So your saying to others pay their debts. Why didn't you pay yours back? You said he gave you a good deal on an installment plan. Whoa! You can't possibly think anybody with half a brain believes a word you said do you? What a work of fiction. Shows how absolutely ignorant you scammers are. Whats the matter this site hurting your ability to rob people. Just between us by the way email is 1 word. Dummy!

Huh...I think you're a sham. 2 posts within 2 minutes?!? Yours and the one before it seem petty fishy to me. You probably work for these scumbags trying to collect. This Mr. Mullen called me again and with a disappointing voice and very unprofessionally says, "Yeah I got your garnishment paperwork here...." and that was the end of the message. I called an attorney. I know what to do next.

"Was giving a very good deal"? Silly shill, this board is for complaints!!

They offered me a settlement on a installment loan i had taken out. I paid back and was giving a very good deal. Mr. Mullin e mailed me the information before i setup the payment. Then after he sent me a paid letter. You people need to get a grip and just pay your bills you agreed you would pay back in the 1st place. No wonder why this nation is in debt. You people borrow and then do not want to pay them back. Pay back your debt America and we would not be in this situation.

I just wanted to let you all know. I like to take out pay day loans for thousands of dollars and i don't ever pay them back. I like to give them my word and my account information. I like to tell them i will pay them back but in the back of my mind i no i will never give them back a dime. I'm a scum bag i know just like all you people whining. That's ok though. I know i received a free 10,000.00 dollars and i don't care if i have a civil matter or a criminal complaint that is going to be placed against me. Because i'm a dead beat and like to steal and not pay back what i gave my word on also signature that i would pay back.

I got a call from this guy, too. He called last month and I set up an arrangement because I knew I had an unpaid payday loan. BUT, doing more research, they have to notify you about the debt in writing within 5 days of contact. He never did. He also kept telling me he would email the negotiation we came to. Well, he never did that either. So, I didn't pay. He has now called me again telling me i need to call him by 4 or he will assume I am refusing to or some crap like that. I guess I just have to wait and see if I get served! He told me there is a criminal and civil case against me as well. Another thing, he gave me a US docket/case #. I called an attorney and asked him about that and he was puzzled. He said you can't have a case # unless it has already been filed!

I also received a call from Mr. Mullen who said he was a licensed arbitrator and that a civil and criminal suit is being filed against me, but he didn't say for what. I'm assuming an unpaid bill. I happen to work in collections and it is not a crime to not pay a bill unless there is criminal intent with obtaining the money. It is also against collection law to threaten anyone with criminal action or say you are someone you are not.

I got a call from this number from a Mr.Mullen who was a mediatoror Los Angeles County calling to adv that there was a civil and a criminal suit.being filed against me and to call him back before 7pm that same day to resolve the suits before they are filed-- I've never heard of anyone calling to warn you that you have a pending suit against you-- I thought that you would just get served-- I didn't answer the call there was a detailed message adv me to callback..I think its a scam

Sir your a bum. Just pay your bills and stop scamming pay day loan companies.

You owe them money because of a pay day loan. Why would you pay $300.00? Then not pay them the rest? You just lost 300.00 and took care of nothing sir. Wow, I  made payments of 237.00 like i was supposed to. 4 times. Bi weekly and it was all done and over with. Then that gentleman sent me a paid letter through my e-mail. Now i know i paid my debt of what I owed.

Thank you again Mr. Mullen

There was a gentleman there by the name of Mr. Mullen. He said i had a serious matter and that he would reduce the balance so i would not have to pay the full amount of money that i owed for taking out a pay day loan. I'm sorry sir, but if they are calling you it's because you took out a loan and did not pay it back. There was a contract that I signed and it stated I only had a cetain amount of time to pay. If the loan went bad there could be legal action taken against me. So this Mr. Mullen gentleman said he would reduce the balance (because of the interest that accrued from me not paying the loan back) for me and get me a paid letter to prove I paid off the loan I had taken out. He definatley was a nice gentleman helping me out so i would not have any serios actions taken against me. Sorry folks this man is just a person who does not pay their bills. If you just pay back what you were given in the first place like you promised you would not have anyone calling you to pay your bills sir.

P.S. Mr Mullen if you read this I just want to thank you for helping me pay off my debt. And for giving me a great deal. This is the reason why our country is in debt. Because of people like this man who take out loans and don't pay them back.

I just got a call from this person.  But when I looked up the number it came up as Sprint Communications.....The cell phone company?  Anyone know who this really is.....

This guy mollin already got $300 from me and ask for 600 more and I don't even k ow who I owe to how to make them stop please.

Calls to say that they are sending the info to the local county then says "good luck".  Don't worry- they are harmless- as a matter of fact they are violating the FDCA.

These people are not attorneys. They are a collection agency and have been in trouble for harassment in the past. Don't answer the phone if they call. Call them back with a blocked number and tell them they are violating the Fair Debt Collection Practice Act if they continue to call.
They will leave you alone, if they listen to you.