Itseem they call in the midle or end of the month, Why can the cops getting for this  tried of tjhis. I have my proof that paid the loan .It making me sick inside and out. Make  me have a nervse break down.

Hi they are doing to me again and again when leave alone, I been call have all my paper  can say paid want me do.

I also keep getting the same call at my job and at home, I don't know who these idiots are but i believe this is harassment he said they will keep calling for what I said if I owe money then take me to court. Then he said they will come to my job and arrest me. i'm still waiting for that.

I just received a call from an obviously indian man who claims his name is Alex Jones for some law office of ? Novack when I heard the accent I knew it was a scam so I just said I wasnt home and took the message he said its was very important that I call him because the police were going to be coming for me.....I almost laughed because not only does this violate the fair credit collecting act but its a joke anything criminal would have to have a warrent for my arrest and the police would come no one would call to warn me they were coming.

A man with a heavy accent keeps calling my phones. He leaves threating messages. I have reported this number to the Collection Agency with the Attorney Generals office303-866-5304. I have aso filed a report with Telemarketer Complaint department with the Attorney Generals office here is there number800-222-4444   And another witthe Feder Trade 877-382-1222. Please use these numbers if you need to. These calls are redicules and inappropriate. These are scammers who are trying to scam innocent people out of money. I have an investigator involved in my situation.

Phantom Debt Collectors From India Harass Americans, Demand Money

By BRIAN ROSS (@brianross) , CINDY GALLI and MATTHEW MOSK (@mattmosk)
June 7, 2012

Hundreds of thousands of cash-strapped Americans have been targeted by abusive debt collectors operating out of overseas call centers suspected of links to organized crime in India, law enforcement officials told ABC News.

The calls are part of a massive scam, one that appears to target struggling Americans -- especially those who have gone online to apply for payday loans. Armed with personal information from those pilfered applications, the threatening callers, who claim to be debt collectors poised to initiate legal action, have managed to pry loose millions of dollars from their victims -- even when the victims never owed money in the first place.

"This is what we call a phantom debt collection scam," said Jon Leibowitz, the chairman of the Federal Trade Commission. "It's a very pernicious and innovative new fraud."

Working through call centers in India, the commission estimates that the criminals have dialed at least 2.5 million calls, persuading already cash-strapped victims to send them more than $5 million. Some have reported receiving dozens of calls per hour. They are victims like Cindy Gervais, of New Orleans, who went online for a quick loan when her husband's car was hit by a driver who didn't have insurance.

Even though she paid the loan off, the so-called "phantom" debt collectors with Indian accents began calling to say she still owed money.

He more or less told me that if I didn't pay, they were going to have someone on my doorstep to arrest me," she told ABC News. "And that they were going to contact my place of business, and tell them what kind of person I am."

At first, she said she resisted. Then the calls became more frequent, and started to ring on her cell phone, and at the grocery distribution company where she had worked for 27 years.

"I was more or less was in panic mode because he told me there would be someone before noon at my place of business to arrest me and take me to jail," she said tearfully. "So I agreed to pay him."

After receiving scores of complaints, investigators with the FTC said they began tracking the calls, and following the payments. They alleged the payments led them to a California company run by an Indian-American named Kirit Patel, and that such scams would not be possible without American front men.

"I would say that all roads of this scam, or many of the roads of this scam, lead back to Mr. Patel," said the FTC's Leibowitz.

ABC News tracked Patel for weeks, from the suburbs of San Francisco to Austin, Texas.

Patel refused to talk. But his lawyer, Mark Ellis, said he believes it is far too early to pass judgment on his client. Ellis, a Sacramento-based attorney, told ABC News that Patel was hired for a nominal fee to set up an American shell company, and had no idea what the call centers in India were doing.

"I can tell you, he was as snookered by the people in India as anybody," Ellis said. "He's a 69-year-old man who is nearing his retirement who thought all he had to do was set up some corporations and everything was on the up and up. He's completely dismayed that he has become the lightning rod of this entire problem."

A close friend of Patel's also defended him in a brief interview at his home, saying Patel was not trying to defraud anyone -- he was just an unwitting, bit player in a larger scheme.

"If Mr. Patel was just a cog in the wheel he seems to have been a pretty big cog," Leibowitz said. "It is clear that Patel was integrally involved with this scam."

Leibowitz points to thousands of pages of financial and phone records gathered by the FTC and filed as part of a civil case brought against him in the U.S. District Court in Sacramento last month. When FTC lawyers sought to freeze his assets and prevent his business from continuing to operate, Patel responded by invoking his rights against self-incrimination. His lawyer told ABC News he has had to be careful in how he responds to the allegations in civil court "because there is a potential criminal action," but that Patel maintains the allegations against him are false.

Federal investigators said the phantom debt collection operation that allegedly benefitted from Patel's assistance was one of several that all trace back to the same small town in Western India called Ahmedabad. Callers use technology to make it appear that the calls originate inside the U.S. Victims provided ABC News with recordings of dozens of the calls, and many of the thickly accented callers appear to be reading off a script.

"Subpoenas have been readied, and Monday morning you're going to be picked up from your home," one caller says on a victim's voicemail. "And you have children. Don't worry about your children. We have a childcare department to take care of the children."

"You will be behind bars for six months," said another caller. "And once you go behind bars, you will lose your job. Once you are behind the bars, you won't get a single drop of water."

William Peerce Howard, a Tampa attorney who represents victims of harassment from debt collectors, said it takes an especially twisted criminal to use threats and coercion to pry money from someone who is already struggling financially

"These guys really are the most visible villains in America today," he said. "They make a living scaring people."

Mark Merola, of Florida, said he just panicked when the caller told him he might be arrested at the deli where he works in a Florida retirement community.

"I was nervous. I didn't want to embarrass myself, my family," he said. He used his debit card to pay the collector $576.

Afterwards, he says he realized "how stupid I was."

"It just happened so fast," he said. "I got scared."

Leibowitz said he hopes with more attention, future potential targets of the scam will recognize red flags before they turn over any money.

If callers say they are from the police, consumers should know that law enforcement officers do not collect debt for private parties. If the caller is speaking with a thick Indian accent, but calls themselves by a names such as Officer Mike Johnson, that should be a tip off. And if they're calling 40 times in two hours, that's another red flag. "Legitimate debt collectors, legitimate pay day lenders don't do those sorts of things," he said.

Merola said he would like to see anyone involved in the scam prosecuted aggressively.

"There's no place in society for these people," he said.

http://abcnews.go.com/Blotter/phantom-debt-co ... 16512428&page=2

There have been many, many calls by middle eastern accented people to my place of employment - first from a male and then several times from a woman who calls herself Ana Parker.  The male, after being instructed by the office manager to never call this number, resorted to calling her foul names.  She hung up on him and then he called back several times more and continued to verbally abuse her.  "Ana Parker" claims to work for the legal dept. of crime prevention, and is calling regarding 3 criminal investigation case files that have come across her desk.  Apparently, according to her, I have gotten myself into deep legal trouble and better make an "urgent" call back to her.

I received a call today on my direct line at work from some dousch bag named Andrew White. He claimed I didn't pay a pay day loan I had for $310 and that I would be arrested if I didn't pay. He said after all the court fees, etc I owed $8XX.XX but will settle with me for $510. I was freaking out and thought I was really going to be arrested so I gave him my card information!!!!! After realizing this place was a scam & after I talked to my actual pay day loan place I cancelled my card and called the police to let them know of this place and the cop called them said he was going to have some fun with them. I haven't heard back from the cop but this is ridiculous! How can this place get away doing this? What about the people who actually fall for it and pay these people!? It's pretty scary. I am only 25. The cop recommended I get my credit report in a month just to see if anything has been happening with out my knowledge. Said to go to annualcreditreport.com. I hope nothing else happens. The cop verfied for me that I actually did NOT have any warrants out for my arrest. This is a HUGE AND TOTAL SCAM! I hope these people fall off a cliff. Scammers are worthless!!

I got a call from this number a little over an hour ago while I was gone. I just called them back and I got a guy who tried to claim his name was Alex Jones and they were suing me on behalf of some payday loan company if I did not pay up.  They have all my information, including my social security number, which I do NOT like, but they are not legitimate.  The accent of the person who left me a message was so thick I couldn't understand what he was saying, and the guy I reached was not much better.  He just called me  back from what showed as a local number (602-258-1060) and started telling me I was a scammer.  He then called again from another number showing as Miami (786-533-3031) and my mother told him to not call again. Less than thirty seconds later he called again and I told him he was in violation of federal law and hung up.  He called again almost immediately and my mother answered and then hung up.  He called again immediately and just now again.  That is six phone calls in the space of only a couple minutes.  No legitimate law firm or collection agency would do this.  There have been two more calls just since I started typing the last couple sentences, that's a total of nine calls now plus the time I called him back.  

Anyway, he also said I was a criminal, which is not the case, of course.  Things like this are civil matters and go on your credit record if there really is an unpaid loan.

Got a call from Andy White...he was clearly middle eastern and told me I had a litigation against me.I already repoted this to the local police and told him to contact the sgt. That was handling the case...they told me to get a lawyer and hung up real fast.

I got a phone call from mike thomas today also ( indian accent) very hard to understand. Claimed I owed him 800 dollars, but would settle my so called account for 250.00. Really? Told me detectives were coming to my work, gonna garnish my wages and all kinds of threats. He told me to get a lawyer and I said for what? Couldnt give me any account number either. So I asked him about 7 times for his address, at first he said he didnt have one, then gave me this one 24 N. Market St. Suite 301 Jacksonville,FL. Said he worked for rober shaffer. I googled the address he gave me and it is a law firm but it is actually Rober Carl Davis. I called the real law firm and they have never heard of shaffer or mike thomas. He also said he was gonna send me an email and that I would get something in writing. No emails or anything in writing. I also called mike thomas back and basically called him out about the law firm, he got snotty and hung up. Since then I call him about 3 times a day telling him I still havent got an email or anything in the mail!! Im making this idiots life a living hell and lovin every minute of it.

If you did not take the loan, I would not even listen to these people. Ask for written correspondence. I have taken a couple of these short term loans but paid them off on time. Problem is when you submit your information for a loan, scammers get it and try to take advantage of the unwary.

Ann, is this a man who has an East Indian accent? About one month ago he called for the first time, when I denied knowing what he was talking about and asked him to send me some correspondence, he got irate and said that his investigator would be at my home. Still waiting......!!

PS: He claims to be calling from the Law Offices of a Robert Schiffer but gives no location. Obviously a filthy scammer.

Man with East Indian accent says he is calling from the Law Office of Robert Schiffer regarding pending litigationl agains me, (one call said for unfinished repair work, others I could not understand, something about an unpaid debt) he says that to avoid any trouble, I should call him at 567-248-5853, extension 220.

First call I received about one month ago, I told that I had no idea what he was talking about, he became irate and said that his investigators would be coming to my home. This man hung up abruptly when I replied that he and his investigator better wore good body armor if they came to my house.

Every call threatens me with an arrest warrent.

I received a threatening phone call saying I owed this company money for a payday loan I didn't take. They said that I wad being sued and needed to pay $8,000 and change. This seems like a complete scam. Any words of advice?