Ditto on All Above! I've been getting same calls from same number! Scammers!!!

a man named Michael Thompson called my home and said he was from the fraud department in Middlesex Country, New Jersey and that I had a fraud case.   this call is being investigated now.  I have never lived in New Jersey but my daughter has.    I do not owe anyone ANY money and do not take out loans!          

A "Mike" called our office asking for my husband. Left his phone number to call back.  Within 3 minutes the same number appeared on my cellphone.  Did not answer that call.  Sounded like a call-center in the background.  Did not say what company he was with, but most certainly is a scam!!!!

Please do file reports with the FBI, your state attorney general and Department Of Justice,FTC & FCC..

http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/
https://esupport.fcc.gov/ccmsforms/form1088.action
https://complaints.donotcall.gov/complaint/complaintcheck.aspx?panel=2

Also read up on the laws and your rights:

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf

And see:

http://800notes.com/forum/ta-86217073a9c8dad/ ... 077595690349410
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http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
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http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
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Section 809 of the FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf requires 3rd-party debt collectors to give debtors written notice of debt (the key word is *shall*) :
"§ 809. Validation of debts
(a) Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing?
(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector;
(4) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector; and
(5) a statement that, upon the consumer?s written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor."
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A Collection Agent May Not?

Here are the top 11 actions prohibited by the The Fair Debt Collection Practices Act:

Misrepresent Him or Herself

  A debt collector may not misrepresent himself as an attorney or law enforcement officer.

Use the Telephone to Annoy or Harass

  A collection agent may not cause a telephone to ring or engage any person in telephone conversation repeatedly or continuously with an intent to annoy, abuse, or harass anyone at the called number.

Threaten Arrest or Lawsuit

  A collection agent may not threaten a consumer with arrest. It may not threaten legal action that is either not permitted or not actually contemplated. In other words, a the threat of a lawsuit may be an empty one.

Use Abusive or Threatening Language

  A debt collector may no use abusive or profane language in the course of communication related to the debt.

Publish a Bad Debt List

  Publishing the consumer?s name or address on a "bad debt" list is prohibited.

Contact By Embarrassing Media

  A debt collector may not communicate with a consumer by post card. It may not use any language or symbol, other than the debt collector?s address, on any envelope when communicating with a consumer by use of the mails or by telegram. A debt collector may use its business name if such name does not indicate it is in the debt collection business.

Contact a Consumer at Work

  A collection agent may not communicate with consumers at their place of employment after being told this is unacceptable or prohibited by the employer.

Seek Unjustifiable Amounts

  A debt collector may not demand any amounts not permitted under an applicable contract or as provided under law.

Contact a Consumer Represented by an Attorney

  A collection agent may not contact a consumer after it learns the consumer is represented by a lawyer.

Communicate With a Consumer After Receiving a Validation Request

  If a consumer sends a written §1692g response within 30 days, the collection agent may not communicate with the consumer until it mails the consumer the requested verification of original creditor's name and address.

Communicate With Third Parties

  A debt collector may not reveal or discuss the nature of a consumer?s debts with third parties other than the consumer?s spouse or attorney. A collection agent may contact neighbors or co-workers only to obtain location information. It may contact a third party again if it has reason to believe the information the party provided previously is false.

Bills.com FDCPA FAQ

Below are questions Bills.com readers ask frequently:

Can a Collection Agent Call My Cell Phone?

  Yes. However, if you tell the debt collector it may not use that number because it is a cell phone, it may not contact you again at that number.

I Keep Receiving Dozens of Calls From Collection Agents. Is That Legal?

  No. Unscrupulous collection agents will use "block parties" or "office parties" where they contact a consumer, multiple neighbors, or co-workers telling them they need to reach the consumer on an urgent matter. This is not permitted under the FDCPA.

A Collector Says I Will Be Arrested if I Do Not Pay

  This was a true statement before the US Civil War, but has not been true since. People may be arrested if an aggressive judge files a bench warrant for a person who does not appear at a hearing relating to a lawsuit regarding a debt. However, in that case, the offense is the failure to respond to a court order, and not the existence of the debt. As stated above, it is illegal under the FDCPA to threaten a consumer with arrest if the consumer does not pay the debt.
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Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

? filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim?s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims? relatives, friends, and employers.

Just got a call from a woman who said that she was from Chex Systems...very rude. I've had the same bank account for over 20 years and never had a problem. She said that she would report me to the county where I live and I would receive a Sheriff's notice and have to pay fines and fees. It didn't sound right to me, so I called Chex Systems to report the caller and was told that it is a scam. So frustrating!!

This lady call Ms Young and told her to contact me and hive me this number to call. Well I had not call , because they are scammers. The lady name was MRS. Johnson.  The number is 585-730-6172. I am goin to see a my law on Tuesday.

Message left by a female Barbara Waters asking for someone I have never heard of.  She said she was calling about fraud on a bank account and false statements that were recorded over a phone call. She said to call Mr.  Lance Boswold ASAP or further action will be taken. No company name was given. Caller id stated Buffalo NY 585-730-6172.

They call using public records and try to convince you to pay.  They are not a legitimate collector as they do not provider required info such as license number when requested - and will not mail information about the debt as they are required to do when you request.  Lowlife SCAMMERS.  If any of your family is contacted by them - as they like to do, you can be assured this is a SCAM and tell your family.

This man called me and proceeded to tell me that my name came up from a payday loan that I owed. I have never had a payday loan in my life. Then he asked me how I would feel if he called my family to let them know I didn't pay my bills? He mentioned my sisters name. At that point I questioned him about the information he had and he wouldn't answer my questions. I kept repeating to mail or email me that proof that I owed this money. The last straw to me being calm to this man snapped when he threatened to have the police come to my home and arrest me. I told him go ahead I'll be waiting with bells on. I do have a friend who is an attorney. I called him immediately. He told me not worry about the police coming to my home. He said for the police to arrest you, they need a court to order it. Most of the time they lean or garnishment. It's not criminal unless you reach a certain amount. I gave my friend the name and phone number to this agency. He left a message for them to call him and to never call me again. This gentleman never returned the call.

This is the information that was given to me:

Buddy Peoples or Pebbles
From: Check Systems
Ph: 585-730-6172

Got a call from this number by some arrogant dude at 7:15am telling me that he needs a statement from me. If i dont comply he will arrange the LA county sherrif's office come take a statement from me. He said he is from Checks systems

Call from a Bubby Peoples from Chex systems looking for person to file papers on.  Gave a "Testification #".  Would not go into details only wanted physical location to find this person to serve papers.  Sounds like fraud to me!

man left msg at my husbands work looking for myself or my husband w/a case number saying need a call back or charges will be filed. i also received a phone call on my cell from same number w/a voice mail saying that if i don't call back, then more actions will be taken, but no case number given

did they say thy where from the chex systems and it was about fraud cases against you?