demand Money

By BRIAN ROSS (@brianross) , CINDY GALLI and MATTHEW MOSK (@mattmosk)
June 7, 2012

Hundreds of thousands of cash-strapped Americans have been targeted by abusive debt collectors operating out of overseas call centers suspected of links to organized crime in India, law enforcement officials told ABC News.

The calls are part of a massive scam, one that appears to target struggling Americans -- especially those who have gone online to apply for payday loans. Armed with personal information from those pilfered applications, the threatening callers, who claim to be debt collectors poised to initiate legal action, have managed to pry loose millions of dollars from their victims -- even when the victims never owed money in the first place.

"This is what we call a phantom debt collection scam," said Jon Leibowitz, the chairman of the Federal Trade Commission. "It's a very pernicious and innovative new fraud."

Working through call centers in India, the commission estimates that the criminals have dialed at least 2.5 million calls, persuading already cash-strapped victims to send them more than $5 million. Some have reported receiving dozens of calls per hour. They are victims like Cindy Gervais, of New Orleans, who went online for a quick loan when her husband's car was hit by a driver who didn't have insurance.

Even though she paid the loan off, the so-called "phantom" debt collectors with Indian accents began calling to say she still owed money.

He more or less told me that if I didn't pay, they were going to have someone on my doorstep to arrest me," she told ABC News. "And that they were going to contact my place of business, and tell them what kind of person I am."

At first, she said she resisted. Then the calls became more frequent, and started to ring on her cell phone, and at the grocery distribution company where she had worked for 27 years.

"I was more or less was in panic mode because he told me there would be someone before noon at my place of business to arrest me and take me to jail," she said tearfully. "So I agreed to pay him."

After receiving scores of complaints, investigators with the FTC said they began tracking the calls, and following the payments. They alleged the payments led them to a California company run by an Indian-American named Kirit Patel, and that such scams would not be possible without American front men.

"I would say that all roads of this scam, or many of the roads of this scam, lead back to Mr. Patel," said the FTC's Leibowitz.

ABC News tracked Patel for weeks, from the suburbs of San Francisco to Austin, Texas.

Patel refused to talk. But his lawyer, Mark Ellis, said he believes it is far too early to pass judgment on his client. Ellis, a Sacramento-based attorney, told ABC News that Patel was hired for a nominal fee to set up an American shell company, and had no idea what the call centers in India were doing.

"I can tell you, he was as snookered by the people in India as anybody," Ellis said. "He's a 69-year-old man who is nearing his retirement who thought all he had to do was set up some corporations and everything was on the up and up. He's completely dismayed that he has become the lightning rod of this entire problem."

A close friend of Patel's also defended him in a brief interview at his home, saying Patel was not trying to defraud anyone -- he was just an unwitting, bit player in a larger scheme.

"If Mr. Patel was just a cog in the wheel he seems to have been a pretty big cog," Leibowitz said. "It is clear that Patel was integrally involved with this scam."

Leibowitz points to thousands of pages of financial and phone records gathered by the FTC and filed as part of a civil case brought against him in the U.S. District Court in Sacramento last month. When FTC lawyers sought to freeze his assets and prevent his business from continuing to operate, Patel responded by invoking his rights against self-incrimination. His lawyer told ABC News he has had to be careful in how he responds to the allegations in civil court "because there is a potential criminal action," but that Patel maintains the allegations against him are false.

Federal investigators said the phantom debt collection operation that allegedly benefitted from Patel's assistance was one of several that all trace back to the same small town in Western India called Ahmedabad. Callers use technology to make it appear that the calls originate inside the U.S. Victims provided ABC News with recordings of dozens of the calls, and many of the thickly accented callers appear to be reading off a script.

"Subpoenas have been readied, and Monday morning you're going to be picked up from your home," one caller says on a victim's voicemail. "And you have children. Don't worry about your children. We have a childcare department to take care of the children."

"You will be behind bars for six months," said another caller. "And once you go behind bars, you will lose your job. Once you are behind the bars, you won't get a single drop of water."

William Peerce Howard, a Tampa attorney who represents victims of harassment from debt collectors, said it takes an especially twisted criminal to use threats and coercion to pry money from someone who is already struggling financially

"These guys really are the most visible villains in America today," he said. "They make a living scaring people."

Mark Merola, of Florida, said he just panicked when the caller told him he might be arrested at the deli where he works in a Florida retirement community.

"I was nervous. I didn't want to embarrass myself, my family," he said. He used his debit card to pay the collector $576.

Afterwards, he says he realized "how stupid I was."

"It just happened so fast," he said. "I got scared."

Leibowitz said he hopes with more attention, future potential targets of the scam will recognize red flags before they turn over any money.

If callers say they are from the police, consumers should know that law enforcement officers do not collect debt for private parties. If the caller is speaking with a thick Indian accent, but calls themselves by a names such as Officer Mike Johnson, that should be a tip off. And if they're calling 40 times in two hours, that's another red flag. "Legitimate debt collectors, legitimate pay day lenders don't do those sorts of things," he said.

Merola said he would like to see anyone involved in the scam prosecuted aggressively.

"There's no place in society for these people," he said.

http://abcnews.go.com/Blotter/phantom-debt-co ... 16512428&page=2

I also got a call from567-248-2798 saying the same stuff. That I owed money and blah blah blah. The nam I got was Wilson Jordan.  I simply told them That I know it is a scam and if they called me again I was going to call my lawyer but to sue them. Never heard from them again.

Just as an FYI, everyone, I have attempted something that you might find interesting:

I have been reading through these posts almost daily for over a year now.  This whole scam irritated me in a unique way for some reason, and I have been hell-bent to try anything and everything I can to help stop anyone else being a victim or give them any more funding for whatever ilicit purposes they are involved in.

I have chosen numbers from random posts on this forum from other people.  Keep in mind that none of these numbers had ever contacted me!  I called back and started asking questions, acted a little bit worried and when they asked my name, I gave them a fake one (said I was Chuck U. Farley, which the humor was completely lost on them).  I would then hang up.  LITERALLY WITHIN 30 MINUTES I started receiving calls for Chuck U. Farley about a warrant for my arrest, a huge bill for a payday loan that wasn't paid, check fraud charges, etc.  Chuck U. Farley doesn't even exist, the name was an invention of my imagination, but they sucked onto it like leaches thinking it was yet another person they could scam out of money.  As soon as they had a phone number & name, a bad debt of outrageous porportions "magically appeared".

On that note, I agree that we seem to be getting nowhere with assistance from our own government.  I have filed complaints with every branch I can think of (& some new ones I found online).  There has been no response, action or resolution.  I have resolved to just keep trying to help as many as I can from sending their hard earned money, and for myself start seeing the humorous side of it all.  Here is a previous post I listed.  It may give you some good ideas on how to deal with them, but at the very least it should add a little humor to your day:

"Here's some more ideas to add in there:

They have started in with a new number now (567-248-2798), so the game begins again!  This time when the guy identified himself as an "officer", I told him he has called a crime scene and I started interrogating him.  He hung up after some stuttering and stammering.  Anyone who did not see my last post, here it is again with some more creative ideas on how to deal with these idiots:

"OK, first off, everyone CALM DOWN and don?t freak out about these guys.  No matter what they say or what they threaten, they CAN?T do anything to you.  I know every one of us has tried filing reports with law enforcement, FTC, FBI, ic3, etc.  It doesn?t seem to work, because these guys aren?t even in the USA.  So take a deep breath, relax and don?t let them ruffle your feathers.

Now, I started getting these calls about a year ago.  I have personally used all of the tactics below, and they do stop calling me for about 6 months?so the way I figure it, a little time out of my day to give them back a taste of their own medicine is worth it for 6 months of peace and quiet.  Keep in mind, as well, every minute you spend screwing with them on the phone is a minute they are NOT able to scam someone else.  (And the only way they will ever stop is if nobody pays them any money ever again!)  And now for the fun part?how to screw with them back.  I will start with the easiest and move up the line with the more time consuming:

If you have no time to mess with them:
a.    Just don?t pick up the line.  Let it go to voicemail and delete the message.
b.    Pick up the line and immediately hang up.  Keep doing it until they stop.
c.    Pick up the line and use an air horn or police whistle blown straight into the mouthpiece of the phone.  (I personally like the canned airhorn the best.)
d.    If they call while you are driving, turn the radio up as loud as possible and answer the line on speakerphone.  Don?t say anything, just let them listen to the blasting music.  Heavy metal music works best, but I personally have a CD with Star Spangled Banner on it, so I play that as loud as I can.  Just leave the line open with the music blasting until they hang up.

If you have a little more time to mess with them:
a.    Ask if they are related to the deceased (insert your name here as the ?deceased?) or just a family friend, because ?the viewing of the body if for family only, but the memorial service is open to everyone.?  Ask if they would like directions to the funeral.
b.    Simply tell them that you have read all about their scam on the internet & seen it on the news on TV, so you aren?t paying anything.  Don?t listen to any response, just hang up on them after saying this.
c.    Use this one only if you are willing to be as crude as they are:  Using the name they gave you (i.e., ?Officer Mike Taylor? was the last one I got), say, ?Is the this THE Officer Mike Taylor I read about on the internet?  Is it true what the posts online say, that you have such a small d**k that even camels won?t have sex with you??  Then hang up on them.
d.    (For this one, I must first apologize to PETA and all vegans, but it highly offends the scammers because they consider cows to be divine beings.)  Tell them you don?t have time to speak with them, because you work at a slaughter house and you have over 100 cattle you need to ?kill off? before the end off the day.  Then hang up on them.
e.    Are you good with theatrics?  Then try this one?it was actually highly effective for me:  Put on your deepest, scariest, growliest voice and just whisper into the phone over and over, ?I command the demons to come for you, I command the demons to come for you, I command the demons to come for you??.  Just keep whispering it over and over until they hang up.  I think this one worked well because they are quite superstitious.
f.    If you know a foreign language, answer the phone in it and just keep talking in unintelligible phrases.  The more obscure the language, the better.  Don?t know a foreign language?  Pig Latin seems to work just as effectively.
g.    Ask if they are calling from the convenience store, and can they give you last night?s winning lottery numbers, because you are sure you have won.  For any response they give to it, just keep yelling over and over, ?I won! I won!?
h.    When you answer the phone, ask them where your pizza is and tell them because they didn?t get it to you in the ?30 minutes?, you?re not paying for it.  Hang up.
i.    Tell them you are at work right now, but to call you back on your ?home? phone, and give them this number: 202-835-0778.  (This is the scam and fraud reporting division number at the FBI.)  Hang up.

If you are REALLY p***ed off, and have plenty of time to screw with them:

a.    Go on to Craig?s List and post an ad in the wanted section or services section  saying you are looking for a payday loan company because you need a loan.  Ask they call you right away.  List the scammer?s name and phone number as the contact information.  (This sends the scum-sucking bottom feeders off to call the other scum sucking bottom feeders?LOL)
b.    Go online and look for every free daily horoscope, free insurance quote, free mortgage lending, etc., and click on the ?have an agent contact me? link.  Type in the scammer?s name and phone number.  Viola!  Now they will get flooded with telemarketers as well.
c.    If you would like to blow off steam, and have no problem with swearing, just keep calling them over and over pretending you have Tourette?s Syndrome by just screaming obscenities in the phone until they hang up.  This works pretty good in the car, because no one else can hear you and it is a good tension reliever.
d.    Log onto these payday loan sites and enter all of the scammers? information on it.  This way they might even wind up on their own list!
e.    (Do NOT attempt this one unless you have state of the art spyware & virus protection, and even then, you still are taking a risk):  Go into your spam folder on your computer.  Find every email you can about ?you won millions of dollars? or ?the Nigerian lottery? or something to that effect.  Send it back with all of the scammers? contact information.
f.    Research for the phone numbers to both local and national TV news stations ?breaking news desk?.  Again, tell the scammer on the phone to call you at your ?work number? and give the number to the news station?s phone number.  (Hopefully, if the news stations get enough of these calls, they will start airing more stories about it, reaching more people and reduce the number of victims that fall for this.)

Again, before sending money to ANYONE, stop. Think.  Do you have any paperwork showing you owe money?  If not, ask for paperwork.  If they refuse to send it, they are scammers.  A real collection agency will always: 1. provide paperwork; 2. never yell or cuss at you; 3. never require you to pay first before receiving paperwork; 4. never identify themselves as an officer of law enforcement; 5. never threaten you with jail, arrest or physical harm.

I have also received a call from some scum bag with an Indian accent who claims to have an American name (as if, right?).  The first time he called I thought he was trying to sell something and said I wasn't interested and just hung up on him.  He then called back, did not pronounce my name correctly and when I told him I wasn't interested AGAIN he told me not to hang up that he had important information about a time sensitive matter he needed to discuss with me and that he needed my "attorney's name".  I asked him for what - he claimed there were 3 allegations against me and that they would be filing something against my SSN by the week's end, but did not tell me what this was in regard to AT ALL.  I told him I had no knowledge of what the hell he was talking about and he acted all surprised like he couldn't believe I did not know what this was in regard to.  He offered to transfer me to his superior (another Indian scum bag I assumed), and this is where I hung up.  I think this is just another bill collector's way of trying to intimidate me into paying something I do not owe.  Should I just call the Attorney General's office and report this jerk?

RECEIVED THE SAME CALL FROM A JAMES FRANKLIN SAYING THEY ARE FROM THE  FIRM OF O'CONNOR & DAVIS LEGAL ASSOCIATES & I OWE MONEY TO AMERICAN PAYDAY CASH & WANT ME TO PAY IT OFF THEY KNEW WHO I BANKED WITH & MY CITY TRIED TO GET MORE INFO FROM THEM SAID THEY WOULD CALL BACK  DO EVERYONE THERE HAVE JAMES IN THEIR NAME?  WHO DO REPORT THIS TO???

Someone with a strong Indian (Asian) accent calls me several times a day. He gives his name and the name of the legal office he works for, but I can't make them out due to his accent. He says that American Payday Loan sent or deposited some undisclosed amount of money to my email address and that I am late on paying it back. He says that the police are going to do something, but I'm not sure what he meant. If I don't answer, he leaves a message. I have decided to say his voicemails.

I'm pretty sure that this same guy called me several times last month, saying that the US government wnted to give me some money..a grant of some sort. He kept asking for my bank account number and routing number so the money could be put into my account.

This guy seems real disgusting. What can I do?

I received a call from 567-248-2798, basically repeating what the previous post said (bp) - that there was a warrant for me to be executed by Thursday and if I didn't pay today, I would be arrested, etc., - well I immediately said, o.k. you do know that you are a fraud right - and he actually said "YES" - go figure --

I received an email from a Robert James @ Nationwide Debt Association @ 567-248-2798 X1075. I did return the call to the phone on the email. He asked me if I knew what this was about. I told him no. He proceeded to explain. He advised me that I had an outstanding payday loan from USCashNet in the amount of $410.00. I was going to be sued if I did not take care of this by Wed of this week.   I was told that the money was deposited in my account around Oct or Nov of this past year.  He advised me that I received many phone calls @ home on my voicemail (which I advised him that I had not). I do get calls on my voicemail at home and there is no one speaking they just hand up.   He said if I wanted to take care of this that I would not be sued.  I asked him to send me a copy of a bill or any invoice from the lender for that amount.  He told me he could not send me one. As I told him that he sent me a bill that I could send it to my attorney.  He asked that I have my attorney call him.  I told him that I would again give this information to my attorney and he started to get belligerent.  He keep talking over me an letting me know that I should be pre-pared for the police authorities to come to my work.